Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Tumkur

For one person, living is cheaper in Tumkur: $356 a month against $936 in Chiang Mai, rent and utilities included – about $7,000 less a year. Other living expenses account for most of the difference.

Chiang Mai, Thailand
Tumkur, India
Chiang Mai
🇹🇭 Thailand
$936
/mo nomad
Tumkur
🇮🇳 India
$356
/mo nomad
Monthly Cost of Living

How much you'll spend in Chiang Mai and in Tumkur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Tumkur actually costs, broken down by who's living it.

A single person spends $936 per month in Chiang Mai vs $356 in Tumkur, rent included.

  • Chiang Mai $936
  • Tumkur $356

A couple spends around $1,457 per month in Chiang Mai vs $570 in Tumkur, rent included.

  • Chiang Mai $1,457
  • Tumkur $570

A family of three spends $1,979 per month in Chiang Mai vs $783 in Tumkur, rent included.

  • Chiang Mai $1,979
  • Tumkur $783

Chiang Mai costs about 163% more than Tumkur, and outside of rent the biggest gap is in groceries.

Both Chiang Mai and Tumkur are more affordable than the global median – Chiang Mai 31% lower, Tumkur 74% lower.

Currency
🍽 Eating Out
Chiang Mai
Tumkur
Difference
Meal at Budget Restaurant
$2.24 ฿75.5
$1.57 ₹149
42.68%
Three-Course Dinner for Two, Mid-Range
$19.00 ฿640
$10.54 ₹1,004
80.27%
Fast Food Meal (McDonalds, etc)
$5.55 ฿187
$3.12 ₹297
77.88%
Cappuccino
$1.67 ฿56.4
$1.54 ₹147
8.44%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.64 ฿21.51
$0.42 ₹39.86
52.38%
Water (0.33 liter bottle)
$0.31 ฿10.29
$0.11 ₹10.48
181.82%
Local Beer (0.5 liter draught)
$2.36 ฿79.5
$2.13 ₹203
10.80%
Imported Beer (0.33 liter bottle)
$3.66 ฿123
$1.60 ₹152
128.75%
🛒 Groceries & Markets
Chiang Mai
Tumkur
Difference
Milk (1 liter)
$1.95 ฿65.7
$0.55 ₹52.4
254.55%
White Bread (500g)
$1.44 ฿48.41
$0.30 ₹28.75
380.00%
Rice (white) (1kg)
$1.33 ฿44.97
$0.65 ₹62.3
104.62%
Eggs
$2.28 ฿77.0
$0.76 ₹72.5
200.00%
Local Cheese (1kg)
$16.45 ฿554
$5.40 ₹514
204.63%
Chicken Fillets (1kg)
$2.78 ฿93.8
$2.96 ₹282
-6.08%
Beef Round Steak (1kg)
$9.31 ฿314
-
-
Apples (1kg)
$2.35 ฿79.3
$2.61 ₹249
-9.96%
Banana (1kg)
$0.97 ฿32.75
$0.62 ₹59.4
56.45%
Oranges (1kg)
$1.60 ฿53.8
$1.21 ₹115
32.23%
Tomato (1kg)
$1.50 ฿50.6
$0.39 ₹37.08
284.62%
Potato (1kg)
$1.28 ฿43.06
$0.44 ₹41.46
190.91%
Onion (1kg)
$1.10 ฿37.14
$0.27 ₹25.80
307.41%
Lettuce (1 head)
$0.71 ฿23.79
$0.38 ₹36.42
86.84%
Water (1.5 liter bottle)
$0.49 ฿16.34
$0.31 ₹29.55
58.06%
Cigarettes 20 Pack (Marlboro, Camel)
$4.14 ฿140
$4.94 ₹470
-16.19%
Wine (Bottle)
$17.52 ฿590
$5.15 ₹491
240.19%
Local Beer (0.5 liter bottle)
$1.61 ฿54.4
$1.65 ₹157
-2.42%
Imported Beer (0.33 liter bottle)
$2.78 ฿93.8
$3.04 ₹289
-8.55%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$4.35 ₹414
-
🚌 Getting Around
Chiang Mai
Tumkur
Difference
One-way Ticket (Public Transport)
$0.87 ฿29.27
$0.23 ₹21.98
278.26%
Public Transport Monthly Pass (Regular Price)
$54.1 ฿1,823
$7.06 ₹672
666.15%
Taxi Start (Normal Tariff)
$1.16 ฿39.00
$1.07 ₹102
8.41%
Taxi (Normal Tariff) (1km)
$0.53 ฿17.78
$0.29 ₹27.94
82.76%
Taxi 1hour Waiting (Normal Tariff)
$2.42 ฿81.6
$1.64 ₹156
47.56%
Gasoline (1 liter)
$1.45 ฿48.82
$1.07 ₹102
35.51%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.1K ฿709.7K
$11.2K ₹1.1M
88.03%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.9K ฿907.9K
$14.1K ₹1.3M
91.72%
🧾 Monthly Utilities & Internet
Chiang Mai
Tumkur
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.2 ฿2,095
$35.54 ₹3,384
74.93%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$12.17 ฿410
$3.36 ₹320
262.20%
Internet (50+ Mbps, Unlimited Data)
$20.12 ฿678
$5.37 ₹512
274.67%
🎉 Sport & Entertainment
Chiang Mai
Tumkur
Difference
Gym Membership (Monthly)
$37.31 ฿1,257
$13.96 ₹1,329
167.26%
Tennis Court (1 Hour on Weekend)
$3.77 ฿127
$6.41 ₹611
-41.19%
Cinema Ticket
$6.49 ฿219
$2.60 ₹248
149.62%
🧸 Childcare & Education
Chiang Mai
Tumkur
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$736 ฿24.8K
$53.6 ₹5,100
1274.18%
International Primary School, 1 Child (Yearly)
$14.8K ฿497.6K
$1,316 ₹125.3K
1022.06%
👕👟 Clothing & Footwear
Chiang Mai
Tumkur
Difference
Jeans (Levis 501 Or Similar)
$53.4 ฿1,799
$18.17 ₹1,730
193.73%
Summer Dress (H&M, Zara, etc)
$24.64 ฿830
$23.13 ₹2,202
6.53%
Sport Shoes (Adidas, Nike)
$91.5 ฿3,083
$35.73 ₹3,402
156.03%
Men's Leather Business Shoes
$71.9 ฿2,424
$28.59 ₹2,722
151.63%
🏠 Accommodation & Living
Chiang Mai
Tumkur
Difference
1-bedroom Apartment, City Center (Monthly)
$482 ฿16.3K
$119 ₹11.3K
306.81%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ฿10.4K
$77.9 ₹7,419
296.46%
3-bedroom Apartment, City Center (Monthly)
$1,006 ฿33.9K
$267 ₹25.4K
277.00%
3-bedroom Apartment, Outside City Center (Monthly)
$633 ฿21.3K
$183 ₹17.4K
245.67%
Buy Apartment in City Center (m2)
$2,363 ฿79.6K
$945 ₹90.0K
149.98%
Buy Apartment Outside City Center (m2)
$1,589 ฿53.6K
$540 ₹51.4K
194.26%
💵 Salaries & Financials
Chiang Mai
Tumkur
Difference
Average Monthly Net Salary (After Tax)
$590 ฿19.9K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.57
9.56
-41.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 26, 2026

Last update for Tumkur: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chiang Mai
$309
Tumkur
$78 74.8% $231
Groceries & Markets
Chiang Mai
$234
Tumkur
$101 57.1% $134
Clothing & Footwear
Chiang Mai
$109
Tumkur
$48 56.3% $61
Monthly Utilities & Internet
Chiang Mai
$94
Tumkur
$44 53.1% $50
Eating Out
Chiang Mai
$78
Tumkur
$56 27.3% $21
Getting Around
Chiang Mai
$61
Tumkur
$11 82.9% $51
Sport & Entertainment
Chiang Mai
$50
Tumkur
$19 61.9% $31

Cost Breakdown

A central one-bedroom costs $482 in Chiang Mai versus $119 in Tumkur. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $19 in Chiang Mai versus $11 in Tumkur. Monthly groceries follow the same trend: $234 vs $101 – making Tumkur the more affordable choice for daily food spending.

Good to know
🇹🇭 Chiang Mai
🇮🇳 Tumkur
🕒 Local time
09:15 9:15 AM
07:45 7:45 AM
1 h 30 min behind Chiang Mai
🌤 Weather
👥 Population
127,240
100,000
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

INR, USD, EUR to THB – Thai Baht Converter

Thai Baht exchange rates as of October 29, 2026: 1 USD = 33.7 THB (100 THB = 2.97 USD). 1 EUR = 37.52 THB (100 THB = 2.67 EUR).

Indian Rupee exchange rates as of October 29, 2026: 1 USD = 95.21 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

On the map
Between locations
  • Chiang Mai Tumkur 2,410 km ≈ 3 h 30 min nonstop flight
From you
  • Chiang Mai
  • Tumkur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Tumkur: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Tumkur?
Chiang Mai costs about 163% more than Tumkur, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Tumkur?
For a comfortable life, plan on about $1,403 per month in Chiang Mai and $534 in Tumkur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Tumkur?
Rent is clearly cheaper in Tumkur, especially for central apartments: a one-bedroom in the center costs $119 there versus $482 in Chiang Mai.
How do childcare costs compare in Chiang Mai and in Tumkur?
Kindergarten costs $736 per month in Chiang Mai and $54 in Tumkur. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or in Tumkur?
Groceries cost about 133% more in Chiang Mai, though the gap depends on what you buy.
Can you live on $1,200/month in Chiang Mai or in Tumkur?
$1,200 covers both cities comfortably – all-in costs are $936 in Chiang Mai and $356 in Tumkur, leaving budget for savings and extras in both cases.
Which city is better for families?
Families tend to lean toward Tumkur – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is more affordable for expats?
For expats, Tumkur is the easier option financially – housing and daily costs are lower, and overall it costs about 62% less, which matters a lot on a fixed budget or early-career salary.

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