Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Toyonaka

For one person, living is cheaper in Chiang Mai: $925 a month against $1,214 in Toyonaka, rent and utilities included – about $3,500 less a year. Other living expenses account for most of the difference.

Chiang Mai
🇹🇭 Thailand
$925
/mo nomad
Toyonaka
🇯🇵 Japan
$1,214
/mo nomad
Monthly Cost of Living

How much you'll spend in Chiang Mai and in Toyonaka

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Toyonaka actually costs, broken down by who's living it.

A single person spends $925 per month in Chiang Mai vs $1,214 in Toyonaka, rent included.

  • Chiang Mai $925
  • Toyonaka $1,214

A couple spends around $1,414 per month in Chiang Mai vs $1,950 in Toyonaka, rent included.

  • Chiang Mai $1,414
  • Toyonaka $1,950

A family of three spends $1,903 per month in Chiang Mai vs $2,686 in Toyonaka, rent included.

  • Chiang Mai $1,903
  • Toyonaka $2,686

Chiang Mai is about 24% cheaper than Toyonaka, and outside of rent the biggest gap is in groceries.

Both Chiang Mai and Toyonaka are more affordable than the global median – Chiang Mai 32% lower, Toyonaka 10% lower.

Currency
🍽 Eating Out
Chiang Mai
Toyonaka
Difference
Meal at Budget Restaurant
$2.29 ฿76.5
$7.68 ¥1,213
-70.18%
Three-Course Dinner for Two, Mid-Range
$19.64 ฿656
$31.42 ¥4,964
-37.49%
Fast Food Meal (McDonalds, etc)
$5.61 ฿188
$4.91 ¥775
14.26%
Cappuccino
$1.66 ฿55.6
$2.32 ¥367
-28.45%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.70 ฿23.40
$1.13 ¥178
-38.05%
Water (0.33 liter bottle)
$0.31 ฿10.24
$0.59 ¥93.0
-47.46%
Local Beer (0.5 liter draught)
$2.41 ฿80.4
$2.10 ¥332
14.76%
Imported Beer (0.33 liter bottle)
$3.71 ฿124
$2.29 ¥361
62.01%
🛒 Groceries & Markets
Chiang Mai
Toyonaka
Difference
Milk (1 liter)
$1.95 ฿65.3
$1.55 ¥245
25.81%
White Bread (500g)
$1.41 ฿47.03
$1.32 ¥208
6.82%
Rice (white) (1kg)
$1.31 ฿43.62
$4.03 ¥637
-67.49%
Eggs
$2.18 ฿72.9
$2.00 ¥316
9.00%
Local Cheese (1kg)
$16.65 ฿556
$12.85 ¥2,030
29.57%
Chicken Fillets (1kg)
$2.76 ฿92.2
$6.78 ¥1,072
-59.29%
Beef Round Steak (1kg)
$9.11 ฿304
$17.48 ¥2,762
-47.88%
Apples (1kg)
$2.39 ฿80.0
$7.80 ¥1,232
-69.36%
Banana (1kg)
$1.03 ฿34.26
$3.00 ¥474
-65.67%
Oranges (1kg)
$1.63 ฿54.4
$5.08 ¥803
-67.91%
Tomato (1kg)
$1.50 ฿50.0
$7.90 ¥1,249
-81.01%
Potato (1kg)
$1.29 ฿43.13
$3.89 ¥615
-66.84%
Onion (1kg)
$1.11 ฿37.03
$3.42 ¥541
-67.54%
Lettuce (1 head)
$0.72 ฿24.08
$1.18 ¥186
-38.98%
Water (1.5 liter bottle)
$0.53 ฿17.59
$0.95 ¥150
-44.21%
Cigarettes 20 Pack (Marlboro, Camel)
$4.31 ฿144
$3.39 ¥536
27.14%
Wine (Bottle)
$17.95 ฿600
$8.01 ¥1,266
124.09%
Local Beer (0.5 liter bottle)
$1.58 ฿52.9
$1.98 ¥312
-20.20%
Imported Beer (0.33 liter bottle)
$2.84 ฿95.0
$1.49 ¥235
90.60%
🚌 Getting Around
Chiang Mai
Toyonaka
Difference
One-way Ticket (Public Transport)
$0.86 ฿28.86
$1.51 ¥238
-43.05%
Public Transport Monthly Pass (Regular Price)
$53.3 ฿1,780
$53.6 ¥8,463
-0.54%
Taxi Start (Normal Tariff)
$1.21 ฿40.29
$3.17 ¥501
-61.83%
Taxi (Normal Tariff) (1km)
$0.57 ฿18.99
$2.81 ¥444
-79.72%
Taxi 1hour Waiting (Normal Tariff)
$2.35 ฿78.6
$15.73 ¥2,485
-85.06%
Gasoline (1 liter)
$1.44 ฿47.96
$1.09 ¥173
32.11%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.7K ฿692.8K
$19.9K ¥3.1M
4.00%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.8K ฿895.7K
$14.9K ¥2.4M
80.10%
🧾 Monthly Utilities & Internet
Chiang Mai
Toyonaka
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.3 ฿2,083
$114 ¥18.0K
-45.37%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$12.11 ฿405
$22.93 ¥3,623
-47.19%
Internet (50+ Mbps, Unlimited Data)
$19.94 ฿666
$30.97 ¥4,893
-35.62%
🎉 Sport & Entertainment
Chiang Mai
Toyonaka
Difference
Gym Membership (Monthly)
$37.07 ฿1,239
$52.6 ¥8,306
-29.50%
Tennis Court (1 Hour on Weekend)
$3.78 ฿126
-
-
Cinema Ticket
$6.50 ฿217
$11.31 ¥1,787
-42.53%
🧸 Childcare & Education
Chiang Mai
Toyonaka
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$793 ฿26.5K
$327 ¥51.6K
142.50%
International Primary School, 1 Child (Yearly)
$14.8K ฿494.9K
$6,074 ¥959.6K
143.79%
👕👟 Clothing & Footwear
Chiang Mai
Toyonaka
Difference
Jeans (Levis 501 Or Similar)
$53.7 ฿1,796
$51.1 ¥8,072
5.19%
Summer Dress (H&M, Zara, etc)
$24.62 ฿823
$24.94 ¥3,941
-1.28%
Sport Shoes (Adidas, Nike)
$90.9 ฿3,036
$45.91 ¥7,253
97.89%
Men's Leather Business Shoes
$71.1 ฿2,378
$64.2 ¥10.1K
10.90%
🏠 Accommodation & Living
Chiang Mai
Toyonaka
Difference
1-bedroom Apartment, City Center (Monthly)
$455 ฿15.2K
$533 ¥84.2K
-14.54%
1-bedroom Apartment, Outside City Center (Monthly)
$298 ฿9,954
$326 ¥51.5K
-8.63%
3-bedroom Apartment, City Center (Monthly)
$908 ฿30.4K
$1,111 ¥175.5K
-18.25%
3-bedroom Apartment, Outside City Center (Monthly)
$554 ฿18.5K
$742 ¥117.2K
-25.35%
Buy Apartment in City Center (m2)
$1,931 ฿64.5K
$4,216 ¥666.1K
-54.21%
Buy Apartment Outside City Center (m2)
$1,445 ฿48.3K
$1,789 ¥282.6K
-19.25%
💵 Salaries & Financials
Chiang Mai
Toyonaka
Difference
Average Monthly Net Salary (After Tax)
$591 ฿19.7K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.57
2.02
175.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 17, 2026

Last update for Toyonaka: October 17, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chiang Mai
$298
Toyonaka
$326 9.4% $28
Groceries & Markets
Chiang Mai
$235
Toyonaka
$358 52.1% $123
Clothing & Footwear
Chiang Mai
$108
Toyonaka
$84 22.6% $24
Monthly Utilities & Internet
Chiang Mai
$94
Toyonaka
$168 78% $74
Eating Out
Chiang Mai
$79
Toyonaka
$126 60.2% $47
Getting Around
Chiang Mai
$61
Toyonaka
$77 26.4% $16
Sport & Entertainment
Chiang Mai
$50
Toyonaka
$75 50.2% $25

Cost Breakdown

A central one-bedroom costs $455 in Chiang Mai versus $533 in Toyonaka. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $20.00 in Chiang Mai versus $31.00 in Toyonaka. Monthly groceries follow the same trend: $235 vs $358 – making Chiang Mai the more affordable choice for daily food spending.

Good to know
🇹🇭 Chiang Mai
🇯🇵 Toyonaka
🕒 Local time
23:23 11:23 PM
01:23 1:23 AM
2 h ahead of Chiang Mai
🌤 Weather
👥 Population
127,240
394,788
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

JPY, USD, EUR to THB – Thai Baht Converter

Thai Baht exchange rates as of October 21, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

Japanese Yen exchange rates as of October 21, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

On the map
Between locations
  • Chiang Mai Toyonaka 4,000 km ≈ 6 h nonstop flight
From you
  • Chiang Mai
  • Toyonaka

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Toyonaka: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Toyonaka?
Toyonaka costs about 31% more than Chiang Mai, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Toyonaka?
For a comfortable life, plan on about $1,388 per month in Chiang Mai and $1,821 in Toyonaka. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Toyonaka?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Chiang Mai and in Toyonaka?
Kindergarten costs $793 per month in Chiang Mai and $327 in Toyonaka. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or in Toyonaka?
Groceries cost about 52% more in Toyonaka, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Chiang Mai or in Toyonaka?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $925, than in Toyonaka at $1,214. In Chiang Mai it covers expenses comfortably, while in Toyonaka it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Chiang Mai or Toyonaka?
For digital nomads, it depends on budget. Chiang Mai costs $925 versus $1,214 in Toyonaka. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Toyonaka?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or to Toyonaka?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toyonaka makes more sense. Both are solid long-term options with distinct trade-offs.

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