🙂A single person spends $861 per month in Chiang Mai vs $1,560 in Szczecinek, rent included.
🙂A couple spends around $1,350 per month in Chiang Mai vs $2,175 in Szczecinek, rent included.
🙂A family of three spends $1,838 per month in Chiang Mai vs $2,789 in Szczecinek, rent included.
🙂Chiang Mai is about 45% cheaper than Szczecinek, driven mainly by Eating Out.
📊Chiang Mai sits 36% below the global median, while Szczecinek is 17% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Chiang Mai
Szczecinek
Difference
Meal at Budget Restaurant
$1.96฿65.8
$10.90zł 41.35
-82.02%
Three-Course Dinner for Two, Mid-Range
$18.35฿617
$24.52zł 93.0
-25.16%
Fast Food Meal(McDonalds, etc)
$7.48฿252
$9.36zł 35.50
-20.09%
Cappuccino
$2.02฿67.8
$3.64zł 13.82
-44.51%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.85฿28.50
$1.03zł 3.91
-17.48%
Water(0.33 liter bottle)
$0.36฿11.96
$0.70zł 2.67
-48.57%
Local Beer(0.5 liter draught)
$2.14฿71.8
$4.12zł 15.62
-48.06%
Imported Beer(0.33 liter bottle)
$3.59฿121
$1.51zł 5.73
137.75%
🛒 Groceries & Markets
Chiang Mai
Szczecinek
Difference
Milk(1 liter)
$1.65฿55.5
$1.06zł 4.02
55.66%
White Bread(500g)
$1.57฿52.7
$1.09zł 4.15
44.04%
Rice(white)(1kg)
$1.19฿40.02
$1.58zł 6.01
-24.68%
Eggs
$1.94฿65.1
$3.46zł 13.11
-43.93%
Local Cheese(1kg)
$16.19฿544
$8.18zł 31.02
97.92%
Chicken Fillets(1kg)
$2.99฿101
$7.24zł 27.47
-58.70%
Beef Round Steak(1kg)
$10.94฿368
$13.18zł 50.0
-17.00%
Apples(1kg)
$2.71฿91.2
$1.05zł 4.00
158.10%
Banana(1kg)
$1.17฿39.25
$1.99zł 7.56
-41.21%
Oranges(1kg)
$1.69฿56.7
$1.88zł 7.12
-10.11%
Tomato(1kg)
$1.60฿54.0
$3.03zł 11.49
-47.19%
Potato(1kg)
$1.38฿46.54
$0.87zł 3.32
58.62%
Onion(1kg)
$1.20฿40.45
$0.67zł 2.54
79.10%
Lettuce(1 head)
$0.67฿22.50
$1.51zł 5.73
-55.63%
Water(1.5 liter bottle)
$0.56฿18.73
$0.72zł 2.74
-22.22%
Cigarettes 20 Pack(Marlboro, Camel)
$4.64฿156
$5.36zł 20.34
-13.43%
Wine(Bottle)
$17.62฿593
$7.83zł 29.70
125.03%
Local Beer(0.5 liter bottle)
$1.86฿62.5
$1.06zł 4.03
75.47%
Imported Beer(0.33 liter bottle)
$3.30฿111
$1.66zł 6.28
98.80%
🚌 Getting Around
Chiang Mai
Szczecinek
Difference
One-way Ticket(Public Transport)
$0.88฿29.68
$1.06zł 4.01
-16.98%
Public Transport Monthly Pass(Regular Price)
$19.34฿650
$32.83zł 125
-41.09%
Taxi Start(Normal Tariff)
$1.36฿45.90
$2.28zł 8.65
-40.35%
Taxi(Normal Tariff)(1km)
$1.34฿44.98
$0.76zł 2.89
76.32%
Taxi 1hour Waiting(Normal Tariff)
$8.21฿276
$13.51zł 51.3
-39.23%
Gasoline(1 liter)
$1.22฿41.18
$1.67zł 6.34
-26.95%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.4K฿718.1K
$33.3Kzł 126.3K
-35.85%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5K฿757.7K
$30.0Kzł 113.9K
-24.94%
🧾 Monthly Utilities & Internet
Chiang Mai
Szczecinek
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$70.7฿2,376
$367zł 1,393
-80.76%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$14.04฿472
$11.59zł 43.96
21.14%
Internet(50+ Mbps, Unlimited Data)
$17.49฿588
$16.07zł 61.0
8.84%
🎉 Sport & Entertainment
Chiang Mai
Szczecinek
Difference
Gym Membership(Monthly)
$42.15฿1,417
$36.83zł 140
14.44%
Tennis Court(1 Hour on Weekend)
$6.88฿231
$19.35zł 73.4
-64.44%
Cinema Ticket
$5.92฿199
$7.43zł 28.20
-20.32%
🧸 Childcare & Education
Chiang Mai
Szczecinek
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$309฿10.4K
$370zł 1,404
-16.63%
International Primary School, 1 Child(Yearly)
$14.9K฿500.4K
$6,626zł 25.1K
124.53%
👕👟 Clothing & Footwear
Chiang Mai
Szczecinek
Difference
Jeans(Levis 501 Or Similar)
$55.8฿1,875
$121zł 460
-53.99%
Summer Dress(H&M, Zara, etc)
$26.11฿878
$45.21zł 172
-42.25%
Sport Shoes(Adidas, Nike)
$83.0฿2,792
$110zł 417
-24.44%
Men's Leather Business Shoes
$70.5฿2,369
$90.7zł 344
-22.30%
🏠 Accommodation & Living
Chiang Mai
Szczecinek
Difference
1-bedroom Apartment, City Center(Monthly)
$432฿14.5K
$507zł 1,922
-14.72%
1-bedroom Apartment, Outside City Center(Monthly)
$239฿8,035
$491zł 1,864
-51.36%
3-bedroom Apartment, City Center(Monthly)
$822฿27.7K
$965zł 3,661
-14.80%
3-bedroom Apartment, Outside City Center(Monthly)
$512฿17.2K
$802zł 3,042
-36.13%
Buy Apartment in City Center(m2)
$1,915฿64.4K
$2,936zł 11.1K
-34.78%
Buy Apartment Outside City Center(m2)
$1,467฿49.3K
$2,296zł 8,713
-36.11%
💵 Salaries & Financials
Chiang Mai
Szczecinek
Difference
Average Monthly Net Salary(After Tax)
$579฿19.5K
$1,317zł 4,995
-55.99%
20-Year Fixed Mortgage Interest Rate(Annual %)
5
4.2
19.05%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chiang Mai: July 12, 2026
Last update for Szczecinek: July 12, 2026
Cost Breakdown
🏠A central one-bedroom costs $432 in Chiang Mai versus $507 in Szczecinek. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 127% higher in Szczecinek, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $18.00 in Chiang Mai versus $25.00 in Szczecinek. Groceries tell a different story – $243 in Chiang Mai vs $225 in Szczecinek – so Szczecinek wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Szczecinek: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Szczecinek?
Szczecinek costs about 81% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Szczecinek?
For a comfortable life, plan on about $1,292 per month in Chiang Mai and $2,341 in Szczecinek. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Szczecinek?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Chiang Mai and in Szczecinek?
Kindergarten costs $309 per month in Chiang Mai and $370 in Szczecinek. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or in Szczecinek?
Interestingly, groceries are about 8% cheaper in Szczecinek – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Can you live on $1,000/month in Chiang Mai or in Szczecinek?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $861, than in Szczecinek at $1,560. In Chiang Mai it covers expenses comfortably, while in Szczecinek it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Chiang Mai or Szczecinek?
For digital nomads, it depends on budget. Chiang Mai costs $861 versus $1,560 in Szczecinek. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Szczecinek?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or to Szczecinek?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Szczecinek makes more sense. Both are solid long-term options with distinct trade-offs.
Chiang Mai vs other spots: cost of living compared