🙂A single person spends $866 per month in Chiang Mai vs $1,539 in Szczecinek, rent included.
🙂A couple spends around $1,351 per month in Chiang Mai vs $2,179 in Szczecinek, rent included.
🙂A family of three spends $1,835 per month in Chiang Mai vs $2,820 in Szczecinek, rent included.
🙂Chiang Mai is about 44% cheaper than Szczecinek, driven mainly by Eating Out.
📊Chiang Mai sits 35% below the global median, while Szczecinek is 15% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Chiang Mai
Szczecinek
Difference
Meal at Budget Restaurant
$1.94฿63.5
$10.66zł 38.85
-81.80%
Three-Course Dinner for Two, Mid-Range
$18.64฿609
$24.71zł 90.1
-24.56%
Fast Food Meal(McDonalds, etc)
$7.82฿255
$9.21zł 33.58
-15.09%
Cappuccino
$1.95฿63.8
$3.69zł 13.44
-47.15%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.85฿27.77
$1.04zł 3.80
-18.27%
Water(0.33 liter bottle)
$0.35฿11.58
$0.70zł 2.54
-50.00%
Local Beer(0.5 liter draught)
$2.13฿69.6
$4.19zł 15.28
-49.16%
Imported Beer(0.33 liter bottle)
$3.73฿122
$1.53zł 5.60
143.79%
🛒 Groceries & Markets
Chiang Mai
Szczecinek
Difference
Milk(1 liter)
$1.71฿56.0
$1.11zł 4.04
54.05%
White Bread(500g)
$1.63฿53.2
$1.06zł 3.86
53.77%
Rice(white)(1kg)
$1.14฿37.15
$1.55zł 5.63
-26.45%
Eggs
$1.93฿63.1
$3.40zł 12.41
-43.24%
Local Cheese(1kg)
$16.21฿530
$8.33zł 30.39
94.60%
Chicken Fillets(1kg)
$3.12฿102
$7.51zł 27.38
-58.46%
Beef Round Steak(1kg)
$10.90฿356
$12.79zł 46.63
-14.78%
Apples(1kg)
$2.75฿90.0
$1.02zł 3.72
169.61%
Banana(1kg)
$1.21฿39.52
$1.98zł 7.21
-38.89%
Oranges(1kg)
$1.62฿53.0
$1.94zł 7.09
-16.49%
Tomato(1kg)
$1.59฿51.8
$3.07zł 11.18
-48.21%
Potato(1kg)
$1.40฿45.70
$0.93zł 3.38
50.54%
Onion(1kg)
$1.17฿38.17
$0.70zł 2.55
67.14%
Lettuce(1 head)
$0.66฿21.60
$1.55zł 5.66
-57.42%
Water(1.5 liter bottle)
$0.53฿17.22
$0.69zł 2.53
-23.19%
Cigarettes 20 Pack(Marlboro, Camel)
$4.69฿153
$5.43zł 19.80
-13.63%
Wine(Bottle)
$18.66฿609
$8.48zł 30.93
120.05%
Local Beer(0.5 liter bottle)
$1.80฿58.8
$1.11zł 4.07
62.16%
Imported Beer(0.33 liter bottle)
$3.23฿106
$1.60zł 5.82
101.87%
🚌 Getting Around
Chiang Mai
Szczecinek
Difference
One-way Ticket(Public Transport)
$0.90฿29.26
$1.11zł 4.05
-18.92%
Public Transport Monthly Pass(Regular Price)
$19.21฿628
$32.71zł 119
-41.27%
Taxi Start(Normal Tariff)
$1.41฿45.91
$2.37zł 8.63
-40.51%
Taxi(Normal Tariff)(1km)
$1.29฿42.12
$0.77zł 2.82
67.53%
Taxi 1hour Waiting(Normal Tariff)
$7.84฿256
$13.61zł 49.62
-42.40%
Gasoline(1 liter)
$1.27฿41.58
$1.76zł 6.42
-27.84%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.3K฿694.9K
$34.3Kzł 124.9K
-37.90%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.2K฿725.4K
$30.2Kzł 109.9K
-26.34%
🧾 Monthly Utilities & Internet
Chiang Mai
Szczecinek
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$69.1฿2,256
$361zł 1,318
-80.89%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$14.08฿460
$11.75zł 42.83
19.83%
Internet(50+ Mbps, Unlimited Data)
$18.00฿588
$15.59zł 56.8
15.46%
🎉 Sport & Entertainment
Chiang Mai
Szczecinek
Difference
Gym Membership(Monthly)
$41.06฿1,341
$37.01zł 135
10.94%
Tennis Court(1 Hour on Weekend)
$6.96฿227
$19.41zł 70.8
-64.14%
Cinema Ticket
$5.92฿193
$7.54zł 27.51
-21.49%
🧸 Childcare & Education
Chiang Mai
Szczecinek
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$299฿9,766
$377zł 1,373
-20.61%
International Primary School, 1 Child(Yearly)
$15.0K฿488.3K
$6,552zł 23.9K
128.20%
👕👟 Clothing & Footwear
Chiang Mai
Szczecinek
Difference
Jeans(Levis 501 Or Similar)
$54.7฿1,787
$122zł 445
-55.15%
Summer Dress(H&M, Zara, etc)
$26.77฿874
$46.47zł 169
-42.39%
Sport Shoes(Adidas, Nike)
$85.0฿2,776
$110zł 400
-22.61%
Men's Leather Business Shoes
$70.6฿2,306
$90.2zł 329
-21.69%
🏠 Accommodation & Living
Chiang Mai
Szczecinek
Difference
1-bedroom Apartment, City Center(Monthly)
$428฿14.0K
$505zł 1,843
-15.29%
1-bedroom Apartment, Outside City Center(Monthly)
$237฿7,752
$494zł 1,803
-51.99%
3-bedroom Apartment, City Center(Monthly)
$801฿26.2K
$962zł 3,506
-16.66%
3-bedroom Apartment, Outside City Center(Monthly)
$515฿16.8K
$807zł 2,944
-36.15%
Buy Apartment in City Center(m2)
$1,975฿64.5K
$2,673zł 9,747
-26.13%
Buy Apartment Outside City Center(m2)
$1,475฿48.2K
$2,552zł 9,307
-42.21%
💵 Salaries & Financials
Chiang Mai
Szczecinek
Difference
Average Monthly Net Salary(After Tax)
$617฿20.2K
$1,354zł 4,938
-54.40%
20-Year Fixed Mortgage Interest Rate(Annual %)
5
4.2
19.05%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chiang Mai: May 31, 2026
Last update for Szczecinek: June 2, 2026
Cost Breakdown
🏠A central one-bedroom costs $428 in Chiang Mai versus $505 in Szczecinek. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 119% higher in Szczecinek, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $19.00 in Chiang Mai versus $25.00 in Szczecinek. Groceries tell a different story – $246 in Chiang Mai vs $227 in Szczecinek – so Szczecinek wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Szczecinek: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Szczecinek?
Szczecinek costs about 78% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai vs Szczecinek?
For a comfortable life, plan on about $1,300 per month in Chiang Mai and $2,309 in Szczecinek. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Szczecinek?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Chiang Mai and Szczecinek?
Kindergarten costs $299 per month in Chiang Mai and $377 in Szczecinek. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or Szczecinek?
Interestingly, groceries are about 9% cheaper in Szczecinek – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Can you live on $1,000/month in Chiang Mai or Szczecinek?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $866, than in Szczecinek at $1,539. In Chiang Mai it covers expenses comfortably, while in Szczecinek it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Chiang Mai or Szczecinek?
For digital nomads, it depends on budget. Chiang Mai costs $866 versus $1,539 in Szczecinek. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Szczecinek?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or Szczecinek?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Szczecinek makes more sense. Both are solid long-term options with distinct trade-offs.
Chiang Mai vs other spots: cost of living compared