🙂A single person spends $861 per month in Chiang Mai vs $885 in Sveti Nikole, rent included.
😐A couple spends around $1,350 per month in Chiang Mai vs $1,299 in Sveti Nikole, rent included.
😐A family of three spends $1,838 per month in Chiang Mai vs $1,713 in Sveti Nikole, rent included.
🙂Chiang Mai is about 3% cheaper than Sveti Nikole, driven mainly by Groceries & Markets.
📊Both Chiang Mai and Sveti Nikole are more affordable than the global median – Chiang Mai36% lower, Sveti Nikole34% lower.
Currency
🍽 Eating Out
Chiang Mai
Sveti Nikole
Difference
Meal at Budget Restaurant
$1.96฿65.9
$5.66MKD 303
-65.37%
Three-Course Dinner for Two, Mid-Range
$18.35฿617
$27.68MKD 1,485
-33.71%
Fast Food Meal(McDonalds, etc)
$7.48฿252
$5.13MKD 275
45.81%
Cappuccino
$2.02฿67.8
$1.71MKD 91.9
18.13%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.85฿28.52
$1.61MKD 86.3
-47.20%
Water(0.33 liter bottle)
$0.36฿11.97
$1.23MKD 66.2
-70.73%
Local Beer(0.5 liter draught)
$2.14฿71.9
$2.32MKD 124
-7.76%
Imported Beer(0.33 liter bottle)
$3.59฿121
$2.74MKD 147
31.02%
🛒 Groceries & Markets
Chiang Mai
Sveti Nikole
Difference
Milk(1 liter)
$1.65฿55.5
$1.25MKD 66.8
32.00%
White Bread(500g)
$1.57฿52.7
$0.73MKD 39.37
115.07%
Rice(white)(1kg)
$1.19฿40.05
$1.69MKD 90.7
-29.59%
Eggs
$1.94฿65.1
$2.04MKD 110
-4.90%
Local Cheese(1kg)
$16.19฿545
$8.56MKD 459
89.14%
Chicken Fillets(1kg)
$2.99฿101
$6.33MKD 339
-52.76%
Beef Round Steak(1kg)
$10.94฿368
$13.78MKD 739
-20.61%
Apples(1kg)
$2.71฿91.2
$1.07MKD 57.4
153.27%
Banana(1kg)
$1.17฿39.27
$1.37MKD 73.6
-14.60%
Oranges(1kg)
$1.69฿56.8
$1.25MKD 67.0
35.20%
Tomato(1kg)
$1.60฿54.0
$1.63MKD 87.5
-1.84%
Potato(1kg)
$1.38฿46.56
$0.95MKD 50.8
45.26%
Onion(1kg)
$1.20฿40.47
$0.91MKD 48.76
31.87%
Lettuce(1 head)
$0.67฿22.51
$0.61MKD 32.50
9.84%
Water(1.5 liter bottle)
$0.56฿18.74
$0.54MKD 28.75
3.70%
Cigarettes 20 Pack(Marlboro, Camel)
$4.64฿156
$3.07MKD 165
51.14%
Wine(Bottle)
$17.62฿593
$6.62MKD 355
166.16%
Local Beer(0.5 liter bottle)
$1.86฿62.6
$0.96MKD 51.4
93.75%
Imported Beer(0.33 liter bottle)
$3.30฿111
$1.52MKD 81.6
117.11%
🚌 Getting Around
Chiang Mai
Sveti Nikole
Difference
One-way Ticket(Public Transport)
$0.88฿29.70
$0.64MKD 34.09
37.50%
Public Transport Monthly Pass(Regular Price)
$19.34฿651
$20.57MKD 1,103
-5.98%
Taxi Start(Normal Tariff)
$1.36฿45.92
$1.34MKD 72.0
1.49%
Taxi(Normal Tariff)(1km)
$1.34฿45.00
$0.50MKD 26.71
168.00%
Taxi 1hour Waiting(Normal Tariff)
$8.21฿276
$6.69MKD 359
22.72%
Gasoline(1 liter)
$1.22฿41.20
$1.42MKD 76.1
-14.08%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.4K฿718.5K
$31.7KMKD 1.7M
-32.71%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5K฿758.1K
$29.5KMKD 1.6M
-23.61%
🧾 Monthly Utilities & Internet
Chiang Mai
Sveti Nikole
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$70.7฿2,378
$146MKD 7,851
-51.71%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$14.04฿472
$17.61MKD 944
-20.27%
Internet(50+ Mbps, Unlimited Data)
$17.49฿589
$15.28MKD 820
14.46%
🎉 Sport & Entertainment
Chiang Mai
Sveti Nikole
Difference
Gym Membership(Monthly)
$42.15฿1,418
$26.21MKD 1,406
60.82%
Tennis Court(1 Hour on Weekend)
$6.88฿231
-
-
Cinema Ticket
$5.92฿199
$4.58MKD 246
29.26%
🧸 Childcare & Education
Chiang Mai
Sveti Nikole
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$309฿10.4K
$223MKD 12.0K
38.17%
International Primary School, 1 Child(Yearly)
$14.9K฿500.7K
$1,208MKD 64.8K
1131.54%
👕👟 Clothing & Footwear
Chiang Mai
Sveti Nikole
Difference
Jeans(Levis 501 Or Similar)
$55.8฿1,876
$76.2MKD 4,085
-26.78%
Summer Dress(H&M, Zara, etc)
$26.11฿879
$40.34MKD 2,164
-35.28%
Sport Shoes(Adidas, Nike)
$83.0฿2,793
$76.0MKD 4,079
9.18%
Men's Leather Business Shoes
$70.5฿2,371
$113MKD 6,050
-37.53%
🏠 Accommodation & Living
Chiang Mai
Sveti Nikole
Difference
1-bedroom Apartment, City Center(Monthly)
$432฿14.5K
$280MKD 15.0K
54.23%
1-bedroom Apartment, Outside City Center(Monthly)
$239฿8,040
$193MKD 10.3K
23.97%
3-bedroom Apartment, City Center(Monthly)
$822฿27.7K
$573MKD 30.7K
43.56%
3-bedroom Apartment, Outside City Center(Monthly)
$512฿17.2K
$305MKD 16.4K
67.87%
Buy Apartment in City Center(m2)
$1,915฿64.4K
$1,602MKD 85.9K
19.55%
Buy Apartment Outside City Center(m2)
$1,467฿49.4K
$1,274MKD 68.3K
15.15%
💵 Salaries & Financials
Chiang Mai
Sveti Nikole
Difference
Average Monthly Net Salary(After Tax)
$579฿19.5K
$561MKD 30.1K
3.30%
20-Year Fixed Mortgage Interest Rate(Annual %)
5
4.54
10.13%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chiang Mai: July 12, 2026
Last update for Sveti Nikole: July 13, 2026
Cost Breakdown
🏠A central one-bedroom costs $432 in Chiang Mai versus $280 in Sveti Nikole. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 3% higher in Chiang Mai, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $18.00 in Chiang Mai versus $28.00 in Sveti Nikole. Groceries tell a different story – $243 in Chiang Mai vs $195 in Sveti Nikole – so Sveti Nikole wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Sveti Nikole: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Sveti Nikole?
Sveti Nikole costs about 3% more than Chiang Mai, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Sveti Nikole?
For a comfortable life, plan on about $1,292 per month in Chiang Mai and $1,327 in Sveti Nikole. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Sveti Nikole?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Chiang Mai and in Sveti Nikole?
Kindergarten costs $309 per month in Chiang Mai and $223 in Sveti Nikole. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or in Sveti Nikole?
Interestingly, groceries are about 25% cheaper in Sveti Nikole – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Can you live on $800/month in Chiang Mai or in Sveti Nikole?
$800 covers both cities comfortably – all-in costs are $861 in Chiang Mai and $885 in Sveti Nikole, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Chiang Mai or Sveti Nikole?
For digital nomads, it depends on budget. Chiang Mai costs $861 versus $885 in Sveti Nikole. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Sveti Nikole?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or to Sveti Nikole?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Sveti Nikole makes more sense. Both are solid long-term options with distinct trade-offs.
Chiang Mai vs other spots: cost of living compared