😐A single person spends $920 per month in Chiang Mai vs $591 in Shurugwi, rent included.
😐A couple spends around $1,408 per month in Chiang Mai vs $958 in Shurugwi, rent included.
😐A family of three spends $1,895 per month in Chiang Mai vs $1,325 in Shurugwi, rent included.
😐Chiang Mai costs about 56% more than Shurugwi, driven mainly by Eating Out.
📊Both Chiang Mai and Shurugwi are more affordable than the global median – Chiang Mai33% lower, Shurugwi57% lower.
Currency
🍽 Eating Out
Chiang Mai
Shurugwi
Difference
Meal at Budget Restaurant
$2.11฿69.1
$9.93ZWL 265
-78.75%
Three-Course Dinner for Two, Mid-Range
$19.75฿648
$40.18ZWL 1,071
-50.85%
Fast Food Meal(McDonalds, etc)
$5.85฿192
$5.99ZWL 160
-2.34%
Cappuccino
$1.76฿57.8
$1.71ZWL 45.67
2.92%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.74฿24.37
$0.93ZWL 24.87
-20.43%
Water(0.33 liter bottle)
$0.33฿10.90
$0.50ZWL 13.23
-34.00%
Local Beer(0.5 liter draught)
$2.47฿81.0
$1.52ZWL 40.40
62.50%
Imported Beer(0.33 liter bottle)
$3.88฿127
$2.04ZWL 54.3
90.20%
🛒 Groceries & Markets
Chiang Mai
Shurugwi
Difference
Milk(1 liter)
$1.90฿62.4
$1.53ZWL 40.88
24.18%
White Bread(500g)
$1.67฿54.7
$0.98ZWL 26.08
70.41%
Rice(white)(1kg)
$1.35฿44.24
$1.69ZWL 45.12
-20.12%
Eggs
$2.14฿70.2
$1.89ZWL 50.4
13.23%
Local Cheese(1kg)
$15.89฿521
$11.95ZWL 319
32.97%
Chicken Fillets(1kg)
$2.83฿92.9
$5.71ZWL 152
-50.44%
Beef Round Steak(1kg)
$10.53฿345
$6.76ZWL 180
55.77%
Apples(1kg)
$2.38฿78.2
$3.07ZWL 82.0
-22.48%
Banana(1kg)
$1.07฿35.01
$1.62ZWL 43.32
-33.95%
Oranges(1kg)
$1.52฿49.79
$1.96ZWL 52.3
-22.45%
Tomato(1kg)
$1.50฿49.30
$1.46ZWL 38.96
2.74%
Potato(1kg)
$1.28฿41.96
$1.74ZWL 46.35
-26.44%
Onion(1kg)
$1.10฿36.17
$1.79ZWL 47.84
-38.55%
Lettuce(1 head)
$0.69฿22.54
$1.19ZWL 31.69
-42.02%
Water(1.5 liter bottle)
$0.49฿16.18
$1.01ZWL 26.82
-51.49%
Cigarettes 20 Pack(Marlboro, Camel)
$4.27฿140
$2.04ZWL 54.5
109.31%
Wine(Bottle)
$16.78฿550
$9.25ZWL 247
81.41%
Local Beer(0.5 liter bottle)
$1.66฿54.4
$1.38ZWL 36.77
20.29%
Imported Beer(0.33 liter bottle)
$2.81฿92.3
$1.98ZWL 52.8
41.92%
🚌 Getting Around
Chiang Mai
Shurugwi
Difference
One-way Ticket(Public Transport)
$0.90฿29.44
-
-
Public Transport Monthly Pass(Regular Price)
$54.9฿1,801
-
-
Taxi Start(Normal Tariff)
$1.20฿39.24
$4.49ZWL 120
-73.27%
Taxi(Normal Tariff)(1km)
$0.54฿17.78
$1.97ZWL 52.6
-72.59%
Taxi 1hour Waiting(Normal Tariff)
$2.37฿77.9
$5.07ZWL 135
-53.25%
Gasoline(1 liter)
$1.43฿46.88
$1.73ZWL 46.12
-17.34%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.1K฿691.5K
$22.3KZWL 594.0K
-5.40%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.1K฿890.2K
$27.1KZWL 722.3K
0.14%
🧾 Monthly Utilities & Internet
Chiang Mai
Shurugwi
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$64.7฿2,124
$54.0ZWL 1,438
20.00%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.19฿433
$21.26ZWL 567
-37.96%
Internet(50+ Mbps, Unlimited Data)
$19.44฿638
$66.1ZWL 1,763
-70.59%
🎉 Sport & Entertainment
Chiang Mai
Shurugwi
Difference
Gym Membership(Monthly)
$39.45฿1,294
-
-
Tennis Court(1 Hour on Weekend)
$3.77฿124
-
-
Cinema Ticket
$6.62฿217
$9.84ZWL 262
-32.72%
🧸 Childcare & Education
Chiang Mai
Shurugwi
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$805฿26.4K
$455ZWL 12.1K
76.90%
International Primary School, 1 Child(Yearly)
$15.1K฿496.1K
$9,084ZWL 242.2K
66.46%
👕👟 Clothing & Footwear
Chiang Mai
Shurugwi
Difference
Jeans(Levis 501 Or Similar)
$54.8฿1,796
$24.12ZWL 643
126.99%
Summer Dress(H&M, Zara, etc)
$25.43฿834
$21.67ZWL 578
17.35%
Sport Shoes(Adidas, Nike)
$91.9฿3,015
$38.82ZWL 1,035
136.73%
Men's Leather Business Shoes
$74.7฿2,449
$40.49ZWL 1,079
84.37%
🏠 Accommodation & Living
Chiang Mai
Shurugwi
Difference
1-bedroom Apartment, City Center(Monthly)
$467฿15.3K
-
-
1-bedroom Apartment, Outside City Center(Monthly)
$282฿9,251
-
-
3-bedroom Apartment, City Center(Monthly)
$891฿29.2K
-
-
3-bedroom Apartment, Outside City Center(Monthly)
$521฿17.1K
-
-
Buy Apartment in City Center(m2)
$1,985฿65.1K
-
-
Buy Apartment Outside City Center(m2)
$1,462฿48.0K
-
-
💵 Salaries & Financials
Chiang Mai
Shurugwi
Difference
Average Monthly Net Salary(After Tax)
$592฿19.4K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5.57
13.69
-59.31%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chiang Mai: August 17, 2026
Last update for Shurugwi: August 18, 2026
Cost Breakdown
🛒A mid-range dinner for two costs $20.00 in Chiang Mai versus $40.00 in Shurugwi. Groceries tell a different story – $237 in Chiang Mai vs $219 in Shurugwi – so Shurugwi wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Shurugwi: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Shurugwi?
Chiang Mai costs about 56% more than Shurugwi, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Shurugwi?
For a comfortable life, plan on about $1,380 per month in Chiang Mai and $887 in Shurugwi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do dining costs compare in Chiang Mai and in Shurugwi?
A mid-range dinner for two costs $20.00 in Chiang Mai and $40.00 in Shurugwi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Chiang Mai or in Shurugwi?
Groceries cost about 8% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Chiang Mai or in Shurugwi?
A $1,000 monthly budget goes further in Shurugwi, where all-in costs run around $591, than in Chiang Mai at $920. In Shurugwi it covers expenses comfortably, while in Chiang Mai it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Chiang Mai or Shurugwi?
For digital nomads, it depends on budget. Shurugwi costs $591 versus $920 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Shurugwi?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or to Shurugwi?
If budget matters most, go with Shurugwi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.
Chiang Mai vs other spots: cost of living compared