Cost of Living Comparison Between Chiang Mai and Shivamogga Cost of Living Comparison Between Chiang Mai and Shivamogga

Monthly Cost of Living

A single person spends $852 per month in Chiang Mai vs $377 in Shivamogga, rent included.

A couple spends around $1,360 per month in Chiang Mai vs $603 in Shivamogga, rent included.

A family of three spends $1,867 per month in Chiang Mai vs $828 in Shivamogga, rent included.

Chiang Mai costs about 126% more than Shivamogga, driven mainly by Groceries & Markets.

Both Chiang Mai and Shivamogga are more affordable than the global median – Chiang Mai 36% lower, Shivamogga 72% lower.

Meal at Budget Restaurant

$2.04 ฿68.2

$3.21 ₹306

-36.45%

Three-Course Dinner for Two, Mid-Range

$18.71 ฿625

$15.38 ₹1,467

21.65%

Fast Food Meal (McDonalds, etc)

$7.86 ฿262

$5.19 ₹495

51.45%

Cappuccino

$2.03 ฿67.7

$1.32 ₹126

53.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.80 ฿26.66

$0.35 ₹33.84

128.57%

Water (0.33 liter bottle)

$0.35 ฿11.69

$0.23 ₹22.00

52.17%

Local Beer (0.5 liter draught)

$2.14 ฿71.6

$1.31 ₹125

63.36%

Imported Beer (0.33 liter bottle)

$3.67 ฿122

$2.83 ₹270

29.68%

Milk (1 liter)

$1.73 ฿57.7

$0.56 ₹53.8

208.93%

White Bread (500g)

$1.57 ฿52.5

$0.49 ₹46.75

220.41%

Rice (white) (1kg)

$1.20 ฿40.03

$0.79 ₹75.7

51.90%

Eggs

$1.97 ฿65.9

$0.84 ₹80.0

134.52%

Local Cheese (1kg)

$16.23 ฿542

$4.44 ₹424

265.54%

Chicken Fillets (1kg)

$3.06 ฿102

$3.10 ₹296

-1.29%

Beef Round Steak (1kg)

$10.80 ฿361

Apples (1kg)

$2.77 ฿92.4

$2.16 ₹206

28.24%

Banana (1kg)

$1.17 ฿38.98

$0.73 ₹69.5

60.27%

Oranges (1kg)

$1.71 ฿57.0

$0.50 ₹47.74

242.00%

Tomato (1kg)

$1.59 ฿53.2

$0.42 ₹40.44

278.57%

Potato (1kg)

$1.39 ฿46.55

$0.41 ₹39.14

239.02%

Onion (1kg)

$1.16 ฿38.60

$0.46 ₹43.98

152.17%

Lettuce (1 head)

$0.66 ฿22.07

$0.24 ₹22.98

175.00%

Water (1.5 liter bottle)

$0.52 ฿17.32

$0.43 ₹40.95

20.93%

Cigarettes 20 Pack (Marlboro, Camel)

$4.65 ฿155

$3.43 ₹327

35.57%

Wine (Bottle)

$17.78 ฿594

$6.73 ₹642

164.19%

Local Beer (0.5 liter bottle)

$1.79 ฿59.7

$0.95 ₹90.6

88.42%

Imported Beer (0.33 liter bottle)

$3.34 ฿112

$1.73 ₹165

93.06%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.47 ₹426

One-way Ticket (Public Transport)

$0.91 ฿30.30

$0.30 ₹28.83

203.33%

Public Transport Monthly Pass (Regular Price)

$18.64 ฿623

$8.92 ₹850

108.97%

Taxi Start (Normal Tariff)

$1.41 ฿47.08

$1.14 ₹108

23.68%

Taxi (Normal Tariff) (1km)

$1.34 ฿44.74

Taxi 1hour Waiting (Normal Tariff)

$8.11 ฿271

$2.30 ₹220

252.61%

Gasoline (1 liter)

$1.23 ฿41.19

$1.14 ₹109

7.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.4K ฿715.7K

$11.2K ₹1.1M

91.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K ฿728.7K

$32.0K ₹3.0M

-31.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$71.3 ฿2,382

$23.10 ₹2,203

208.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.01 ฿468

$1.93 ₹184

625.91%

Internet (50+ Mbps, Unlimited Data)

$17.93 ฿599

$8.93 ₹852

100.78%

Gym Membership (Monthly)

$40.82 ฿1,363

$8.19 ₹781

398.41%

Tennis Court (1 Hour on Weekend)

$6.88 ฿230

$6.96 ₹664

-1.15%

Cinema Ticket

$5.72 ฿191

$2.49 ₹238

129.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$308 ฿10.3K

$52.3 ₹4,989

489.46%

International Primary School, 1 Child (Yearly)

$14.7K ฿490.1K

$1,937 ₹184.7K

657.87%

Jeans (Levis 501 Or Similar)

$55.8 ฿1,862

$33.31 ₹3,177

67.43%

Summer Dress (H&M, Zara, etc)

$26.04 ฿869

$28.75 ₹2,742

-9.43%

Sport Shoes (Adidas, Nike)

$84.8 ฿2,832

$50.3 ₹4,794

68.71%

Men's Leather Business Shoes

$71.0 ฿2,370

$24.25 ₹2,313

192.74%

1-bedroom Apartment, City Center (Monthly)

$423 ฿14.1K

$122 ₹11.7K

245.67%

1-bedroom Apartment, Outside City Center (Monthly)

$242 ฿8,095

$86.0 ₹8,201

181.98%

3-bedroom Apartment, City Center (Monthly)

$797 ฿26.6K

$276 ₹26.4K

188.45%

3-bedroom Apartment, Outside City Center (Monthly)

$507 ฿16.9K

$180 ₹17.2K

181.00%

Buy Apartment in City Center (m2)

$1,918 ฿64.1K

Buy Apartment Outside City Center (m2)

$1,464 ฿48.9K

Average Monthly Net Salary (After Tax)

$595 ฿19.9K

$344 ₹32.8K

72.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.47

-40.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: July 27, 2026

Last update for Shivamogga: July 27, 2026

Cost Breakdown

A central one-bedroom costs $423 in Chiang Mai versus $122 in Shivamogga. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 73% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19.00 in Chiang Mai versus $15.00 in Shivamogga. Monthly groceries follow the same trend: $244 vs $95.0 – making Shivamogga the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Shivamogga: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 126% more than Shivamogga, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,279 per month in Chiang Mai and $566 in Shivamogga. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Shivamogga, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $308 per month in Chiang Mai and $52.3 in Shivamogga. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 157% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$800 covers both cities comfortably – all-in costs are $852 in Chiang Mai and $377 in Shivamogga, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Shivamogga costs $377 versus $852 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Shivamogga. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.