😐A single person spends $866 per month in Chiang Mai vs $701 in Settat, rent included.
😐A couple spends around $1,351 per month in Chiang Mai vs $1,139 in Settat, rent included.
😐A family of three spends $1,835 per month in Chiang Mai vs $1,577 in Settat, rent included.
😐Chiang Mai costs about 24% more than Settat, driven mainly by Groceries & Markets.
📊Both Chiang Mai and Settat are more affordable than the global median – Chiang Mai35% lower, Settat48% lower.
Currency
🍽 Eating Out
Chiang Mai
Settat
Difference
Meal at Budget Restaurant
$1.94฿63.8
$3.25MAD 30.05
-40.31%
Three-Course Dinner for Two, Mid-Range
$18.64฿611
$33.41MAD 309
-44.21%
Fast Food Meal(McDonalds, etc)
$7.82฿256
$7.23MAD 66.8
8.16%
Cappuccino
$1.95฿64.1
$1.19MAD 10.99
63.87%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.85฿27.88
$0.44MAD 4.10
93.18%
Water(0.33 liter bottle)
$0.35฿11.63
$0.33MAD 3.02
6.06%
Local Beer(0.5 liter draught)
$2.13฿69.9
$1.29MAD 11.94
65.12%
Imported Beer(0.33 liter bottle)
$3.73฿122
$1.65MAD 15.26
126.06%
🛒 Groceries & Markets
Chiang Mai
Settat
Difference
Milk(1 liter)
$1.71฿56.2
$0.90MAD 8.28
90.00%
White Bread(500g)
$1.63฿53.4
$0.59MAD 5.42
176.27%
Rice(white)(1kg)
$1.14฿37.30
$1.78MAD 16.43
-35.96%
Eggs
$1.93฿63.4
$2.00MAD 18.47
-3.50%
Local Cheese(1kg)
$16.21฿532
$9.68MAD 89.4
67.46%
Chicken Fillets(1kg)
$3.12฿102
$6.13MAD 56.7
-49.10%
Beef Round Steak(1kg)
$10.90฿357
$11.09MAD 102
-1.71%
Apples(1kg)
$2.75฿90.3
$1.52MAD 14.06
80.92%
Banana(1kg)
$1.21฿39.68
$1.39MAD 12.83
-12.95%
Oranges(1kg)
$1.62฿53.2
$0.90MAD 8.30
80.00%
Tomato(1kg)
$1.59฿52.0
$0.88MAD 8.12
80.68%
Potato(1kg)
$1.40฿45.89
$0.80MAD 7.35
75.00%
Onion(1kg)
$1.17฿38.32
$0.74MAD 6.84
58.11%
Lettuce(1 head)
$0.66฿21.69
$0.42MAD 3.92
57.14%
Water(1.5 liter bottle)
$0.53฿17.29
$0.59MAD 5.48
-10.17%
Cigarettes 20 Pack(Marlboro, Camel)
$4.69฿154
$4.36MAD 40.25
7.57%
Wine(Bottle)
$18.66฿612
$8.06MAD 74.5
131.51%
Local Beer(0.5 liter bottle)
$1.80฿59.0
$2.71MAD 25.02
-33.58%
Imported Beer(0.33 liter bottle)
$3.23฿106
$2.94MAD 27.19
9.86%
🚌 Getting Around
Chiang Mai
Settat
Difference
One-way Ticket(Public Transport)
$0.90฿29.37
$0.43MAD 3.94
109.30%
Public Transport Monthly Pass(Regular Price)
$19.21฿630
$16.21MAD 150
18.51%
Taxi Start(Normal Tariff)
$1.41฿46.10
$0.80MAD 7.42
76.25%
Taxi(Normal Tariff)(1km)
$1.29฿42.29
$0.51MAD 4.73
152.94%
Taxi 1hour Waiting(Normal Tariff)
$7.84฿257
$5.45MAD 50.4
43.85%
Gasoline(1 liter)
$1.27฿41.75
$1.53MAD 14.16
-16.99%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.3K฿697.7K
$36.9KMAD 340.4K
-42.26%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.2K฿728.3K
$29.7KMAD 274.0K
-25.11%
🧾 Monthly Utilities & Internet
Chiang Mai
Settat
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$69.1฿2,265
$21.57MAD 199
220.21%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$14.08฿462
$5.42MAD 50.1
159.78%
Internet(50+ Mbps, Unlimited Data)
$18.00฿590
$45.19MAD 417
-60.17%
🎉 Sport & Entertainment
Chiang Mai
Settat
Difference
Gym Membership(Monthly)
$41.06฿1,346
$19.06MAD 176
115.42%
Tennis Court(1 Hour on Weekend)
$6.96฿228
$23.03MAD 213
-69.78%
Cinema Ticket
$5.92฿194
$6.66MAD 61.5
-11.11%
🧸 Childcare & Education
Chiang Mai
Settat
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$299฿9,805
$115MAD 1,060
160.64%
International Primary School, 1 Child(Yearly)
$15.0K฿490.3K
$6,295MAD 58.2K
137.52%
👕👟 Clothing & Footwear
Chiang Mai
Settat
Difference
Jeans(Levis 501 Or Similar)
$54.7฿1,794
$42.80MAD 395
27.80%
Summer Dress(H&M, Zara, etc)
$26.77฿878
$50.4MAD 465
-46.83%
Sport Shoes(Adidas, Nike)
$85.0฿2,787
$107MAD 992
-20.84%
Men's Leather Business Shoes
$70.6฿2,315
$103MAD 951
-31.39%
🏠 Accommodation & Living
Chiang Mai
Settat
Difference
1-bedroom Apartment, City Center(Monthly)
$428฿14.0K
$275MAD 2,542
55.62%
1-bedroom Apartment, Outside City Center(Monthly)
$237฿7,782
$172MAD 1,590
37.93%
3-bedroom Apartment, City Center(Monthly)
$801฿26.3K
$513MAD 4,738
56.23%
3-bedroom Apartment, Outside City Center(Monthly)
$515฿16.9K
$301MAD 2,784
71.03%
Buy Apartment in City Center(m2)
$1,975฿64.7K
-
-
Buy Apartment Outside City Center(m2)
$1,475฿48.4K
-
-
💵 Salaries & Financials
Chiang Mai
Settat
Difference
Average Monthly Net Salary(After Tax)
$617฿20.2K
$220MAD 2,036
180.09%
20-Year Fixed Mortgage Interest Rate(Annual %)
5
4.75
5.26%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chiang Mai: May 31, 2026
Last update for Settat: May 31, 2026
Cost Breakdown
🏠A central one-bedroom costs $428 in Chiang Mai versus $275 in Settat. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 180% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $19.00 in Chiang Mai versus $33.00 in Settat. Groceries tell a different story – $246 in Chiang Mai vs $195 in Settat – so Settat wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Settat: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Settat?
Chiang Mai costs about 24% more than Settat, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai vs Settat?
For a comfortable life, plan on about $1,300 per month in Chiang Mai and $1,052 in Settat. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Settat?
Rent is clearly cheaper in Settat, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Chiang Mai and Settat?
Kindergarten costs $299 per month in Chiang Mai and $115 in Settat. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or Settat?
Groceries cost about 26% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $800/month in Chiang Mai or Settat?
$800 covers both cities comfortably – all-in costs are $866 in Chiang Mai and $701 in Settat, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Chiang Mai or Settat?
For digital nomads, it depends on budget. Settat costs $701 versus $866 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Settat?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or Settat?
If budget matters most, go with Settat. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.
Chiang Mai vs other spots: cost of living compared