Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Schaffhausen

For one person, living is cheaper in Chiang Mai: $925 a month against $3,125 in Schaffhausen, rent and utilities included – about $26,400 less a year. Rent and utilities account for about half of the difference.

Chiang Mai
🇹🇭 Thailand
$925
/mo nomad
Schaffhausen
🇨🇭 Switzerland
$3,125
/mo nomad
Monthly Cost of Living

How much you'll spend in Chiang Mai and in Schaffhausen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Schaffhausen actually costs, broken down by who's living it.

A single person spends $925 per month in Chiang Mai vs $3,125 in Schaffhausen, rent included.

  • Chiang Mai $925
  • Schaffhausen $3,125

A couple spends around $1,414 per month in Chiang Mai vs $5,038 in Schaffhausen, rent included.

  • Chiang Mai $1,414
  • Schaffhausen $5,038

A family of three spends $1,903 per month in Chiang Mai vs $6,951 in Schaffhausen, rent included.

  • Chiang Mai $1,903
  • Schaffhausen $6,951

Chiang Mai is about 70% cheaper than Schaffhausen, and outside of rent the biggest gap is in groceries.

Chiang Mai sits 32% below the global median, while Schaffhausen is 131% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Chiang Mai
Schaffhausen
Difference
Meal at Budget Restaurant
$2.29 ฿76.5
$29.70 CHF 24.46
-92.29%
Three-Course Dinner for Two, Mid-Range
$19.64 ฿656
$123 CHF 101
-83.99%
Fast Food Meal (McDonalds, etc)
$5.61 ฿188
$18.03 CHF 14.85
-68.89%
Cappuccino
$1.66 ฿55.6
$5.64 CHF 4.65
-70.57%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.70 ฿23.40
$5.52 CHF 4.55
-87.32%
Water (0.33 liter bottle)
$0.31 ฿10.24
$4.78 CHF 3.94
-93.51%
Local Beer (0.5 liter draught)
$2.41 ฿80.4
$8.22 CHF 6.77
-70.68%
Imported Beer (0.33 liter bottle)
$3.71 ฿124
$7.47 CHF 6.16
-50.33%
🛒 Groceries & Markets
Chiang Mai
Schaffhausen
Difference
Milk (1 liter)
$1.95 ฿65.3
$2.16 CHF 1.78
-9.72%
White Bread (500g)
$1.41 ฿47.03
$4.06 CHF 3.35
-65.27%
Rice (white) (1kg)
$1.31 ฿43.62
$4.12 CHF 3.40
-68.20%
Eggs
$2.18 ฿72.9
$7.94 CHF 6.54
-72.54%
Local Cheese (1kg)
$16.65 ฿556
$28.10 CHF 23.14
-40.75%
Chicken Fillets (1kg)
$2.76 ฿92.2
$30.57 CHF 25.18
-90.97%
Beef Round Steak (1kg)
$9.11 ฿304
$42.49 CHF 34.99
-78.56%
Apples (1kg)
$2.39 ฿80.0
$3.85 CHF 3.17
-37.92%
Banana (1kg)
$1.03 ฿34.26
$2.04 CHF 1.68
-49.51%
Oranges (1kg)
$1.63 ฿54.4
$3.21 CHF 2.65
-49.22%
Tomato (1kg)
$1.50 ฿50.0
$5.54 CHF 4.57
-72.92%
Potato (1kg)
$1.29 ฿43.13
$2.41 CHF 1.98
-46.47%
Onion (1kg)
$1.11 ฿37.03
$2.14 CHF 1.77
-48.13%
Lettuce (1 head)
$0.72 ฿24.08
$2.37 CHF 1.96
-69.62%
Water (1.5 liter bottle)
$0.53 ฿17.59
$1.18 CHF 0.97
-55.08%
Cigarettes 20 Pack (Marlboro, Camel)
$4.31 ฿144
$10.75 CHF 8.85
-59.91%
Wine (Bottle)
$17.95 ฿600
$12.87 CHF 10.60
39.47%
Local Beer (0.5 liter bottle)
$1.58 ฿52.9
$2.91 CHF 2.40
-45.70%
Imported Beer (0.33 liter bottle)
$2.84 ฿95.0
$3.84 CHF 3.16
-26.04%
🚌 Getting Around
Chiang Mai
Schaffhausen
Difference
One-way Ticket (Public Transport)
$0.86 ฿28.86
$4.04 CHF 3.33
-78.71%
Public Transport Monthly Pass (Regular Price)
$53.3 ฿1,780
$96.6 CHF 79.5
-44.82%
Taxi Start (Normal Tariff)
$1.21 ฿40.29
$6.02 CHF 4.95
-79.90%
Taxi (Normal Tariff) (1km)
$0.57 ฿18.99
$3.72 CHF 3.07
-84.68%
Taxi 1hour Waiting (Normal Tariff)
$2.35 ฿78.6
$61.4 CHF 50.5
-96.17%
Gasoline (1 liter)
$1.44 ฿47.96
$2.30 CHF 1.89
-37.39%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.7K ฿692.8K
$43.0K CHF 35.4K
-51.79%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.8K ฿895.7K
$39.6K CHF 32.6K
-32.31%
🧾 Monthly Utilities & Internet
Chiang Mai
Schaffhausen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.3 ฿2,083
$234 CHF 193
-73.36%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$12.11 ฿405
$31.93 CHF 26.30
-62.07%
Internet (50+ Mbps, Unlimited Data)
$19.94 ฿666
$62.9 CHF 51.8
-68.27%
🎉 Sport & Entertainment
Chiang Mai
Schaffhausen
Difference
Gym Membership (Monthly)
$37.07 ฿1,239
$107 CHF 88.5
-65.50%
Tennis Court (1 Hour on Weekend)
$3.78 ฿126
$47.27 CHF 38.93
-92.00%
Cinema Ticket
$6.50 ฿217
$23.65 CHF 19.48
-72.52%
🧸 Childcare & Education
Chiang Mai
Schaffhausen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$793 ฿26.5K
$3,112 CHF 2,563
-74.53%
International Primary School, 1 Child (Yearly)
$14.8K ฿494.9K
$32.1K CHF 26.5K
-53.90%
👕👟 Clothing & Footwear
Chiang Mai
Schaffhausen
Difference
Jeans (Levis 501 Or Similar)
$53.7 ฿1,796
$167 CHF 137
-67.78%
Summer Dress (H&M, Zara, etc)
$24.62 ฿823
$54.3 CHF 44.73
-54.67%
Sport Shoes (Adidas, Nike)
$90.9 ฿3,036
$190 CHF 156
-52.07%
Men's Leather Business Shoes
$71.1 ฿2,378
$149 CHF 122
-52.16%
🏠 Accommodation & Living
Chiang Mai
Schaffhausen
Difference
1-bedroom Apartment, City Center (Monthly)
$455 ฿15.2K
$1,285 CHF 1,058
-64.56%
1-bedroom Apartment, Outside City Center (Monthly)
$298 ฿9,954
$1,165 CHF 960
-74.44%
3-bedroom Apartment, City Center (Monthly)
$908 ฿30.4K
$2,705 CHF 2,228
-66.43%
3-bedroom Apartment, Outside City Center (Monthly)
$554 ฿18.5K
$2,362 CHF 1,946
-76.56%
Buy Apartment in City Center (m2)
$1,931 ฿64.5K
$8,026 CHF 6,610
-75.94%
Buy Apartment Outside City Center (m2)
$1,445 ฿48.3K
$8,459 CHF 6,967
-82.92%
💵 Salaries & Financials
Chiang Mai
Schaffhausen
Difference
Average Monthly Net Salary (After Tax)
$591 ฿19.7K
$7,212 CHF 5,940
-91.81%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.57
2.48
124.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 17, 2026

Last update for Schaffhausen: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chiang Mai
$298
Schaffhausen
$1.2K 291% $867
Groceries & Markets
Chiang Mai
$235
Schaffhausen
$630 168% $395
Clothing & Footwear
Chiang Mai
$108
Schaffhausen
$252 133% $144
Monthly Utilities & Internet
Chiang Mai
$94
Schaffhausen
$329 248% $234
Eating Out
Chiang Mai
$79
Schaffhausen
$457 481% $378
Getting Around
Chiang Mai
$61
Schaffhausen
$137 126% $77
Sport & Entertainment
Chiang Mai
$50
Schaffhausen
$155 209% $105

Cost Breakdown

A central one-bedroom costs $455 in Chiang Mai versus $1,285 in Schaffhausen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1121% higher in Schaffhausen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $20.00 in Chiang Mai versus $123 in Schaffhausen. Monthly groceries follow the same trend: $235 vs $630 – making Chiang Mai the more affordable choice for daily food spending.

Good to know
🇹🇭 Chiang Mai
🇨🇭 Schaffhausen
🕒 Local time
04:19 4:19 AM
23:19 11:19 PM
5 h behind Chiang Mai
🌤 Weather
👥 Population
127,240
35,927
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

CHF, USD, EUR to THB – Thai Baht Converter

Thai Baht exchange rates as of October 20, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

Swiss Franc exchange rates as of October 20, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

On the map
Between locations
  • Chiang Mai Schaffhausen 8,500 km ≈ 11 h nonstop flight
From you
  • Chiang Mai
  • Schaffhausen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Schaffhausen: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Schaffhausen?
Schaffhausen costs about 238% more than Chiang Mai, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Schaffhausen?
For a comfortable life, plan on about $1,388 per month in Chiang Mai and $4,687 in Schaffhausen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Schaffhausen?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Chiang Mai and in Schaffhausen?
Kindergarten costs $793 per month in Chiang Mai and $3,112 in Schaffhausen. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or in Schaffhausen?
Groceries cost about 168% more in Schaffhausen, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Chiang Mai or in Schaffhausen?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $925, than in Schaffhausen at $3,125. In Chiang Mai it covers expenses comfortably, while in Schaffhausen it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Chiang Mai or Schaffhausen?
For digital nomads, it depends on budget. Chiang Mai costs $925 versus $3,125 in Schaffhausen. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Schaffhausen?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or to Schaffhausen?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Schaffhausen makes more sense. Both are solid long-term options with distinct trade-offs.

Chiang Mai vs other spots: cost of living compared

Similar cities

Show times on the 12-hour clock, temperatures in °F and distances in miles?