Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Sant Julia de Loria

For one person, living is cheaper in Sant Julia de Loria: $202 a month against $938 in Chiang Mai, rent and utilities included – about $8,800 less a year. Rent and utilities account for about half of the difference.

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Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Chiang Mai

🇹🇭 Thailand

$938

/mo nomad

Sant Julia de Loria

🇦🇩 Andorra

$202

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Sant Julia de Loria

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Sant Julia de Loria actually costs, broken down by who's living it.

A single person spends $938 per month in Chiang Mai vs $202 in Sant Julia de Loria, rent included.

Chiang Mai $938
Sant Julia de Loria $202

A couple spends around $1,426 per month in Chiang Mai vs $427 in Sant Julia de Loria, rent included.

Chiang Mai $1,426
Sant Julia de Loria $427

A family of three spends $1,914 per month in Chiang Mai vs $652 in Sant Julia de Loria, rent included.

Chiang Mai $1,914
Sant Julia de Loria $652

Chiang Mai costs about 365% more than Sant Julia de Loria, and outside of rent the biggest gap is in groceries.

Both Chiang Mai and Sant Julia de Loria are more affordable than the global median – Chiang Mai 30% lower, Sant Julia de Loria 85% lower.

Meal at Budget Restaurant

$2.26 ฿75.4

$13.19 €11.74

-82.87%

Three-Course Dinner for Two, Mid-Range

$19.18 ฿641

$49.48 €44.01

-61.24%

Fast Food Meal (McDonalds, etc)

$5.59 ฿187

$12.42 €11.04

-54.99%

Cappuccino

$1.72 ฿57.6

$1.83 €1.63

-6.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ฿21.54

$2.33 €2.07

-72.53%

Water (0.33 liter bottle)

$0.33 ฿11.18

$1.98 €1.76

-83.33%

Local Beer (0.5 liter draught)

$2.36 ฿78.7

$2.37 €2.11

-0.42%

Imported Beer (0.33 liter bottle)

$3.90 ฿130

$3.97 €3.53

-1.76%

Milk (1 liter)

$2.05 ฿68.6

White Bread (500g)

$1.40 ฿46.70

Rice (white) (1kg)

$1.28 ฿42.89

Eggs

$2.25 ฿75.3

Local Cheese (1kg)

$16.94 ฿566

Chicken Fillets (1kg)

$2.74 ฿91.6

Beef Round Steak (1kg)

$9.36 ฿313

Apples (1kg)

$2.40 ฿80.3

Banana (1kg)

$1.01 ฿33.92

Oranges (1kg)

$1.61 ฿53.9

Tomato (1kg)

$1.52 ฿50.7

Potato (1kg)

$1.28 ฿42.90

Onion (1kg)

$1.11 ฿37.22

Lettuce (1 head)

$0.72 ฿24.09

Water (1.5 liter bottle)

$0.52 ฿17.54

Cigarettes 20 Pack (Marlboro, Camel)

$4.33 ฿145

Wine (Bottle)

$17.73 ฿593

Local Beer (0.5 liter bottle)

$1.63 ฿54.4

Imported Beer (0.33 liter bottle)

$2.85 ฿95.3

One-way Ticket (Public Transport)

$0.85 ฿28.31

Public Transport Monthly Pass (Regular Price)

$53.9 ฿1,801

Taxi Start (Normal Tariff)

$1.17 ฿39.18

Taxi (Normal Tariff) (1km)

$0.57 ฿19.00

Taxi 1hour Waiting (Normal Tariff)

$2.37 ฿79.2

Gasoline (1 liter)

$1.45 ฿48.32

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.5K ฿684.3K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K ฿886.1K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.3 ฿2,083

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.27 ฿410

Internet (50+ Mbps, Unlimited Data)

$19.97 ฿668

Gym Membership (Monthly)

$37.91 ฿1,267

Tennis Court (1 Hour on Weekend)

$3.76 ฿126

Cinema Ticket

$6.71 ฿224

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$797 ฿26.6K

International Primary School, 1 Child (Yearly)

$14.8K ฿495.7K

Jeans (Levis 501 Or Similar)

$53.3 ฿1,780

Summer Dress (H&M, Zara, etc)

$25.05 ฿837

Sport Shoes (Adidas, Nike)

$91.6 ฿3,062

Men's Leather Business Shoes

$73.5 ฿2,455

1-bedroom Apartment, City Center (Monthly)

$464 ฿15.5K

1-bedroom Apartment, Outside City Center (Monthly)

$305 ฿10.2K

3-bedroom Apartment, City Center (Monthly)

$915 ฿30.6K

3-bedroom Apartment, Outside City Center (Monthly)

$552 ฿18.5K

Buy Apartment in City Center (m2)

$1,912 ฿63.9K

Buy Apartment Outside City Center (m2)

$1,438 ฿48.1K

Average Monthly Net Salary (After Tax)

$595 ฿19.9K

$5,473 €4,869

-89.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 13, 2026

Last update for Sant Julia de Loria: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$305 32.5%

Sant Julia de Loria

–

Groceries & Markets

Chiang Mai

$238 25.4%

Sant Julia de Loria

–

Clothing & Footwear

Chiang Mai

$110 11.7%

Sant Julia de Loria

–

Monthly Utilities & Internet

Chiang Mai

$95 10.1%

Sant Julia de Loria

–

Eating Out

Chiang Mai

$79 8.4%

Sant Julia de Loria

–

Getting Around

Chiang Mai

$61 6.5%

Sant Julia de Loria

–

Sport & Entertainment

Chiang Mai

$51 5.5%

Sant Julia de Loria

–

Cost Breakdown

Salaries run about 820% higher in Sant Julia de Loria, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $19.00 in Chiang Mai versus $49.00 in Sant Julia de Loria. Use this as a proxy for overall food spending across the two cities.

Good to know

🇹🇭 Chiang Mai

🇦🇩 Sant Julia de Loria

🕒 Local time

22:05 10:05 PM

17:05 5:05 PM

5 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

8,022

💱 Currency

Thai Baht THB ฿

Euro EUR €

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.66 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 19, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to THB in detail →

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Between locations

Chiang Mai Sant Julia de Loria 9,200 km ≈ 12 h nonstop flight

From you

Chiang Mai
Sant Julia de Loria

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Sant Julia de Loria: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 365% more than Sant Julia de Loria, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,408 per month in Chiang Mai and $303 in Sant Julia de Loria. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $938 in Chiang Mai and $202 in Sant Julia de Loria. That's a gap of about 365%.

A mid-range dinner for two costs $19.00 in Chiang Mai and $49.00 in Sant Julia de Loria. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Sant Julia de Loria, where all-in costs run around $202, than in Chiang Mai at $938. In Sant Julia de Loria it covers expenses comfortably, while in Chiang Mai it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Sant Julia de Loria costs $202 versus $938 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Sant Julia de Loria. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.