Cost of Living Comparison Between Chiang Mai and Panama City, FL Cost of Living Comparison Between Chiang Mai and Panama City, FL

πŸ™‚ Solo nomad: Chiang Mai is 55.1% cheaper than Panama City, FL without rent, and 68.7% cheaper with rent.
πŸ™‚ Family of 3: Chiang Mai is 45.2% cheaper than Panama City, FL without rent, and 58.8% cheaper with rent.
Currency
🍽 Eating Out
Chiang Mai
Panama City, FL
Difference
Meal at Budget Restaurant
$2.02 ΰΈΏ65.3
$18.66 $18.66
-89.17%
Three-Course Dinner for Two, Mid-Range
$18.78 ΰΈΏ608
$54.1 $54.1
-65.29%
Fast Food Meal (McDonalds, etc)
$7.67 ΰΈΏ248
$10.32 $10.32
-25.68%
Cappuccino
$1.98 ΰΈΏ64.2
$4.9 $4.9
-59.59%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.82 ΰΈΏ26.64
$2.68 $2.68
-69.40%
Water (0.33 liter bottle)
$0.33 ΰΈΏ10.58
$2.12 $2.12
-84.43%
Local Beer (0.5 liter draught)
$2.12 ΰΈΏ68.6
$5.11 $5.11
-58.51%
Imported Beer (0.33 liter bottle)
$3.73 ΰΈΏ121
$6.65 $6.65
-43.91%
πŸ›’ Groceries & Markets
Chiang Mai
Panama City, FL
Difference
Milk (1 liter)
$1.64 ΰΈΏ53.2
$0.93 $0.93
76.34%
White Bread (500g)
$1.57 ΰΈΏ50.9
$3.19 $3.19
-50.78%
Rice (white) (1kg)
$1.19 ΰΈΏ38.62
$2.59 $2.59
-54.05%
Eggs
$1.98 ΰΈΏ64.1
$3.18 $3.18
-37.74%
Local Cheese (1kg)
$15.99 ΰΈΏ517
$10.82 $10.82
47.78%
Chicken Fillets (1kg)
$3.12 ΰΈΏ101
$11.6 $11.6
-73.10%
Beef Round Steak (1kg)
$11.16 ΰΈΏ361
$14.9 $14.9
-25.10%
Apples (1kg)
$2.76 ΰΈΏ89.2
$3.46 $3.46
-20.23%
Banana (1kg)
$1.22 ΰΈΏ39.5
$1.57 $1.57
-22.29%
Oranges (1kg)
$1.71 ΰΈΏ55.4
$2.88 $2.88
-40.63%
Tomato (1kg)
$1.55 ΰΈΏ50.2
$4.17 $4.17
-62.83%
Potato (1kg)
$1.34 ΰΈΏ43.21
$3.17 $3.17
-57.73%
Onion (1kg)
$1.21 ΰΈΏ39.23
$2.74 $2.74
-55.84%
Lettuce (1 head)
$0.72 ΰΈΏ23.2
$2.12 $2.12
-66.04%
Water (1.5 liter bottle)
$0.53 ΰΈΏ17.05
$1.95 $1.95
-72.82%
Cigarettes 20 Pack (Marlboro, Camel)
$4.72 ΰΈΏ153
$8.21 $8.21
-42.51%
Wine (Bottle)
$18.39 ΰΈΏ595
$9.13 $9.13
101.42%
Local Beer (0.5 liter bottle)
$1.79 ΰΈΏ57.9
$1.75 $1.75
2.29%
Imported Beer (0.33 liter bottle)
$3.21 ΰΈΏ104
$3.15 $3.15
1.90%
🚌 Getting Around
Chiang Mai
Panama City, FL
Difference
One-way Ticket (Public Transport)
$0.94 ΰΈΏ30.44
$1.49 $1.49
-36.91%
Public Transport Monthly Pass (Regular Price)
$18.9 ΰΈΏ612
$132 $132
-85.73%
Taxi Start (Normal Tariff)
$1.42 ΰΈΏ46.08
$2.43 $2.43
-41.56%
Taxi (Normal Tariff) (1km)
$1.35 ΰΈΏ43.53
$1.51 $1.51
-10.60%
Taxi 1hour Waiting (Normal Tariff)
$7.85 ΰΈΏ254
$25.81 $25.81
-69.59%
Gasoline (1 liter)
$1.25 ΰΈΏ40.4
$0.81 $0.81
54.32%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ΰΈΏ684.9K
$22.6K $22.6K
-6.15%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.8K ΰΈΏ706.8K
$24.7K $24.7K
-11.55%
🧾 Monthly Utilities & Internet
Chiang Mai
Panama City, FL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$70.6 ΰΈΏ2,285
$221 $221
-68.08%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.72 ΰΈΏ444
$42.87 $42.87
-68.00%
Internet (50+ Mbps, Unlimited Data)
$17.56 ΰΈΏ568
$66.5 $66.5
-73.59%
πŸŽ‰ Sport & Entertainment
Chiang Mai
Panama City, FL
Difference
Gym Membership (Monthly)
$41.64 ΰΈΏ1,347
$39.64 $39.64
5.05%
Tennis Court (1 Hour on Weekend)
$6.9 ΰΈΏ223
-
-
Cinema Ticket
$5.8 ΰΈΏ188
$13.13 $13.13
-55.83%
🧸 Childcare & Education
Chiang Mai
Panama City, FL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$308 ΰΈΏ9,963
$529 $529
-41.76%
International Primary School, 1 Child (Yearly)
$14.7K ΰΈΏ475.8K
$8,103 $8,103
81.46%
πŸ‘•πŸ‘Ÿ Clothing & Footwear
Chiang Mai
Panama City, FL
Difference
Jeans (Levis 501 Or Similar)
$55.4 ΰΈΏ1,793
$38.64 $38.64
43.37%
Summer Dress (H&M, Zara, etc)
$26.4 ΰΈΏ854
$42.44 $42.44
-37.79%
Sport Shoes (Adidas, Nike)
$85.1 ΰΈΏ2,755
$59.1 $59.1
44.09%
Men's Leather Business Shoes
$71.8 ΰΈΏ2,323
$75 $75
-4.33%
🏠 Accommodation & Living
Chiang Mai
Panama City, FL
Difference
1-bedroom Apartment, City Center (Monthly)
$434 ΰΈΏ14K
$1,675 $1,675
-74.08%
1-bedroom Apartment, Outside City Center (Monthly)
$235 ΰΈΏ7,610
$1,492 $1,492
-84.24%
3-bedroom Apartment, City Center (Monthly)
$821 ΰΈΏ26.6K
$2,308 $2,308
-64.42%
3-bedroom Apartment, Outside City Center (Monthly)
$498 ΰΈΏ16.1K
$1,783 $1,783
-72.06%
Buy Apartment in City Center (m2)
$2,180 ΰΈΏ70.6K
$3,593 $3,593
-39.33%
Buy Apartment Outside City Center (m2)
$1,543 ΰΈΏ49.9K
$3,594 $3,594
-57.07%
πŸ’΅ Salaries & Financials
Chiang Mai
Panama City, FL
Difference
Average Monthly Net Salary (After Tax)
$703 ΰΈΏ22.8K
$3,977 $3,977
-82.31%
20-Year Fixed Mortgage Interest Rate (Annual %)
5
6.43
-22.24%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 29, 2025

Last update for Panama City, FL: October 27, 2025

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