Cost of Living Comparison Between Chiang Mai and Oyo Cost of Living Comparison Between Chiang Mai and Oyo

Monthly Cost of Living

A single person spends $852 per month in Chiang Mai vs $703 in Oyo, rent included.

A couple spends around $1,354 per month in Chiang Mai vs $1,281 in Oyo, rent included.

A family of three spends $1,857 per month in Chiang Mai vs $1,859 in Oyo, rent included.

Chiang Mai costs about 21% more than Oyo, driven mainly by Groceries & Markets.

Both Chiang Mai and Oyo are more affordable than the global median – Chiang Mai 36% lower, Oyo 47% lower.

Meal at Budget Restaurant

$1.96 ฿64.0

$2.65 ₦3,651

-26.04%

Three-Course Dinner for Two, Mid-Range

$18.81 ฿615

$50.3 ₦69.3K

-62.62%

Fast Food Meal (McDonalds, etc)

$7.92 ฿259

$5.18 ₦7,126

52.90%

Cappuccino

$1.91 ฿62.6

$2.13 ₦2,935

-10.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.84 ฿27.41

$0.34 ₦468

147.06%

Water (0.33 liter bottle)

$0.35 ฿11.51

$0.22 ₦303

59.09%

Local Beer (0.5 liter draught)

$2.21 ฿72.1

$0.85 ₦1,166

160.00%

Imported Beer (0.33 liter bottle)

$3.80 ฿124

$1.38 ₦1,901

175.36%

Milk (1 liter)

$1.64 ฿53.5

$2.24 ₦3,080

-26.79%

White Bread (500g)

$1.62 ฿53.1

$1.24 ₦1,705

30.65%

Rice (white) (1kg)

$1.18 ฿38.62

$2.34 ₦3,228

-49.57%

Eggs

$2.01 ฿65.8

$1.76 ₦2,418

14.20%

Local Cheese (1kg)

$15.89 ฿520

$6.17 ₦8,496

157.54%

Chicken Fillets (1kg)

$3.01 ฿98.5

$4.12 ₦5,674

-26.94%

Beef Round Steak (1kg)

$10.77 ฿352

$5.35 ₦7,370

101.31%

Apples (1kg)

$2.61 ฿85.5

$3.55 ₦4,881

-26.48%

Banana (1kg)

$1.22 ฿39.88

$2.10 ₦2,898

-41.90%

Oranges (1kg)

$1.70 ฿55.7

$2.09 ₦2,880

-18.66%

Tomato (1kg)

$1.58 ฿51.5

$2.40 ₦3,301

-34.17%

Potato (1kg)

$1.32 ฿43.14

$2.28 ₦3,141

-42.11%

Onion (1kg)

$1.17 ฿38.23

$1.92 ₦2,647

-39.06%

Lettuce (1 head)

$0.67 ฿21.98

$1.97 ₦2,713

-65.99%

Water (1.5 liter bottle)

$0.56 ฿18.32

$0.35 ₦484

60.00%

Cigarettes 20 Pack (Marlboro, Camel)

$4.53 ฿148

$1.25 ₦1,714

262.40%

Wine (Bottle)

$18.20 ฿595

$3.17 ₦4,359

474.13%

Local Beer (0.5 liter bottle)

$1.83 ฿60.0

$0.64 ₦884

185.94%

Imported Beer (0.33 liter bottle)

$3.23 ฿106

$0.88 ₦1,213

267.05%

One-way Ticket (Public Transport)

$0.89 ฿29.00

$0.34 ₦473

161.76%

Public Transport Monthly Pass (Regular Price)

$19.38 ฿634

$14.36 ₦19.8K

34.96%

Taxi Start (Normal Tariff)

$1.35 ฿44.20

$1.24 ₦1,709

8.87%

Taxi (Normal Tariff) (1km)

$1.35 ฿44.05

$2.26 ₦3,111

-40.27%

Taxi 1hour Waiting (Normal Tariff)

$8.25 ฿270

$4.58 ₦6,300

80.13%

Gasoline (1 liter)

$1.27 ฿41.64

$0.77 ₦1,067

64.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ฿691.8K

$20.4K ₦28.1M

3.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.5K ฿735.3K

$20.5K ₦28.3M

9.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$70.2 ฿2,294

$41.78 ₦57.5K

67.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.77 ฿450

$9.99 ₦13.8K

37.84%

Internet (50+ Mbps, Unlimited Data)

$17.60 ฿575

$34.55 ₦47.6K

-49.06%

Gym Membership (Monthly)

$41.57 ฿1,360

$14.43 ₦19.9K

188.08%

Tennis Court (1 Hour on Weekend)

$6.60 ฿216

$4.59 ₦6,314

43.79%

Cinema Ticket

$5.78 ฿189

$6.24 ₦8,597

-7.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$306 ฿10.0K

$82.7 ₦113.8K

270.34%

International Primary School, 1 Child (Yearly)

$14.8K ฿484.8K

$2,271 ₦3.1M

552.92%

Jeans (Levis 501 Or Similar)

$54.4 ฿1,778

$19.56 ₦26.9K

177.97%

Summer Dress (H&M, Zara, etc)

$26.14 ฿855

$24.26 ₦33.4K

7.75%

Sport Shoes (Adidas, Nike)

$84.5 ฿2,764

$48.20 ₦66.4K

75.39%

Men's Leather Business Shoes

$69.4 ฿2,270

$34.59 ₦47.6K

100.72%

1-bedroom Apartment, City Center (Monthly)

$424 ฿13.9K

$412 ₦566.9K

2.90%

1-bedroom Apartment, Outside City Center (Monthly)

$238 ฿7,788

$248 ₦341.7K

-4.02%

3-bedroom Apartment, City Center (Monthly)

$825 ฿27.0K

$1,055 ₦1.5M

-21.82%

3-bedroom Apartment, Outside City Center (Monthly)

$515 ฿16.8K

$637 ₦876.9K

-19.10%

Buy Apartment in City Center (m2)

$2,049 ฿67.0K

$742 ₦1.0M

176.20%

Buy Apartment Outside City Center (m2)

$1,523 ฿49.8K

$184 ₦253.9K

725.77%

Average Monthly Net Salary (After Tax)

$635 ฿20.8K

$33.32 ₦45.9K

1806.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

-50.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: April 27, 2026

Last update for Oyo: April 27, 2026

Cost Breakdown

A central one-bedroom costs $424 in Chiang Mai versus $412 in Oyo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1806% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19.00 in Chiang Mai versus $50.0 in Oyo. Groceries tell a different story – $243 in Chiang Mai vs $191 in Oyo – so Oyo wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Oyo: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 21% more than Oyo, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,278 per month in Chiang Mai and $1,055 in Oyo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Oyo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $306 per month in Chiang Mai and $82.7 in Oyo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 27% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,000 covers both cities comfortably – all-in costs are $852 in Chiang Mai and $703 in Oyo, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Oyo costs $703 versus $852 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Oyo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.