Last update: Nov 2026

Cost of Living Comparison Between Chiang Mai and Nova Gradiska

For one person, living is cheaper in Chiang Mai: $935 a month against $1,583 in Nova Gradiska, rent and utilities included – about $7,800 less a year. Rent and utilities account for about half of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
75

Cost of Living Index in Nova Gradiska
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Nova Gradiska Living Index

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Chiang Mai

🇹🇭 Thailand

$935

/mo nomad

Nova Gradiska

🇭🇷 Croatia

$1,583

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Nova Gradiska

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Nova Gradiska actually costs, broken down by who's living it.

A single person spends $935 per month in Chiang Mai vs $1,583 in Nova Gradiska, rent included.

Chiang Mai $935
Nova Gradiska $1,583

A couple spends around $1,467 per month in Chiang Mai vs $2,428 in Nova Gradiska, rent included.

Chiang Mai $1,467
Nova Gradiska $2,428

A family of three spends $1,999 per month in Chiang Mai vs $3,273 in Nova Gradiska, rent included.

Chiang Mai $1,999
Nova Gradiska $3,273

Chiang Mai is about 41% cheaper than Nova Gradiska, and outside of rent the biggest gap is in eating out.

Chiang Mai sits 31% below the global median, while Nova Gradiska is 17% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.13 ฿72.0

$13.49 €12.06

-84.21%

Three-Course Dinner for Two, Mid-Range

$18.62 ฿628

$72.4 €64.7

-74.26%

Fast Food Meal (McDonalds, etc)

$5.60 ฿189

$10.24 €9.16

-45.31%

Cappuccino

$1.66 ฿56.1

$2.38 €2.13

-30.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.65 ฿21.83

$3.05 €2.73

-78.69%

Water (0.33 liter bottle)

$0.30 ฿10.29

$1.99 €1.78

-84.92%

Local Beer (0.5 liter draught)

$2.32 ฿78.4

$3.95 €3.53

-41.27%

Imported Beer (0.33 liter bottle)

$3.67 ฿124

$4.40 €3.93

-16.59%

Milk (1 liter)

$2.02 ฿68.0

$1.20 €1.08

68.33%

White Bread (500g)

$1.41 ฿47.51

$1.62 €1.45

-12.96%

Rice (white) (1kg)

$1.39 ฿46.96

$3.40 €3.04

-59.12%

Eggs

$2.37 ฿79.9

$3.80 €3.40

-37.63%

Local Cheese (1kg)

$16.52 ฿557

$15.82 €14.14

4.42%

Chicken Fillets (1kg)

$2.67 ฿90.1

$10.10 €9.03

-73.56%

Beef Round Steak (1kg)

$9.02 ฿304

$14.12 €12.63

-36.12%

Apples (1kg)

$2.40 ฿80.9

$1.67 €1.49

43.71%

Banana (1kg)

$1.04 ฿35.13

$1.66 €1.49

-37.35%

Oranges (1kg)

$1.66 ฿56.0

$1.90 €1.69

-12.63%

Tomato (1kg)

$1.56 ฿52.6

$2.55 €2.28

-38.82%

Potato (1kg)

$1.24 ฿41.76

$1.36 €1.22

-8.82%

Onion (1kg)

$1.09 ฿36.66

$1.25 €1.12

-12.80%

Lettuce (1 head)

$0.76 ฿25.70

$1.38 €1.23

-44.93%

Water (1.5 liter bottle)

$0.51 ฿17.35

$1.35 €1.21

-62.22%

Cigarettes 20 Pack (Marlboro, Camel)

$4.12 ฿139

$5.70 €5.10

-27.72%

Wine (Bottle)

$17.93 ฿605

$8.01 €7.16

123.85%

Local Beer (0.5 liter bottle)

$1.62 ฿54.8

$1.67 €1.49

-2.99%

Imported Beer (0.33 liter bottle)

$2.82 ฿95.2

$2.13 €1.90

32.39%

One-way Ticket (Public Transport)

$0.93 ฿31.53

$1.65 €1.48

-43.64%

Public Transport Monthly Pass (Regular Price)

$52.9 ฿1,785

$44.82 €40.08

18.01%

Taxi Start (Normal Tariff)

$1.18 ฿39.70

$5.60 €5.01

-78.93%

Taxi (Normal Tariff) (1km)

$0.17 ฿5.79

$1.42 €1.27

-88.03%

Taxi 1hour Waiting (Normal Tariff)

$1.81 ฿61.1

$13.32 €11.91

-86.41%

Gasoline (1 liter)

$1.47 ฿49.69

$1.93 €1.72

-23.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ฿708.9K

$27.1K €24.2K

-22.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K ฿894.6K

$24.9K €22.3K

6.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.6 ฿2,111

$189 €169

-66.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.60 ฿392

$23.66 €21.16

-50.97%

Internet (50+ Mbps, Unlimited Data)

$20.30 ฿685

$39.57 €35.38

-48.70%

Gym Membership (Monthly)

$37.88 ฿1,278

$51.0 €45.59

-25.71%

Tennis Court (1 Hour on Weekend)

$3.70 ฿125

$15.56 €13.92

-76.22%

Cinema Ticket

$6.51 ฿220

$10.36 €9.26

-37.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$727 ฿24.5K

$554 €495

31.31%

International Primary School, 1 Child (Yearly)

$16.6K ฿559.2K

$12.7K €11.3K

30.67%

Jeans (Levis 501 Or Similar)

$53.5 ฿1,807

$96.9 €86.6

-44.74%

Summer Dress (H&M, Zara, etc)

$24.80 ฿837

$42.66 €38.15

-41.87%

Sport Shoes (Adidas, Nike)

$90.4 ฿3,050

$101 €90.7

-10.87%

Men's Leather Business Shoes

$72.0 ฿2,428

$111 €99.1

-35.06%

1-bedroom Apartment, City Center (Monthly)

$481 ฿16.2K

$682 €610

-29.43%

1-bedroom Apartment, Outside City Center (Monthly)

$310 ฿10.5K

$527 €471

-41.22%

3-bedroom Apartment, City Center (Monthly)

$1,058 ฿35.7K

$1,176 €1,052

-10.02%

3-bedroom Apartment, Outside City Center (Monthly)

$659 ฿22.2K

$884 €790

-25.49%

Buy Apartment in City Center (m2)

$2,418 ฿81.6K

$3,976 €3,555

-39.19%

Buy Apartment Outside City Center (m2)

$1,609 ฿54.3K

$2,932 €2,622

-45.14%

Average Monthly Net Salary (After Tax)

$595 ฿20.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

3.73

49.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: November 1, 2026

Last update for Nova Gradiska: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$310 33.1%

Nova Gradiska

$527 33.3% 70.1% $217

Groceries & Markets

Chiang Mai

$237 25.3%

Nova Gradiska

$293 18.5% 23.8% $56

Clothing & Footwear

Chiang Mai

$108 11.6%

Nova Gradiska

$158 10% 46.2% $50

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Nova Gradiska

$252 15.9% 167% $158

Eating Out

Chiang Mai

$77 8.2%

Nova Gradiska

$216 13.6% 182% $139

Getting Around

Chiang Mai

$59 6.3%

Nova Gradiska

$64 4.1% 9.3% $5.4

Sport & Entertainment

Chiang Mai

$51 5.4%

Nova Gradiska

$72 4.5% 40.9% $21

Cost Breakdown

A central one-bedroom costs $481 in Chiang Mai versus $682 in Nova Gradiska. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $19 in Chiang Mai versus $72 in Nova Gradiska. Monthly groceries follow the same trend: $237 vs $293 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇹🇭 Chiang Mai

🇭🇷 Nova Gradiska

🕒 Local time

07:02 7:02 AM

01:02 1:02 AM

6 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

11,690

💱 Currency

Thai Baht THB ฿

Euro EUR €

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.65 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 4, 2026: 1 USD = 33.74 THB (100 THB = 2.96 USD). 1 EUR = 37.73 THB (100 THB = 2.65 EUR).

Euro exchange rates as of November 4, 2026: 1 USD = 0.894 EUR (1 EUR = 1.12 USD).

USD to THB in detail →

On the map

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Between locations

Chiang Mai Nova Gradiska 7,890 km ≈ 10 h nonstop flight

From you

Chiang Mai
Nova Gradiska

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Nova Gradiska: Cost of Living - Frequently Asked Questions

Nova Gradiska costs about 69% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,403 per month in Chiang Mai and $2,374 in Nova Gradiska. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $481 there versus $682 in Nova Gradiska.

Kindergarten costs $727 per month in Chiang Mai and $554 in Nova Gradiska. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 24% more in Nova Gradiska, though the gap depends on what you buy.

$800 is a stretch for both – monthly costs hit $935 in Chiang Mai and $1,583 in Nova Gradiska. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $935 in Chiang Mai to $1,583 in Nova Gradiska. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.