Last update: Nov 2026

Cost of Living Comparison Between Nova Gradiska and Chiang Mai

For one person, living is cheaper in Chiang Mai: $935 a month against $1,583 in Nova Gradiska, rent and utilities included – about $7,800 less a year. Rent and utilities account for about half of the difference.

Nova Gradiska, Croatia
Chiang Mai, Thailand
Nova Gradiska
🇭🇷 Croatia
$1,583
/mo nomad
Chiang Mai
🇹🇭 Thailand
$935
/mo nomad
Monthly Cost of Living

How much you'll spend in Nova Gradiska and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nova Gradiska and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $1,583 per month in Nova Gradiska vs $935 in Chiang Mai, rent included.

  • Nova Gradiska $1,583
  • Chiang Mai $935

A couple spends around $2,428 per month in Nova Gradiska vs $1,467 in Chiang Mai, rent included.

  • Nova Gradiska $2,428
  • Chiang Mai $1,467

A family of three spends $3,273 per month in Nova Gradiska vs $1,999 in Chiang Mai, rent included.

  • Nova Gradiska $3,273
  • Chiang Mai $1,999

Nova Gradiska costs about 69% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Nova Gradiska sits 17% above the global median, while Chiang Mai is 31% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Nova Gradiska
Chiang Mai
Difference
Meal at Budget Restaurant
$13.49 €12.06
$2.13 ฿72.0
533.33%
Three-Course Dinner for Two, Mid-Range
$72.4 €64.7
$18.62 ฿628
288.56%
Fast Food Meal (McDonalds, etc)
$10.24 €9.16
$5.60 ฿189
82.86%
Cappuccino
$2.38 €2.13
$1.66 ฿56.1
43.37%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.05 €2.73
$0.65 ฿21.83
369.23%
Water (0.33 liter bottle)
$1.99 €1.78
$0.30 ฿10.29
563.33%
Local Beer (0.5 liter draught)
$3.95 €3.53
$2.32 ฿78.4
70.26%
Imported Beer (0.33 liter bottle)
$4.40 €3.93
$3.67 ฿124
19.89%
🛒 Groceries & Markets
Nova Gradiska
Chiang Mai
Difference
Milk (1 liter)
$1.20 €1.08
$2.02 ฿68.0
-40.59%
White Bread (500g)
$1.62 €1.45
$1.41 ฿47.51
14.89%
Rice (white) (1kg)
$3.40 €3.04
$1.39 ฿46.96
144.60%
Eggs
$3.80 €3.40
$2.37 ฿79.9
60.34%
Local Cheese (1kg)
$15.82 €14.14
$16.52 ฿557
-4.24%
Chicken Fillets (1kg)
$10.10 €9.03
$2.67 ฿90.1
278.28%
Beef Round Steak (1kg)
$14.12 €12.63
$9.02 ฿304
56.54%
Apples (1kg)
$1.67 €1.49
$2.40 ฿80.9
-30.42%
Banana (1kg)
$1.66 €1.49
$1.04 ฿35.13
59.62%
Oranges (1kg)
$1.90 €1.69
$1.66 ฿56.0
14.46%
Tomato (1kg)
$2.55 €2.28
$1.56 ฿52.6
63.46%
Potato (1kg)
$1.36 €1.22
$1.24 ฿41.76
9.68%
Onion (1kg)
$1.25 €1.12
$1.09 ฿36.66
14.68%
Lettuce (1 head)
$1.38 €1.23
$0.76 ฿25.70
81.58%
Water (1.5 liter bottle)
$1.35 €1.21
$0.51 ฿17.35
164.71%
Cigarettes 20 Pack (Marlboro, Camel)
$5.70 €5.10
$4.12 ฿139
38.35%
Wine (Bottle)
$8.01 €7.16
$17.93 ฿605
-55.33%
Local Beer (0.5 liter bottle)
$1.67 €1.49
$1.62 ฿54.8
3.09%
Imported Beer (0.33 liter bottle)
$2.13 €1.90
$2.82 ฿95.2
-24.47%
🚌 Getting Around
Nova Gradiska
Chiang Mai
Difference
One-way Ticket (Public Transport)
$1.65 €1.48
$0.93 ฿31.53
77.42%
Public Transport Monthly Pass (Regular Price)
$44.82 €40.08
$52.9 ฿1,785
-15.26%
Taxi Start (Normal Tariff)
$5.60 €5.01
$1.18 ฿39.70
374.58%
Taxi (Normal Tariff) (1km)
$1.42 €1.27
$0.17 ฿5.79
735.29%
Taxi 1hour Waiting (Normal Tariff)
$13.32 €11.91
$1.81 ฿61.1
635.91%
Gasoline (1 liter)
$1.93 €1.72
$1.47 ฿49.69
31.29%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.1K €24.2K
$21.0K ฿708.9K
29.00%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.9K €22.3K
$26.5K ฿894.6K
-6.15%
🧾 Monthly Utilities & Internet
Nova Gradiska
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$189 €169
$62.6 ฿2,111
202.24%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.66 €21.16
$11.60 ฿392
103.97%
Internet (50+ Mbps, Unlimited Data)
$39.57 €35.38
$20.30 ฿685
94.93%
🎉 Sport & Entertainment
Nova Gradiska
Chiang Mai
Difference
Gym Membership (Monthly)
$51.0 €45.59
$37.88 ฿1,278
34.61%
Tennis Court (1 Hour on Weekend)
$15.56 €13.92
$3.70 ฿125
320.54%
Cinema Ticket
$10.36 €9.26
$6.51 ฿220
59.14%
🧸 Childcare & Education
Nova Gradiska
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$554 €495
$727 ฿24.5K
-23.84%
International Primary School, 1 Child (Yearly)
$12.7K €11.3K
$16.6K ฿559.2K
-23.47%
👕👟 Clothing & Footwear
Nova Gradiska
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$96.9 €86.6
$53.5 ฿1,807
80.95%
Summer Dress (H&M, Zara, etc)
$42.66 €38.15
$24.80 ฿837
72.02%
Sport Shoes (Adidas, Nike)
$101 €90.7
$90.4 ฿3,050
12.19%
Men's Leather Business Shoes
$111 €99.1
$72.0 ฿2,428
53.99%
🏠 Accommodation & Living
Nova Gradiska
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$682 €610
$481 ฿16.2K
41.69%
1-bedroom Apartment, Outside City Center (Monthly)
$527 €471
$310 ฿10.5K
70.13%
3-bedroom Apartment, City Center (Monthly)
$1,176 €1,052
$1,058 ฿35.7K
11.14%
3-bedroom Apartment, Outside City Center (Monthly)
$884 €790
$659 ฿22.2K
34.21%
Buy Apartment in City Center (m2)
$3,976 €3,555
$2,418 ฿81.6K
64.45%
Buy Apartment Outside City Center (m2)
$2,932 €2,622
$1,609 ฿54.3K
82.27%
💵 Salaries & Financials
Nova Gradiska
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
-
$595 ฿20.1K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.73
5.57
-33.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nova Gradiska: November 2, 2026

Last update for Chiang Mai: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Nova Gradiska
$527
Chiang Mai
$310 41.2% $217
Groceries & Markets
Nova Gradiska
$293
Chiang Mai
$237 19.2% $56
Monthly Utilities & Internet
Nova Gradiska
$252
Chiang Mai
$94 62.6% $158
Eating Out
Nova Gradiska
$216
Chiang Mai
$77 64.5% $139
Clothing & Footwear
Nova Gradiska
$158
Chiang Mai
$108 31.6% $50
Sport & Entertainment
Nova Gradiska
$72
Chiang Mai
$51 29% $21
Getting Around
Nova Gradiska
$64
Chiang Mai
$59 8.5% $5.4

Cost Breakdown

A central one-bedroom costs $682 in Nova Gradiska versus $481 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $72 in Nova Gradiska versus $19 in Chiang Mai. Monthly groceries follow the same trend: $293 vs $237 – making Chiang Mai the more affordable choice for daily food spending.

Good to know
🇭🇷 Nova Gradiska
🇹🇭 Chiang Mai
🕒 Local time
01:02 1:02 AM
07:02 7:02 AM
6 h ahead of Nova Gradiska
🌤 Weather
👥 Population
11,690
127,240
💱 Currency
Euro EUR €
Thai Baht THB ฿
Exchange rates and currency converter

THB, USD to EUR – Euro Converter

Euro exchange rates as of November 4, 2026: 1 USD = 0.894 EUR (1 EUR = 1.12 USD).

Thai Baht exchange rates as of November 4, 2026: 1 USD = 33.74 THB (100 THB = 2.96 USD). 1 EUR = 37.73 THB (100 THB = 2.65 EUR).

On the map
Between locations
  • Nova Gradiska Chiang Mai 7,890 km ≈ 10 h nonstop flight
From you
  • Nova Gradiska
  • Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nova Gradiska vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Nova Gradiska or Chiang Mai?
Nova Gradiska costs about 69% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Nova Gradiska and in Chiang Mai?
For a comfortable life, plan on about $2,374 per month in Nova Gradiska and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Nova Gradiska or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $481 there versus $682 in Nova Gradiska.
How do childcare costs compare in Nova Gradiska and in Chiang Mai?
Kindergarten costs $554 per month in Nova Gradiska and $727 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Nova Gradiska or in Chiang Mai?
Groceries cost about 24% more in Nova Gradiska, though the gap depends on what you buy.
Can you live on $800/month in Nova Gradiska or in Chiang Mai?
$800 is a stretch for both – monthly costs hit $1,583 in Nova Gradiska and $935 in Chiang Mai. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city offers a better quality of life: Nova Gradiska or Chiang Mai?
It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $935 in Chiang Mai to $1,583 in Nova Gradiska. Climate, culture, job market, and personal taste all factor in.
How safe is Nova Gradiska compared to Chiang Mai?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

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