😐A single person spends $852 per month in Chiang Mai vs $425 in Negombo, rent included.
😐A couple spends around $1,354 per month in Chiang Mai vs $694 in Negombo, rent included.
😐A family of three spends $1,857 per month in Chiang Mai vs $963 in Negombo, rent included.
😐Chiang Mai costs about 100% more than Negombo, driven mainly by Clothing & Footwear.
📊Both Chiang Mai and Negombo are more affordable than the global median – Chiang Mai36% lower, Negombo68% lower.
Currency
🍽 Eating Out
Chiang Mai
Negombo
Difference
Meal at Budget Restaurant
$1.96฿64.0
$3.92LKR 1,249
-50.00%
Three-Course Dinner for Two, Mid-Range
$18.81฿615
$18.09LKR 5,769
3.98%
Fast Food Meal(McDonalds, etc)
$7.92฿259
$8.20LKR 2,614
-3.41%
Cappuccino
$1.91฿62.6
$1.43LKR 455
33.57%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.84฿27.41
$0.68LKR 216
23.53%
Water(0.33 liter bottle)
$0.35฿11.51
$0.37LKR 119
-5.41%
Local Beer(0.5 liter draught)
$2.21฿72.1
$1.95LKR 623
13.33%
Imported Beer(0.33 liter bottle)
$3.80฿124
$3.44LKR 1,097
10.47%
🛒 Groceries & Markets
Chiang Mai
Negombo
Difference
Milk(1 liter)
$1.64฿53.5
$1.48LKR 471
10.81%
White Bread(500g)
$1.62฿53.1
$0.48LKR 152
237.50%
Rice(white)(1kg)
$1.18฿38.62
$0.87LKR 278
35.63%
Eggs
$2.01฿65.8
$2.21LKR 705
-9.05%
Local Cheese(1kg)
$15.89฿520
$14.25LKR 4,543
11.51%
Chicken Fillets(1kg)
$3.01฿98.5
$4.54LKR 1,449
-33.70%
Beef Round Steak(1kg)
$10.77฿352
$5.68LKR 1,810
89.61%
Apples(1kg)
$2.61฿85.5
$2.06LKR 657
26.70%
Banana(1kg)
$1.22฿39.88
$0.75LKR 240
62.67%
Oranges(1kg)
$1.70฿55.7
$2.46LKR 784
-30.89%
Tomato(1kg)
$1.58฿51.5
$1.19LKR 381
32.77%
Potato(1kg)
$1.32฿43.14
$0.85LKR 272
55.29%
Onion(1kg)
$1.17฿38.23
$0.89LKR 284
31.46%
Lettuce(1 head)
$0.67฿21.98
$0.98LKR 314
-31.63%
Water(1.5 liter bottle)
$0.56฿18.32
$0.57LKR 181
-1.75%
Cigarettes 20 Pack(Marlboro, Camel)
$4.53฿148
$8.78LKR 2,800
-48.41%
Wine(Bottle)
$18.20฿595
$12.46LKR 3,973
46.07%
Local Beer(0.5 liter bottle)
$1.83฿60.0
$2.10LKR 671
-12.86%
Imported Beer(0.33 liter bottle)
$3.23฿106
$2.95LKR 942
9.49%
🚌 Getting Around
Chiang Mai
Negombo
Difference
One-way Ticket(Public Transport)
$0.89฿29.00
$0.32LKR 101
178.13%
Public Transport Monthly Pass(Regular Price)
$19.38฿634
-
-
Taxi Start(Normal Tariff)
$1.35฿44.20
$0.38LKR 123
255.26%
Taxi(Normal Tariff)(1km)
$1.35฿44.05
$0.30LKR 97.0
350.00%
Taxi 1hour Waiting(Normal Tariff)
$8.25฿270
$0.61LKR 196
1252.46%
Gasoline(1 liter)
$1.27฿41.64
$1.25LKR 399
1.60%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K฿691.8K
$27.3KLKR 8.7M
-22.42%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5K฿735.3K
$35.2KLKR 11.2M
-36.09%
🧾 Monthly Utilities & Internet
Chiang Mai
Negombo
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$70.2฿2,294
$30.45LKR 9,710
130.38%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.77฿450
$4.30LKR 1,371
220.23%
Internet(50+ Mbps, Unlimited Data)
$17.60฿575
$14.93LKR 4,761
17.88%
🎉 Sport & Entertainment
Chiang Mai
Negombo
Difference
Gym Membership(Monthly)
$41.57฿1,360
$13.14LKR 4,192
216.36%
Tennis Court(1 Hour on Weekend)
$6.60฿216
$10.09LKR 3,217
-34.59%
Cinema Ticket
$5.78฿189
$2.37LKR 757
143.88%
🧸 Childcare & Education
Chiang Mai
Negombo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$306฿10.0K
$36.48LKR 11.6K
739.25%
International Primary School, 1 Child(Yearly)
$14.8K฿484.8K
$442LKR 141.0K
3253.75%
👕👟 Clothing & Footwear
Chiang Mai
Negombo
Difference
Jeans(Levis 501 Or Similar)
$54.4฿1,778
$19.03LKR 6,068
185.71%
Summer Dress(H&M, Zara, etc)
$26.14฿855
$19.75LKR 6,298
32.35%
Sport Shoes(Adidas, Nike)
$84.5฿2,764
$49.01LKR 15.6K
72.50%
Men's Leather Business Shoes
$69.4฿2,270
$26.52LKR 8,458
161.80%
🏠 Accommodation & Living
Chiang Mai
Negombo
Difference
1-bedroom Apartment, City Center(Monthly)
$424฿13.9K
-
-
1-bedroom Apartment, Outside City Center(Monthly)
$238฿7,788
-
-
3-bedroom Apartment, City Center(Monthly)
$825฿27.0K
-
-
3-bedroom Apartment, Outside City Center(Monthly)
$515฿16.8K
-
-
Buy Apartment in City Center(m2)
$2,049฿67.0K
-
-
Buy Apartment Outside City Center(m2)
$1,523฿49.8K
-
-
💵 Salaries & Financials
Chiang Mai
Negombo
Difference
Average Monthly Net Salary(After Tax)
$635฿20.8K
$190LKR 60.7K
233.45%
20-Year Fixed Mortgage Interest Rate(Annual %)
5
16.45
-69.60%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chiang Mai: April 27, 2026
Last update for Negombo: April 26, 2026
Cost Breakdown
💰Salaries run about 233% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $19.00 in Chiang Mai versus $18.00 in Negombo. Monthly groceries follow the same trend: $243 vs $201 – making Negombo the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Negombo: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Negombo?
Chiang Mai costs about 100% more than Negombo, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai vs Negombo?
For a comfortable life, plan on about $1,278 per month in Chiang Mai and $638 in Negombo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do dining costs compare in Chiang Mai vs Negombo?
A mid-range dinner for two costs $19.00 in Chiang Mai and $18.00 in Negombo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Chiang Mai or Negombo?
Groceries cost about 21% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $800/month in Chiang Mai or Negombo?
$800 covers both cities comfortably – all-in costs are $852 in Chiang Mai and $425 in Negombo, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Chiang Mai or Negombo?
For digital nomads, it depends on budget. Negombo costs $425 versus $852 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Negombo?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or Negombo?
If budget matters most, go with Negombo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.
Chiang Mai vs other spots: cost of living compared