😐A single person spends $848 per month in Chiang Mai vs $413 in Negombo, rent included.
😐A couple spends around $1,331 per month in Chiang Mai vs $674 in Negombo, rent included.
😐A family of three spends $1,814 per month in Chiang Mai vs $936 in Negombo, rent included.
😐Chiang Mai costs about 105% more than Negombo, driven mainly by Clothing & Footwear.
📊Both Chiang Mai and Negombo are more affordable than the global median – Chiang Mai36% lower, Negombo69% lower.
Currency
🍽 Eating Out
Chiang Mai
Negombo
Difference
Meal at Budget Restaurant
$1.96฿63.6
$3.93LKR 1,310
-50.13%
Three-Course Dinner for Two, Mid-Range
$18.39฿598
$18.33LKR 6,103
0.33%
Fast Food Meal(McDonalds, etc)
$7.87฿256
$8.27LKR 2,754
-4.84%
Cappuccino
$1.95฿63.4
$1.43LKR 476
36.36%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.85฿27.57
$0.74LKR 245
14.86%
Water(0.33 liter bottle)
$0.32฿10.52
$0.37LKR 124
-13.51%
Local Beer(0.5 liter draught)
$2.14฿69.6
$2.06LKR 687
3.88%
Imported Beer(0.33 liter bottle)
$3.68฿120
$3.32LKR 1,105
10.84%
🛒 Groceries & Markets
Chiang Mai
Negombo
Difference
Milk(1 liter)
$1.66฿53.9
$1.53LKR 509
8.50%
White Bread(500g)
$1.56฿50.7
$0.49LKR 163
218.37%
Rice(white)(1kg)
$1.19฿38.63
$0.83LKR 276
43.37%
Eggs
$1.99฿64.7
$2.21LKR 736
-9.95%
Local Cheese(1kg)
$16.24฿528
$14.03LKR 4,672
15.75%
Chicken Fillets(1kg)
$3.17฿103
$4.81LKR 1,600
-34.10%
Beef Round Steak(1kg)
$10.84฿352
$5.75LKR 1,915
88.52%
Apples(1kg)
$2.65฿86.2
$2.04LKR 680
29.90%
Banana(1kg)
$1.22฿39.67
$0.71LKR 238
71.83%
Oranges(1kg)
$1.65฿53.7
$2.49LKR 829
-33.73%
Tomato(1kg)
$1.55฿50.3
$1.26LKR 421
23.02%
Potato(1kg)
$1.33฿43.17
$0.82LKR 275
62.20%
Onion(1kg)
$1.21฿39.43
$0.92LKR 305
31.52%
Lettuce(1 head)
$0.68฿22.04
$1.03LKR 342
-33.98%
Water(1.5 liter bottle)
$0.57฿18.38
$0.61LKR 202
-6.56%
Cigarettes 20 Pack(Marlboro, Camel)
$4.68฿152
$8.86LKR 2,950
-47.18%
Wine(Bottle)
$16.99฿552
$12.96LKR 4,316
31.10%
Local Beer(0.5 liter bottle)
$1.82฿59.3
$2.06LKR 686
-11.65%
Imported Beer(0.33 liter bottle)
$3.18฿103
$2.95LKR 982
7.80%
🚌 Getting Around
Chiang Mai
Negombo
Difference
One-way Ticket(Public Transport)
$0.91฿29.46
$0.34LKR 113
167.65%
Public Transport Monthly Pass(Regular Price)
$18.74฿609
-
-
Taxi Start(Normal Tariff)
$1.41฿45.80
$0.41LKR 137
243.90%
Taxi(Normal Tariff)(1km)
$1.34฿43.52
$0.33LKR 111
306.06%
Taxi 1hour Waiting(Normal Tariff)
$8.14฿265
$0.60LKR 201
1256.67%
Gasoline(1 liter)
$1.28฿41.53
$1.24LKR 413
3.23%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.8K฿709.3K
$26.7KLKR 8.9M
-18.12%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.4K฿728.0K
$35.0KLKR 11.7M
-36.01%
🧾 Monthly Utilities & Internet
Chiang Mai
Negombo
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$70.5฿2,291
$31.15LKR 10.4K
126.26%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$14.05฿457
$4.22LKR 1,404
232.94%
Internet(50+ Mbps, Unlimited Data)
$17.65฿574
$14.95LKR 4,977
18.06%
🎉 Sport & Entertainment
Chiang Mai
Negombo
Difference
Gym Membership(Monthly)
$41.29฿1,342
$13.60LKR 4,530
203.60%
Tennis Court(1 Hour on Weekend)
$6.76฿220
$10.20LKR 3,398
-33.73%
Cinema Ticket
$5.96฿194
$2.45LKR 815
143.27%
🧸 Childcare & Education
Chiang Mai
Negombo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$303฿9,846
$36.24LKR 12.1K
735.95%
International Primary School, 1 Child(Yearly)
$15.0K฿486.2K
$445LKR 148.3K
3259.07%
👕👟 Clothing & Footwear
Chiang Mai
Negombo
Difference
Jeans(Levis 501 Or Similar)
$54.7฿1,778
$19.42LKR 6,468
181.67%
Summer Dress(H&M, Zara, etc)
$26.29฿854
$19.69LKR 6,555
33.52%
Sport Shoes(Adidas, Nike)
$85.8฿2,788
$49.36LKR 16.4K
73.78%
Men's Leather Business Shoes
$69.7฿2,265
$27.22LKR 9,066
156.02%
🏠 Accommodation & Living
Chiang Mai
Negombo
Difference
1-bedroom Apartment, City Center(Monthly)
$428฿13.9K
-
-
1-bedroom Apartment, Outside City Center(Monthly)
$239฿7,769
-
-
3-bedroom Apartment, City Center(Monthly)
$811฿26.4K
-
-
3-bedroom Apartment, Outside City Center(Monthly)
$510฿16.6K
-
-
Buy Apartment in City Center(m2)
$2,025฿65.8K
-
-
Buy Apartment Outside City Center(m2)
$1,502฿48.8K
-
-
💵 Salaries & Financials
Chiang Mai
Negombo
Difference
Average Monthly Net Salary(After Tax)
$623฿20.2K
$183LKR 61.1K
239.56%
20-Year Fixed Mortgage Interest Rate(Annual %)
5
16.45
-69.60%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chiang Mai: June 13, 2026
Last update for Negombo: June 16, 2026
Cost Breakdown
💰Salaries run about 240% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $18.00 in Chiang Mai versus $18.00 in Negombo. Groceries tell a different story – $242 in Chiang Mai vs $204 in Negombo – so Negombo wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Negombo: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Negombo?
Chiang Mai costs about 105% more than Negombo, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai vs Negombo?
For a comfortable life, plan on about $1,272 per month in Chiang Mai and $619 in Negombo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do dining costs compare in Chiang Mai vs Negombo?
A mid-range dinner for two costs $18.00 in Chiang Mai and $18.00 in Negombo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Chiang Mai or Negombo?
Groceries cost about 19% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $800/month in Chiang Mai or Negombo?
$800 covers both cities comfortably – all-in costs are $848 in Chiang Mai and $413 in Negombo, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Chiang Mai or Negombo?
For digital nomads, it depends on budget. Negombo costs $413 versus $848 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Negombo?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or Negombo?
If budget matters most, go with Negombo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.
Chiang Mai vs other spots: cost of living compared