Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Narayangarh, Chitwan

For one person, living is cheaper in Narayangarh, Chitwan: $351 a month against $938 in Chiang Mai, rent and utilities included – about $7,000 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
17

Cost of Living Index in Narayangarh, Chitwan
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Narayangarh, Chitwan Living Index

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Chiang Mai

🇹🇭 Thailand

$938

/mo nomad

Narayangarh, Chitwan

🇳🇵 Nepal

$351

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Narayangarh, Chitwan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Narayangarh, Chitwan actually costs, broken down by who's living it.

A single person spends $938 per month in Chiang Mai vs $351 in Narayangarh, Chitwan, rent included.

Chiang Mai $938
Narayangarh, Chitwan $351

A couple spends around $1,426 per month in Chiang Mai vs $552 in Narayangarh, Chitwan, rent included.

Chiang Mai $1,426
Narayangarh, Chitwan $552

A family of three spends $1,914 per month in Chiang Mai vs $753 in Narayangarh, Chitwan, rent included.

Chiang Mai $1,914
Narayangarh, Chitwan $753

Chiang Mai costs about 168% more than Narayangarh, Chitwan, and outside of rent the biggest gap is in groceries.

Both Chiang Mai and Narayangarh, Chitwan are more affordable than the global median – Chiang Mai 30% lower, Narayangarh, Chitwan 74% lower.

Meal at Budget Restaurant

$2.26 ฿75.4

$1.98 NPR 301

14.14%

Three-Course Dinner for Two, Mid-Range

$19.18 ฿641

$10.07 NPR 1,531

90.47%

Fast Food Meal (McDonalds, etc)

$5.59 ฿187

$5.10 NPR 775

9.61%

Cappuccino

$1.72 ฿57.6

$1.55 NPR 235

10.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ฿21.54

$0.51 NPR 77.2

25.49%

Water (0.33 liter bottle)

$0.33 ฿11.18

$0.14 NPR 21.90

135.71%

Local Beer (0.5 liter draught)

$2.36 ฿78.7

$2.01 NPR 306

17.41%

Imported Beer (0.33 liter bottle)

$3.90 ฿130

$2.27 NPR 344

71.81%

Milk (1 liter)

$2.05 ฿68.6

$0.77 NPR 117

166.23%

White Bread (500g)

$1.40 ฿46.70

$0.59 NPR 89.4

137.29%

Rice (white) (1kg)

$1.28 ฿42.89

$0.64 NPR 97.1

100.00%

Eggs

$2.25 ฿75.3

$1.72 NPR 261

30.81%

Local Cheese (1kg)

$16.94 ฿566

$7.16 NPR 1,087

136.59%

Chicken Fillets (1kg)

$2.74 ฿91.6

$3.04 NPR 463

-9.87%

Beef Round Steak (1kg)

$9.36 ฿313

$6.05 NPR 919

54.71%

Apples (1kg)

$2.40 ฿80.3

$2.07 NPR 314

15.94%

Banana (1kg)

$1.01 ฿33.92

$0.82 NPR 124

23.17%

Oranges (1kg)

$1.61 ฿53.9

$1.40 NPR 213

15.00%

Tomato (1kg)

$1.52 ฿50.7

$0.57 NPR 87.1

166.67%

Potato (1kg)

$1.28 ฿42.90

$0.38 NPR 57.1

236.84%

Onion (1kg)

$1.11 ฿37.22

$0.50 NPR 76.6

122.00%

Lettuce (1 head)

$0.72 ฿24.09

$0.45 NPR 68.6

60.00%

Water (1.5 liter bottle)

$0.52 ฿17.54

$0.24 NPR 36.68

116.67%

Cigarettes 20 Pack (Marlboro, Camel)

$4.33 ฿145

$1.93 NPR 293

124.35%

Wine (Bottle)

$17.73 ฿593

$8.04 NPR 1,222

120.52%

Local Beer (0.5 liter bottle)

$1.63 ฿54.4

$2.20 NPR 334

-25.91%

Imported Beer (0.33 liter bottle)

$2.85 ฿95.3

$2.99 NPR 455

-4.68%

One-way Ticket (Public Transport)

$0.85 ฿28.31

Public Transport Monthly Pass (Regular Price)

$53.9 ฿1,801

Taxi Start (Normal Tariff)

$1.17 ฿39.18

$1.84 NPR 280

-36.41%

Taxi (Normal Tariff) (1km)

$0.57 ฿19.00

$1.15 NPR 174

-50.43%

Taxi 1hour Waiting (Normal Tariff)

$2.37 ฿79.2

$3.31 NPR 503

-28.40%

Gasoline (1 liter)

$1.45 ฿48.32

$1.34 NPR 204

8.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.5K ฿684.3K

$29.3K NPR 4.4M

-30.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K ฿886.1K

$35.5K NPR 5.4M

-25.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.3 ฿2,083

$31.57 NPR 4,796

97.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.27 ฿410

$3.49 NPR 530

251.58%

Internet (50+ Mbps, Unlimited Data)

$19.97 ฿668

$8.98 NPR 1,365

122.38%

Gym Membership (Monthly)

$37.91 ฿1,267

$19.96 NPR 3,033

89.93%

Tennis Court (1 Hour on Weekend)

$3.76 ฿126

Cinema Ticket

$6.71 ฿224

$2.96 NPR 450

126.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$797 ฿26.6K

$64.8 NPR 9,838

1131.04%

International Primary School, 1 Child (Yearly)

$14.8K ฿495.7K

$5,571 NPR 846.5K

166.21%

Jeans (Levis 501 Or Similar)

$53.3 ฿1,780

$25.46 NPR 3,869

109.15%

Summer Dress (H&M, Zara, etc)

$25.05 ฿837

$26.80 NPR 4,072

-6.53%

Sport Shoes (Adidas, Nike)

$91.6 ฿3,062

$62.9 NPR 9,552

45.73%

Men's Leather Business Shoes

$73.5 ฿2,455

$28.64 NPR 4,352

156.49%

1-bedroom Apartment, City Center (Monthly)

$464 ฿15.5K

1-bedroom Apartment, Outside City Center (Monthly)

$305 ฿10.2K

3-bedroom Apartment, City Center (Monthly)

$915 ฿30.6K

3-bedroom Apartment, Outside City Center (Monthly)

$552 ฿18.5K

Buy Apartment in City Center (m2)

$1,912 ฿63.9K

Buy Apartment Outside City Center (m2)

$1,438 ฿48.1K

Average Monthly Net Salary (After Tax)

$595 ฿19.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

9.72

-42.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 13, 2026

Last update for Narayangarh, Chitwan: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$305 32.5%

Narayangarh, Chitwan

- * 0% 100%

Groceries & Markets

Chiang Mai

$238 25.4%

Narayangarh, Chitwan

$141 40.4% 40.6% $97

Clothing & Footwear

Chiang Mai

$110 11.7%

Narayangarh, Chitwan

$65 18.5% 40.9% $45

Monthly Utilities & Internet

Chiang Mai

$95 10.1%

Narayangarh, Chitwan

$44 12.6% 53.4% $51

Eating Out

Chiang Mai

$79 8.4%

Narayangarh, Chitwan

$67 19.1% 15.3% $12

Getting Around

Chiang Mai

$61 6.5%

Narayangarh, Chitwan

$7.6 * 2.2% 87.6% $54

Sport & Entertainment

Chiang Mai

$51 5.5%

Narayangarh, Chitwan

$26 7.4% 49.6% $25

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $19.00 in Chiang Mai versus $10.00 in Narayangarh, Chitwan. Monthly groceries follow the same trend: $238 vs $141 – making Narayangarh, Chitwan the more affordable choice for daily food spending.

Good to know

🇹🇭 Chiang Mai

🇳🇵 Narayangarh, Chitwan

🕒 Local time

14:40 2:40 PM

13:25 1:25 PM

1 h 15 min behind Chiang Mai

🌤 Weather

👥 Population

127,240

💱 Currency

Thai Baht THB ฿

Nepalese Rupee NPR रु

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.66 EUR

1,000 NPR = 6.58 USD

1,000 NPR = 5.85 EUR

Exchange rates and currency converter

NPR, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 20, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

Nepalese Rupee exchange rates as of October 20, 2026: 1 USD = 152 NPR (1,000 NPR = 6.58 USD). 1 EUR = 171 NPR (1,000 NPR = 5.85 EUR).

USD to THB in detail →

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Chiang Mai Narayangarh, Chitwan 1,780 km ≈ 2 h 45 min nonstop flight

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Chiang Mai
Narayangarh, Chitwan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Narayangarh, Chitwan: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 168% more than Narayangarh, Chitwan, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,408 per month in Chiang Mai and $526 in Narayangarh, Chitwan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $19.00 in Chiang Mai and $10.00 in Narayangarh, Chitwan. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 68% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Narayangarh, Chitwan, where all-in costs run around $351, than in Chiang Mai at $938. In Narayangarh, Chitwan it covers expenses comfortably, while in Chiang Mai it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Narayangarh, Chitwan costs $351 versus $938 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Narayangarh, Chitwan. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.