Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Nadi

For one person, living is cheaper in Chiang Mai: $906 a month against $1,368 in Nadi, rent and utilities included – about $5,500 less a year. Rent and utilities account for most of the difference.

Chiang Mai
🇹🇭 Thailand
$906
/mo nomad
Nadi
🇫🇯 Fiji
$1,368
/mo nomad
Monthly Cost of Living

How much you'll spend in Chiang Mai and in Nadi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Nadi actually costs, broken down by who's living it.

A single person spends $906 per month in Chiang Mai vs $1,368 in Nadi, rent included.

  • Chiang Mai $906
  • Nadi $1,368

A couple spends around $1,385 per month in Chiang Mai vs $2,030 in Nadi, rent included.

  • Chiang Mai $1,385
  • Nadi $2,030

A family of three spends $1,864 per month in Chiang Mai vs $2,691 in Nadi, rent included.

  • Chiang Mai $1,864
  • Nadi $2,691

Chiang Mai is about 34% cheaper than Nadi, and outside of rent the biggest gap is in eating out.

Chiang Mai sits 32% below the global median, while Nadi is 2% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Chiang Mai
Nadi
Difference
Meal at Budget Restaurant
$2.13 ฿71.7
$9.15 FJD 20.49
-76.72%
Three-Course Dinner for Two, Mid-Range
$19.40 ฿652
$37.13 FJD 83.1
-47.75%
Fast Food Meal (McDonalds, etc)
$5.47 ฿184
$8.77 FJD 19.63
-37.63%
Cappuccino
$1.68 ฿56.7
$4.39 FJD 9.83
-61.73%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.66 ฿22.19
$1.44 FJD 3.23
-54.17%
Water (0.33 liter bottle)
$0.34 ฿11.56
$1.27 FJD 2.84
-73.23%
Local Beer (0.5 liter draught)
$2.42 ฿81.3
$2.60 FJD 5.82
-6.92%
Imported Beer (0.33 liter bottle)
$3.73 ฿126
$4.41 FJD 9.88
-15.42%
🛒 Groceries & Markets
Chiang Mai
Nadi
Difference
Milk (1 liter)
$2.06 ฿69.2
$1.40 FJD 3.13
47.14%
White Bread (500g)
$1.46 ฿48.98
$1.09 FJD 2.43
33.94%
Rice (white) (1kg)
$1.35 ฿45.27
$1.30 FJD 2.90
3.85%
Eggs
$2.27 ฿76.3
$2.98 FJD 6.67
-23.83%
Local Cheese (1kg)
$16.31 ฿548
$12.30 FJD 27.54
32.60%
Chicken Fillets (1kg)
$2.70 ฿90.7
$13.51 FJD 30.25
-80.01%
Beef Round Steak (1kg)
$9.20 ฿309
$15.65 FJD 35.03
-41.21%
Apples (1kg)
$2.39 ฿80.5
$3.00 FJD 6.71
-20.33%
Banana (1kg)
$1.04 ฿34.80
$2.84 FJD 6.37
-63.38%
Oranges (1kg)
$1.60 ฿53.9
$3.68 FJD 8.25
-56.52%
Tomato (1kg)
$1.44 ฿48.57
-
-
Potato (1kg)
$1.30 ฿43.77
$2.03 FJD 4.55
-35.96%
Onion (1kg)
$1.11 ฿37.45
$1.95 FJD 4.36
-43.08%
Lettuce (1 head)
$0.70 ฿23.65
$1.14 FJD 2.55
-38.60%
Water (1.5 liter bottle)
$0.51 ฿17.06
$0.97 FJD 2.17
-47.42%
Cigarettes 20 Pack (Marlboro, Camel)
$4.13 ฿139
$9.10 FJD 20.38
-54.62%
Wine (Bottle)
$17.78 ฿598
$9.97 FJD 22.31
78.34%
Local Beer (0.5 liter bottle)
$1.63 ฿54.9
$2.67 FJD 5.98
-38.95%
Imported Beer (0.33 liter bottle)
$2.87 ฿96.4
$3.37 FJD 7.55
-14.84%
🚌 Getting Around
Chiang Mai
Nadi
Difference
One-way Ticket (Public Transport)
$0.86 ฿28.88
$0.70 FJD 1.57
22.86%
Public Transport Monthly Pass (Regular Price)
$53.2 ฿1,787
-
-
Taxi Start (Normal Tariff)
$1.22 ฿40.99
$1.13 FJD 2.54
7.96%
Taxi (Normal Tariff) (1km)
$0.56 ฿18.89
$0.42 FJD 0.94
33.33%
Taxi 1hour Waiting (Normal Tariff)
$2.31 ฿77.8
$4.83 FJD 10.82
-52.17%
Gasoline (1 liter)
$1.50 ฿50.4
$1.27 FJD 2.83
18.11%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.9K ฿701.2K
$24.6K FJD 55.0K
-15.05%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.7K ฿898.8K
$21.9K FJD 48.9K
22.30%
🧾 Monthly Utilities & Internet
Chiang Mai
Nadi
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$61.3 ฿2,059
$66.9 FJD 150
-8.44%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$12.50 ฿420
$17.84 FJD 39.93
-29.93%
Internet (50+ Mbps, Unlimited Data)
$20.36 ฿685
$22.80 FJD 51.1
-10.70%
🎉 Sport & Entertainment
Chiang Mai
Nadi
Difference
Gym Membership (Monthly)
$37.94 ฿1,275
$37.41 FJD 83.8
1.42%
Tennis Court (1 Hour on Weekend)
$3.77 ฿127
-
-
Cinema Ticket
$6.60 ฿222
$5.38 FJD 12.04
22.68%
🧸 Childcare & Education
Chiang Mai
Nadi
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$774 ฿26.0K
-
-
International Primary School, 1 Child (Yearly)
$14.4K ฿485.3K
-
-
👕👟 Clothing & Footwear
Chiang Mai
Nadi
Difference
Jeans (Levis 501 Or Similar)
$54.8 ฿1,842
$28.44 FJD 63.7
92.69%
Summer Dress (H&M, Zara, etc)
$25.26 ฿849
$44.49 FJD 99.6
-43.22%
Sport Shoes (Adidas, Nike)
$90.6 ฿3,045
$58.3 FJD 130
55.46%
Men's Leather Business Shoes
$73.3 ฿2,463
$66.7 FJD 149
9.80%
🏠 Accommodation & Living
Chiang Mai
Nadi
Difference
1-bedroom Apartment, City Center (Monthly)
$459 ฿15.4K
$1,129 FJD 2,527
-59.36%
1-bedroom Apartment, Outside City Center (Monthly)
$294 ฿9,877
$646 FJD 1,447
-54.54%
3-bedroom Apartment, City Center (Monthly)
$919 ฿30.9K
$1,697 FJD 3,800
-45.85%
3-bedroom Apartment, Outside City Center (Monthly)
$552 ฿18.6K
$1,006 FJD 2,251
-45.12%
Buy Apartment in City Center (m2)
$1,917 ฿64.5K
$693 FJD 1,551
176.87%
Buy Apartment Outside City Center (m2)
$1,445 ฿48.6K
$523 FJD 1,171
176.27%
💵 Salaries & Financials
Chiang Mai
Nadi
Difference
Average Monthly Net Salary (After Tax)
$592 ฿19.9K
$821 FJD 1,838
-27.85%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.57
7.25
-23.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 5, 2026

Last update for Nadi: October 3, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chiang Mai
$294
Nadi
$646 120% $352
Groceries & Markets
Chiang Mai
$236
Nadi
$306 * 29.8% $70
Clothing & Footwear
Chiang Mai
$110
Nadi
$89 18.9% $21
Monthly Utilities & Internet
Chiang Mai
$94
Nadi
$108 14.3% $13
Eating Out
Chiang Mai
$77
Nadi
$185 139% $108
Getting Around
Chiang Mai
$61
Nadi
$6 * 90.1% $55
Sport & Entertainment
Chiang Mai
$51
Nadi
$48 5.8% $3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $459 in Chiang Mai versus $1,129 in Nadi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 39% higher in Nadi, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19.00 in Chiang Mai versus $37.00 in Nadi. Monthly groceries follow the same trend: $236 vs $306 – making Chiang Mai the more affordable choice for daily food spending.

Good to know
🇹🇭 Chiang Mai
🇫🇯 Nadi
🕒 Local time
17:33 5:33 PM
22:33 10:33 PM
5 h ahead of Chiang Mai
🌤 Weather
👥 Population
127,240
50,000
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

FJD, USD, EUR to THB – Thai Baht Converter

Thai Baht exchange rates as of October 10, 2026: 1 USD = 33.62 THB (100 THB = 2.97 USD). 1 EUR = 37.67 THB (100 THB = 2.65 EUR).

Fijian Dollar exchange rates as of October 10, 2026: 1 USD = 2.24 FJD (1 FJD = 0.447 USD). 1 EUR = 2.51 FJD (1 FJD = 0.399 EUR).

On the map
Between locations
  • Chiang Mai Nadi 9,480 km ≈ 12 h nonstop flight
From you
  • Chiang Mai
  • Nadi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Nadi: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Nadi?
Nadi costs about 51% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Nadi?
For a comfortable life, plan on about $1,359 per month in Chiang Mai and $2,053 in Nadi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Nadi?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in Chiang Mai compared to Nadi?
Monthly expenses with rent come to $906 in Chiang Mai and $1,368 in Nadi. That's a gap of about 51%.
Are groceries more expensive in Chiang Mai or in Nadi?
Groceries cost about 30% more in Nadi, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Chiang Mai or in Nadi?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $906, than in Nadi at $1,368. In Chiang Mai it covers expenses comfortably, while in Nadi it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Chiang Mai or Nadi?
For digital nomads, it depends on budget. Chiang Mai costs $906 versus $1,368 in Nadi. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Nadi?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or to Nadi?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Nadi makes more sense. Both are solid long-term options with distinct trade-offs.

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