Last update: Nov 2026

Cost of Living Comparison Between Chiang Mai and Mudgee

For one person, living is cheaper in Chiang Mai: $935 a month against $2,500 in Mudgee, rent and utilities included – about $18,800 less a year. Rent and utilities account for most of the difference.

Chiang Mai, Thailand
Mudgee, Australia
Chiang Mai
🇹🇭 Thailand
$935
/mo nomad
Mudgee
🇦🇺 Australia
$2,500
/mo nomad
Monthly Cost of Living

How much you'll spend in Chiang Mai and in Mudgee

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Mudgee actually costs, broken down by who's living it.

A single person spends $935 per month in Chiang Mai vs $2,500 in Mudgee, rent included.

  • Chiang Mai $935
  • Mudgee $2,500

A couple spends around $1,467 per month in Chiang Mai vs $3,569 in Mudgee, rent included.

  • Chiang Mai $1,467
  • Mudgee $3,569

A family of three spends $1,999 per month in Chiang Mai vs $4,637 in Mudgee, rent included.

  • Chiang Mai $1,999
  • Mudgee $4,637

Chiang Mai is about 63% cheaper than Mudgee, and outside of rent the biggest gap is in eating out.

Chiang Mai sits 31% below the global median, while Mudgee is 85% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Chiang Mai
Mudgee
Difference
Meal at Budget Restaurant
$2.13 ฿72.0
$16.96 A$24.28
-87.44%
Three-Course Dinner for Two, Mid-Range
$18.62 ฿628
$83.5 A$119
-77.69%
Fast Food Meal (McDonalds, etc)
$5.60 ฿189
$8.92 A$12.77
-37.22%
Cappuccino
$1.66 ฿56.1
$3.59 A$5.14
-53.76%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.65 ฿21.83
$2.43 A$3.48
-73.25%
Water (0.33 liter bottle)
$0.30 ฿10.29
$2.07 A$2.97
-85.51%
Local Beer (0.5 liter draught)
$2.32 ฿78.4
$6.84 A$9.79
-66.08%
Imported Beer (0.33 liter bottle)
$3.67 ฿124
$7.04 A$10.07
-47.87%
🛒 Groceries & Markets
Chiang Mai
Mudgee
Difference
Milk (1 liter)
$2.02 ฿68.0
$1.19 A$1.71
69.75%
White Bread (500g)
$1.41 ฿47.51
$2.91 A$4.17
-51.55%
Rice (white) (1kg)
$1.39 ฿46.96
$2.08 A$2.98
-33.17%
Eggs
$2.37 ฿79.9
$4.15 A$5.95
-42.89%
Local Cheese (1kg)
$16.52 ฿557
$8.31 A$11.89
98.80%
Chicken Fillets (1kg)
$2.67 ฿90.1
$7.50 A$10.74
-64.40%
Beef Round Steak (1kg)
$9.02 ฿304
$8.28 A$11.85
8.94%
Apples (1kg)
$2.40 ฿80.9
$2.91 A$4.16
-17.53%
Banana (1kg)
$1.04 ฿35.13
$2.56 A$3.67
-59.38%
Oranges (1kg)
$1.66 ฿56.0
$3.33 A$4.76
-50.15%
Tomato (1kg)
$1.56 ฿52.6
$4.28 A$6.13
-63.55%
Potato (1kg)
$1.24 ฿41.76
$2.30 A$3.30
-46.09%
Onion (1kg)
$1.09 ฿36.66
$2.51 A$3.59
-56.57%
Lettuce (1 head)
$0.76 ฿25.70
$2.59 A$3.71
-70.66%
Water (1.5 liter bottle)
$0.51 ฿17.35
$1.84 A$2.64
-72.28%
Cigarettes 20 Pack (Marlboro, Camel)
$4.12 ฿139
$44.57 A$63.8
-90.76%
Wine (Bottle)
$17.93 ฿605
$13.98 A$20.01
28.25%
Local Beer (0.5 liter bottle)
$1.62 ฿54.8
$4.34 A$6.21
-62.67%
Imported Beer (0.33 liter bottle)
$2.82 ฿95.2
$4.19 A$6.00
-32.70%
🚌 Getting Around
Chiang Mai
Mudgee
Difference
One-way Ticket (Public Transport)
$0.93 ฿31.53
$2.77 A$3.97
-66.43%
Public Transport Monthly Pass (Regular Price)
$52.9 ฿1,785
$85.0 A$122
-37.78%
Taxi Start (Normal Tariff)
$1.18 ฿39.70
$3.46 A$4.96
-65.90%
Taxi (Normal Tariff) (1km)
$0.17 ฿5.79
$1.56 A$2.24
-89.10%
Taxi 1hour Waiting (Normal Tariff)
$1.81 ฿61.1
$40.04 A$57.3
-95.48%
Gasoline (1 liter)
$1.47 ฿49.69
$1.32 A$1.89
11.36%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.0K ฿708.9K
$28.9K A$41.4K
-27.32%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.5K ฿894.6K
$24.2K A$34.7K
9.52%
🧾 Monthly Utilities & Internet
Chiang Mai
Mudgee
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.6 ฿2,111
$241 A$344
-73.99%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.60 ฿392
$31.22 A$44.70
-62.84%
Internet (50+ Mbps, Unlimited Data)
$20.30 ฿685
$50.6 A$72.4
-59.85%
🎉 Sport & Entertainment
Chiang Mai
Mudgee
Difference
Gym Membership (Monthly)
$37.88 ฿1,278
$55.4 A$79.3
-31.65%
Tennis Court (1 Hour on Weekend)
$3.70 ฿125
$17.92 A$25.65
-79.35%
Cinema Ticket
$6.51 ฿220
$13.21 A$18.91
-50.72%
🧸 Childcare & Education
Chiang Mai
Mudgee
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$727 ฿24.5K
$2,227 A$3,187
-67.35%
International Primary School, 1 Child (Yearly)
$16.6K ฿559.2K
$20.1K A$28.8K
-17.53%
👕👟 Clothing & Footwear
Chiang Mai
Mudgee
Difference
Jeans (Levis 501 Or Similar)
$53.5 ฿1,807
$71.0 A$102
-24.60%
Summer Dress (H&M, Zara, etc)
$24.80 ฿837
$62.2 A$89.0
-60.11%
Sport Shoes (Adidas, Nike)
$90.4 ฿3,050
$145 A$207
-37.55%
Men's Leather Business Shoes
$72.0 ฿2,428
$111 A$159
-35.28%
🏠 Accommodation & Living
Chiang Mai
Mudgee
Difference
1-bedroom Apartment, City Center (Monthly)
$481 ฿16.2K
$1,427 A$2,043
-66.28%
1-bedroom Apartment, Outside City Center (Monthly)
$310 ฿10.5K
$1,222 A$1,749
-74.63%
3-bedroom Apartment, City Center (Monthly)
$1,058 ฿35.7K
$2,234 A$3,199
-52.64%
3-bedroom Apartment, Outside City Center (Monthly)
$659 ฿22.2K
$1,816 A$2,600
-63.74%
Buy Apartment in City Center (m2)
$2,418 ฿81.6K
$5,963 A$8,536
-59.45%
Buy Apartment Outside City Center (m2)
$1,609 ฿54.3K
$4,883 A$6,990
-67.05%
💵 Salaries & Financials
Chiang Mai
Mudgee
Difference
Average Monthly Net Salary (After Tax)
$595 ฿20.1K
$5,557 A$7,955
-89.30%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.57
5
11.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: November 1, 2026

Last update for Mudgee: October 31, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chiang Mai
$310
Mudgee
$1.2K 294% $912
Groceries & Markets
Chiang Mai
$237
Mudgee
$320 35.4% $84
Clothing & Footwear
Chiang Mai
$108
Mudgee
$175 61.7% $67
Monthly Utilities & Internet
Chiang Mai
$94
Mudgee
$322 241% $228
Eating Out
Chiang Mai
$77
Mudgee
$272 255% $195
Getting Around
Chiang Mai
$59
Mudgee
$107 83% $49
Sport & Entertainment
Chiang Mai
$51
Mudgee
$82 60.8% $31

Cost Breakdown

A central one-bedroom costs $481 in Chiang Mai versus $1,427 in Mudgee. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Mudgee are about 9.3 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19 in Chiang Mai versus $83 in Mudgee. Monthly groceries follow the same trend: $237 vs $320 – making Chiang Mai the more affordable choice for daily food spending.

Good to know
🇹🇭 Chiang Mai
🇦🇺 Mudgee
🕒 Local time
19:37 7:37 PM
23:37 11:37 PM
4 h ahead of Chiang Mai
🌤 Weather
👥 Population
127,240
11,563
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

AUD, USD, EUR to THB – Thai Baht Converter

Thai Baht exchange rates as of November 3, 2026: 1 USD = 33.74 THB (100 THB = 2.96 USD). 1 EUR = 37.77 THB (100 THB = 2.65 EUR).

Australian Dollar exchange rates as of November 3, 2026: 1 USD = 1.43 AUD (1 AUD = 0.699 USD). 1 EUR = 1.6 AUD (1 AUD = 0.624 EUR).

On the map
Between locations
  • Chiang Mai Mudgee 7,850 km ≈ 10 h nonstop flight
From you
  • Chiang Mai
  • Mudgee

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Mudgee: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Mudgee?
Mudgee costs about 167% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Mudgee?
For a comfortable life, plan on about $1,403 per month in Chiang Mai and $3,751 in Mudgee. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Mudgee?
Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $481 there versus $1,427 in Mudgee.
How do childcare costs compare in Chiang Mai and in Mudgee?
Kindergarten costs $727 per month in Chiang Mai and $2,227 in Mudgee. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or in Mudgee?
Groceries cost about 35% more in Mudgee, though the gap depends on what you buy.
Can you live on $800/month in Chiang Mai or in Mudgee?
$800 is a stretch for both – monthly costs hit $935 in Chiang Mai and $2,500 in Mudgee. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city is better for families?
Families tend to lean toward Chiang Mai – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How safe is Chiang Mai compared to Mudgee?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Should I move to Chiang Mai or to Mudgee?
If budget matters most, go with Chiang Mai. If higher salaries or specific career opportunities are the priority, Mudgee makes more sense. Both are solid long-term options with distinct trade-offs.

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