Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Moe

For one person, living is cheaper in Chiang Mai: $936 a month against $2,334 in Moe, rent and utilities included – about $16,800 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
116

Cost of Living Index in Moe
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Moe Living Index

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Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Moe

🇦🇺 Australia

$2,334

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Moe

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Moe actually costs, broken down by who's living it.

A single person spends $936 per month in Chiang Mai vs $2,334 in Moe, rent included.

Chiang Mai $936
Moe $2,334

A couple spends around $1,457 per month in Chiang Mai vs $3,461 in Moe, rent included.

Chiang Mai $1,457
Moe $3,461

A family of three spends $1,979 per month in Chiang Mai vs $4,588 in Moe, rent included.

Chiang Mai $1,979
Moe $4,588

Chiang Mai is about 60% cheaper than Moe, and outside of rent the biggest gap is in eating out.

Chiang Mai sits 31% below the global median, while Moe is 71% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.24 ฿75.6

$14.15 A$20.19

-84.17%

Three-Course Dinner for Two, Mid-Range

$19.00 ฿641

$78.5 A$112

-75.80%

Fast Food Meal (McDonalds, etc)

$5.55 ฿187

$10.06 A$14.36

-44.83%

Cappuccino

$1.67 ฿56.5

$3.76 A$5.36

-55.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ฿21.53

$3.04 A$4.34

-78.95%

Water (0.33 liter bottle)

$0.31 ฿10.30

$1.38 A$1.98

-77.54%

Local Beer (0.5 liter draught)

$2.36 ฿79.5

$5.24 A$7.48

-54.96%

Imported Beer (0.33 liter bottle)

$3.66 ฿124

$4.87 A$6.95

-24.85%

Milk (1 liter)

$1.95 ฿65.7

$0.81 A$1.15

140.74%

White Bread (500g)

$1.44 ฿48.45

$2.87 A$4.10

-49.83%

Rice (white) (1kg)

$1.33 ฿45.01

$2.54 A$3.63

-47.64%

Eggs

$2.28 ฿77.0

$3.45 A$4.93

-33.91%

Local Cheese (1kg)

$16.45 ฿555

$10.39 A$14.83

58.33%

Chicken Fillets (1kg)

$2.78 ฿93.8

$8.15 A$11.63

-65.89%

Beef Round Steak (1kg)

$9.31 ฿314

$15.14 A$21.61

-38.51%

Apples (1kg)

$2.35 ฿79.4

$2.88 A$4.11

-18.40%

Banana (1kg)

$0.97 ฿32.78

$2.77 A$3.96

-64.98%

Oranges (1kg)

$1.60 ฿53.9

$2.96 A$4.23

-45.95%

Tomato (1kg)

$1.50 ฿50.6

$4.45 A$6.36

-66.29%

Potato (1kg)

$1.28 ฿43.10

$2.15 A$3.07

-40.47%

Onion (1kg)

$1.10 ฿37.17

$2.56 A$3.65

-57.03%

Lettuce (1 head)

$0.71 ฿23.81

$2.48 A$3.53

-71.37%

Water (1.5 liter bottle)

$0.49 ฿16.36

$1.42 A$2.03

-65.49%

Cigarettes 20 Pack (Marlboro, Camel)

$4.14 ฿140

$31.23 A$44.57

-86.74%

Wine (Bottle)

$17.52 ฿591

$12.68 A$18.10

38.17%

Local Beer (0.5 liter bottle)

$1.61 ฿54.5

$3.55 A$5.06

-54.65%

Imported Beer (0.33 liter bottle)

$2.78 ฿93.9

$3.45 A$4.93

-19.42%

One-way Ticket (Public Transport)

$0.87 ฿29.29

$2.69 A$3.84

-67.66%

Public Transport Monthly Pass (Regular Price)

$54.1 ฿1,825

$84.9 A$121

-36.31%

Taxi Start (Normal Tariff)

$1.16 ฿39.03

$2.34 A$3.34

-50.43%

Taxi (Normal Tariff) (1km)

$0.53 ฿17.79

$1.42 A$2.02

-62.68%

Taxi 1hour Waiting (Normal Tariff)

$2.42 ฿81.7

$24.61 A$35.13

-90.17%

Gasoline (1 liter)

$1.45 ฿48.87

$1.18 A$1.68

22.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ฿710.3K

$29.4K A$42.0K

-28.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K ฿908.7K

$26.3K A$37.6K

2.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.2 ฿2,097

$157 A$224

-60.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.17 ฿410

$27.69 A$39.52

-56.05%

Internet (50+ Mbps, Unlimited Data)

$20.12 ฿679

$57.9 A$82.6

-65.23%

Gym Membership (Monthly)

$37.31 ฿1,259

$55.3 A$79.0

-32.56%

Tennis Court (1 Hour on Weekend)

$3.77 ฿127

$15.68 A$22.39

-75.96%

Cinema Ticket

$6.49 ฿219

$17.64 A$25.18

-63.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$736 ฿24.8K

$2,451 A$3,498

-69.97%

International Primary School, 1 Child (Yearly)

$14.8K ฿498.0K

$30.1K A$42.9K

-50.90%

Jeans (Levis 501 Or Similar)

$53.4 ฿1,800

$81.8 A$117

-34.78%

Summer Dress (H&M, Zara, etc)

$24.64 ฿831

$49.33 A$70.4

-50.05%

Sport Shoes (Adidas, Nike)

$91.5 ฿3,086

$120 A$171

-23.81%

Men's Leather Business Shoes

$71.9 ฿2,426

$133 A$189

-45.71%

1-bedroom Apartment, City Center (Monthly)

$482 ฿16.3K

$1,229 A$1,754

-60.76%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ฿10.4K

$1,149 A$1,640

-73.11%

3-bedroom Apartment, City Center (Monthly)

$1,006 ฿33.9K

$2,492 A$3,556

-59.63%

3-bedroom Apartment, Outside City Center (Monthly)

$633 ฿21.4K

$1,892 A$2,700

-66.51%

Buy Apartment in City Center (m2)

$2,363 ฿79.7K

$5,872 A$8,381

-59.76%

Buy Apartment Outside City Center (m2)

$1,589 ฿53.6K

$5,018 A$7,162

-68.33%

Average Monthly Net Salary (After Tax)

$590 ฿19.9K

$1,411 A$2,014

-58.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

5.9

-5.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 26, 2026

Last update for Moe: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$309 33%

Moe

$1.1K 49.2% 272% $840

Groceries & Markets

Chiang Mai

$234 25.1%

Moe

$332 14.2% 41.6% $97

Clothing & Footwear

Chiang Mai

$109 11.6%

Moe

$173 7.4% 59% $64

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Moe

$243 10.4% 157% $148

Eating Out

Chiang Mai

$78 8.3%

Moe

$242 10.4% 212% $164

Getting Around

Chiang Mai

$61 6.6%

Moe

$105 4.5% 71.3% $44

Sport & Entertainment

Chiang Mai

$50 5.4%

Moe

$91 3.9% 80.2% $40

Cost Breakdown

A central one-bedroom costs $482 in Chiang Mai versus $1,229 in Moe. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Moe are about 2.4 times higher, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19 in Chiang Mai versus $79 in Moe. Monthly groceries follow the same trend: $234 vs $332 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇹🇭 Chiang Mai

🇦🇺 Moe

🕒 Local time

13:28 1:28 PM

17:28 5:28 PM

4 h ahead of Chiang Mai

🌤 Weather

👥 Population

127,240

8,700

💱 Currency

Thai Baht THB ฿

Australian Dollar AUD $

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.65 EUR

1 AUD = 0.701 USD

1 AUD = 0.625 EUR

Exchange rates and currency converter

AUD, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 3, 2026: 1 USD = 33.73 THB (100 THB = 2.96 USD). 1 EUR = 37.81 THB (100 THB = 2.65 EUR).

Australian Dollar exchange rates as of November 3, 2026: 1 USD = 1.43 AUD (1 AUD = 0.701 USD). 1 EUR = 1.6 AUD (1 AUD = 0.625 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Chiang Mai Moe 8,030 km ≈ 11 h nonstop flight

From you

Chiang Mai
Moe

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Moe: Cost of Living - Frequently Asked Questions

Moe costs about 149% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,403 per month in Chiang Mai and $3,501 in Moe. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $482 there versus $1,229 in Moe.

Kindergarten costs $736 per month in Chiang Mai and $2,451 in Moe. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 42% more in Moe, though the gap depends on what you buy.

$800 is a stretch for both – monthly costs hit $936 in Chiang Mai and $2,334 in Moe. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Chiang Mai – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Chiang Mai. If higher salaries or specific career opportunities are the priority, Moe makes more sense. Both are solid long-term options with distinct trade-offs.