🙂A single person spends $906 per month in Chiang Mai vs $1,506 in Łomianki, rent included.
🙂A couple spends around $1,385 per month in Chiang Mai vs $2,243 in Łomianki, rent included.
🙂A family of three spends $1,864 per month in Chiang Mai vs $2,980 in Łomianki, rent included.
🙂Chiang Mai is about 40% cheaper than Łomianki, driven mainly by Eating Out.
📊Chiang Mai sits 32% below the global median, while Łomianki is 12% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Chiang Mai
Łomianki
Difference
Meal at Budget Restaurant
$2.13฿71.6
$11.59zł 45.02
-81.62%
Three-Course Dinner for Two, Mid-Range
$19.40฿651
$49.89zł 194
-61.11%
Fast Food Meal(McDonalds, etc)
$5.47฿184
$9.14zł 35.48
-40.15%
Cappuccino
$1.68฿56.6
$3.50zł 13.59
-52.00%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.66฿22.17
$2.41zł 9.38
-72.61%
Water(0.33 liter bottle)
$0.34฿11.55
$1.92zł 7.47
-82.29%
Local Beer(0.5 liter draught)
$2.42฿81.3
$3.09zł 12.01
-21.68%
Imported Beer(0.33 liter bottle)
$3.73฿125
$4.01zł 15.58
-6.98%
🛒 Groceries & Markets
Chiang Mai
Łomianki
Difference
Milk(1 liter)
$2.06฿69.1
$1.03zł 4.00
100.00%
White Bread(500g)
$1.46฿48.93
$1.29zł 5.01
13.18%
Rice(white)(1kg)
$1.35฿45.22
$1.45zł 5.65
-6.90%
Eggs
$2.27฿76.2
$3.80zł 14.76
-40.26%
Local Cheese(1kg)
$16.31฿548
$9.61zł 37.32
69.72%
Chicken Fillets(1kg)
$2.70฿90.6
$7.49zł 29.09
-63.95%
Beef Round Steak(1kg)
$9.20฿309
$15.14zł 58.8
-39.23%
Apples(1kg)
$2.39฿80.4
$1.24zł 4.80
92.74%
Banana(1kg)
$1.04฿34.76
$1.71zł 6.65
-39.18%
Oranges(1kg)
$1.60฿53.9
$1.80zł 6.99
-11.11%
Tomato(1kg)
$1.44฿48.51
$4.03zł 15.65
-64.27%
Potato(1kg)
$1.30฿43.72
$0.91zł 3.54
42.86%
Onion(1kg)
$1.11฿37.40
$0.96zł 3.74
15.63%
Lettuce(1 head)
$0.70฿23.62
$1.32zł 5.12
-46.97%
Water(1.5 liter bottle)
$0.51฿17.04
$0.67zł 2.60
-23.88%
Cigarettes 20 Pack(Marlboro, Camel)
$4.13฿139
$5.68zł 22.07
-27.29%
Wine(Bottle)
$17.78฿597
$6.67zł 25.90
166.57%
Local Beer(0.5 liter bottle)
$1.63฿54.9
$1.06zł 4.12
53.77%
Imported Beer(0.33 liter bottle)
$2.87฿96.3
$1.54zł 5.99
86.36%
🚌 Getting Around
Chiang Mai
Łomianki
Difference
One-way Ticket(Public Transport)
$0.86฿28.84
$1.12zł 4.36
-23.21%
Public Transport Monthly Pass(Regular Price)
$53.2฿1,785
$29.58zł 115
79.68%
Taxi Start(Normal Tariff)
$1.22฿40.94
$2.04zł 7.91
-40.20%
Taxi(Normal Tariff)(1km)
$0.56฿18.87
$0.81zł 3.15
-30.86%
Taxi 1hour Waiting(Normal Tariff)
$2.31฿77.7
$10.39zł 40.35
-77.77%
Gasoline(1 liter)
$1.50฿50.3
$1.53zł 5.95
-1.96%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.9K฿700.4K
$31.0Kzł 120.2K
-32.62%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.7K฿897.7K
$29.3Kzł 113.9K
-8.87%
🧾 Monthly Utilities & Internet
Chiang Mai
Łomianki
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$61.3฿2,057
$292zł 1,133
-79.01%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$12.50฿420
$9.10zł 35.33
37.36%
Internet(50+ Mbps, Unlimited Data)
$20.36฿684
$17.44zł 67.7
16.74%
🎉 Sport & Entertainment
Chiang Mai
Łomianki
Difference
Gym Membership(Monthly)
$37.94฿1,274
$39.68zł 154
-4.39%
Tennis Court(1 Hour on Weekend)
$3.77฿126
$22.30zł 86.6
-83.09%
Cinema Ticket
$6.60฿222
$9.24zł 35.90
-28.57%
🧸 Childcare & Education
Chiang Mai
Łomianki
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$774฿26.0K
$394zł 1,530
96.38%
International Primary School, 1 Child(Yearly)
$14.4K฿484.7K
$7,665zł 29.8K
88.31%
👕👟 Clothing & Footwear
Chiang Mai
Łomianki
Difference
Jeans(Levis 501 Or Similar)
$54.8฿1,840
$102zł 395
-46.13%
Summer Dress(H&M, Zara, etc)
$25.26฿848
$41.18zł 160
-38.66%
Sport Shoes(Adidas, Nike)
$90.6฿3,041
$103zł 402
-12.47%
Men's Leather Business Shoes
$73.3฿2,460
$106zł 410
-30.62%
🏠 Accommodation & Living
Chiang Mai
Łomianki
Difference
1-bedroom Apartment, City Center(Monthly)
$459฿15.4K
$622zł 2,416
-26.25%
1-bedroom Apartment, Outside City Center(Monthly)
$294฿9,865
$519zł 2,013
-43.34%
3-bedroom Apartment, City Center(Monthly)
$919฿30.9K
$1,001zł 3,888
-8.21%
3-bedroom Apartment, Outside City Center(Monthly)
$552฿18.5K
$832zł 3,231
-33.68%
Buy Apartment in City Center(m2)
$1,917฿64.4K
$2,932zł 11.4K
-34.61%
Buy Apartment Outside City Center(m2)
$1,445฿48.5K
$2,252zł 8,744
-35.85%
💵 Salaries & Financials
Chiang Mai
Łomianki
Difference
Average Monthly Net Salary(After Tax)
$592฿19.9K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5.57
6.66
-16.37%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chiang Mai: October 5, 2026
Last update for Łomianki: October 4, 2026
Cost Breakdown
🏠A central one-bedroom costs $459 in Chiang Mai versus $622 in Łomianki. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $19.00 in Chiang Mai versus $50.0 in Łomianki. Monthly groceries follow the same trend: $236 vs $239 – making Chiang Mai the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Łomianki: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Łomianki?
Łomianki costs about 66% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Łomianki?
For a comfortable life, plan on about $1,359 per month in Chiang Mai and $2,259 in Łomianki. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Łomianki?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Chiang Mai and in Łomianki?
Kindergarten costs $774 per month in Chiang Mai and $394 in Łomianki. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or in Łomianki?
Groceries cost about 1% more in Łomianki, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Chiang Mai or in Łomianki?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $906, than in Łomianki at $1,506. In Chiang Mai it covers expenses comfortably, while in Łomianki it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Chiang Mai or Łomianki?
For digital nomads, it depends on budget. Chiang Mai costs $906 versus $1,506 in Łomianki. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Łomianki?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or to Łomianki?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Łomianki makes more sense. Both are solid long-term options with distinct trade-offs.
Chiang Mai vs other spots: cost of living compared