Cost of Living Comparison Between Chiang Mai and Łomianki Cost of Living Comparison Between Chiang Mai and Łomianki

Monthly Cost of Living

A single person spends $920 per month in Chiang Mai vs $1,604 in Łomianki, rent included.

A couple spends around $1,408 per month in Chiang Mai vs $2,355 in Łomianki, rent included.

A family of three spends $1,895 per month in Chiang Mai vs $3,107 in Łomianki, rent included.

Chiang Mai is about 43% cheaper than Łomianki, driven mainly by Eating Out.

Chiang Mai sits 33% below the global median, while Łomianki is 17% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.11 ฿69.1

$12.30 zł 45.43

-82.85%

Three-Course Dinner for Two, Mid-Range

$19.75 ฿648

$51.6 zł 191

-61.72%

Fast Food Meal (McDonalds, etc)

$5.85 ฿192

$9.17 zł 33.86

-36.21%

Cappuccino

$1.76 ฿57.8

$3.45 zł 12.72

-48.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.74 ฿24.37

$2.53 zł 9.36

-70.75%

Water (0.33 liter bottle)

$0.33 ฿10.90

$1.95 zł 7.21

-83.08%

Local Beer (0.5 liter draught)

$2.47 ฿81.0

$3.29 zł 12.14

-24.92%

Imported Beer (0.33 liter bottle)

$3.88 ฿127

$4.02 zł 14.84

-3.48%

Milk (1 liter)

$1.90 ฿62.4

$1.06 zł 3.93

79.25%

White Bread (500g)

$1.67 ฿54.7

$1.31 zł 4.85

27.48%

Rice (white) (1kg)

$1.35 ฿44.24

$1.47 zł 5.41

-8.16%

Eggs

$2.14 ฿70.2

$3.95 zł 14.57

-45.82%

Local Cheese (1kg)

$15.89 ฿521

$10.24 zł 37.83

55.18%

Chicken Fillets (1kg)

$2.83 ฿92.9

$7.49 zł 27.67

-62.22%

Beef Round Steak (1kg)

$10.53 ฿345

$15.65 zł 57.8

-32.72%

Apples (1kg)

$2.38 ฿78.2

$1.27 zł 4.71

87.40%

Banana (1kg)

$1.07 ฿35.01

$1.83 zł 6.74

-41.53%

Oranges (1kg)

$1.52 ฿49.79

$1.97 zł 7.26

-22.84%

Tomato (1kg)

$1.50 ฿49.30

$3.78 zł 13.96

-60.32%

Potato (1kg)

$1.28 ฿41.96

$0.92 zł 3.40

39.13%

Onion (1kg)

$1.10 ฿36.17

$1.04 zł 3.82

5.77%

Lettuce (1 head)

$0.69 ฿22.54

$1.37 zł 5.07

-49.64%

Water (1.5 liter bottle)

$0.49 ฿16.18

$0.72 zł 2.64

-31.94%

Cigarettes 20 Pack (Marlboro, Camel)

$4.27 ฿140

$5.73 zł 21.17

-25.48%

Wine (Bottle)

$16.78 ฿550

$7.93 zł 29.29

111.60%

Local Beer (0.5 liter bottle)

$1.66 ฿54.4

$1.11 zł 4.11

49.55%

Imported Beer (0.33 liter bottle)

$2.81 ฿92.3

$1.64 zł 6.07

71.34%

One-way Ticket (Public Transport)

$0.90 ฿29.44

$1.11 zł 4.11

-18.92%

Public Transport Monthly Pass (Regular Price)

$54.9 ฿1,801

$35.07 zł 130

56.54%

Taxi Start (Normal Tariff)

$1.20 ฿39.24

$2.19 zł 8.09

-45.21%

Taxi (Normal Tariff) (1km)

$0.54 ฿17.78

$0.84 zł 3.09

-35.71%

Taxi 1hour Waiting (Normal Tariff)

$2.37 ฿77.9

$10.61 zł 39.18

-77.66%

Gasoline (1 liter)

$1.43 ฿46.88

$1.66 zł 6.11

-13.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ฿691.5K

$32.3K zł 119.2K

-34.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K ฿890.2K

$30.9K zł 114.1K

-12.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$64.7 ฿2,124

$301 zł 1,112

-78.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.19 ฿433

$9.38 zł 34.65

40.62%

Internet (50+ Mbps, Unlimited Data)

$19.44 ฿638

$17.80 zł 65.7

9.21%

Gym Membership (Monthly)

$39.45 ฿1,294

$40.35 zł 149

-2.23%

Tennis Court (1 Hour on Weekend)

$3.77 ฿124

$26.01 zł 96.1

-85.51%

Cinema Ticket

$6.62 ฿217

$9.49 zł 35.04

-30.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$805 ฿26.4K

$399 zł 1,472

101.97%

International Primary School, 1 Child (Yearly)

$15.1K ฿496.1K

$7,891 zł 29.1K

91.62%

Jeans (Levis 501 Or Similar)

$54.8 ฿1,796

$104 zł 386

-47.56%

Summer Dress (H&M, Zara, etc)

$25.43 ฿834

$44.39 zł 164

-42.71%

Sport Shoes (Adidas, Nike)

$91.9 ฿3,015

$109 zł 401

-15.33%

Men's Leather Business Shoes

$74.7 ฿2,449

$112 zł 413

-33.31%

1-bedroom Apartment, City Center (Monthly)

$467 ฿15.3K

$546 zł 2,016

-14.50%

1-bedroom Apartment, Outside City Center (Monthly)

$282 ฿9,251

$445 zł 1,643

-36.62%

3-bedroom Apartment, City Center (Monthly)

$891 ฿29.2K

$1,135 zł 4,192

-21.49%

3-bedroom Apartment, Outside City Center (Monthly)

$521 ฿17.1K

$756 zł 2,793

-31.11%

Buy Apartment in City Center (m2)

$1,985 ฿65.1K

$3,334 zł 12.3K

-40.46%

Buy Apartment Outside City Center (m2)

$1,462 ฿48.0K

$2,292 zł 8,463

-36.21%

Average Monthly Net Salary (After Tax)

$592 ฿19.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

6.88

-19.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: August 17, 2026

Last update for Łomianki: August 15, 2026

Cost Breakdown

A central one-bedroom costs $467 in Chiang Mai versus $546 in Łomianki. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $20.00 in Chiang Mai versus $52.0 in Łomianki. Monthly groceries follow the same trend: $237 vs $248 – making Chiang Mai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Łomianki: Cost of Living - Frequently Asked Questions

Łomianki costs about 74% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,380 per month in Chiang Mai and $2,405 in Łomianki. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $805 per month in Chiang Mai and $399 in Łomianki. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 5% more in Łomianki, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $920, than in Łomianki at $1,604. In Chiang Mai it covers expenses comfortably, while in Łomianki it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $920 versus $1,604 in Łomianki. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Łomianki makes more sense. Both are solid long-term options with distinct trade-offs.