🙂A single person spends $905 per month in Chiang Mai vs $926 in Kota Kinabalu, rent included.
🙂A couple spends around $1,374 per month in Chiang Mai vs $1,401 in Kota Kinabalu, rent included.
🙂A family of three spends $1,843 per month in Chiang Mai vs $1,876 in Kota Kinabalu, rent included.
🙂Chiang Mai is about 2% cheaper than Kota Kinabalu, driven mainly by Groceries & Markets.
📊Both Chiang Mai and Kota Kinabalu are more affordable than the global median – Chiang Mai33% lower, Kota Kinabalu32% lower.
Currency
🍽 Eating Out
Chiang Mai
Kota Kinabalu
Difference
Meal at Budget Restaurant
$2.08฿68.7
$3.76MYR 15.38
-44.68%
Three-Course Dinner for Two, Mid-Range
$19.52฿644
$19.72MYR 80.6
-1.01%
Fast Food Meal(McDonalds, etc)
$5.94฿196
$4.84MYR 19.80
22.73%
Cappuccino
$1.70฿56.2
$2.67MYR 10.93
-36.33%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.72฿23.71
$0.55MYR 2.26
30.91%
Water(0.33 liter bottle)
$0.32฿10.69
$0.30MYR 1.21
6.67%
Local Beer(0.5 liter draught)
$2.44฿80.6
$2.38MYR 9.74
2.52%
Imported Beer(0.33 liter bottle)
$3.66฿121
$3.71MYR 15.16
-1.35%
🛒 Groceries & Markets
Chiang Mai
Kota Kinabalu
Difference
Milk(1 liter)
$1.86฿61.2
$1.80MYR 7.36
3.33%
White Bread(500g)
$1.56฿51.4
$1.29MYR 5.27
20.93%
Rice(white)(1kg)
$1.33฿43.82
$2.28MYR 9.31
-41.67%
Eggs
$2.16฿71.2
$2.61MYR 10.65
-17.24%
Local Cheese(1kg)
$15.58฿514
$28.42MYR 116
-45.18%
Chicken Fillets(1kg)
$2.85฿93.8
$3.73MYR 15.24
-23.59%
Beef Round Steak(1kg)
$10.39฿343
$6.73MYR 27.51
54.38%
Apples(1kg)
$2.44฿80.3
$2.24MYR 9.16
8.93%
Banana(1kg)
$1.09฿35.90
$1.43MYR 5.86
-23.78%
Oranges(1kg)
$1.47฿48.46
$1.99MYR 8.14
-26.13%
Tomato(1kg)
$1.49฿49.15
$1.92MYR 7.86
-22.40%
Potato(1kg)
$1.20฿39.52
$1.68MYR 6.89
-28.57%
Onion(1kg)
$1.09฿35.78
$2.04MYR 8.36
-46.57%
Lettuce(1 head)
$0.69฿22.67
$0.95MYR 3.90
-27.37%
Water(1.5 liter bottle)
$0.51฿16.93
$0.44MYR 1.80
15.91%
Cigarettes 20 Pack(Marlboro, Camel)
$4.37฿144
$4.60MYR 18.80
-5.00%
Wine(Bottle)
$16.63฿548
$16.08MYR 65.7
3.42%
Local Beer(0.5 liter bottle)
$1.65฿54.3
$3.63MYR 14.84
-54.55%
Imported Beer(0.33 liter bottle)
$2.74฿90.4
$2.40MYR 9.82
14.17%
🚌 Getting Around
Chiang Mai
Kota Kinabalu
Difference
One-way Ticket(Public Transport)
$0.94฿31.09
$1.99MYR 8.15
-52.76%
Public Transport Monthly Pass(Regular Price)
$54.7฿1,805
$42.84MYR 175
27.78%
Taxi Start(Normal Tariff)
$1.23฿40.44
$1.98MYR 8.10
-37.88%
Taxi(Normal Tariff)(1km)
$0.57฿18.90
$0.25MYR 1.03
128.00%
Taxi 1hour Waiting(Normal Tariff)
$2.36฿77.8
-
-
Gasoline(1 liter)
$1.45฿47.77
$0.74MYR 3.04
95.95%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.8K฿687.2K
$42.3KMYR 173.2K
-50.78%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.3K฿866.1K
$35.2KMYR 143.8K
-25.29%
🧾 Monthly Utilities & Internet
Chiang Mai
Kota Kinabalu
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$62.3฿2,055
$68.5MYR 280
-9.01%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.01฿429
$9.25MYR 37.84
40.65%
Internet(50+ Mbps, Unlimited Data)
$19.45฿641
$27.06MYR 111
-28.12%
🎉 Sport & Entertainment
Chiang Mai
Kota Kinabalu
Difference
Gym Membership(Monthly)
$38.68฿1,275
$51.2MYR 209
-24.48%
Tennis Court(1 Hour on Weekend)
$3.86฿127
$3.12MYR 12.77
23.72%
Cinema Ticket
$6.62฿218
$5.36MYR 21.91
23.51%
🧸 Childcare & Education
Chiang Mai
Kota Kinabalu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$782฿25.8K
$139MYR 569
462.35%
International Primary School, 1 Child(Yearly)
$14.8K฿488.1K
$6,971MYR 28.5K
112.35%
👕👟 Clothing & Footwear
Chiang Mai
Kota Kinabalu
Difference
Jeans(Levis 501 Or Similar)
$54.1฿1,782
$84.0MYR 343
-35.64%
Summer Dress(H&M, Zara, etc)
$25.39฿837
$37.08MYR 152
-31.53%
Sport Shoes(Adidas, Nike)
$90.9฿2,998
$90.7MYR 371
0.25%
Men's Leather Business Shoes
$74.0฿2,439
$49.51MYR 202
49.38%
🏠 Accommodation & Living
Chiang Mai
Kota Kinabalu
Difference
1-bedroom Apartment, City Center(Monthly)
$476฿15.7K
$427MYR 1,746
11.38%
1-bedroom Apartment, Outside City Center(Monthly)
$275฿9,059
$191MYR 780
44.00%
3-bedroom Apartment, City Center(Monthly)
$881฿29.0K
$666MYR 2,724
32.25%
3-bedroom Apartment, Outside City Center(Monthly)
$528฿17.4K
$370MYR 1,514
42.65%
Buy Apartment in City Center(m2)
$1,989฿65.6K
$1,782MYR 7,288
11.59%
Buy Apartment Outside City Center(m2)
$1,476฿48.7K
$1,086MYR 4,442
35.87%
💵 Salaries & Financials
Chiang Mai
Kota Kinabalu
Difference
Average Monthly Net Salary(After Tax)
$598฿19.7K
$591MYR 2,417
1.15%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.57
3.9
42.82%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chiang Mai: August 2, 2026
Last update for Kota Kinabalu: August 2, 2026
Cost Breakdown
🏠A central one-bedroom costs $476 in Chiang Mai versus $427 in Kota Kinabalu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 1% higher in Chiang Mai, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $20.00 in Chiang Mai versus $20.00 in Kota Kinabalu. Monthly groceries follow the same trend: $234 vs $285 – making Chiang Mai the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Kota Kinabalu: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Kota Kinabalu?
Kota Kinabalu costs about 2% more than Chiang Mai, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Kota Kinabalu?
For a comfortable life, plan on about $1,358 per month in Chiang Mai and $1,389 in Kota Kinabalu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Kota Kinabalu?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Chiang Mai and in Kota Kinabalu?
Kindergarten costs $782 per month in Chiang Mai and $139 in Kota Kinabalu. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or in Kota Kinabalu?
Groceries cost about 22% more in Kota Kinabalu, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Chiang Mai or in Kota Kinabalu?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $905, than in Kota Kinabalu at $926. In Chiang Mai it covers expenses comfortably, while in Kota Kinabalu it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Chiang Mai or Kota Kinabalu?
For digital nomads, it depends on budget. Chiang Mai costs $905 versus $926 in Kota Kinabalu. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Kota Kinabalu?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or to Kota Kinabalu?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kota Kinabalu makes more sense. Both are solid long-term options with distinct trade-offs.
Chiang Mai vs other spots: cost of living compared