🙂A single person spends $869 per month in Chiang Mai vs $1,142 in Kisvarda, rent included.
🙂A couple spends around $1,362 per month in Chiang Mai vs $1,704 in Kisvarda, rent included.
🙂A family of three spends $1,855 per month in Chiang Mai vs $2,265 in Kisvarda, rent included.
🙂Chiang Mai is about 24% cheaper than Kisvarda, driven mainly by Eating Out.
📊Both Chiang Mai and Kisvarda are more affordable than the global median – Chiang Mai35% lower, Kisvarda15% lower.
Currency
🍽 Eating Out
Chiang Mai
Kisvarda
Difference
Meal at Budget Restaurant
$1.98฿64.3
$8.37Ft 2,533
-76.34%
Three-Course Dinner for Two, Mid-Range
$18.80฿612
$43.53Ft 13.2K
-56.81%
Fast Food Meal(McDonalds, etc)
$7.75฿252
$8.49Ft 2,568
-8.72%
Cappuccino
$1.92฿62.5
$1.98Ft 600
-3.03%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.79฿25.79
$1.18Ft 357
-33.05%
Water(0.33 liter bottle)
$0.36฿11.62
$0.90Ft 273
-60.00%
Local Beer(0.5 liter draught)
$2.21฿72.1
$1.90Ft 576
16.32%
Imported Beer(0.33 liter bottle)
$3.66฿119
$2.34Ft 707
56.41%
🛒 Groceries & Markets
Chiang Mai
Kisvarda
Difference
Milk(1 liter)
$1.65฿53.8
$1.06Ft 319
55.66%
White Bread(500g)
$1.63฿53.2
$1.59Ft 480
2.52%
Rice(white)(1kg)
$1.19฿38.86
$1.91Ft 577
-37.70%
Eggs
$2.00฿65.1
$2.60Ft 786
-23.08%
Local Cheese(1kg)
$15.98฿520
$9.50Ft 2,875
68.21%
Chicken Fillets(1kg)
$3.03฿98.5
$5.98Ft 1,810
-49.33%
Beef Round Steak(1kg)
$10.86฿354
$12.42Ft 3,758
-12.56%
Apples(1kg)
$2.76฿90.0
$1.73Ft 522
59.54%
Banana(1kg)
$1.18฿38.42
$1.91Ft 576
-38.22%
Oranges(1kg)
$1.64฿53.5
$1.78Ft 537
-7.87%
Tomato(1kg)
$1.52฿49.51
$3.33Ft 1,006
-54.35%
Potato(1kg)
$1.38฿45.10
$1.09Ft 331
26.61%
Onion(1kg)
$1.19฿38.84
$1.38Ft 417
-13.77%
Lettuce(1 head)
$0.70฿22.86
$1.62Ft 490
-56.79%
Water(1.5 liter bottle)
$0.56฿18.13
$0.58Ft 175
-3.45%
Cigarettes 20 Pack(Marlboro, Camel)
$4.58฿149
$6.71Ft 2,031
-31.74%
Wine(Bottle)
$16.56฿539
$4.82Ft 1,458
243.57%
Local Beer(0.5 liter bottle)
$1.83฿59.5
$1.15Ft 348
59.13%
Imported Beer(0.33 liter bottle)
$3.20฿104
$1.71Ft 516
87.13%
🚌 Getting Around
Chiang Mai
Kisvarda
Difference
One-way Ticket(Public Transport)
$0.88฿28.56
$1.17Ft 353
-24.79%
Public Transport Monthly Pass(Regular Price)
$18.72฿610
$24.99Ft 7,560
-25.09%
Taxi Start(Normal Tariff)
$1.36฿44.16
$2.51Ft 760
-45.82%
Taxi(Normal Tariff)(1km)
$1.34฿43.65
$1.20Ft 364
11.67%
Taxi 1hour Waiting(Normal Tariff)
$7.84฿256
$13.97Ft 4,228
-43.88%
Gasoline(1 liter)
$1.23฿39.92
$1.69Ft 512
-27.22%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.6K฿704.3K
$24.3KFt 7.4M
-11.18%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5K฿734.3K
$34.0KFt 10.3M
-33.71%
🧾 Monthly Utilities & Internet
Chiang Mai
Kisvarda
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$70.5฿2,298
$196Ft 59.4K
-64.04%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.68฿445
$26.96Ft 8,156
-49.26%
Internet(50+ Mbps, Unlimited Data)
$17.45฿568
$19.82Ft 5,997
-11.96%
🎉 Sport & Entertainment
Chiang Mai
Kisvarda
Difference
Gym Membership(Monthly)
$41.33฿1,346
$45.88Ft 13.9K
-9.92%
Tennis Court(1 Hour on Weekend)
$6.96฿227
$16.71Ft 5,056
-58.35%
Cinema Ticket
$5.77฿188
$7.16Ft 2,166
-19.41%
🧸 Childcare & Education
Chiang Mai
Kisvarda
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$307฿10.0K
$333Ft 100.7K
-7.71%
International Primary School, 1 Child(Yearly)
$14.6K฿475.9K
$3,438Ft 1.0M
324.91%
👕👟 Clothing & Footwear
Chiang Mai
Kisvarda
Difference
Jeans(Levis 501 Or Similar)
$55.8฿1,817
$55.4Ft 16.8K
0.72%
Summer Dress(H&M, Zara, etc)
$26.21฿854
$27.13Ft 8,207
-3.39%
Sport Shoes(Adidas, Nike)
$85.8฿2,793
$63.0Ft 19.1K
36.09%
Men's Leather Business Shoes
$72.2฿2,353
$68.0Ft 20.6K
6.22%
🏠 Accommodation & Living
Chiang Mai
Kisvarda
Difference
1-bedroom Apartment, City Center(Monthly)
$430฿14.0K
$450Ft 136.2K
-4.55%
1-bedroom Apartment, Outside City Center(Monthly)
$239฿7,774
$344Ft 104.1K
-30.65%
3-bedroom Apartment, City Center(Monthly)
$817฿26.6K
$638Ft 193.1K
28.03%
3-bedroom Apartment, Outside City Center(Monthly)
$511฿16.6K
$543Ft 164.4K
-6.00%
Buy Apartment in City Center(m2)
$1,983฿64.6K
$3,030Ft 916.8K
-34.56%
Buy Apartment Outside City Center(m2)
$1,484฿48.3K
$2,412Ft 729.8K
-38.48%
💵 Salaries & Financials
Chiang Mai
Kisvarda
Difference
Average Monthly Net Salary(After Tax)
$619฿20.2K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5
7.5
-33.33%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chiang Mai: June 7, 2026
Last update for Kisvarda: June 8, 2026
Cost Breakdown
🏠A central one-bedroom costs $430 in Chiang Mai versus $450 in Kisvarda. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $19.00 in Chiang Mai versus $44.00 in Kisvarda. Groceries tell a different story – $241 in Chiang Mai vs $222 in Kisvarda – so Kisvarda wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Kisvarda: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Kisvarda?
Kisvarda costs about 31% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai vs Kisvarda?
For a comfortable life, plan on about $1,303 per month in Chiang Mai and $1,714 in Kisvarda. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Kisvarda?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Chiang Mai and Kisvarda?
Kindergarten costs $307 per month in Chiang Mai and $333 in Kisvarda. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or Kisvarda?
Interestingly, groceries are about 8% cheaper in Kisvarda – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Can you live on $1,000/month in Chiang Mai or Kisvarda?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $869, than in Kisvarda at $1,142. In Chiang Mai it covers expenses comfortably, while in Kisvarda it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Chiang Mai or Kisvarda?
For digital nomads, it depends on budget. Chiang Mai costs $869 versus $1,142 in Kisvarda. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Kisvarda?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or Kisvarda?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kisvarda makes more sense. Both are solid long-term options with distinct trade-offs.
Chiang Mai vs other spots: cost of living compared