🙂A single person spends $920 per month in Chiang Mai vs $1,274 in Kisvarda, rent included.
🙂A couple spends around $1,408 per month in Chiang Mai vs $1,944 in Kisvarda, rent included.
🙂A family of three spends $1,895 per month in Chiang Mai vs $2,615 in Kisvarda, rent included.
🙂Chiang Mai is about 28% cheaper than Kisvarda, driven mainly by Eating Out.
📊Both Chiang Mai and Kisvarda are more affordable than the global median – Chiang Mai33% lower, Kisvarda7% lower.
Currency
🍽 Eating Out
Chiang Mai
Kisvarda
Difference
Meal at Budget Restaurant
$2.11฿69.1
$9.49Ft 2,958
-77.77%
Three-Course Dinner for Two, Mid-Range
$19.75฿648
$50.9Ft 15.9K
-61.21%
Fast Food Meal(McDonalds, etc)
$5.85฿192
$10.13Ft 3,159
-42.25%
Cappuccino
$1.76฿57.8
$2.17Ft 677
-18.89%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.74฿24.37
$1.30Ft 405
-43.08%
Water(0.33 liter bottle)
$0.33฿10.90
$1.01Ft 314
-67.33%
Local Beer(0.5 liter draught)
$2.47฿81.0
$1.86Ft 580
32.80%
Imported Beer(0.33 liter bottle)
$3.88฿127
$2.38Ft 741
63.03%
🛒 Groceries & Markets
Chiang Mai
Kisvarda
Difference
Milk(1 liter)
$1.90฿62.4
$1.25Ft 389
52.00%
White Bread(500g)
$1.67฿54.7
$1.52Ft 475
9.87%
Rice(white)(1kg)
$1.35฿44.24
$2.57Ft 802
-47.47%
Eggs
$2.14฿70.2
$3.88Ft 1,209
-44.85%
Local Cheese(1kg)
$15.89฿521
$10.85Ft 3,383
46.45%
Chicken Fillets(1kg)
$2.83฿92.9
$7.32Ft 2,282
-61.34%
Beef Round Steak(1kg)
$10.53฿345
$16.33Ft 5,092
-35.52%
Apples(1kg)
$2.38฿78.2
$2.08Ft 649
14.42%
Banana(1kg)
$1.07฿35.01
$2.28Ft 710
-53.07%
Oranges(1kg)
$1.52฿49.79
$2.19Ft 683
-30.59%
Tomato(1kg)
$1.50฿49.30
$3.58Ft 1,117
-58.10%
Potato(1kg)
$1.28฿41.96
$1.02Ft 318
25.49%
Onion(1kg)
$1.10฿36.17
$1.32Ft 411
-16.67%
Lettuce(1 head)
$0.69฿22.54
$1.60Ft 500
-56.88%
Water(1.5 liter bottle)
$0.49฿16.18
$0.58Ft 182
-15.52%
Cigarettes 20 Pack(Marlboro, Camel)
$4.27฿140
$7.15Ft 2,229
-40.28%
Wine(Bottle)
$16.78฿550
$4.34Ft 1,353
286.64%
Local Beer(0.5 liter bottle)
$1.66฿54.4
$1.34Ft 416
23.88%
Imported Beer(0.33 liter bottle)
$2.81฿92.3
$2.28Ft 710
23.25%
🚌 Getting Around
Chiang Mai
Kisvarda
Difference
One-way Ticket(Public Transport)
$0.90฿29.44
$1.20Ft 374
-25.00%
Public Transport Monthly Pass(Regular Price)
$54.9฿1,801
$25.38Ft 7,913
116.31%
Taxi Start(Normal Tariff)
$1.20฿39.24
$3.42Ft 1,068
-64.91%
Taxi(Normal Tariff)(1km)
$0.54฿17.78
$1.53Ft 477
-64.71%
Taxi 1hour Waiting(Normal Tariff)
$2.37฿77.9
$12.94Ft 4,034
-81.68%
Gasoline(1 liter)
$1.43฿46.88
$1.89Ft 589
-24.34%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.1K฿691.5K
$33.3KFt 10.4M
-36.62%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.1K฿890.2K
$36.9KFt 11.5M
-26.51%
🧾 Monthly Utilities & Internet
Chiang Mai
Kisvarda
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$64.7฿2,124
$165Ft 51.5K
-60.77%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.19฿433
$27.84Ft 8,681
-52.62%
Internet(50+ Mbps, Unlimited Data)
$19.44฿638
$21.89Ft 6,825
-11.19%
🎉 Sport & Entertainment
Chiang Mai
Kisvarda
Difference
Gym Membership(Monthly)
$39.45฿1,294
$47.22Ft 14.7K
-16.45%
Tennis Court(1 Hour on Weekend)
$3.77฿124
$17.37Ft 5,414
-78.30%
Cinema Ticket
$6.62฿217
$9.95Ft 3,101
-33.47%
🧸 Childcare & Education
Chiang Mai
Kisvarda
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$805฿26.4K
$417Ft 130.0K
93.13%
International Primary School, 1 Child(Yearly)
$15.1K฿496.1K
$11.1KFt 3.4M
36.78%
👕👟 Clothing & Footwear
Chiang Mai
Kisvarda
Difference
Jeans(Levis 501 Or Similar)
$54.8฿1,796
$90.8Ft 28.3K
-39.70%
Summer Dress(H&M, Zara, etc)
$25.43฿834
$35.08Ft 10.9K
-27.51%
Sport Shoes(Adidas, Nike)
$91.9฿3,015
$88.4Ft 27.6K
3.94%
Men's Leather Business Shoes
$74.7฿2,449
$106Ft 33.1K
-29.70%
🏠 Accommodation & Living
Chiang Mai
Kisvarda
Difference
1-bedroom Apartment, City Center(Monthly)
$467฿15.3K
$547Ft 170.4K
-14.60%
1-bedroom Apartment, Outside City Center(Monthly)
$282฿9,251
$385Ft 120.0K
-26.73%
3-bedroom Apartment, City Center(Monthly)
$891฿29.2K
$794Ft 247.6K
12.24%
3-bedroom Apartment, Outside City Center(Monthly)
$521฿17.1K
$630Ft 196.4K
-17.28%
Buy Apartment in City Center(m2)
$1,985฿65.1K
$3,535Ft 1.1M
-43.85%
Buy Apartment Outside City Center(m2)
$1,462฿48.0K
$2,702Ft 842.5K
-45.90%
💵 Salaries & Financials
Chiang Mai
Kisvarda
Difference
Average Monthly Net Salary(After Tax)
$592฿19.4K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5.57
6.9
-19.28%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chiang Mai: August 17, 2026
Last update for Kisvarda: August 18, 2026
Cost Breakdown
🏠A central one-bedroom costs $467 in Chiang Mai versus $547 in Kisvarda. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $20.00 in Chiang Mai versus $51.0 in Kisvarda. Monthly groceries follow the same trend: $237 vs $261 – making Chiang Mai the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Kisvarda: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Kisvarda?
Kisvarda costs about 38% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Kisvarda?
For a comfortable life, plan on about $1,380 per month in Chiang Mai and $1,911 in Kisvarda. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Kisvarda?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Chiang Mai and in Kisvarda?
Kindergarten costs $805 per month in Chiang Mai and $417 in Kisvarda. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or in Kisvarda?
Groceries cost about 10% more in Kisvarda, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Chiang Mai or in Kisvarda?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $920, than in Kisvarda at $1,274. In Chiang Mai it covers expenses comfortably, while in Kisvarda it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Chiang Mai or Kisvarda?
For digital nomads, it depends on budget. Chiang Mai costs $920 versus $1,274 in Kisvarda. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Kisvarda?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or to Kisvarda?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kisvarda makes more sense. Both are solid long-term options with distinct trade-offs.
Chiang Mai vs other spots: cost of living compared