Cost of Living Comparison Between Chiang Mai and Kalyani Cost of Living Comparison Between Chiang Mai and Kalyani

Monthly Cost of Living

A single person spends $869 per month in Chiang Mai vs $390 in Kalyani, rent included.

A couple spends around $1,362 per month in Chiang Mai vs $615 in Kalyani, rent included.

A family of three spends $1,855 per month in Chiang Mai vs $840 in Kalyani, rent included.

Chiang Mai costs about 123% more than Kalyani, driven mainly by Groceries & Markets.

Both Chiang Mai and Kalyani are more affordable than the global median – Chiang Mai 35% lower, Kalyani 71% lower.

Meal at Budget Restaurant

$1.98 ฿64.3

$3.14 ₹298

-36.94%

Three-Course Dinner for Two, Mid-Range

$18.80 ฿612

$11.69 ₹1,112

60.82%

Fast Food Meal (McDonalds, etc)

$7.75 ฿252

$4.80 ₹457

61.46%

Cappuccino

$1.92 ฿62.5

$1.78 ₹169

7.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.79 ฿25.79

$0.22 ₹20.86

259.09%

Water (0.33 liter bottle)

$0.36 ฿11.62

$0.16 ₹15.01

125.00%

Local Beer (0.5 liter draught)

$2.21 ฿72.1

$1.77 ₹169

24.86%

Imported Beer (0.33 liter bottle)

$3.66 ฿119

$2.83 ₹269

29.33%

Milk (1 liter)

$1.65 ฿53.8

$0.72 ₹68.5

129.17%

White Bread (500g)

$1.63 ฿53.2

$0.43 ₹40.62

279.07%

Rice (white) (1kg)

$1.19 ฿38.86

$0.69 ₹65.4

72.46%

Eggs

$2.00 ฿65.1

$0.86 ₹81.4

132.56%

Local Cheese (1kg)

$15.98 ฿520

$5.27 ₹501

203.23%

Chicken Fillets (1kg)

$3.03 ฿98.5

$2.92 ₹278

3.77%

Beef Round Steak (1kg)

$10.86 ฿354

Apples (1kg)

$2.76 ฿90.0

$2.54 ₹241

8.66%

Banana (1kg)

$1.18 ฿38.42

$0.57 ₹54.0

107.02%

Oranges (1kg)

$1.64 ฿53.5

$0.71 ₹67.6

130.99%

Tomato (1kg)

$1.52 ฿49.51

$0.66 ₹62.4

130.30%

Potato (1kg)

$1.38 ฿45.10

$0.36 ₹33.95

283.33%

Onion (1kg)

$1.19 ฿38.84

$0.53 ₹50.0

124.53%

Lettuce (1 head)

$0.70 ฿22.86

$0.44 ₹42.05

59.09%

Water (1.5 liter bottle)

$0.56 ฿18.13

$0.30 ₹28.74

86.67%

Cigarettes 20 Pack (Marlboro, Camel)

$4.58 ฿149

$3.26 ₹310

40.49%

Wine (Bottle)

$16.56 ฿539

$7.87 ₹748

110.42%

Local Beer (0.5 liter bottle)

$1.83 ฿59.5

$1.43 ₹136

27.97%

Imported Beer (0.33 liter bottle)

$3.20 ฿104

$2.39 ₹228

33.89%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.27 ₹691

One-way Ticket (Public Transport)

$0.88 ฿28.56

$0.28 ₹26.30

214.29%

Public Transport Monthly Pass (Regular Price)

$18.72 ฿610

$8.88 ₹845

110.81%

Taxi Start (Normal Tariff)

$1.36 ฿44.16

$0.59 ₹56.2

130.51%

Taxi (Normal Tariff) (1km)

$1.34 ฿43.65

$0.11 ₹10.11

1118.18%

Taxi 1hour Waiting (Normal Tariff)

$7.84 ฿256

$2.08 ₹198

276.92%

Gasoline (1 liter)

$1.23 ฿39.92

$1.25 ₹119

-1.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.6K ฿704.3K

$15.8K ₹1.5M

36.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.5K ฿734.3K

$23.0K ₹2.2M

-2.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$70.5 ฿2,298

$41.27 ₹3,924

70.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.68 ฿445

$3.41 ₹324

301.17%

Internet (50+ Mbps, Unlimited Data)

$17.45 ฿568

$4.83 ₹460

261.28%

Gym Membership (Monthly)

$41.33 ฿1,346

$9.49 ₹903

335.51%

Tennis Court (1 Hour on Weekend)

$6.96 ฿227

$6.87 ₹653

1.31%

Cinema Ticket

$5.77 ฿188

$2.63 ₹250

119.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$307 ฿10.0K

$21.01 ₹1,998

1361.59%

International Primary School, 1 Child (Yearly)

$14.6K ฿475.9K

$859 ₹81.7K

1600.00%

Jeans (Levis 501 Or Similar)

$55.8 ฿1,817

$16.60 ₹1,579

236.08%

Summer Dress (H&M, Zara, etc)

$26.21 ฿854

$30.74 ₹2,924

-14.74%

Sport Shoes (Adidas, Nike)

$85.8 ฿2,793

$39.53 ₹3,759

116.92%

Men's Leather Business Shoes

$72.2 ฿2,353

$30.93 ₹2,942

133.56%

1-bedroom Apartment, City Center (Monthly)

$430 ฿14.0K

$122 ₹11.6K

251.01%

1-bedroom Apartment, Outside City Center (Monthly)

$239 ฿7,774

$76.6 ₹7,287

211.47%

3-bedroom Apartment, City Center (Monthly)

$817 ฿26.6K

$275 ₹26.1K

197.65%

3-bedroom Apartment, Outside City Center (Monthly)

$511 ฿16.6K

$183 ₹17.4K

178.52%

Buy Apartment in City Center (m2)

$1,983 ฿64.6K

$1,017 ₹96.8K

94.90%

Buy Apartment Outside City Center (m2)

$1,484 ฿48.3K

$555 ₹52.7K

167.60%

Average Monthly Net Salary (After Tax)

$619 ฿20.2K

$299 ₹28.4K

107.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.5

-33.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: June 7, 2026

Last update for Kalyani: June 8, 2026

Cost Breakdown

A central one-bedroom costs $430 in Chiang Mai versus $122 in Kalyani. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 107% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19.00 in Chiang Mai versus $12.00 in Kalyani. Monthly groceries follow the same trend: $241 vs $105 – making Kalyani the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Kalyani: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 123% more than Kalyani, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,303 per month in Chiang Mai and $585 in Kalyani. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kalyani, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $307 per month in Chiang Mai and $21.01 in Kalyani. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 129% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,000 covers both cities comfortably – all-in costs are $869 in Chiang Mai and $390 in Kalyani, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Kalyani costs $390 versus $869 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kalyani. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.