Cost of Living Comparison Between Chiang Mai and Homagama Cost of Living Comparison Between Chiang Mai and Homagama

Monthly Cost of Living

A single person spends $869 per month in Chiang Mai vs $514 in Homagama, rent included.

A couple spends around $1,362 per month in Chiang Mai vs $809 in Homagama, rent included.

A family of three spends $1,855 per month in Chiang Mai vs $1,104 in Homagama, rent included.

Chiang Mai costs about 69% more than Homagama, driven mainly by Clothing & Footwear.

Both Chiang Mai and Homagama are more affordable than the global median – Chiang Mai 35% lower, Homagama 62% lower.

Currency
🍽 Eating Out
Chiang Mai
Homagama
Difference
Meal at Budget Restaurant
$1.98 ฿64.3
$3.97 LKR 1,325
-50.13%
Three-Course Dinner for Two, Mid-Range
$18.80 ฿612
$25.35 LKR 8,455
-25.84%
Fast Food Meal (McDonalds, etc)
$7.75 ฿252
$8.28 LKR 2,763
-6.40%
Cappuccino
$1.92 ฿62.5
$2.74 LKR 915
-29.93%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.79 ฿25.79
$0.68 LKR 226
16.18%
Water (0.33 liter bottle)
$0.36 ฿11.62
$0.41 LKR 135
-12.20%
Local Beer (0.5 liter draught)
$2.21 ฿72.1
$2.28 LKR 761
-3.07%
Imported Beer (0.33 liter bottle)
$3.66 ฿119
$3.28 LKR 1,094
11.59%
🛒 Groceries & Markets
Chiang Mai
Homagama
Difference
Milk (1 liter)
$1.65 ฿53.8
$1.35 LKR 449
22.22%
White Bread (500g)
$1.63 ฿53.2
$0.52 LKR 172
213.46%
Rice (white) (1kg)
$1.19 ฿38.86
$0.65 LKR 217
83.08%
Eggs
$2.00 ฿65.1
$1.99 LKR 664
0.50%
Local Cheese (1kg)
$15.98 ฿520
$14.29 LKR 4,768
11.83%
Chicken Fillets (1kg)
$3.03 ฿98.5
$4.05 LKR 1,349
-25.19%
Beef Round Steak (1kg)
$10.86 ฿354
$8.27 LKR 2,760
31.32%
Apples (1kg)
$2.76 ฿90.0
$7.36 LKR 2,455
-62.50%
Banana (1kg)
$1.18 ฿38.42
$1.01 LKR 337
16.83%
Oranges (1kg)
$1.64 ฿53.5
$5.91 LKR 1,970
-72.25%
Tomato (1kg)
$1.52 ฿49.51
$1.20 LKR 401
26.67%
Potato (1kg)
$1.38 ฿45.10
$1.10 LKR 368
25.45%
Onion (1kg)
$1.19 ฿38.84
$1.02 LKR 341
16.67%
Lettuce (1 head)
$0.70 ฿22.86
$1.16 LKR 386
-39.66%
Water (1.5 liter bottle)
$0.56 ฿18.13
$0.48 LKR 159
16.67%
Cigarettes 20 Pack (Marlboro, Camel)
$4.58 ฿149
$10.12 LKR 3,377
-54.74%
Wine (Bottle)
$16.56 ฿539
$11.75 LKR 3,920
40.94%
Local Beer (0.5 liter bottle)
$1.83 ฿59.5
$1.99 LKR 663
-8.04%
Imported Beer (0.33 liter bottle)
$3.20 ฿104
$2.30 LKR 769
39.13%
🚌 Getting Around
Chiang Mai
Homagama
Difference
One-way Ticket (Public Transport)
$0.88 ฿28.56
$0.52 LKR 175
69.23%
Public Transport Monthly Pass (Regular Price)
$18.72 ฿610
-
-
Taxi Start (Normal Tariff)
$1.36 ฿44.16
$0.39 LKR 129
248.72%
Taxi (Normal Tariff) (1km)
$1.34 ฿43.65
$0.33 LKR 110
306.06%
Taxi 1hour Waiting (Normal Tariff)
$7.84 ฿256
$0.56 LKR 187
1300.00%
Gasoline (1 liter)
$1.23 ฿39.92
$1.26 LKR 420
-2.38%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.6K ฿704.3K
$15.3K LKR 5.1M
41.27%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5K ฿734.3K
$23.1K LKR 7.7M
-2.42%
🧾 Monthly Utilities & Internet
Chiang Mai
Homagama
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$70.5 ฿2,298
$23.66 LKR 7,891
198.14%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.68 ฿445
$3.44 LKR 1,147
297.67%
Internet (50+ Mbps, Unlimited Data)
$17.45 ฿568
$15.36 LKR 5,123
13.61%
🎉 Sport & Entertainment
Chiang Mai
Homagama
Difference
Gym Membership (Monthly)
$41.33 ฿1,346
$6.74 LKR 2,249
513.20%
Tennis Court (1 Hour on Weekend)
$6.96 ฿227
$3.41 LKR 1,138
104.11%
Cinema Ticket
$5.77 ฿188
$3.33 LKR 1,110
73.27%
🧸 Childcare & Education
Chiang Mai
Homagama
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$307 ฿10.0K
$36.19 LKR 12.1K
748.52%
International Primary School, 1 Child (Yearly)
$14.6K ฿475.9K
$438 LKR 146.1K
3235.39%
👕👟 Clothing & Footwear
Chiang Mai
Homagama
Difference
Jeans (Levis 501 Or Similar)
$55.8 ฿1,817
$27.19 LKR 9,069
105.19%
Summer Dress (H&M, Zara, etc)
$26.21 ฿854
$13.53 LKR 4,514
93.72%
Sport Shoes (Adidas, Nike)
$85.8 ฿2,793
$26.27 LKR 8,763
226.42%
Men's Leather Business Shoes
$72.2 ฿2,353
$30.51 LKR 10.2K
136.77%
🏠 Accommodation & Living
Chiang Mai
Homagama
Difference
1-bedroom Apartment, City Center (Monthly)
$430 ฿14.0K
$109 LKR 36.2K
295.71%
1-bedroom Apartment, Outside City Center (Monthly)
$239 ฿7,774
$50.5 LKR 16.9K
372.45%
3-bedroom Apartment, City Center (Monthly)
$817 ฿26.6K
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$511 ฿16.6K
-
-
Buy Apartment in City Center (m2)
$1,983 ฿64.6K
-
-
Buy Apartment Outside City Center (m2)
$1,484 ฿48.3K
-
-
💵 Salaries & Financials
Chiang Mai
Homagama
Difference
Average Monthly Net Salary (After Tax)
$619 ฿20.2K
$150 LKR 50.1K
311.92%
20-Year Fixed Mortgage Interest Rate (Annual %)
5
16.45
-69.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: June 7, 2026

Last update for Homagama: June 7, 2026

Cost Breakdown

A central one-bedroom costs $430 in Chiang Mai versus $109 in Homagama. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 312% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19.00 in Chiang Mai versus $25.00 in Homagama. Monthly groceries follow the same trend: $241 vs $243 – making Chiang Mai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Homagama: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Homagama?
Chiang Mai costs about 69% more than Homagama, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai vs Homagama?
For a comfortable life, plan on about $1,303 per month in Chiang Mai and $771 in Homagama. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Homagama?
Rent is clearly cheaper in Homagama, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Chiang Mai vs Homagama?
A mid-range dinner for two costs $19.00 in Chiang Mai and $25.00 in Homagama. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Chiang Mai or Homagama?
Interestingly, groceries are about 1% cheaper in Chiang Mai – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Can you live on $1,000/month in Chiang Mai or Homagama?
$1,000 covers both cities comfortably – all-in costs are $869 in Chiang Mai and $514 in Homagama, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Chiang Mai or Homagama?
For digital nomads, it depends on budget. Homagama costs $514 versus $869 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Homagama?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or Homagama?
If budget matters most, go with Homagama. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.

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