Cost of Living Comparison Between Chiang Mai and Havirov Cost of Living Comparison Between Chiang Mai and Havirov

Monthly Cost of Living

A single person spends $866 per month in Chiang Mai vs $1,264 in Havirov, rent included.

A couple spends around $1,351 per month in Chiang Mai vs $1,878 in Havirov, rent included.

A family of three spends $1,835 per month in Chiang Mai vs $2,493 in Havirov, rent included.

Chiang Mai is about 31% cheaper than Havirov, driven mainly by Eating Out.

Both Chiang Mai and Havirov are more affordable than the global median – Chiang Mai 35% lower, Havirov 6% lower.

Meal at Budget Restaurant

$1.94 ฿63.6

$8.56 Kč 178

-77.34%

Three-Course Dinner for Two, Mid-Range

$18.64 ฿609

$36.76 Kč 766

-49.29%

Fast Food Meal (McDonalds, etc)

$7.82 ฿256

$7.87 Kč 164

-0.64%

Cappuccino

$1.95 ฿63.9

$2.85 Kč 59.5

-31.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.85 ฿27.80

$1.89 Kč 39.38

-55.03%

Water (0.33 liter bottle)

$0.35 ฿11.60

$1.33 Kč 27.66

-73.68%

Local Beer (0.5 liter draught)

$2.13 ฿69.7

$2.12 Kč 44.19

0.47%

Imported Beer (0.33 liter bottle)

$3.73 ฿122

$2.75 Kč 57.4

35.64%

Milk (1 liter)

$1.71 ฿56.0

$1.05 Kč 21.97

62.86%

White Bread (500g)

$1.63 ฿53.3

$1.32 Kč 27.51

23.48%

Rice (white) (1kg)

$1.14 ฿37.18

$2.38 Kč 49.54

-52.10%

Eggs

$1.93 ฿63.2

$3.02 Kč 62.9

-36.09%

Local Cheese (1kg)

$16.21 ฿530

$11.60 Kč 242

39.74%

Chicken Fillets (1kg)

$3.12 ฿102

$9.65 Kč 201

-67.67%

Beef Round Steak (1kg)

$10.90 ฿356

$13.80 Kč 288

-21.01%

Apples (1kg)

$2.75 ฿90.1

$1.36 Kč 28.39

102.21%

Banana (1kg)

$1.21 ฿39.56

$1.86 Kč 38.68

-34.95%

Oranges (1kg)

$1.62 ฿53.0

$2.30 Kč 47.97

-29.57%

Tomato (1kg)

$1.59 ฿51.9

$2.90 Kč 60.6

-45.17%

Potato (1kg)

$1.40 ฿45.75

$1.14 Kč 23.76

22.81%

Onion (1kg)

$1.17 ฿38.20

$1.17 Kč 24.44

Lettuce (1 head)

$0.66 ฿21.62

$1.53 Kč 31.91

-56.86%

Water (1.5 liter bottle)

$0.53 ฿17.24

$0.69 Kč 14.46

-23.19%

Cigarettes 20 Pack (Marlboro, Camel)

$4.69 ฿153

$7.35 Kč 153

-36.19%

Wine (Bottle)

$18.66 ฿610

$6.79 Kč 142

174.82%

Local Beer (0.5 liter bottle)

$1.80 ฿58.8

$0.94 Kč 19.63

91.49%

Imported Beer (0.33 liter bottle)

$3.23 ฿106

$2.17 Kč 45.32

48.85%

One-way Ticket (Public Transport)

$0.90 ฿29.28

$1.14 Kč 23.86

-21.05%

Public Transport Monthly Pass (Regular Price)

$19.21 ฿628

$25.35 Kč 529

-24.22%

Taxi Start (Normal Tariff)

$1.41 ฿45.96

$1.43 Kč 29.74

-1.40%

Taxi (Normal Tariff) (1km)

$1.29 ฿42.16

$1.29 Kč 26.80

Taxi 1hour Waiting (Normal Tariff)

$7.84 ฿256

$14.23 Kč 297

-44.91%

Gasoline (1 liter)

$1.27 ฿41.62

$1.73 Kč 36.06

-26.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.3K ฿695.5K

$30.8K Kč 642.8K

-30.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.2K ฿726.1K

$29.1K Kč 607.2K

-23.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$69.1 ฿2,258

$278 Kč 5,790

-75.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.08 ฿460

$30.15 Kč 629

-53.30%

Internet (50+ Mbps, Unlimited Data)

$18.00 ฿588

$21.68 Kč 452

-16.97%

Gym Membership (Monthly)

$41.06 ฿1,342

$54.3 Kč 1,132

-24.41%

Tennis Court (1 Hour on Weekend)

$6.96 ฿227

$16.88 Kč 352

-58.77%

Cinema Ticket

$5.92 ฿193

$9.61 Kč 200

-38.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$299 ฿9,775

$230 Kč 4,801

29.85%

International Primary School, 1 Child (Yearly)

$15.0K ฿488.8K

$9,609 Kč 200.3K

55.61%

Jeans (Levis 501 Or Similar)

$54.7 ฿1,788

$79.3 Kč 1,654

-31.04%

Summer Dress (H&M, Zara, etc)

$26.77 ฿875

$36.84 Kč 768

-27.33%

Sport Shoes (Adidas, Nike)

$85.0 ฿2,778

$86.8 Kč 1,810

-2.10%

Men's Leather Business Shoes

$70.6 ฿2,308

$93.4 Kč 1,947

-24.42%

1-bedroom Apartment, City Center (Monthly)

$428 ฿14.0K

$309 Kč 6,435

38.71%

1-bedroom Apartment, Outside City Center (Monthly)

$237 ฿7,759

$265 Kč 5,520

-10.37%

3-bedroom Apartment, City Center (Monthly)

$801 ฿26.2K

$581 Kč 12.1K

37.93%

3-bedroom Apartment, Outside City Center (Monthly)

$515 ฿16.9K

$499 Kč 10.4K

3.28%

Buy Apartment in City Center (m2)

$1,975 ฿64.5K

$2,165 Kč 45.1K

-8.81%

Buy Apartment Outside City Center (m2)

$1,475 ฿48.2K

$1,612 Kč 33.6K

-8.52%

Average Monthly Net Salary (After Tax)

$617 ฿20.2K

$1,208 Kč 25.2K

-48.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.43

-7.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: May 31, 2026

Last update for Havirov: May 30, 2026

Cost Breakdown

A central one-bedroom costs $428 in Chiang Mai versus $309 in Havirov. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 96% higher in Havirov, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19.00 in Chiang Mai versus $37.00 in Havirov. Monthly groceries follow the same trend: $246 vs $254 – making Chiang Mai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Havirov: Cost of Living - Frequently Asked Questions

Havirov costs about 46% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,300 per month in Chiang Mai and $1,896 in Havirov. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $299 per month in Chiang Mai and $230 in Havirov. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 3% more in Havirov, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$800 covers both cities comfortably – all-in costs are $866 in Chiang Mai and $1,264 in Havirov, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Chiang Mai costs $866 versus $1,264 in Havirov. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Havirov makes more sense. Both are solid long-term options with distinct trade-offs.