Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Havirov

For one person, living is cheaper in Chiang Mai: $938 a month against $1,211 in Havirov, rent and utilities included – about $3,300 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
59

Cost of Living Index in Havirov
Learn more

Havirov Living Index

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Chiang Mai

🇹🇭 Thailand

$938

/mo nomad

Havirov

🇨🇿 Czech Republic

$1,211

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Havirov

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Havirov actually costs, broken down by who's living it.

A single person spends $938 per month in Chiang Mai vs $1,211 in Havirov, rent included.

Chiang Mai $938
Havirov $1,211

A couple spends around $1,426 per month in Chiang Mai vs $1,834 in Havirov, rent included.

Chiang Mai $1,426
Havirov $1,834

A family of three spends $1,914 per month in Chiang Mai vs $2,456 in Havirov, rent included.

Chiang Mai $1,914
Havirov $2,456

Chiang Mai is about 23% cheaper than Havirov, and outside of rent the biggest gap is in eating out.

Both Chiang Mai and Havirov are more affordable than the global median – Chiang Mai 30% lower, Havirov 10% lower.

Meal at Budget Restaurant

$2.26 ฿75.4

$8.04 Kč 174

-71.89%

Three-Course Dinner for Two, Mid-Range

$19.18 ฿641

$46.21 Kč 999

-58.49%

Fast Food Meal (McDonalds, etc)

$5.59 ฿187

$8.02 Kč 173

-30.30%

Cappuccino

$1.72 ฿57.6

$2.73 Kč 59.1

-37.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ฿21.54

$1.91 Kč 41.23

-66.49%

Water (0.33 liter bottle)

$0.33 ฿11.18

$1.39 Kč 30.07

-76.26%

Local Beer (0.5 liter draught)

$2.36 ฿78.7

$2.36 Kč 51.0

Imported Beer (0.33 liter bottle)

$3.90 ฿130

$2.08 Kč 45.07

87.50%

Milk (1 liter)

$2.05 ฿68.6

$1.08 Kč 23.25

89.81%

White Bread (500g)

$1.40 ฿46.70

$1.52 Kč 32.90

-7.89%

Rice (white) (1kg)

$1.28 ฿42.89

$2.56 Kč 55.3

-50.00%

Eggs

$2.25 ฿75.3

$3.16 Kč 68.4

-28.80%

Local Cheese (1kg)

$16.94 ฿566

$11.65 Kč 252

45.41%

Chicken Fillets (1kg)

$2.74 ฿91.6

$8.33 Kč 180

-67.11%

Beef Round Steak (1kg)

$9.36 ฿313

$13.25 Kč 286

-29.36%

Apples (1kg)

$2.40 ฿80.3

$1.65 Kč 35.69

45.45%

Banana (1kg)

$1.01 ฿33.92

$1.74 Kč 37.65

-41.95%

Oranges (1kg)

$1.61 ฿53.9

$2.22 Kč 48.01

-27.48%

Tomato (1kg)

$1.52 ฿50.7

$3.82 Kč 82.6

-60.21%

Potato (1kg)

$1.28 ฿42.90

$0.95 Kč 20.47

34.74%

Onion (1kg)

$1.11 ฿37.22

$0.90 Kč 19.49

23.33%

Lettuce (1 head)

$0.72 ฿24.09

$1.59 Kč 34.36

-54.72%

Water (1.5 liter bottle)

$0.52 ฿17.54

$0.73 Kč 15.81

-28.77%

Cigarettes 20 Pack (Marlboro, Camel)

$4.33 ฿145

$7.80 Kč 169

-44.49%

Wine (Bottle)

$17.73 ฿593

$6.27 Kč 136

182.78%

Local Beer (0.5 liter bottle)

$1.63 ฿54.4

$0.97 Kč 20.90

68.04%

Imported Beer (0.33 liter bottle)

$2.85 ฿95.3

$1.89 Kč 40.86

50.79%

One-way Ticket (Public Transport)

$0.85 ฿28.31

$1.11 Kč 23.98

-23.42%

Public Transport Monthly Pass (Regular Price)

$53.9 ฿1,801

$24.79 Kč 536

117.43%

Taxi Start (Normal Tariff)

$1.17 ฿39.18

$2.22 Kč 48.08

-47.30%

Taxi (Normal Tariff) (1km)

$0.57 ฿19.00

$1.31 Kč 28.43

-56.49%

Taxi 1hour Waiting (Normal Tariff)

$2.37 ฿79.2

$13.88 Kč 300

-82.93%

Gasoline (1 liter)

$1.45 ฿48.32

$1.73 Kč 37.39

-16.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.5K ฿684.3K

$31.2K Kč 674.6K

-34.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K ฿886.1K

$29.9K Kč 646.1K

-11.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.3 ฿2,083

$278 Kč 6,016

-77.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.27 ฿410

$24.81 Kč 536

-50.54%

Internet (50+ Mbps, Unlimited Data)

$19.97 ฿668

$18.03 Kč 390

10.76%

Gym Membership (Monthly)

$37.91 ฿1,267

$29.67 Kč 642

27.77%

Tennis Court (1 Hour on Weekend)

$3.76 ฿126

$17.39 Kč 376

-78.38%

Cinema Ticket

$6.71 ฿224

$8.88 Kč 192

-24.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$797 ฿26.6K

$309 Kč 6,679

158.09%

International Primary School, 1 Child (Yearly)

$14.8K ฿495.7K

$9,457 Kč 204.5K

56.83%

Jeans (Levis 501 Or Similar)

$53.3 ฿1,780

$76.1 Kč 1,647

-30.06%

Summer Dress (H&M, Zara, etc)

$25.05 ฿837

$36.65 Kč 793

-31.65%

Sport Shoes (Adidas, Nike)

$91.6 ฿3,062

$96.2 Kč 2,081

-4.77%

Men's Leather Business Shoes

$73.5 ฿2,455

$104 Kč 2,247

-29.30%

1-bedroom Apartment, City Center (Monthly)

$464 ฿15.5K

$302 Kč 6,521

53.90%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ฿10.2K

$261 Kč 5,637

16.88%

3-bedroom Apartment, City Center (Monthly)

$915 ฿30.6K

$582 Kč 12.6K

57.20%

3-bedroom Apartment, Outside City Center (Monthly)

$552 ฿18.5K

$486 Kč 10.5K

13.77%

Buy Apartment in City Center (m2)

$1,912 ฿63.9K

$2,025 Kč 43.8K

-5.57%

Buy Apartment Outside City Center (m2)

$1,438 ฿48.1K

$1,524 Kč 33.0K

-5.62%

Average Monthly Net Salary (After Tax)

$595 ฿19.9K

$1,135 Kč 24.5K

-47.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

5.06

10.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 13, 2026

Last update for Havirov: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$305 32.5%

Havirov

$261 21.5% 14.4% $44

Groceries & Markets

Chiang Mai

$238 25.4%

Havirov

$253 20.9% 6.2% $15

Clothing & Footwear

Chiang Mai

$110 11.7%

Havirov

$141 11.6% 28.6% $31

Monthly Utilities & Internet

Chiang Mai

$95 10.1%

Havirov

$321 26.5% 239% $226

Eating Out

Chiang Mai

$79 8.4%

Havirov

$150 12.4% 90.2% $71

Getting Around

Chiang Mai

$61 6.5%

Havirov

$38 3.1% 38% $23

Sport & Entertainment

Chiang Mai

$51 5.5%

Havirov

$47 3.9% 7.6% $3.9

Cost Breakdown

A central one-bedroom costs $464 in Chiang Mai versus $302 in Havirov. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 91% higher in Havirov, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19.00 in Chiang Mai versus $46.00 in Havirov. Monthly groceries follow the same trend: $238 vs $253 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇹🇭 Chiang Mai

🇨🇿 Havirov

🕒 Local time

00:50 12:50 AM

19:50 7:50 PM

5 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

80,549

💱 Currency

Thai Baht THB ฿

Czech Koruna CZK Kč

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.66 EUR

100 CZK = 4.62 USD

100 CZK = 4.11 EUR

Exchange rates and currency converter

CZK, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 19, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

Czech Koruna exchange rates as of October 19, 2026: 1 USD = 21.63 CZK (100 CZK = 4.62 USD). 1 EUR = 24.31 CZK (100 CZK = 4.11 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Chiang Mai Havirov 7,750 km ≈ 10 h nonstop flight

From you

Chiang Mai
Havirov

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Havirov: Cost of Living - Frequently Asked Questions

Havirov costs about 29% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,408 per month in Chiang Mai and $1,817 in Havirov. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $797 per month in Chiang Mai and $309 in Havirov. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 6% more in Havirov, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $938, than in Havirov at $1,211. In Chiang Mai it covers expenses comfortably, while in Havirov it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $938 versus $1,211 in Havirov. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Havirov makes more sense. Both are solid long-term options with distinct trade-offs.