🙂A single person spends $861 per month in Chiang Mai vs $1,274 in Havirov, rent included.
🙂A couple spends around $1,350 per month in Chiang Mai vs $1,888 in Havirov, rent included.
🙂A family of three spends $1,838 per month in Chiang Mai vs $2,502 in Havirov, rent included.
🙂Chiang Mai is about 32% cheaper than Havirov, driven mainly by Eating Out.
📊Both Chiang Mai and Havirov are more affordable than the global median – Chiang Mai36% lower, Havirov5% lower.
Currency
🍽 Eating Out
Chiang Mai
Havirov
Difference
Meal at Budget Restaurant
$1.96฿65.8
$8.48Kč 180
-76.89%
Three-Course Dinner for Two, Mid-Range
$18.35฿617
$37.71Kč 799
-51.34%
Fast Food Meal(McDonalds, etc)
$7.48฿252
$7.73Kč 164
-3.23%
Cappuccino
$2.02฿67.8
$2.80Kč 59.2
-27.86%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.85฿28.50
$1.95Kč 41.28
-56.41%
Water(0.33 liter bottle)
$0.36฿11.96
$1.39Kč 29.45
-74.10%
Local Beer(0.5 liter draught)
$2.14฿71.8
$2.11Kč 44.76
1.42%
Imported Beer(0.33 liter bottle)
$3.59฿121
$2.78Kč 59.0
29.14%
🛒 Groceries & Markets
Chiang Mai
Havirov
Difference
Milk(1 liter)
$1.65฿55.5
$1.00Kč 21.27
65.00%
White Bread(500g)
$1.57฿52.7
$1.33Kč 28.11
18.05%
Rice(white)(1kg)
$1.19฿40.02
$2.31Kč 49.03
-48.48%
Eggs
$1.94฿65.1
$3.00Kč 63.6
-35.33%
Local Cheese(1kg)
$16.19฿544
$11.62Kč 246
39.33%
Chicken Fillets(1kg)
$2.99฿101
$9.99Kč 212
-70.07%
Beef Round Steak(1kg)
$10.94฿368
$13.94Kč 295
-21.52%
Apples(1kg)
$2.71฿91.2
$1.44Kč 30.42
88.19%
Banana(1kg)
$1.17฿39.25
$1.81Kč 38.39
-35.36%
Oranges(1kg)
$1.69฿56.7
$2.32Kč 49.14
-27.16%
Tomato(1kg)
$1.60฿54.0
$2.95Kč 62.5
-45.76%
Potato(1kg)
$1.38฿46.54
$1.11Kč 23.44
24.32%
Onion(1kg)
$1.20฿40.45
$1.13Kč 23.88
6.19%
Lettuce(1 head)
$0.67฿22.50
$1.52Kč 32.19
-55.92%
Water(1.5 liter bottle)
$0.56฿18.73
$0.67Kč 14.17
-16.42%
Cigarettes 20 Pack(Marlboro, Camel)
$4.64฿156
$7.18Kč 152
-35.38%
Wine(Bottle)
$17.62฿593
$6.59Kč 140
167.37%
Local Beer(0.5 liter bottle)
$1.86฿62.5
$0.94Kč 20.02
97.87%
Imported Beer(0.33 liter bottle)
$3.30฿111
$2.27Kč 48.00
45.37%
🚌 Getting Around
Chiang Mai
Havirov
Difference
One-way Ticket(Public Transport)
$0.88฿29.68
$1.19Kč 25.22
-26.05%
Public Transport Monthly Pass(Regular Price)
$19.34฿650
$25.87Kč 548
-25.24%
Taxi Start(Normal Tariff)
$1.36฿45.90
$1.42Kč 30.06
-4.23%
Taxi(Normal Tariff)(1km)
$1.34฿44.98
$1.23Kč 26.10
8.94%
Taxi 1hour Waiting(Normal Tariff)
$8.21฿276
$14.21Kč 301
-42.22%
Gasoline(1 liter)
$1.22฿41.18
$1.73Kč 36.72
-29.48%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.4K฿718.1K
$31.1KKč 659.3K
-31.38%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5K฿757.7K
$28.9KKč 611.9K
-21.98%
🧾 Monthly Utilities & Internet
Chiang Mai
Havirov
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$70.7฿2,376
$281Kč 5,956
-74.86%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$14.04฿472
$29.72Kč 630
-52.76%
Internet(50+ Mbps, Unlimited Data)
$17.49฿588
$21.62Kč 458
-19.10%
🎉 Sport & Entertainment
Chiang Mai
Havirov
Difference
Gym Membership(Monthly)
$42.15฿1,417
$53.2Kč 1,127
-20.73%
Tennis Court(1 Hour on Weekend)
$6.88฿231
$16.94Kč 359
-59.39%
Cinema Ticket
$5.92฿199
$9.11Kč 193
-35.02%
🧸 Childcare & Education
Chiang Mai
Havirov
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$309฿10.4K
$236Kč 5,008
30.54%
International Primary School, 1 Child(Yearly)
$14.9K฿500.4K
$9,628Kč 204.0K
54.54%
👕👟 Clothing & Footwear
Chiang Mai
Havirov
Difference
Jeans(Levis 501 Or Similar)
$55.8฿1,875
$79.3Kč 1,681
-29.70%
Summer Dress(H&M, Zara, etc)
$26.11฿878
$36.72Kč 778
-28.89%
Sport Shoes(Adidas, Nike)
$83.0฿2,792
$88.6Kč 1,878
-6.32%
Men's Leather Business Shoes
$70.5฿2,369
$93.5Kč 1,980
-24.62%
🏠 Accommodation & Living
Chiang Mai
Havirov
Difference
1-bedroom Apartment, City Center(Monthly)
$432฿14.5K
$308Kč 6,536
40.08%
1-bedroom Apartment, Outside City Center(Monthly)
$239฿8,035
$274Kč 5,796
-12.66%
3-bedroom Apartment, City Center(Monthly)
$822฿27.7K
$584Kč 12.4K
40.76%
3-bedroom Apartment, Outside City Center(Monthly)
$512฿17.2K
$507Kč 10.8K
0.91%
Buy Apartment in City Center(m2)
$1,915฿64.4K
$2,134Kč 45.2K
-10.29%
Buy Apartment Outside City Center(m2)
$1,467฿49.3K
$1,570Kč 33.3K
-6.57%
💵 Salaries & Financials
Chiang Mai
Havirov
Difference
Average Monthly Net Salary(After Tax)
$579฿19.5K
$1,165Kč 24.7K
-50.28%
20-Year Fixed Mortgage Interest Rate(Annual %)
5
5.43
-7.92%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chiang Mai: July 12, 2026
Last update for Havirov: July 11, 2026
Cost Breakdown
🏠A central one-bedroom costs $432 in Chiang Mai versus $308 in Havirov. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 101% higher in Havirov, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $18.00 in Chiang Mai versus $38.00 in Havirov. Monthly groceries follow the same trend: $243 vs $255 – making Chiang Mai the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Havirov: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Havirov?
Havirov costs about 48% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Havirov?
For a comfortable life, plan on about $1,292 per month in Chiang Mai and $1,911 in Havirov. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Havirov?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Chiang Mai and in Havirov?
Kindergarten costs $309 per month in Chiang Mai and $236 in Havirov. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or in Havirov?
Groceries cost about 5% more in Havirov, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Chiang Mai or in Havirov?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $861, than in Havirov at $1,274. In Chiang Mai it covers expenses comfortably, while in Havirov it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Chiang Mai or Havirov?
For digital nomads, it depends on budget. Chiang Mai costs $861 versus $1,274 in Havirov. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Havirov?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or to Havirov?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Havirov makes more sense. Both are solid long-term options with distinct trade-offs.
Chiang Mai vs other spots: cost of living compared