🙂A single person spends $947 per month in Chiang Mai vs $1,249 in Havirov, rent included.
🙂A couple spends around $1,411 per month in Chiang Mai vs $1,901 in Havirov, rent included.
🙂A family of three spends $1,874 per month in Chiang Mai vs $2,553 in Havirov, rent included.
🙂Chiang Mai is about 24% cheaper than Havirov, driven mainly by Eating Out.
📊Both Chiang Mai and Havirov are more affordable than the global median – Chiang Mai31% lower, Havirov9% lower.
Currency
🍽 Eating Out
Chiang Mai
Havirov
Difference
Meal at Budget Restaurant
$2.08฿68.6
$8.28Kč 172
-74.88%
Three-Course Dinner for Two, Mid-Range
$19.64฿646
$47.75Kč 993
-58.87%
Fast Food Meal(McDonalds, etc)
$5.65฿186
$8.53Kč 177
-33.76%
Cappuccino
$1.81฿59.4
$2.95Kč 61.4
-38.64%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.71฿23.45
$1.93Kč 40.17
-63.21%
Water(0.33 liter bottle)
$0.32฿10.38
$1.54Kč 31.98
-79.22%
Local Beer(0.5 liter draught)
$2.24฿73.6
$2.45Kč 51.0
-8.57%
Imported Beer(0.33 liter bottle)
$3.63฿119
$2.11Kč 43.78
72.04%
🛒 Groceries & Markets
Chiang Mai
Havirov
Difference
Milk(1 liter)
$1.96฿64.4
$1.13Kč 23.42
73.45%
White Bread(500g)
$1.50฿49.39
$1.66Kč 34.43
-9.64%
Rice(white)(1kg)
$1.34฿43.93
$2.61Kč 54.3
-48.66%
Eggs
$2.26฿74.5
$3.31Kč 68.7
-31.72%
Local Cheese(1kg)
$16.26฿535
$12.27Kč 255
32.52%
Chicken Fillets(1kg)
$2.95฿97.1
$8.70Kč 181
-66.09%
Beef Round Steak(1kg)
$9.94฿327
$13.94Kč 290
-28.69%
Apples(1kg)
$2.57฿84.6
$1.72Kč 35.73
49.42%
Banana(1kg)
$1.06฿34.73
$1.84Kč 38.25
-42.39%
Oranges(1kg)
$1.61฿53.0
$2.44Kč 50.8
-34.02%
Tomato(1kg)
$1.52฿49.97
$3.78Kč 78.6
-59.79%
Potato(1kg)
$1.27฿41.77
$0.92Kč 19.11
38.04%
Onion(1kg)
$1.07฿35.06
$0.98Kč 20.41
9.18%
Lettuce(1 head)
$0.72฿23.68
$1.71Kč 35.46
-57.89%
Water(1.5 liter bottle)
$0.51฿16.72
$0.81Kč 16.91
-37.04%
Cigarettes 20 Pack(Marlboro, Camel)
$4.19฿138
$7.80Kč 162
-46.28%
Wine(Bottle)
$17.87฿587
$6.36Kč 132
180.97%
Local Beer(0.5 liter bottle)
$1.69฿55.7
$0.93Kč 19.36
81.72%
Imported Beer(0.33 liter bottle)
$2.84฿93.3
$2.03Kč 42.10
39.90%
🚌 Getting Around
Chiang Mai
Havirov
Difference
One-way Ticket(Public Transport)
$0.93฿30.43
$1.18Kč 24.63
-21.19%
Public Transport Monthly Pass(Regular Price)
$53.9฿1,771
$26.47Kč 550
103.48%
Taxi Start(Normal Tariff)
$1.23฿40.59
$2.46Kč 51.2
-50.00%
Taxi(Normal Tariff)(1km)
$0.58฿18.96
$1.39Kč 28.87
-58.27%
Taxi 1hour Waiting(Normal Tariff)
$2.42฿79.7
$14.46Kč 301
-83.26%
Gasoline(1 liter)
$1.41฿46.43
$1.77Kč 36.84
-20.34%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.4K฿705.1K
$32.1KKč 667.3K
-33.21%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.3K฿898.7K
$31.3KKč 650.7K
-12.69%
🧾 Monthly Utilities & Internet
Chiang Mai
Havirov
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$63.7฿2,093
$285Kč 5,927
-77.67%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$12.85฿423
$25.36Kč 527
-49.33%
Internet(50+ Mbps, Unlimited Data)
$20.22฿665
$19.27Kč 401
4.93%
🎉 Sport & Entertainment
Chiang Mai
Havirov
Difference
Gym Membership(Monthly)
$38.74฿1,274
$31.21Kč 649
24.13%
Tennis Court(1 Hour on Weekend)
$3.97฿130
$17.94Kč 373
-77.87%
Cinema Ticket
$6.74฿222
$9.08Kč 189
-25.77%
🧸 Childcare & Education
Chiang Mai
Havirov
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$778฿25.6K
$327Kč 6,790
138.16%
International Primary School, 1 Child(Yearly)
$14.6K฿480.4K
$10.2KKč 211.5K
43.59%
👕👟 Clothing & Footwear
Chiang Mai
Havirov
Difference
Jeans(Levis 501 Or Similar)
$54.3฿1,785
$80.5Kč 1,672
-32.52%
Summer Dress(H&M, Zara, etc)
$25.45฿837
$39.18Kč 814
-35.04%
Sport Shoes(Adidas, Nike)
$94.3฿3,102
$104Kč 2,156
-9.06%
Men's Leather Business Shoes
$73.4฿2,415
$108Kč 2,235
-31.70%
🏠 Accommodation & Living
Chiang Mai
Havirov
Difference
1-bedroom Apartment, City Center(Monthly)
$490฿16.1K
$308Kč 6,401
59.01%
1-bedroom Apartment, Outside City Center(Monthly)
$289฿9,512
$274Kč 5,702
5.45%
3-bedroom Apartment, City Center(Monthly)
$894฿29.4K
$611Kč 12.7K
46.27%
3-bedroom Apartment, Outside City Center(Monthly)
$517฿17.0K
$516Kč 10.7K
0.21%
Buy Apartment in City Center(m2)
$1,955฿64.3K
$2,186Kč 45.4K
-10.58%
Buy Apartment Outside City Center(m2)
$1,477฿48.6K
$1,625Kč 33.8K
-9.11%
💵 Salaries & Financials
Chiang Mai
Havirov
Difference
Average Monthly Net Salary(After Tax)
$602฿19.8K
$1,181Kč 24.6K
-49.02%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.57
5
11.40%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chiang Mai: August 31, 2026
Last update for Havirov: September 1, 2026
Cost Breakdown
🏠A central one-bedroom costs $490 in Chiang Mai versus $308 in Havirov. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 96% higher in Havirov, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $20.00 in Chiang Mai versus $48.00 in Havirov. Monthly groceries follow the same trend: $240 vs $265 – making Chiang Mai the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Havirov: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Havirov?
Havirov costs about 32% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Havirov?
For a comfortable life, plan on about $1,421 per month in Chiang Mai and $1,874 in Havirov. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Havirov?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Chiang Mai and in Havirov?
Kindergarten costs $778 per month in Chiang Mai and $327 in Havirov. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or in Havirov?
Groceries cost about 10% more in Havirov, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Chiang Mai or in Havirov?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $947, than in Havirov at $1,249. In Chiang Mai it covers expenses comfortably, while in Havirov it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Chiang Mai or Havirov?
For digital nomads, it depends on budget. Chiang Mai costs $947 versus $1,249 in Havirov. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Havirov?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or to Havirov?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Havirov makes more sense. Both are solid long-term options with distinct trade-offs.
Chiang Mai vs other spots: cost of living compared