😐A single person spends $866 per month in Chiang Mai vs $461 in Garissa, rent included.
😐A couple spends around $1,351 per month in Chiang Mai vs $775 in Garissa, rent included.
😐A family of three spends $1,835 per month in Chiang Mai vs $1,089 in Garissa, rent included.
😐Chiang Mai costs about 88% more than Garissa, driven mainly by Groceries & Markets.
📊Both Chiang Mai and Garissa are more affordable than the global median – Chiang Mai35% lower, Garissa66% lower.
Currency
🍽 Eating Out
Chiang Mai
Garissa
Difference
Meal at Budget Restaurant
$1.94฿63.5
$6.38KES 827
-69.59%
Three-Course Dinner for Two, Mid-Range
$18.64฿609
$22.95KES 2,974
-18.78%
Fast Food Meal(McDonalds, etc)
$7.82฿255
$2.67KES 346
192.88%
Cappuccino
$1.95฿63.8
$4.16KES 539
-53.13%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.85฿27.77
$1.10KES 143
-22.73%
Water(0.33 liter bottle)
$0.35฿11.58
$0.68KES 87.9
-48.53%
Local Beer(0.5 liter draught)
$2.13฿69.6
$1.90KES 246
12.11%
Imported Beer(0.33 liter bottle)
$3.73฿122
$2.65KES 343
40.75%
🛒 Groceries & Markets
Chiang Mai
Garissa
Difference
Milk(1 liter)
$1.71฿56.0
$0.84KES 109
103.57%
White Bread(500g)
$1.63฿53.2
$0.51KES 66.3
219.61%
Rice(white)(1kg)
$1.14฿37.15
$1.15KES 149
-0.87%
Eggs
$1.93฿63.1
$1.65KES 214
16.97%
Local Cheese(1kg)
$16.21฿530
-
-
Chicken Fillets(1kg)
$3.12฿102
$6.32KES 819
-50.63%
Beef Round Steak(1kg)
$10.90฿356
$4.25KES 550
156.47%
Apples(1kg)
$2.75฿90.0
$3.15KES 408
-12.70%
Banana(1kg)
$1.21฿39.52
$2.28KES 296
-46.93%
Oranges(1kg)
$1.62฿53.0
$3.08KES 399
-47.40%
Tomato(1kg)
$1.59฿51.8
$0.64KES 83.4
148.44%
Potato(1kg)
$1.40฿45.70
$0.86KES 112
62.79%
Onion(1kg)
$1.17฿38.17
$1.14KES 148
2.63%
Lettuce(1 head)
$0.66฿21.60
$0.70KES 90.2
-5.71%
Water(1.5 liter bottle)
$0.53฿17.22
$0.44KES 57.2
20.45%
Cigarettes 20 Pack(Marlboro, Camel)
$4.69฿153
$2.29KES 297
104.80%
Wine(Bottle)
$18.66฿609
$5.66KES 733
229.68%
Local Beer(0.5 liter bottle)
$1.80฿58.8
$1.87KES 243
-3.74%
Imported Beer(0.33 liter bottle)
$3.23฿106
$3.20KES 414
0.94%
🚌 Getting Around
Chiang Mai
Garissa
Difference
One-way Ticket(Public Transport)
$0.90฿29.26
-
-
Public Transport Monthly Pass(Regular Price)
$19.21฿628
-
-
Taxi Start(Normal Tariff)
$1.41฿45.91
$2.31KES 299
-38.96%
Taxi(Normal Tariff)(1km)
$1.29฿42.12
-
-
Taxi 1hour Waiting(Normal Tariff)
$7.84฿256
-
-
Gasoline(1 liter)
$1.27฿41.58
$1.08KES 140
17.59%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.3K฿694.9K
-
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.2K฿725.4K
$9,343KES 1.2M
137.74%
🧾 Monthly Utilities & Internet
Chiang Mai
Garissa
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$69.1฿2,256
$15.74KES 2,040
338.82%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$14.08฿460
-
-
Internet(50+ Mbps, Unlimited Data)
$18.00฿588
$23.24KES 3,011
-22.55%
🎉 Sport & Entertainment
Chiang Mai
Garissa
Difference
Gym Membership(Monthly)
$41.06฿1,341
$22.82KES 2,956
79.93%
Tennis Court(1 Hour on Weekend)
$6.96฿227
-
-
Cinema Ticket
$5.92฿193
-
-
🧸 Childcare & Education
Chiang Mai
Garissa
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$299฿9,766
-
-
International Primary School, 1 Child(Yearly)
$15.0K฿488.3K
-
-
👕👟 Clothing & Footwear
Chiang Mai
Garissa
Difference
Jeans(Levis 501 Or Similar)
$54.7฿1,787
$11.81KES 1,531
363.17%
Summer Dress(H&M, Zara, etc)
$26.77฿874
$7.53KES 976
255.51%
Sport Shoes(Adidas, Nike)
$85.0฿2,776
$22.75KES 2,948
273.58%
Men's Leather Business Shoes
$70.6฿2,306
$23.61KES 3,058
199.03%
🏠 Accommodation & Living
Chiang Mai
Garissa
Difference
1-bedroom Apartment, City Center(Monthly)
$428฿14.0K
$99.9KES 12.9K
328.56%
1-bedroom Apartment, Outside City Center(Monthly)
$237฿7,752
$77.2KES 10.0K
207.40%
3-bedroom Apartment, City Center(Monthly)
$801฿26.2K
$191KES 24.8K
318.70%
3-bedroom Apartment, Outside City Center(Monthly)
$515฿16.8K
$173KES 22.5K
197.28%
Buy Apartment in City Center(m2)
$1,975฿64.5K
-
-
Buy Apartment Outside City Center(m2)
$1,475฿48.2K
-
-
💵 Salaries & Financials
Chiang Mai
Garissa
Difference
Average Monthly Net Salary(After Tax)
$617฿20.2K
$128KES 16.6K
382.91%
20-Year Fixed Mortgage Interest Rate(Annual %)
5
0
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chiang Mai: May 31, 2026
Last update for Garissa: June 1, 2026
Cost Breakdown
🏠A central one-bedroom costs $428 in Chiang Mai versus $99.9 in Garissa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 383% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $19.00 in Chiang Mai versus $23.00 in Garissa. Groceries tell a different story – $246 in Chiang Mai vs $154 in Garissa – so Garissa wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Garissa: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Garissa?
Chiang Mai costs about 88% more than Garissa, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai vs Garissa?
For a comfortable life, plan on about $1,300 per month in Chiang Mai and $691 in Garissa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Garissa?
Rent is clearly cheaper in Garissa, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in Chiang Mai compared to Garissa?
Monthly expenses with rent come to $866 in Chiang Mai and $461 in Garissa. The difference isn't just one category – it shows up across housing, food, transport, and services.
Are groceries more expensive in Chiang Mai or Garissa?
Groceries cost about 60% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,200/month in Chiang Mai or Garissa?
$1,200 covers both cities comfortably – all-in costs are $866 in Chiang Mai and $461 in Garissa, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Chiang Mai or Garissa?
For digital nomads, it depends on budget. Garissa costs $461 versus $866 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Garissa?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or Garissa?
If budget matters most, go with Garissa. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.
Chiang Mai vs other spots: cost of living compared