Cost of Living Comparison Between Chiang Mai and Chernihiv Cost of Living Comparison Between Chiang Mai and Chernihiv

Monthly Cost of Living

A single person spends $932 per month in Chiang Mai vs $649 in Chernihiv, rent included.

A couple spends around $1,399 per month in Chiang Mai vs $962 in Chernihiv, rent included.

A family of three spends $1,866 per month in Chiang Mai vs $1,274 in Chernihiv, rent included.

Chiang Mai costs about 44% more than Chernihiv, driven mainly by Groceries & Markets.

Both Chiang Mai and Chernihiv are more affordable than the global median – Chiang Mai 32% lower, Chernihiv 53% lower.

Meal at Budget Restaurant

$2.08 ฿69.2

$7.89 ₴352

-73.64%

Three-Course Dinner for Two, Mid-Range

$19.61 ฿652

$21.71 ₴968

-9.67%

Fast Food Meal (McDonalds, etc)

$5.67 ฿189

$4.90 ₴219

15.71%

Cappuccino

$1.81 ฿60.0

$1.13 ₴50.5

60.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.77 ฿25.55

$0.50 ₴22.25

54.00%

Water (0.33 liter bottle)

$0.35 ฿11.48

$0.35 ₴15.44

Local Beer (0.5 liter draught)

$2.21 ฿73.6

$0.81 ₴35.97

172.84%

Imported Beer (0.33 liter bottle)

$3.79 ฿126

$1.31 ₴58.3

189.31%

Milk (1 liter)

$2.05 ฿68.1

$1.18 ₴52.6

73.73%

White Bread (500g)

$1.51 ฿50.4

$0.67 ₴29.85

125.37%

Rice (white) (1kg)

$1.40 ฿46.51

$1.41 ₴63.1

-0.71%

Eggs

$2.26 ฿75.1

$1.51 ₴67.5

49.67%

Local Cheese (1kg)

$16.19 ฿538

$4.90 ₴218

230.41%

Chicken Fillets (1kg)

$2.90 ฿96.3

$4.30 ₴192

-32.56%

Beef Round Steak (1kg)

$9.42 ฿313

$7.28 ₴325

29.40%

Apples (1kg)

$2.68 ฿89.1

$0.90 ₴40.30

197.78%

Banana (1kg)

$1.09 ฿36.23

$1.30 ₴57.8

-16.15%

Oranges (1kg)

$1.62 ฿53.8

$1.36 ₴60.5

19.12%

Tomato (1kg)

$1.46 ฿48.55

$1.63 ₴72.7

-10.43%

Potato (1kg)

$1.28 ฿42.48

$0.88 ₴39.28

45.45%

Onion (1kg)

$1.06 ฿35.17

$0.66 ₴29.22

60.61%

Lettuce (1 head)

$0.72 ฿23.85

$0.85 ₴37.97

-15.29%

Water (1.5 liter bottle)

$0.53 ฿17.49

$0.56 ₴25.17

-5.36%

Cigarettes 20 Pack (Marlboro, Camel)

$4.23 ฿141

$2.56 ₴114

65.23%

Wine (Bottle)

$18.29 ฿608

$4.11 ₴183

345.01%

Local Beer (0.5 liter bottle)

$1.63 ฿54.2

$0.85 ₴37.85

91.76%

Imported Beer (0.33 liter bottle)

$2.90 ฿96.5

$1.27 ₴56.6

128.35%

One-way Ticket (Public Transport)

$0.88 ฿29.20

$0.41 ₴18.19

114.63%

Public Transport Monthly Pass (Regular Price)

$53.8 ฿1,788

$14.58 ₴650

268.79%

Taxi Start (Normal Tariff)

$1.17 ฿38.99

$1.20 ₴53.6

-2.50%

Taxi (Normal Tariff) (1km)

$0.58 ฿19.22

$0.20 ₴8.77

190.00%

Taxi 1hour Waiting (Normal Tariff)

$2.39 ฿79.3

$5.33 ₴238

-55.16%

Gasoline (1 liter)

$1.45 ฿48.22

$1.42 ₴63.4

2.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ฿698.6K

$26.5K ₴1.2M

-20.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K ฿878.6K

$25.8K ₴1.1M

2.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$63.7 ฿2,116

$62.0 ₴2,765

2.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.89 ฿429

$5.90 ₴263

118.47%

Internet (50+ Mbps, Unlimited Data)

$20.52 ฿682

$4.55 ₴203

350.99%

Gym Membership (Monthly)

$39.02 ฿1,297

$26.82 ₴1,196

45.49%

Tennis Court (1 Hour on Weekend)

$3.92 ฿130

$6.91 ₴308

-43.27%

Cinema Ticket

$6.58 ฿219

$4.17 ₴186

57.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$784 ฿26.1K

$222 ₴9,887

253.65%

International Primary School, 1 Child (Yearly)

$14.7K ฿487.9K

Jeans (Levis 501 Or Similar)

$55.1 ฿1,833

$42.30 ₴1,886

30.28%

Summer Dress (H&M, Zara, etc)

$24.74 ฿823

$27.54 ₴1,228

-10.17%

Sport Shoes (Adidas, Nike)

$94.1 ฿3,130

$70.3 ₴3,136

33.88%

Men's Leather Business Shoes

$74.0 ฿2,459

$77.1 ₴3,438

-4.05%

1-bedroom Apartment, City Center (Monthly)

$490 ฿16.3K

$227 ₴10.1K

116.20%

1-bedroom Apartment, Outside City Center (Monthly)

$288 ฿9,582

$169 ₴7,550

70.25%

3-bedroom Apartment, City Center (Monthly)

$891 ฿29.6K

$306 ₴13.7K

190.96%

3-bedroom Apartment, Outside City Center (Monthly)

$521 ฿17.3K

$224 ₴10.0K

132.26%

Buy Apartment in City Center (m2)

$1,974 ฿65.6K

$908 ₴40.5K

117.30%

Buy Apartment Outside City Center (m2)

$1,444 ฿48.0K

$654 ₴29.2K

120.91%

Average Monthly Net Salary (After Tax)

$602 ฿20.0K

$414 ₴18.5K

45.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

15.25

-63.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: September 13, 2026

Last update for Chernihiv: September 15, 2026

Cost Breakdown

A central one-bedroom costs $490 in Chiang Mai versus $227 in Chernihiv. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 45% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $20.00 in Chiang Mai versus $22.00 in Chernihiv. Groceries tell a different story – $241 in Chiang Mai vs $143 in Chernihiv – so Chernihiv wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Chernihiv: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $932 in Chiang Mai, $649 in Chernihiv – roughly 44% apart. Chiang Mai costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,398 per month in Chiang Mai and $974 in Chernihiv. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chernihiv, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $20.00 in Chiang Mai and $22.00 in Chernihiv. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $932 in Chiang Mai and $649 in Chernihiv. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,000 monthly budget goes further in Chernihiv, where all-in costs run around $649, than in Chiang Mai at $932. In Chernihiv it covers expenses comfortably, while in Chiang Mai it requires careful planning or may not stretch far enough.

It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $649 in Chernihiv to $932 in Chiang Mai. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chernihiv. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.