Last update: Nov 2026

Cost of Living Comparison Between Chiang Mai and Chernihiv

For one person, living is cheaper in Chernihiv: $621 a month against $935 in Chiang Mai, rent and utilities included – about $3,800 less a year. Rent and utilities account for about half of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
30

Cost of Living Index in Chernihiv
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Chernihiv Living Index

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Chiang Mai

🇹🇭 Thailand

$935

/mo nomad

Chernihiv

🇺🇦 Ukraine

$621

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Chernihiv

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Chernihiv actually costs, broken down by who's living it.

A single person spends $935 per month in Chiang Mai vs $621 in Chernihiv, rent included.

Chiang Mai $935
Chernihiv $621

A couple spends around $1,467 per month in Chiang Mai vs $939 in Chernihiv, rent included.

Chiang Mai $1,467
Chernihiv $939

A family of three spends $1,999 per month in Chiang Mai vs $1,257 in Chernihiv, rent included.

Chiang Mai $1,999
Chernihiv $1,257

Chiang Mai costs about 51% more than Chernihiv, and outside of rent the biggest gap is in groceries.

Both Chiang Mai and Chernihiv are more affordable than the global median – Chiang Mai 31% lower, Chernihiv 54% lower.

Meal at Budget Restaurant

$2.13 ฿72.0

$7.60 ₴345

-71.97%

Three-Course Dinner for Two, Mid-Range

$18.62 ฿628

$20.53 ₴931

-9.30%

Fast Food Meal (McDonalds, etc)

$5.60 ฿189

$4.92 ₴223

13.82%

Cappuccino

$1.66 ฿56.1

$1.13 ₴51.4

46.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.65 ฿21.83

$0.49 ₴22.03

32.65%

Water (0.33 liter bottle)

$0.30 ฿10.29

$0.34 ₴15.21

-11.76%

Local Beer (0.5 liter draught)

$2.32 ฿78.4

$0.74 ₴33.41

213.51%

Imported Beer (0.33 liter bottle)

$3.67 ฿124

$1.29 ₴58.7

184.50%

Milk (1 liter)

$2.02 ฿68.0

$1.15 ₴52.3

75.65%

White Bread (500g)

$1.41 ฿47.51

$0.70 ₴31.83

101.43%

Rice (white) (1kg)

$1.39 ฿46.96

$1.44 ₴65.4

-3.47%

Eggs

$2.37 ฿79.9

$1.56 ₴70.9

51.92%

Local Cheese (1kg)

$16.52 ฿557

$4.97 ₴225

232.39%

Chicken Fillets (1kg)

$2.67 ฿90.1

$4.01 ₴182

-33.42%

Beef Round Steak (1kg)

$9.02 ฿304

$6.98 ₴316

29.23%

Apples (1kg)

$2.40 ฿80.9

$0.88 ₴39.94

172.73%

Banana (1kg)

$1.04 ฿35.13

$1.25 ₴56.9

-16.80%

Oranges (1kg)

$1.66 ฿56.0

$1.30 ₴58.8

27.69%

Tomato (1kg)

$1.56 ฿52.6

$1.55 ₴70.4

0.65%

Potato (1kg)

$1.24 ฿41.76

$0.85 ₴38.46

45.88%

Onion (1kg)

$1.09 ฿36.66

$0.67 ₴30.35

62.69%

Lettuce (1 head)

$0.76 ฿25.70

$0.89 ₴40.48

-14.61%

Water (1.5 liter bottle)

$0.51 ฿17.35

$0.53 ₴24.25

-3.77%

Cigarettes 20 Pack (Marlboro, Camel)

$4.12 ฿139

$2.51 ₴114

64.14%

Wine (Bottle)

$17.93 ฿605

$3.89 ₴177

360.93%

Local Beer (0.5 liter bottle)

$1.62 ฿54.8

$0.89 ₴40.19

82.02%

Imported Beer (0.33 liter bottle)

$2.82 ฿95.2

$1.23 ₴55.8

129.27%

One-way Ticket (Public Transport)

$0.93 ฿31.53

$0.36 ₴16.47

158.33%

Public Transport Monthly Pass (Regular Price)

$52.9 ฿1,785

$13.97 ₴634

278.60%

Taxi Start (Normal Tariff)

$1.18 ฿39.70

$1.21 ₴55.0

-2.48%

Taxi (Normal Tariff) (1km)

$0.17 ฿5.79

$0.20 ₴9.06

-15.00%

Taxi 1hour Waiting (Normal Tariff)

$1.81 ฿61.1

$5.34 ₴242

-66.10%

Gasoline (1 liter)

$1.47 ฿49.69

$1.40 ₴63.4

5.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ฿708.9K

$24.9K ₴1.1M

-15.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K ฿894.6K

$24.8K ₴1.1M

7.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.6 ฿2,111

$60.2 ₴2,730

3.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.60 ฿392

$5.84 ₴265

98.63%

Internet (50+ Mbps, Unlimited Data)

$20.30 ฿685

$4.42 ₴200

359.28%

Gym Membership (Monthly)

$37.88 ฿1,278

$25.88 ₴1,174

46.37%

Tennis Court (1 Hour on Weekend)

$3.70 ฿125

$6.60 ₴299

-43.94%

Cinema Ticket

$6.51 ฿220

$4.19 ₴190

55.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$727 ฿24.5K

$223 ₴10.1K

226.34%

International Primary School, 1 Child (Yearly)

$16.6K ฿559.2K

$2,898 ₴131.4K

471.97%

Jeans (Levis 501 Or Similar)

$53.5 ฿1,807

$41.59 ₴1,886

28.73%

Summer Dress (H&M, Zara, etc)

$24.80 ฿837

$26.87 ₴1,218

-7.70%

Sport Shoes (Adidas, Nike)

$90.4 ฿3,050

$69.9 ₴3,169

29.39%

Men's Leather Business Shoes

$72.0 ฿2,428

$76.7 ₴3,479

-6.17%

1-bedroom Apartment, City Center (Monthly)

$481 ฿16.2K

$218 ₴9,878

120.93%

1-bedroom Apartment, Outside City Center (Monthly)

$310 ฿10.5K

$164 ₴7,416

89.55%

3-bedroom Apartment, City Center (Monthly)

$1,058 ฿35.7K

$290 ₴13.2K

264.34%

3-bedroom Apartment, Outside City Center (Monthly)

$659 ฿22.2K

$222 ₴10.1K

197.12%

Buy Apartment in City Center (m2)

$2,418 ฿81.6K

$907 ₴41.1K

166.60%

Buy Apartment Outside City Center (m2)

$1,609 ฿54.3K

$655 ₴29.7K

145.52%

Average Monthly Net Salary (After Tax)

$595 ฿20.1K

$369 ₴16.7K

61.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

15.25

-63.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: November 1, 2026

Last update for Chernihiv: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$310 33.1%

Chernihiv

$164 26.3% 47.2% $146

Groceries & Markets

Chiang Mai

$237 25.3%

Chernihiv

$140 22.5% 40.9% $97

Clothing & Footwear

Chiang Mai

$108 11.6%

Chernihiv

$97 15.6% 10.7% $12

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Chernihiv

$70 11.3% 25.4% $24

Eating Out

Chiang Mai

$77 8.2%

Chernihiv

$99 15.9% 28.9% $22

Getting Around

Chiang Mai

$59 6.3%

Chernihiv

$18 2.8% 69.9% $41

Sport & Entertainment

Chiang Mai

$51 5.4%

Chernihiv

$34 5.5% 32.7% $17

Cost Breakdown

A central one-bedroom costs $481 in Chiang Mai versus $218 in Chernihiv. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 61% higher in Chiang Mai. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19 in Chiang Mai versus $21 in Chernihiv. Groceries tell a different story – $237 in Chiang Mai vs $140 in Chernihiv – so Chernihiv wins on supermarket bills even if dining out costs more.

Good to know

🇹🇭 Chiang Mai

🇺🇦 Chernihiv

🕒 Local time

05:56 5:56 AM

00:56 12:56 AM

5 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

293,969

💱 Currency

Thai Baht THB ฿

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.65 EUR

100 UAH = 2.2 USD

100 UAH = 1.97 EUR

Exchange rates and currency converter

UAH, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 3, 2026: 1 USD = 33.74 THB (100 THB = 2.96 USD). 1 EUR = 37.73 THB (100 THB = 2.65 EUR).

Ukrainian Hryvnia exchange rates as of November 3, 2026: 1 USD = 45.35 UAH (100 UAH = 2.2 USD). 1 EUR = 50.72 UAH (100 UAH = 1.97 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Chiang Mai Chernihiv 6,850 km ≈ 9 h nonstop flight

From you

Chiang Mai
Chernihiv

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Chernihiv: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $935 in Chiang Mai, $621 in Chernihiv – Chernihiv comes out roughly 34% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,403 per month in Chiang Mai and $932 in Chernihiv. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chernihiv, especially for central apartments: a one-bedroom in the center costs $218 there versus $481 in Chiang Mai.

A mid-range dinner for two costs $19 in Chiang Mai and $21 in Chernihiv. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $935 in Chiang Mai and $621 in Chernihiv. That makes Chernihiv about 34% cheaper.

$1,200 covers both cities comfortably – all-in costs are $935 in Chiang Mai and $621 in Chernihiv, leaving budget for savings and extras in both cases.

Families tend to lean toward Chernihiv – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Chernihiv. If higher salaries or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.