Cost of Living Comparison Between Chiang Mai and Chernihiv Cost of Living Comparison Between Chiang Mai and Chernihiv

Monthly Cost of Living

A single person spends $861 per month in Chiang Mai vs $722 in Chernihiv, rent included.

A couple spends around $1,350 per month in Chiang Mai vs $1,035 in Chernihiv, rent included.

A family of three spends $1,838 per month in Chiang Mai vs $1,349 in Chernihiv, rent included.

Chiang Mai costs about 19% more than Chernihiv, driven mainly by Groceries & Markets.

Both Chiang Mai and Chernihiv are more affordable than the global median – Chiang Mai 36% lower, Chernihiv 46% lower.

Meal at Budget Restaurant

$1.96 ฿65.9

$4.87 ₴217

-59.75%

Three-Course Dinner for Two, Mid-Range

$18.35 ฿617

$14.22 ₴635

29.04%

Fast Food Meal (McDonalds, etc)

$7.48 ฿252

$4.97 ₴222

50.50%

Cappuccino

$2.02 ฿67.8

$1.15 ₴51.2

75.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.85 ฿28.52

$0.67 ₴29.71

26.87%

Water (0.33 liter bottle)

$0.36 ฿11.97

$0.35 ₴15.42

2.86%

Local Beer (0.5 liter draught)

$2.14 ฿71.9

$0.84 ₴37.33

154.76%

Imported Beer (0.33 liter bottle)

$3.59 ฿121

$1.34 ₴59.9

167.91%

Milk (1 liter)

$1.65 ฿55.5

$1.19 ₴53.3

38.66%

White Bread (500g)

$1.57 ฿52.7

$0.66 ₴29.56

137.88%

Rice (white) (1kg)

$1.19 ฿40.05

$1.36 ₴60.8

-12.50%

Eggs

$1.94 ฿65.1

$1.70 ₴75.7

14.12%

Local Cheese (1kg)

$16.19 ฿545

$8.28 ₴369

95.53%

Chicken Fillets (1kg)

$2.99 ฿101

$4.27 ₴190

-29.98%

Beef Round Steak (1kg)

$10.94 ฿368

$7.10 ₴317

54.08%

Apples (1kg)

$2.71 ฿91.2

$0.87 ₴38.77

211.49%

Banana (1kg)

$1.17 ฿39.27

$1.43 ₴63.9

-18.18%

Oranges (1kg)

$1.69 ฿56.8

$1.55 ₴69.0

9.03%

Tomato (1kg)

$1.60 ฿54.0

$1.83 ₴81.5

-12.57%

Potato (1kg)

$1.38 ฿46.56

$0.85 ₴37.81

62.35%

Onion (1kg)

$1.20 ฿40.47

$0.59 ₴26.23

103.39%

Lettuce (1 head)

$0.67 ฿22.51

$1.08 ₴48.09

-37.96%

Water (1.5 liter bottle)

$0.56 ฿18.74

$0.57 ₴25.62

-1.75%

Cigarettes 20 Pack (Marlboro, Camel)

$4.64 ฿156

$2.86 ₴128

62.24%

Wine (Bottle)

$17.62 ฿593

$4.13 ₴184

326.63%

Local Beer (0.5 liter bottle)

$1.86 ฿62.6

$0.76 ₴33.78

144.74%

Imported Beer (0.33 liter bottle)

$3.30 ฿111

$1.19 ₴53.0

177.31%

One-way Ticket (Public Transport)

$0.88 ฿29.70

$0.42 ₴18.73

109.52%

Public Transport Monthly Pass (Regular Price)

$19.34 ฿651

$23.94 ₴1,068

-19.21%

Taxi Start (Normal Tariff)

$1.36 ฿45.92

$1.34 ₴59.9

1.49%

Taxi (Normal Tariff) (1km)

$1.34 ฿45.00

$0.35 ₴15.46

282.86%

Taxi 1hour Waiting (Normal Tariff)

$8.21 ฿276

$4.45 ₴199

84.49%

Gasoline (1 liter)

$1.22 ฿41.20

$1.30 ₴58.1

-6.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.4K ฿718.5K

$24.4K ₴1.1M

-12.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.5K ฿758.1K

$24.3K ₴1.1M

-7.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$70.7 ฿2,378

$90.6 ₴4,042

-22.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.04 ฿472

$5.53 ₴247

153.89%

Internet (50+ Mbps, Unlimited Data)

$17.49 ฿589

$6.31 ₴282

177.18%

Gym Membership (Monthly)

$42.15 ฿1,418

$21.49 ₴959

96.14%

Tennis Court (1 Hour on Weekend)

$6.88 ฿231

$10.74 ₴479

-35.94%

Cinema Ticket

$5.92 ฿199

$4.40 ₴196

34.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$309 ฿10.4K

$214 ₴9,563

43.96%

International Primary School, 1 Child (Yearly)

$14.9K ฿500.7K

$2,880 ₴128.5K

416.53%

Jeans (Levis 501 Or Similar)

$55.8 ฿1,876

$47.72 ₴2,129

16.85%

Summer Dress (H&M, Zara, etc)

$26.11 ฿879

$35.38 ₴1,579

-26.20%

Sport Shoes (Adidas, Nike)

$83.0 ฿2,793

$102 ₴4,537

-18.35%

Men's Leather Business Shoes

$70.5 ฿2,371

$115 ₴5,112

-38.51%

1-bedroom Apartment, City Center (Monthly)

$432 ฿14.5K

$226 ₴10.1K

91.37%

1-bedroom Apartment, Outside City Center (Monthly)

$239 ฿8,040

$178 ₴7,937

34.30%

3-bedroom Apartment, City Center (Monthly)

$822 ฿27.7K

$331 ₴14.8K

148.13%

3-bedroom Apartment, Outside City Center (Monthly)

$512 ฿17.2K

$243 ₴10.8K

110.76%

Buy Apartment in City Center (m2)

$1,915 ฿64.4K

$900 ₴40.2K

112.72%

Buy Apartment Outside City Center (m2)

$1,467 ฿49.4K

$644 ₴28.7K

127.86%

Average Monthly Net Salary (After Tax)

$579 ฿19.5K

$449 ₴20.0K

29.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

19.34

-74.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: July 12, 2026

Last update for Chernihiv: July 11, 2026

Cost Breakdown

A central one-bedroom costs $432 in Chiang Mai versus $226 in Chernihiv. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 29% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $18.00 in Chiang Mai versus $14.00 in Chernihiv. Monthly groceries follow the same trend: $243 vs $156 – making Chernihiv the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Chernihiv: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $861 in Chiang Mai, $722 in Chernihiv – roughly 19% apart. Chiang Mai costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,292 per month in Chiang Mai and $1,083 in Chernihiv. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chernihiv, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $18.00 in Chiang Mai and $14.00 in Chernihiv. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $861 in Chiang Mai and $722 in Chernihiv. The difference isn't just one category – it shows up across housing, food, transport, and services.

$1,200 covers both cities comfortably – all-in costs are $861 in Chiang Mai and $722 in Chernihiv, leaving budget for savings and extras in both cases.

It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $722 in Chernihiv to $861 in Chiang Mai. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chernihiv. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.