🙂A single person spends $700 per month in Chernihiv vs $866 in Chiang Mai, rent included.
🙂A couple spends around $1,045 per month in Chernihiv vs $1,351 in Chiang Mai, rent included.
🙂A family of three spends $1,391 per month in Chernihiv vs $1,835 in Chiang Mai, rent included.
🙂Chernihiv is about 19% cheaper than Chiang Mai, driven mainly by Groceries & Markets.
📊Both Chernihiv and Chiang Mai are more affordable than the global median – Chernihiv48% lower, Chiang Mai35% lower.
Currency
🍽 Eating Out
Chernihiv
Chiang Mai
Difference
Meal at Budget Restaurant
$4.75₴211
$1.94฿63.5
144.85%
Three-Course Dinner for Two, Mid-Range
$14.74₴653
$18.64฿609
-20.92%
Fast Food Meal(McDonalds, etc)
$5.21₴231
$7.82฿255
-33.38%
Cappuccino
$1.11₴49.22
$1.95฿63.8
-43.08%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.62₴27.67
$0.85฿27.77
-27.06%
Water(0.33 liter bottle)
$0.35₴15.43
$0.35฿11.58
-
Local Beer(0.5 liter draught)
$0.88₴39.20
$2.13฿69.6
-58.69%
Imported Beer(0.33 liter bottle)
$1.34₴59.5
$3.73฿122
-64.08%
🛒 Groceries & Markets
Chernihiv
Chiang Mai
Difference
Milk(1 liter)
$1.18₴52.3
$1.71฿56.0
-30.99%
White Bread(500g)
$0.70₴31.10
$1.63฿53.2
-57.06%
Rice(white)(1kg)
$1.40₴62.2
$1.14฿37.15
22.81%
Eggs
$1.71₴75.7
$1.93฿63.1
-11.40%
Local Cheese(1kg)
$8.45₴374
$16.21฿530
-47.87%
Chicken Fillets(1kg)
$4.48₴199
$3.12฿102
43.59%
Beef Round Steak(1kg)
$7.44₴330
$10.90฿356
-31.74%
Apples(1kg)
$0.91₴40.32
$2.75฿90.0
-66.91%
Banana(1kg)
$1.46₴64.8
$1.21฿39.52
20.66%
Oranges(1kg)
$1.55₴68.5
$1.62฿53.0
-4.32%
Tomato(1kg)
$1.84₴81.5
$1.59฿51.8
15.72%
Potato(1kg)
$0.85₴37.45
$1.40฿45.70
-39.29%
Onion(1kg)
$0.56₴24.60
$1.17฿38.17
-52.14%
Lettuce(1 head)
$1.06₴47.09
$0.66฿21.60
60.61%
Water(1.5 liter bottle)
$0.55₴24.36
$0.53฿17.22
3.77%
Cigarettes 20 Pack(Marlboro, Camel)
$2.74₴121
$4.69฿153
-41.58%
Wine(Bottle)
$3.99₴177
$18.66฿609
-78.62%
Local Beer(0.5 liter bottle)
$0.75₴33.24
$1.80฿58.8
-58.33%
Imported Beer(0.33 liter bottle)
$1.18₴52.4
$3.23฿106
-63.47%
🚌 Getting Around
Chernihiv
Chiang Mai
Difference
One-way Ticket(Public Transport)
$0.46₴20.40
$0.90฿29.26
-48.89%
Public Transport Monthly Pass(Regular Price)
$24.02₴1,064
$19.21฿628
25.04%
Taxi Start(Normal Tariff)
$1.35₴60.0
$1.41฿45.91
-4.26%
Taxi(Normal Tariff)(1km)
$0.38₴16.73
$1.29฿42.12
-70.54%
Taxi 1hour Waiting(Normal Tariff)
$4.41₴195
$7.84฿256
-43.75%
Gasoline(1 liter)
$1.29₴57.1
$1.27฿41.58
1.57%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.9K₴1.1M
$21.3K฿694.9K
12.47%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.0K₴1.1M
$22.2K฿725.4K
12.69%
🧾 Monthly Utilities & Internet
Chernihiv
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$89.7₴3,972
$69.1฿2,256
29.81%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$5.71₴253
$14.08฿460
-59.45%
Internet(50+ Mbps, Unlimited Data)
$6.27₴278
$18.00฿588
-65.17%
🎉 Sport & Entertainment
Chernihiv
Chiang Mai
Difference
Gym Membership(Monthly)
$21.92₴971
$41.06฿1,341
-46.61%
Tennis Court(1 Hour on Weekend)
$10.82₴479
$6.96฿227
55.46%
Cinema Ticket
$4.40₴195
$5.92฿193
-25.68%
🧸 Childcare & Education
Chernihiv
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$221₴9,785
$299฿9,766
-26.14%
International Primary School, 1 Child(Yearly)
$2,855₴126.5K
$15.0K฿488.3K
-80.90%
👕👟 Clothing & Footwear
Chernihiv
Chiang Mai
Difference
Jeans(Levis 501 Or Similar)
$48.81₴2,162
$54.7฿1,787
-10.77%
Summer Dress(H&M, Zara, etc)
$36.03₴1,596
$26.77฿874
34.59%
Sport Shoes(Adidas, Nike)
$103₴4,565
$85.0฿2,776
21.25%
Men's Leather Business Shoes
$115₴5,092
$70.6฿2,306
62.80%
🏠 Accommodation & Living
Chernihiv
Chiang Mai
Difference
1-bedroom Apartment, City Center(Monthly)
$224₴9,928
$428฿14.0K
-47.66%
1-bedroom Apartment, Outside City Center(Monthly)
$180₴7,988
$237฿7,752
-24.03%
3-bedroom Apartment, City Center(Monthly)
$324₴14.4K
$801฿26.2K
-59.53%
3-bedroom Apartment, Outside City Center(Monthly)
$243₴10.8K
$515฿16.8K
-52.89%
Buy Apartment in City Center(m2)
$896₴39.7K
$1,975฿64.5K
-54.61%
Buy Apartment Outside City Center(m2)
$647₴28.7K
$1,475฿48.2K
-56.14%
💵 Salaries & Financials
Chernihiv
Chiang Mai
Difference
Average Monthly Net Salary(After Tax)
$444₴19.7K
$617฿20.2K
-28.05%
20-Year Fixed Mortgage Interest Rate(Annual %)
19.34
5
286.80%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chernihiv: May 31, 2026
Last update for Chiang Mai: May 31, 2026
Cost Breakdown
🏠A central one-bedroom costs $224 in Chernihiv versus $428 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 39% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $15.00 in Chernihiv versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $159 vs $246 – making Chernihiv the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chernihiv vs Chiang Mai: Cost of Living - Frequently Asked Questions
How do living costs in Chernihiv and Chiang Mai compare overall?
Monthly costs with rent: $700 in Chernihiv, $866 in Chiang Mai – roughly 24% apart. Chiang Mai costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Chernihiv compared to Chiang Mai?
For a comfortable life, plan on about $1,049 per month in Chernihiv and $1,300 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Chernihiv and Chiang Mai?
Rent is clearly cheaper in Chernihiv, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $15.00 in Chernihiv and $19.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Chernihiv or Chiang Mai?
Monthly expenses with rent come to $700 in Chernihiv and $866 in Chiang Mai. The difference isn't just one category – it shows up across housing, food, transport, and services.
How far does $1,200 go in Chernihiv vs Chiang Mai?
$1,200 covers both cities comfortably – all-in costs are $700 in Chernihiv and $866 in Chiang Mai, leaving budget for savings and extras in both cases.
How does quality of life compare between Chernihiv and Chiang Mai?
It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $700 in Chernihiv to $866 in Chiang Mai. Climate, culture, job market, and personal taste all factor in.
Is Chernihiv or Chiang Mai safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Chernihiv and Chiang Mai?
If budget matters most, go with Chernihiv. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.