Last update: Oct 2026

Cost of Living Comparison Between Chernihiv and Chiang Mai

For one person, living is cheaper in Chernihiv: $628 a month against $938 in Chiang Mai, rent and utilities included – about $3,700 less a year. Rent and utilities account for about half of the difference.

31

Cost of Living Index in Chernihiv
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Chernihiv Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Chernihiv

🇺🇦 Ukraine

$628

/mo nomad

Chiang Mai

🇹🇭 Thailand

$938

/mo nomad

Monthly Cost of Living

How much you'll spend in Chernihiv and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chernihiv and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $628 per month in Chernihiv vs $938 in Chiang Mai, rent included.

Chernihiv $628
Chiang Mai $938

A couple spends around $951 per month in Chernihiv vs $1,426 in Chiang Mai, rent included.

Chernihiv $951
Chiang Mai $1,426

A family of three spends $1,274 per month in Chernihiv vs $1,914 in Chiang Mai, rent included.

Chernihiv $1,274
Chiang Mai $1,914

Chernihiv is about 33% cheaper than Chiang Mai, and outside of rent the biggest gap is in groceries.

Both Chernihiv and Chiang Mai are more affordable than the global median – Chernihiv 53% lower, Chiang Mai 30% lower.

Meal at Budget Restaurant

$7.78 ₴349

$2.26 ฿75.4

244.25%

Three-Course Dinner for Two, Mid-Range

$21.22 ₴953

$19.18 ฿641

10.64%

Fast Food Meal (McDonalds, etc)

$4.78 ₴215

$5.59 ฿187

-14.49%

Cappuccino

$1.09 ₴48.90

$1.72 ฿57.6

-36.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.50 ₴22.30

$0.64 ฿21.54

-21.88%

Water (0.33 liter bottle)

$0.31 ₴14.07

$0.33 ฿11.18

-6.06%

Local Beer (0.5 liter draught)

$0.75 ₴33.44

$2.36 ฿78.7

-68.22%

Imported Beer (0.33 liter bottle)

$1.35 ₴60.7

$3.90 ฿130

-65.38%

Milk (1 liter)

$1.13 ₴50.6

$2.05 ฿68.6

-44.88%

White Bread (500g)

$0.66 ₴29.47

$1.40 ฿46.70

-52.86%

Rice (white) (1kg)

$1.46 ₴65.7

$1.28 ฿42.89

14.06%

Eggs

$1.58 ₴70.7

$2.25 ฿75.3

-29.78%

Local Cheese (1kg)

$4.88 ₴219

$16.94 ฿566

-71.19%

Chicken Fillets (1kg)

$4.13 ₴185

$2.74 ฿91.6

50.73%

Beef Round Steak (1kg)

$7.41 ₴333

$9.36 ฿313

-20.83%

Apples (1kg)

$0.89 ₴40.04

$2.40 ฿80.3

-62.92%

Banana (1kg)

$1.24 ₴55.8

$1.01 ฿33.92

22.77%

Oranges (1kg)

$1.30 ₴58.5

$1.61 ฿53.9

-19.25%

Tomato (1kg)

$1.56 ₴70.0

$1.52 ฿50.7

2.63%

Potato (1kg)

$0.87 ₴39.07

$1.28 ฿42.90

-32.03%

Onion (1kg)

$0.69 ₴30.77

$1.11 ฿37.22

-37.84%

Lettuce (1 head)

$0.90 ₴40.57

$0.72 ฿24.09

25.00%

Water (1.5 liter bottle)

$0.59 ₴26.66

$0.52 ฿17.54

13.46%

Cigarettes 20 Pack (Marlboro, Camel)

$2.61 ₴117

$4.33 ฿145

-39.72%

Wine (Bottle)

$4.05 ₴182

$17.73 ฿593

-77.16%

Local Beer (0.5 liter bottle)

$0.84 ₴37.61

$1.63 ฿54.4

-48.47%

Imported Beer (0.33 liter bottle)

$1.26 ₴56.6

$2.85 ฿95.3

-55.79%

One-way Ticket (Public Transport)

$0.40 ₴18.13

$0.85 ฿28.31

-52.94%

Public Transport Monthly Pass (Regular Price)

$14.48 ₴650

$53.9 ฿1,801

-73.14%

Taxi Start (Normal Tariff)

$1.24 ₴55.7

$1.17 ฿39.18

5.98%

Taxi (Normal Tariff) (1km)

$0.17 ₴7.72

$0.57 ฿19.00

-70.18%

Taxi 1hour Waiting (Normal Tariff)

$5.24 ₴235

$2.37 ฿79.2

121.10%

Gasoline (1 liter)

$1.41 ₴63.2

$1.45 ฿48.32

-2.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.7K ₴1.2M

$20.5K ฿684.3K

25.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K ₴1.2M

$26.5K ฿886.1K

-2.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$60.4 ₴2,710

$62.3 ฿2,083

-3.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.92 ₴266

$12.27 ฿410

-51.75%

Internet (50+ Mbps, Unlimited Data)

$4.29 ₴192

$19.97 ฿668

-78.52%

Gym Membership (Monthly)

$26.17 ₴1,175

$37.91 ฿1,267

-30.97%

Tennis Court (1 Hour on Weekend)

$6.63 ₴297

$3.76 ฿126

76.33%

Cinema Ticket

$4.18 ₴188

$6.71 ฿224

-37.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$226 ₴10.2K

$797 ฿26.6K

-71.62%

International Primary School, 1 Child (Yearly)

$14.8K ฿495.7K

Jeans (Levis 501 Or Similar)

$42.11 ₴1,890

$53.3 ฿1,780

-20.92%

Summer Dress (H&M, Zara, etc)

$27.38 ₴1,229

$25.05 ฿837

9.30%

Sport Shoes (Adidas, Nike)

$69.3 ₴3,109

$91.6 ฿3,062

-24.41%

Men's Leather Business Shoes

$79.2 ₴3,555

$73.5 ฿2,455

7.81%

1-bedroom Apartment, City Center (Monthly)

$224 ₴10.0K

$464 ฿15.5K

-51.81%

1-bedroom Apartment, Outside City Center (Monthly)

$166 ₴7,438

$305 ฿10.2K

-45.61%

3-bedroom Apartment, City Center (Monthly)

$301 ₴13.5K

$915 ฿30.6K

-67.14%

3-bedroom Apartment, Outside City Center (Monthly)

$224 ₴10.0K

$552 ฿18.5K

-59.49%

Buy Apartment in City Center (m2)

$889 ₴39.9K

$1,912 ฿63.9K

-53.49%

Buy Apartment Outside City Center (m2)

$637 ₴28.6K

$1,438 ฿48.1K

-55.73%

Average Monthly Net Salary (After Tax)

$417 ₴18.7K

$595 ฿19.9K

-29.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

15.25

5.57

173.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chernihiv: October 13, 2026

Last update for Chiang Mai: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chernihiv

$166 26.4%

Chiang Mai

$305 32.5% 83.9% $139

Groceries & Markets

Chernihiv

$142 22.6%

Chiang Mai

$238 25.4% 67.6% $96

Eating Out

Chernihiv

$99 15.8%

Chiang Mai

$79 8.4% 20.5% $20

Clothing & Footwear

Chernihiv

$98 15.6%

Chiang Mai

$110 11.7% 11.7% $11

Monthly Utilities & Internet

Chernihiv

$71 11.2%

Chiang Mai

$95 10.1% 34% $24

Sport & Entertainment

Chernihiv

$35 5.5%

Chiang Mai

$51 5.5% 48.6% $17

Getting Around

Chernihiv

$18 2.9%

Chiang Mai

$61 6.5% 237% $43

Cost Breakdown

A central one-bedroom costs $224 in Chernihiv versus $464 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 43% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $21.00 in Chernihiv versus $19.00 in Chiang Mai. Groceries tell a different story – $142 in Chernihiv vs $238 in Chiang Mai – so Chernihiv wins on supermarket bills even if dining out costs more.

Good to know

🇺🇦 Chernihiv

🇹🇭 Chiang Mai

🕒 Local time

22:37 10:37 PM

02:37 2:37 AM

4 h ahead of Chernihiv

🌤 Weather

👥 Population

293,969

127,240

💱 Currency

Ukrainian Hryvnia UAH ₴

Thai Baht THB ฿

📈 Exchange rate

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to UAH – Ukrainian Hryvnia Converter

🇺🇸 United States Dollar ($)

🇺🇦 Ukrainian Hryvnia (₴)

Ukrainian Hryvnia exchange rates as of October 18, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.46 UAH (100 UAH = 1.98 EUR).

Thai Baht exchange rates as of October 18, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

USD to UAH in detail →

On the map

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Highest

Between locations

Chernihiv Chiang Mai 6,850 km ≈ 9 h nonstop flight

From you

Chernihiv
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chernihiv vs Chiang Mai: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $628 in Chernihiv, $938 in Chiang Mai – roughly 49% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $943 per month in Chernihiv and $1,408 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chernihiv, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $21.00 in Chernihiv and $19.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $628 in Chernihiv and $938 in Chiang Mai. That's a gap of about 49%.

A $2,000 monthly budget goes further in Chernihiv, where all-in costs run around $628, than in Chiang Mai at $938. In Chernihiv it covers expenses comfortably, while in Chiang Mai it requires careful planning or may not stretch far enough.

It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $628 in Chernihiv to $938 in Chiang Mai. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chernihiv. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.