😐A single person spends $848 per month in Chiang Mai vs $658 in Cadiz, rent included.
😐A couple spends around $1,331 per month in Chiang Mai vs $1,036 in Cadiz, rent included.
😐A family of three spends $1,814 per month in Chiang Mai vs $1,414 in Cadiz, rent included.
😐Chiang Mai costs about 29% more than Cadiz, driven mainly by Groceries & Markets.
📊Both Chiang Mai and Cadiz are more affordable than the global median – Chiang Mai36% lower, Cadiz51% lower.
Currency
🍽 Eating Out
Chiang Mai
Cadiz
Difference
Meal at Budget Restaurant
$1.96฿63.6
$2.69₱162
-27.14%
Three-Course Dinner for Two, Mid-Range
$18.39฿598
$9.05₱545
103.20%
Fast Food Meal(McDonalds, etc)
$7.87฿256
$3.45₱208
128.12%
Cappuccino
$1.95฿63.4
$1.54₱92.5
26.62%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.85฿27.57
$0.43₱25.64
97.67%
Water(0.33 liter bottle)
$0.32฿10.52
$0.33₱19.59
-3.03%
Local Beer(0.5 liter draught)
$2.14฿69.6
$1.01₱60.6
111.88%
Imported Beer(0.33 liter bottle)
$3.68฿120
$1.72₱104
113.95%
🛒 Groceries & Markets
Chiang Mai
Cadiz
Difference
Milk(1 liter)
$1.66฿53.9
$1.80₱109
-7.78%
White Bread(500g)
$1.56฿50.7
$1.28₱76.9
21.88%
Rice(white)(1kg)
$1.19฿38.63
$0.89₱53.4
33.71%
Eggs
$1.99฿64.7
$1.95₱117
2.05%
Local Cheese(1kg)
$16.24฿528
$5.93₱357
173.86%
Chicken Fillets(1kg)
$3.17฿103
$4.28₱258
-25.93%
Beef Round Steak(1kg)
$10.84฿352
$7.11₱428
52.46%
Apples(1kg)
$2.65฿86.2
$3.57₱215
-25.77%
Banana(1kg)
$1.22฿39.67
$1.18₱71.1
3.39%
Oranges(1kg)
$1.65฿53.7
$3.32₱200
-50.30%
Tomato(1kg)
$1.55฿50.3
$1.60₱96.1
-3.13%
Potato(1kg)
$1.33฿43.17
$2.58₱156
-48.45%
Onion(1kg)
$1.21฿39.43
$3.12₱188
-61.22%
Lettuce(1 head)
$0.68฿22.04
$0.45₱27.35
51.11%
Water(1.5 liter bottle)
$0.57฿18.38
$0.91₱55.1
-37.36%
Cigarettes 20 Pack(Marlboro, Camel)
$4.68฿152
$2.88₱173
62.50%
Wine(Bottle)
$16.99฿552
$5.77₱348
194.45%
Local Beer(0.5 liter bottle)
$1.82฿59.3
$1.29₱77.9
41.09%
Imported Beer(0.33 liter bottle)
$3.18฿103
$1.46₱88.0
117.81%
🚌 Getting Around
Chiang Mai
Cadiz
Difference
One-way Ticket(Public Transport)
$0.91฿29.46
$0.28₱17.06
225.00%
Public Transport Monthly Pass(Regular Price)
$18.74฿609
-
-
Taxi Start(Normal Tariff)
$1.41฿45.80
$0.69₱41.63
104.35%
Taxi(Normal Tariff)(1km)
$1.34฿43.52
$0.24₱14.51
458.33%
Taxi 1hour Waiting(Normal Tariff)
$8.14฿265
$2.64₱159
208.33%
Gasoline(1 liter)
$1.28฿41.53
$1.09₱65.9
17.43%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.8K฿709.3K
$23.5K₱1.4M
-6.93%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.4K฿728.0K
$19.4K₱1.2M
15.28%
🧾 Monthly Utilities & Internet
Chiang Mai
Cadiz
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$70.5฿2,291
$65.7₱3,954
7.34%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$14.05฿457
$12.32₱742
14.04%
Internet(50+ Mbps, Unlimited Data)
$17.65฿574
$30.09₱1,812
-41.34%
🎉 Sport & Entertainment
Chiang Mai
Cadiz
Difference
Gym Membership(Monthly)
$41.29฿1,342
$34.19₱2,059
20.77%
Tennis Court(1 Hour on Weekend)
$6.76฿220
$4.32₱260
56.48%
Cinema Ticket
$5.96฿194
$5.24₱316
13.74%
🧸 Childcare & Education
Chiang Mai
Cadiz
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$303฿9,846
$35.59₱2,143
751.22%
International Primary School, 1 Child(Yearly)
$15.0K฿486.2K
$4,301₱259.0K
247.83%
👕👟 Clothing & Footwear
Chiang Mai
Cadiz
Difference
Jeans(Levis 501 Or Similar)
$54.7฿1,778
$46.03₱2,772
18.84%
Summer Dress(H&M, Zara, etc)
$26.29฿854
$23.31₱1,404
12.78%
Sport Shoes(Adidas, Nike)
$85.8฿2,788
$62.3₱3,752
37.69%
Men's Leather Business Shoes
$69.7฿2,265
$26.09₱1,571
167.11%
🏠 Accommodation & Living
Chiang Mai
Cadiz
Difference
1-bedroom Apartment, City Center(Monthly)
$428฿13.9K
$268₱16.2K
59.53%
1-bedroom Apartment, Outside City Center(Monthly)
$239฿7,769
$178₱10.7K
34.05%
3-bedroom Apartment, City Center(Monthly)
$811฿26.4K
$577₱34.8K
40.47%
3-bedroom Apartment, Outside City Center(Monthly)
$510฿16.6K
$392₱23.6K
30.08%
Buy Apartment in City Center(m2)
$2,025฿65.8K
$2,515₱151.5K
-19.46%
Buy Apartment Outside City Center(m2)
$1,502฿48.8K
$908₱54.7K
65.48%
💵 Salaries & Financials
Chiang Mai
Cadiz
Difference
Average Monthly Net Salary(After Tax)
$623฿20.2K
$200₱12.1K
210.92%
20-Year Fixed Mortgage Interest Rate(Annual %)
5
8
-37.50%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chiang Mai: June 13, 2026
Last update for Cadiz: June 15, 2026
Cost Breakdown
🏠A central one-bedroom costs $428 in Chiang Mai versus $268 in Cadiz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 211% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $18.00 in Chiang Mai versus $9.00 in Cadiz. Monthly groceries follow the same trend: $242 vs $197 – making Cadiz the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Cadiz: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Cadiz?
Chiang Mai costs about 29% more than Cadiz, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai vs Cadiz?
For a comfortable life, plan on about $1,272 per month in Chiang Mai and $988 in Cadiz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Cadiz?
Rent is clearly cheaper in Cadiz, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Chiang Mai vs Cadiz?
A mid-range dinner for two costs $18.00 in Chiang Mai and $9.00 in Cadiz. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Chiang Mai or Cadiz?
Groceries cost about 23% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $800/month in Chiang Mai or Cadiz?
$800 covers both cities comfortably – all-in costs are $848 in Chiang Mai and $658 in Cadiz, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Chiang Mai or Cadiz?
For digital nomads, it depends on budget. Cadiz costs $658 versus $848 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Cadiz?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or Cadiz?
If budget matters most, go with Cadiz. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.
Chiang Mai vs other spots: cost of living compared