Last update: Nov 2026

Cost of Living Comparison Between Chiang Mai and Cadiz, Philippines

Name: Cadiz
Address: Cadiz, PH

For one person, living is cheaper in Cadiz: $617 a month against $935 in Chiang Mai, rent and utilities included – about $3,800 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
29

Cost of Living Index in Cadiz
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Cadiz Living Index

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Chiang Mai

🇹🇭 Thailand

$935

/mo nomad

Cadiz

🇵🇭 Philippines

$617

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Cadiz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Cadiz actually costs, broken down by who's living it.

A single person spends $935 per month in Chiang Mai vs $617 in Cadiz, rent included.

Chiang Mai $935
Cadiz $617

A couple spends around $1,467 per month in Chiang Mai vs $943 in Cadiz, rent included.

Chiang Mai $1,467
Cadiz $943

A family of three spends $1,999 per month in Chiang Mai vs $1,269 in Cadiz, rent included.

Chiang Mai $1,999
Cadiz $1,269

Chiang Mai costs about 52% more than Cadiz, and outside of rent the biggest gap is in groceries.

Both Chiang Mai and Cadiz are more affordable than the global median – Chiang Mai 31% lower, Cadiz 54% lower.

Meal at Budget Restaurant

$2.13 ฿71.8

$2.80 ₱178

-23.93%

Three-Course Dinner for Two, Mid-Range

$18.62 ฿626

$7.88 ₱501

136.29%

Fast Food Meal (McDonalds, etc)

$5.60 ฿188

$3.08 ₱196

81.82%

Cappuccino

$1.66 ฿55.9

$1.37 ₱86.9

21.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.65 ฿21.75

$0.38 ₱23.92

71.05%

Water (0.33 liter bottle)

$0.30 ฿10.25

$0.32 ₱20.42

-6.25%

Local Beer (0.5 liter draught)

$2.32 ฿78.1

$1.04 ₱65.9

123.08%

Imported Beer (0.33 liter bottle)

$3.67 ฿123

$1.71 ₱108

114.62%

Milk (1 liter)

$2.02 ฿67.8

$1.59 ₱101

27.04%

White Bread (500g)

$1.41 ฿47.34

$1.14 ₱72.2

23.68%

Rice (white) (1kg)

$1.39 ฿46.79

$0.88 ₱56.3

57.95%

Eggs

$2.37 ฿79.6

$1.71 ₱109

38.60%

Local Cheese (1kg)

$16.52 ฿555

$5.80 ₱369

184.83%

Chicken Fillets (1kg)

$2.67 ฿89.8

$4.02 ₱256

-33.58%

Beef Round Steak (1kg)

$9.02 ฿303

$6.24 ₱397

44.55%

Apples (1kg)

$2.40 ฿80.6

$3.18 ₱202

-24.53%

Banana (1kg)

$1.04 ฿35.01

$1.07 ₱68.1

-2.80%

Oranges (1kg)

$1.66 ฿55.8

$2.95 ₱188

-43.73%

Tomato (1kg)

$1.56 ฿52.4

$1.37 ₱86.8

13.87%

Potato (1kg)

$1.24 ฿41.61

$2.30 ₱146

-46.09%

Onion (1kg)

$1.09 ฿36.53

$2.71 ₱172

-59.78%

Lettuce (1 head)

$0.76 ฿25.61

$0.38 ₱23.89

100.00%

Water (1.5 liter bottle)

$0.51 ฿17.29

$0.82 ₱51.9

-37.80%

Cigarettes 20 Pack (Marlboro, Camel)

$4.12 ฿139

$2.44 ₱155

68.85%

Wine (Bottle)

$17.93 ฿603

$6.23 ₱396

187.80%

Local Beer (0.5 liter bottle)

$1.62 ฿54.6

$1.07 ₱68.1

51.40%

Imported Beer (0.33 liter bottle)

$2.82 ฿94.9

$1.27 ₱80.8

122.05%

One-way Ticket (Public Transport)

$0.93 ฿31.42

$0.22 ₱13.98

322.73%

Public Transport Monthly Pass (Regular Price)

$52.9 ฿1,778

$12.17 ₱774

334.59%

Taxi Start (Normal Tariff)

$1.18 ฿39.56

$0.81 ₱51.7

45.68%

Taxi (Normal Tariff) (1km)

$0.17 ฿5.76

$0.35 ₱22.39

-51.43%

Taxi 1hour Waiting (Normal Tariff)

$1.81 ฿60.9

$2.33 ₱148

-22.32%

Gasoline (1 liter)

$1.47 ฿49.51

$1.17 ₱74.3

25.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ฿706.4K

$20.9K ₱1.3M

0.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K ฿891.4K

$19.3K ₱1.2M

37.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.6 ฿2,103

$62.1 ₱3,949

0.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.60 ฿390

$9.55 ₱607

21.47%

Internet (50+ Mbps, Unlimited Data)

$20.30 ฿683

$26.39 ₱1,678

-23.08%

Gym Membership (Monthly)

$37.88 ฿1,274

$31.42 ₱1,998

20.56%

Tennis Court (1 Hour on Weekend)

$3.70 ฿124

$5.31 ₱338

-30.32%

Cinema Ticket

$6.51 ฿219

$4.77 ₱304

36.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$727 ฿24.4K

$31.82 ₱2,023

2184.76%

International Primary School, 1 Child (Yearly)

$16.6K ฿557.2K

$7,911 ₱503.0K

109.52%

Jeans (Levis 501 Or Similar)

$53.5 ฿1,800

$23.23 ₱1,477

130.48%

Summer Dress (H&M, Zara, etc)

$24.80 ฿834

$19.10 ₱1,215

29.84%

Sport Shoes (Adidas, Nike)

$90.4 ฿3,039

$54.0 ₱3,432

67.48%

Men's Leather Business Shoes

$72.0 ฿2,420

$23.63 ₱1,503

204.57%

1-bedroom Apartment, City Center (Monthly)

$481 ฿16.2K

$247 ₱15.7K

94.60%

1-bedroom Apartment, Outside City Center (Monthly)

$310 ฿10.4K

$170 ₱10.8K

82.34%

3-bedroom Apartment, City Center (Monthly)

$1,058 ฿35.6K

$498 ₱31.6K

112.70%

3-bedroom Apartment, Outside City Center (Monthly)

$659 ฿22.1K

$345 ₱21.9K

91.08%

Buy Apartment in City Center (m2)

$2,418 ฿81.3K

$2,622 ₱166.7K

-7.80%

Buy Apartment Outside City Center (m2)

$1,609 ฿54.1K

$1,115 ₱70.9K

44.28%

Average Monthly Net Salary (After Tax)

$595 ฿20.0K

$184 ₱11.7K

222.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

7.33

-24.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: November 1, 2026

Last update for Cadiz: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$310 33.1%

Cadiz

$170 27.6% 45.2% $140

Groceries & Markets

Chiang Mai

$237 25.3%

Cadiz

$179 29% 24.4% $58

Clothing & Footwear

Chiang Mai

$108 11.6%

Cadiz

$54 8.8% 50.2% $54

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Cadiz

$98 15.9% 3.8% $3.6

Eating Out

Chiang Mai

$77 8.2%

Cadiz

$59 9.6% 22.4% $17

Getting Around

Chiang Mai

$59 6.3%

Cadiz

$16 2.5% 73.4% $43

Sport & Entertainment

Chiang Mai

$51 5.4%

Cadiz

$41 6.6% 19.5% $9.9

Cost Breakdown

A central one-bedroom costs $481 in Chiang Mai versus $247 in Cadiz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Chiang Mai are about 3.2 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19 in Chiang Mai versus $8 in Cadiz. Monthly groceries follow the same trend: $237 vs $179 – making Cadiz the more affordable choice for daily food spending.

Good to know

🇹🇭 Chiang Mai

🇵🇭 Cadiz

🕒 Local time

06:29 6:29 AM

07:29 7:29 AM

1 h ahead of Chiang Mai

🌤 Weather

👥 Population

127,240

154,723

💱 Currency

Thai Baht THB ฿

Philippine Peso PHP ₱

📈 Exchange rate

100 THB = 2.97 USD

100 THB = 2.64 EUR

100 PHP = 1.57 USD

100 PHP = 1.4 EUR

Exchange rates and currency converter

PHP, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 4, 2026: 1 USD = 33.62 THB (100 THB = 2.97 USD). 1 EUR = 37.85 THB (100 THB = 2.64 EUR).

Philippine Peso exchange rates as of November 4, 2026: 1 USD = 63.58 PHP (100 PHP = 1.57 USD). 1 EUR = 71.57 PHP (100 PHP = 1.4 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Chiang Mai Cadiz 2,750 km ≈ 4 h nonstop flight

From you

Chiang Mai
Cadiz

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Cadiz: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 52% more than Cadiz, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,403 per month in Chiang Mai and $925 in Cadiz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cadiz, especially for central apartments: a one-bedroom in the center costs $247 there versus $481 in Chiang Mai.

Groceries cost about 32% more in Chiang Mai, though the gap depends on what you buy.

A mid-range dinner for two costs $19 in Chiang Mai and $8 in Cadiz. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $800 monthly budget goes further in Cadiz, where all-in costs run around $617, than in Chiang Mai at $935. In Cadiz it covers expenses comfortably, while in Chiang Mai it requires careful planning or may not stretch far enough.

Families tend to lean toward Cadiz – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Cadiz. If higher salaries or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.