Cost of Living Comparison Between Chiang Mai and Cadiz Cost of Living Comparison Between Chiang Mai and Cadiz

Monthly Cost of Living

A single person spends $852 per month in Chiang Mai vs $654 in Cadiz, rent included.

A couple spends around $1,360 per month in Chiang Mai vs $1,022 in Cadiz, rent included.

A family of three spends $1,867 per month in Chiang Mai vs $1,391 in Cadiz, rent included.

Chiang Mai costs about 30% more than Cadiz, driven mainly by Groceries & Markets.

Both Chiang Mai and Cadiz are more affordable than the global median – Chiang Mai 36% lower, Cadiz 51% lower.

Currency
🍽 Eating Out
Chiang Mai
Cadiz
Difference
Meal at Budget Restaurant
$2.04 ฿68.2
$2.69 ₱165
-24.16%
Three-Course Dinner for Two, Mid-Range
$18.71 ฿624
$8.67 ₱531
115.80%
Fast Food Meal (McDonalds, etc)
$7.86 ฿262
$3.47 ₱212
126.51%
Cappuccino
$2.03 ฿67.7
$1.49 ₱91.1
36.24%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.80 ฿26.64
$0.45 ₱27.79
77.78%
Water (0.33 liter bottle)
$0.35 ฿11.68
$0.32 ₱19.82
9.37%
Local Beer (0.5 liter draught)
$2.14 ฿71.5
$0.99 ₱60.4
116.16%
Imported Beer (0.33 liter bottle)
$3.67 ฿122
$1.73 ₱106
112.14%
🛒 Groceries & Markets
Chiang Mai
Cadiz
Difference
Milk (1 liter)
$1.73 ฿57.6
$1.84 ₱113
-5.98%
White Bread (500g)
$1.57 ฿52.4
$1.22 ₱75.0
28.69%
Rice (white) (1kg)
$1.20 ฿39.99
$0.88 ₱53.8
36.36%
Eggs
$1.97 ฿65.8
$2.04 ₱125
-3.43%
Local Cheese (1kg)
$16.23 ฿541
$5.77 ₱353
181.28%
Chicken Fillets (1kg)
$3.06 ฿102
$4.21 ₱258
-27.32%
Beef Round Steak (1kg)
$10.80 ฿360
$7.06 ₱432
52.97%
Apples (1kg)
$2.77 ฿92.3
$3.58 ₱219
-22.63%
Banana (1kg)
$1.17 ฿38.94
$1.18 ₱72.3
-0.85%
Oranges (1kg)
$1.71 ฿57.0
$3.42 ₱209
-50.00%
Tomato (1kg)
$1.59 ฿53.2
$1.55 ₱95.2
2.58%
Potato (1kg)
$1.39 ฿46.51
$2.66 ₱163
-47.74%
Onion (1kg)
$1.16 ฿38.56
$3.05 ₱187
-61.97%
Lettuce (1 head)
$0.66 ฿22.05
$0.42 ₱25.68
57.14%
Water (1.5 liter bottle)
$0.52 ฿17.31
$0.93 ₱56.8
-44.09%
Cigarettes 20 Pack (Marlboro, Camel)
$4.65 ฿155
$2.91 ₱178
59.79%
Wine (Bottle)
$17.78 ฿593
$8.87 ₱543
100.45%
Local Beer (0.5 liter bottle)
$1.79 ฿59.6
$1.35 ₱82.4
32.59%
Imported Beer (0.33 liter bottle)
$3.34 ฿111
$1.44 ₱88.3
131.94%
🚌 Getting Around
Chiang Mai
Cadiz
Difference
One-way Ticket (Public Transport)
$0.91 ฿30.27
$0.26 ₱15.75
250.00%
Public Transport Monthly Pass (Regular Price)
$18.64 ฿622
-
-
Taxi Start (Normal Tariff)
$1.41 ฿47.04
$0.70 ₱42.68
101.43%
Taxi (Normal Tariff) (1km)
$1.34 ฿44.70
$0.24 ₱14.74
458.33%
Taxi 1hour Waiting (Normal Tariff)
$8.11 ฿270
$2.73 ₱167
197.07%
Gasoline (1 liter)
$1.23 ฿41.16
$1.15 ₱70.3
6.96%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.4K ฿715.1K
$23.6K ₱1.4M
-9.07%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.8K ฿728.0K
$19.5K ₱1.2M
11.87%
🧾 Monthly Utilities & Internet
Chiang Mai
Cadiz
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$71.3 ฿2,379
$67.3 ₱4,120
5.99%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.01 ฿467
$12.53 ₱767
11.81%
Internet (50+ Mbps, Unlimited Data)
$17.93 ฿598
$29.72 ₱1,819
-39.67%
🎉 Sport & Entertainment
Chiang Mai
Cadiz
Difference
Gym Membership (Monthly)
$40.82 ฿1,362
$33.64 ₱2,059
21.34%
Tennis Court (1 Hour on Weekend)
$6.88 ฿230
$4.35 ₱266
58.16%
Cinema Ticket
$5.72 ฿191
$5.35 ₱327
6.92%
🧸 Childcare & Education
Chiang Mai
Cadiz
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$308 ฿10.3K
$35.32 ₱2,162
772.85%
International Primary School, 1 Child (Yearly)
$14.7K ฿489.7K
$4,261 ₱260.8K
244.54%
👕👟 Clothing & Footwear
Chiang Mai
Cadiz
Difference
Jeans (Levis 501 Or Similar)
$55.8 ฿1,860
$45.60 ₱2,792
22.30%
Summer Dress (H&M, Zara, etc)
$26.04 ฿869
$23.41 ₱1,433
11.23%
Sport Shoes (Adidas, Nike)
$84.8 ฿2,829
$62.3 ₱3,814
36.13%
Men's Leather Business Shoes
$71.0 ฿2,368
$26.79 ₱1,640
164.99%
🏠 Accommodation & Living
Chiang Mai
Cadiz
Difference
1-bedroom Apartment, City Center (Monthly)
$423 ฿14.1K
$264 ₱16.2K
60.25%
1-bedroom Apartment, Outside City Center (Monthly)
$242 ฿8,088
$178 ₱10.9K
35.83%
3-bedroom Apartment, City Center (Monthly)
$797 ฿26.6K
$597 ₱36.6K
33.49%
3-bedroom Apartment, Outside City Center (Monthly)
$507 ฿16.9K
$390 ₱23.8K
30.10%
Buy Apartment in City Center (m2)
$1,918 ฿64.0K
$2,269 ₱138.9K
-15.46%
Buy Apartment Outside City Center (m2)
$1,464 ฿48.8K
$897 ₱54.9K
63.29%
💵 Salaries & Financials
Chiang Mai
Cadiz
Difference
Average Monthly Net Salary (After Tax)
$595 ฿19.9K
$198 ₱12.1K
200.82%
20-Year Fixed Mortgage Interest Rate (Annual %)
5
8
-37.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: July 27, 2026

Last update for Cadiz: July 27, 2026

Cost Breakdown

A central one-bedroom costs $423 in Chiang Mai versus $264 in Cadiz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 201% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19.00 in Chiang Mai versus $9.00 in Cadiz. Monthly groceries follow the same trend: $244 vs $203 – making Cadiz the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Cadiz: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Cadiz?
Chiang Mai costs about 30% more than Cadiz, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Cadiz?
For a comfortable life, plan on about $1,279 per month in Chiang Mai and $980 in Cadiz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Cadiz?
Rent is clearly cheaper in Cadiz, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Chiang Mai and in Cadiz?
A mid-range dinner for two costs $19.00 in Chiang Mai and $9.00 in Cadiz. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Chiang Mai or in Cadiz?
Groceries cost about 21% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $800/month in Chiang Mai or in Cadiz?
$800 covers both cities comfortably – all-in costs are $852 in Chiang Mai and $654 in Cadiz, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Chiang Mai or Cadiz?
For digital nomads, it depends on budget. Cadiz costs $654 versus $852 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Cadiz?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or to Cadiz?
If budget matters most, go with Cadiz. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.

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