Cost of Living Comparison Between Chiang Mai and Bilaspur Cost of Living Comparison Between Chiang Mai and Bilaspur

Monthly Cost of Living

A single person spends $861 per month in Chiang Mai vs $376 in Bilaspur, rent included.

A couple spends around $1,350 per month in Chiang Mai vs $603 in Bilaspur, rent included.

A family of three spends $1,838 per month in Chiang Mai vs $830 in Bilaspur, rent included.

Chiang Mai costs about 129% more than Bilaspur, driven mainly by Groceries & Markets.

Both Chiang Mai and Bilaspur are more affordable than the global median – Chiang Mai 36% lower, Bilaspur 72% lower.

Currency
🍽 Eating Out
Chiang Mai
Bilaspur
Difference
Meal at Budget Restaurant
$1.96 ฿65.8
$2.32 ₹223
-15.52%
Three-Course Dinner for Two, Mid-Range
$18.35 ฿617
$12.84 ₹1,238
42.91%
Fast Food Meal (McDonalds, etc)
$7.48 ฿252
$5.42 ₹523
38.01%
Cappuccino
$2.02 ฿67.8
$1.60 ₹154
26.25%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.85 ฿28.50
$0.28 ₹26.98
203.57%
Water (0.33 liter bottle)
$0.36 ฿11.96
$0.13 ₹12.35
176.92%
Local Beer (0.5 liter draught)
$2.14 ฿71.8
$2.36 ₹227
-9.32%
Imported Beer (0.33 liter bottle)
$3.59 ฿121
$3.54 ₹342
1.41%
🛒 Groceries & Markets
Chiang Mai
Bilaspur
Difference
Milk (1 liter)
$1.65 ฿55.5
$0.58 ₹56.2
184.48%
White Bread (500g)
$1.57 ฿52.7
$0.40 ₹38.51
292.50%
Rice (white) (1kg)
$1.19 ฿40.02
$0.57 ₹54.7
108.77%
Eggs
$1.94 ฿65.1
$0.82 ₹79.6
136.59%
Local Cheese (1kg)
$16.19 ฿544
$3.37 ₹325
380.42%
Chicken Fillets (1kg)
$2.99 ฿101
$2.92 ₹281
2.40%
Beef Round Steak (1kg)
$10.94 ฿368
-
-
Apples (1kg)
$2.71 ฿91.2
$1.99 ₹191
36.18%
Banana (1kg)
$1.17 ฿39.25
$0.71 ₹68.7
64.79%
Oranges (1kg)
$1.69 ฿56.7
$0.93 ₹90.2
81.72%
Tomato (1kg)
$1.60 ฿54.0
$0.53 ₹51.4
201.89%
Potato (1kg)
$1.38 ฿46.54
$0.48 ₹46.48
187.50%
Onion (1kg)
$1.20 ฿40.45
$0.44 ₹42.35
172.73%
Lettuce (1 head)
$0.67 ฿22.50
$0.46 ₹44.01
45.65%
Water (1.5 liter bottle)
$0.56 ฿18.73
$0.34 ₹32.64
64.71%
Cigarettes 20 Pack (Marlboro, Camel)
$4.64 ฿156
$4.00 ₹386
16.00%
Wine (Bottle)
$17.62 ฿593
$7.22 ₹696
144.04%
Local Beer (0.5 liter bottle)
$1.86 ฿62.5
$2.01 ₹194
-7.46%
Imported Beer (0.33 liter bottle)
$3.30 ฿111
$3.27 ₹315
0.92%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$5.19 ₹500
-
🚌 Getting Around
Chiang Mai
Bilaspur
Difference
One-way Ticket (Public Transport)
$0.88 ฿29.68
$0.30 ₹29.00
193.33%
Public Transport Monthly Pass (Regular Price)
$19.34 ฿650
$8.79 ₹847
120.02%
Taxi Start (Normal Tariff)
$1.36 ฿45.90
$0.43 ₹41.07
216.28%
Taxi (Normal Tariff) (1km)
$1.34 ฿44.98
$0.19 ₹18.04
605.26%
Taxi 1hour Waiting (Normal Tariff)
$8.21 ฿276
$1.48 ₹143
454.73%
Gasoline (1 liter)
$1.22 ฿41.18
$1.27 ₹123
-3.94%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.4K ฿718.1K
$7,583 ₹731.3K
181.59%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5K ฿757.7K
$13.4K ₹1.3M
68.54%
🧾 Monthly Utilities & Internet
Chiang Mai
Bilaspur
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$70.7 ฿2,376
$16.39 ₹1,581
331.18%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.04 ฿472
$3.56 ₹343
294.38%
Internet (50+ Mbps, Unlimited Data)
$17.49 ฿588
$6.34 ₹611
175.87%
🎉 Sport & Entertainment
Chiang Mai
Bilaspur
Difference
Gym Membership (Monthly)
$42.15 ฿1,417
$14.71 ₹1,418
186.54%
Tennis Court (1 Hour on Weekend)
$6.88 ฿231
$6.94 ₹669
-0.86%
Cinema Ticket
$5.92 ฿199
$2.94 ₹283
101.36%
🧸 Childcare & Education
Chiang Mai
Bilaspur
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$309 ฿10.4K
$51.9 ₹5,000
495.06%
International Primary School, 1 Child (Yearly)
$14.9K ฿500.4K
$1,519 ₹146.5K
879.28%
👕👟 Clothing & Footwear
Chiang Mai
Bilaspur
Difference
Jeans (Levis 501 Or Similar)
$55.8 ฿1,875
$35.21 ₹3,395
58.36%
Summer Dress (H&M, Zara, etc)
$26.11 ฿878
$29.46 ₹2,841
-11.37%
Sport Shoes (Adidas, Nike)
$83.0 ฿2,792
$40.99 ₹3,953
102.54%
Men's Leather Business Shoes
$70.5 ฿2,369
$35.57 ₹3,431
98.06%
🏠 Accommodation & Living
Chiang Mai
Bilaspur
Difference
1-bedroom Apartment, City Center (Monthly)
$432 ฿14.5K
$124 ₹11.9K
249.33%
1-bedroom Apartment, Outside City Center (Monthly)
$239 ฿8,035
$76.9 ₹7,411
210.89%
3-bedroom Apartment, City Center (Monthly)
$822 ฿27.7K
$273 ₹26.3K
200.90%
3-bedroom Apartment, Outside City Center (Monthly)
$512 ฿17.2K
$181 ₹17.5K
182.19%
Buy Apartment in City Center (m2)
$1,915 ฿64.4K
$944 ₹91.1K
102.78%
Buy Apartment Outside City Center (m2)
$1,467 ฿49.3K
$471 ₹45.4K
211.58%
💵 Salaries & Financials
Chiang Mai
Bilaspur
Difference
Average Monthly Net Salary (After Tax)
$579 ฿19.5K
$260 ₹25.1K
122.99%
20-Year Fixed Mortgage Interest Rate (Annual %)
5
7.97
-37.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: July 12, 2026

Last update for Bilaspur: July 12, 2026

Cost Breakdown

A central one-bedroom costs $432 in Chiang Mai versus $124 in Bilaspur. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 123% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $18.00 in Chiang Mai versus $13.00 in Bilaspur. Monthly groceries follow the same trend: $243 vs $100 – making Bilaspur the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Bilaspur: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Bilaspur?
Chiang Mai costs about 129% more than Bilaspur, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Bilaspur?
For a comfortable life, plan on about $1,292 per month in Chiang Mai and $564 in Bilaspur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Bilaspur?
Rent is clearly cheaper in Bilaspur, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Are groceries more expensive in Chiang Mai or in Bilaspur?
Groceries cost about 143% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
How do dining costs compare in Chiang Mai and in Bilaspur?
A mid-range dinner for two costs $18.00 in Chiang Mai and $13.00 in Bilaspur. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Can you live on $800/month in Chiang Mai or in Bilaspur?
$800 covers both cities comfortably – all-in costs are $861 in Chiang Mai and $376 in Bilaspur, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Chiang Mai or Bilaspur?
For digital nomads, it depends on budget. Bilaspur costs $376 versus $861 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Bilaspur?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or to Bilaspur?
If budget matters most, go with Bilaspur. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.

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