Last update: Nov 2026

Cost of Living Comparison Between Chiang Mai and Bilaspur

For one person, living is cheaper in Bilaspur: $364 a month against $935 in Chiang Mai, rent and utilities included – about $6,900 less a year. Rent and utilities account for about half of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
18

Cost of Living Index in Bilaspur
Learn more

Bilaspur Living Index

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Chiang Mai

🇹🇭 Thailand

$935

/mo nomad

Bilaspur

🇮🇳 India

$364

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Bilaspur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Bilaspur actually costs, broken down by who's living it.

A single person spends $935 per month in Chiang Mai vs $364 in Bilaspur, rent included.

Chiang Mai $935
Bilaspur $364

A couple spends around $1,467 per month in Chiang Mai vs $589 in Bilaspur, rent included.

Chiang Mai $1,467
Bilaspur $589

A family of three spends $1,999 per month in Chiang Mai vs $814 in Bilaspur, rent included.

Chiang Mai $1,999
Bilaspur $814

Chiang Mai costs about 157% more than Bilaspur, and outside of rent the biggest gap is in groceries.

Both Chiang Mai and Bilaspur are more affordable than the global median – Chiang Mai 31% lower, Bilaspur 73% lower.

Meal at Budget Restaurant

$2.13 ฿71.4

$2.07 ₹195

2.90%

Three-Course Dinner for Two, Mid-Range

$18.62 ฿623

$12.66 ₹1,196

47.08%

Fast Food Meal (McDonalds, etc)

$5.60 ฿187

$4.89 ₹462

14.52%

Cappuccino

$1.66 ฿55.6

$1.35 ₹128

22.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.65 ฿21.63

$0.37 ₹35.32

75.68%

Water (0.33 liter bottle)

$0.30 ฿10.20

$0.15 ₹13.93

100.00%

Local Beer (0.5 liter draught)

$2.32 ฿77.7

$1.77 ₹167

31.07%

Imported Beer (0.33 liter bottle)

$3.67 ฿123

$2.91 ₹274

26.12%

Milk (1 liter)

$2.02 ฿67.4

$0.51 ₹48.45

296.08%

White Bread (500g)

$1.41 ฿47.08

$0.48 ₹45.60

193.75%

Rice (white) (1kg)

$1.39 ฿46.54

$0.68 ₹63.9

104.41%

Eggs

$2.37 ฿79.2

$0.87 ₹81.9

172.41%

Local Cheese (1kg)

$16.52 ฿552

$4.57 ₹431

261.49%

Chicken Fillets (1kg)

$2.67 ฿89.3

$2.82 ₹267

-5.32%

Beef Round Steak (1kg)

$9.02 ฿302

Apples (1kg)

$2.40 ฿80.2

$1.93 ₹182

24.35%

Banana (1kg)

$1.04 ฿34.82

$0.64 ₹60.2

62.50%

Oranges (1kg)

$1.66 ฿55.5

$0.95 ₹89.9

74.74%

Tomato (1kg)

$1.56 ฿52.1

$0.48 ₹45.54

225.00%

Potato (1kg)

$1.24 ฿41.39

$0.35 ₹33.18

254.29%

Onion (1kg)

$1.09 ฿36.34

$0.46 ₹43.56

136.96%

Lettuce (1 head)

$0.76 ฿25.47

$0.46 ₹43.54

65.22%

Water (1.5 liter bottle)

$0.51 ฿17.19

$0.29 ₹27.14

75.86%

Cigarettes 20 Pack (Marlboro, Camel)

$4.12 ฿138

$4.90 ₹462

-15.92%

Wine (Bottle)

$17.93 ฿600

$7.26 ₹686

146.97%

Local Beer (0.5 liter bottle)

$1.62 ฿54.3

$1.60 ₹151

1.25%

Imported Beer (0.33 liter bottle)

$2.82 ฿94.4

$2.59 ₹244

8.88%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.92 ₹464

One-way Ticket (Public Transport)

$0.93 ฿31.25

$0.21 ₹19.75

342.86%

Public Transport Monthly Pass (Regular Price)

$52.9 ฿1,769

$7.25 ₹685

629.52%

Taxi Start (Normal Tariff)

$1.18 ฿39.35

$0.86 ₹81.7

37.21%

Taxi (Normal Tariff) (1km)

$0.17 ฿5.73

$0.25 ₹23.48

-32.00%

Taxi 1hour Waiting (Normal Tariff)

$1.81 ฿60.6

$1.61 ₹152

12.42%

Gasoline (1 liter)

$1.47 ฿49.25

$1.00 ₹94.9

47.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ฿702.6K

$11.4K ₹1.1M

83.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K ฿886.7K

$19.6K ₹1.9M

35.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.6 ฿2,092

$34.52 ₹3,261

81.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.60 ฿388

$3.35 ₹316

246.27%

Internet (50+ Mbps, Unlimited Data)

$20.30 ฿679

$6.43 ₹608

215.71%

Gym Membership (Monthly)

$37.88 ฿1,267

$14.35 ₹1,356

163.97%

Tennis Court (1 Hour on Weekend)

$3.70 ฿124

$6.54 ₹618

-43.43%

Cinema Ticket

$6.51 ฿218

$2.84 ₹268

129.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$727 ฿24.3K

$45.20 ₹4,270

1508.43%

International Primary School, 1 Child (Yearly)

$16.6K ฿554.2K

$1,434 ₹135.5K

1055.49%

Jeans (Levis 501 Or Similar)

$53.5 ฿1,790

$21.84 ₹2,063

145.15%

Summer Dress (H&M, Zara, etc)

$24.80 ฿829

$23.28 ₹2,199

6.53%

Sport Shoes (Adidas, Nike)

$90.4 ฿3,023

$38.42 ₹3,629

135.27%

Men's Leather Business Shoes

$72.0 ฿2,407

$29.03 ₹2,743

147.92%

1-bedroom Apartment, City Center (Monthly)

$481 ฿16.1K

$122 ₹11.6K

293.28%

1-bedroom Apartment, Outside City Center (Monthly)

$310 ฿10.4K

$76.5 ₹7,227

305.08%

3-bedroom Apartment, City Center (Monthly)

$1,058 ฿35.4K

$271 ₹25.6K

290.85%

3-bedroom Apartment, Outside City Center (Monthly)

$659 ฿22.0K

$188 ₹17.8K

249.46%

Buy Apartment in City Center (m2)

$2,418 ฿80.8K

$913 ₹86.3K

164.79%

Buy Apartment Outside City Center (m2)

$1,609 ฿53.8K

$532 ₹50.3K

202.27%

Average Monthly Net Salary (After Tax)

$595 ฿19.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

8.86

-37.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: November 1, 2026

Last update for Bilaspur: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$310 33.1%

Bilaspur

$77 21% 75.3% $233

Groceries & Markets

Chiang Mai

$237 25.3%

Bilaspur

$99 27.1% 58.3% $138

Clothing & Footwear

Chiang Mai

$108 11.6%

Bilaspur

$51 13.9% 53.2% $58

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Bilaspur

$44 12.2% 53.1% $50

Eating Out

Chiang Mai

$77 8.2%

Bilaspur

$64 17.6% 16.2% $12

Getting Around

Chiang Mai

$59 6.3%

Bilaspur

$10 2.8% 82.6% $48

Sport & Entertainment

Chiang Mai

$51 5.4%

Bilaspur

$20 5.5% 60.6% $31

Cost Breakdown

A central one-bedroom costs $481 in Chiang Mai versus $122 in Bilaspur. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $19 in Chiang Mai versus $13 in Bilaspur. Monthly groceries follow the same trend: $237 vs $99 – making Bilaspur the more affordable choice for daily food spending.

Good to know

🇹🇭 Chiang Mai

🇮🇳 Bilaspur

🕒 Local time

19:26 7:26 PM

17:56 5:56 PM

1 h 30 min behind Chiang Mai

🌤 Weather

👥 Population

127,240

115,000

💱 Currency

Thai Baht THB ฿

Indian Rupee INR ₹

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.66 EUR

1,000 INR = 10.59 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 6, 2026: 1 USD = 33.44 THB (100 THB = 2.99 USD). 1 EUR = 37.56 THB (100 THB = 2.66 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 94.47 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to THB in detail →

On the map

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Highest

Between locations

Chiang Mai Bilaspur 2,630 km ≈ 3 h 45 min nonstop flight

From you

Chiang Mai
Bilaspur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Bilaspur: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 157% more than Bilaspur, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,403 per month in Chiang Mai and $547 in Bilaspur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bilaspur, especially for central apartments: a one-bedroom in the center costs $122 there versus $481 in Chiang Mai.

Groceries cost about 140% more in Chiang Mai, though the gap depends on what you buy.

A mid-range dinner for two costs $19 in Chiang Mai and $13 in Bilaspur. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $800 monthly budget goes further in Bilaspur, where all-in costs run around $364, than in Chiang Mai at $935. In Bilaspur it covers expenses comfortably, while in Chiang Mai it requires careful planning or may not stretch far enough.

Families tend to lean toward Bilaspur – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Bilaspur is the easier option financially – housing and daily costs are lower, and overall it costs about 61% less, which matters a lot on a fixed budget or early-career salary.