Cost of Living Comparison Between Chiang Mai and Bialystok Cost of Living Comparison Between Chiang Mai and Bialystok

Monthly Cost of Living

A single person spends $861 per month in Chiang Mai vs $1,416 in Bialystok, rent included.

A couple spends around $1,350 per month in Chiang Mai vs $1,997 in Bialystok, rent included.

A family of three spends $1,838 per month in Chiang Mai vs $2,579 in Bialystok, rent included.

Chiang Mai is about 39% cheaper than Bialystok, driven mainly by Eating Out.

Chiang Mai sits 36% below the global median, while Bialystok is 6% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$1.96 ฿65.8

$9.52 zł 36.12

-79.41%

Three-Course Dinner for Two, Mid-Range

$18.35 ฿617

$48.43 zł 184

-62.11%

Fast Food Meal (McDonalds, etc)

$7.48 ฿252

$7.80 zł 29.60

-4.10%

Cappuccino

$2.02 ฿67.8

$3.16 zł 11.99

-36.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.85 ฿28.50

$1.82 zł 6.92

-53.30%

Water (0.33 liter bottle)

$0.36 ฿11.96

$1.65 zł 6.25

-78.18%

Local Beer (0.5 liter draught)

$2.14 ฿71.8

$3.22 zł 12.20

-33.54%

Imported Beer (0.33 liter bottle)

$3.59 ฿121

$3.07 zł 11.64

16.94%

Milk (1 liter)

$1.65 ฿55.5

$1.08 zł 4.10

52.78%

White Bread (500g)

$1.57 ฿52.7

$1.23 zł 4.66

27.64%

Rice (white) (1kg)

$1.19 ฿40.02

$1.18 zł 4.48

0.85%

Eggs

$1.94 ฿65.1

$3.13 zł 11.87

-38.02%

Local Cheese (1kg)

$16.19 ฿544

$8.36 zł 31.72

93.66%

Chicken Fillets (1kg)

$2.99 ฿101

$5.88 zł 22.33

-49.15%

Beef Round Steak (1kg)

$10.94 ฿368

$10.97 zł 41.61

-0.27%

Apples (1kg)

$2.71 ฿91.2

$0.95 zł 3.59

185.26%

Banana (1kg)

$1.17 ฿39.25

$1.79 zł 6.80

-34.64%

Oranges (1kg)

$1.69 ฿56.7

$1.72 zł 6.54

-1.74%

Tomato (1kg)

$1.60 ฿54.0

$2.12 zł 8.04

-24.53%

Potato (1kg)

$1.38 ฿46.54

$0.94 zł 3.56

46.81%

Onion (1kg)

$1.20 ฿40.45

$1.02 zł 3.86

17.65%

Lettuce (1 head)

$0.67 ฿22.50

$1.19 zł 4.50

-43.70%

Water (1.5 liter bottle)

$0.56 ฿18.73

$0.58 zł 2.21

-3.45%

Cigarettes 20 Pack (Marlboro, Camel)

$4.64 ฿156

$5.13 zł 19.46

-9.55%

Wine (Bottle)

$17.62 ฿593

$6.46 zł 24.52

172.76%

Local Beer (0.5 liter bottle)

$1.86 ฿62.5

$1.25 zł 4.74

48.80%

Imported Beer (0.33 liter bottle)

$3.30 ฿111

$1.65 zł 6.25

100.00%

One-way Ticket (Public Transport)

$0.88 ฿29.68

$1.06 zł 4.04

-16.98%

Public Transport Monthly Pass (Regular Price)

$19.34 ฿650

$35.93 zł 136

-46.17%

Taxi Start (Normal Tariff)

$1.36 ฿45.90

$2.12 zł 8.06

-35.85%

Taxi (Normal Tariff) (1km)

$1.34 ฿44.98

$0.49 zł 1.84

173.47%

Taxi 1hour Waiting (Normal Tariff)

$8.21 ฿276

$12.38 zł 46.96

-33.68%

Gasoline (1 liter)

$1.22 ฿41.18

$1.69 zł 6.41

-27.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.4K ฿718.1K

$33.0K zł 125.3K

-35.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.5K ฿757.7K

$29.2K zł 110.6K

-22.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$70.7 ฿2,376

$311 zł 1,180

-77.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.04 ฿472

$8.50 zł 32.26

65.18%

Internet (50+ Mbps, Unlimited Data)

$17.49 ฿588

$16.77 zł 63.6

4.29%

Gym Membership (Monthly)

$42.15 ฿1,417

$37.43 zł 142

12.61%

Tennis Court (1 Hour on Weekend)

$6.88 ฿231

$19.05 zł 72.3

-63.88%

Cinema Ticket

$5.92 ฿199

$6.86 zł 26.01

-13.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$309 ฿10.4K

$341 zł 1,294

-9.55%

International Primary School, 1 Child (Yearly)

$14.9K ฿500.4K

$9,315 zł 35.3K

59.72%

Jeans (Levis 501 Or Similar)

$55.8 ฿1,875

$91.3 zł 346

-38.92%

Summer Dress (H&M, Zara, etc)

$26.11 ฿878

$31.35 zł 119

-16.71%

Sport Shoes (Adidas, Nike)

$83.0 ฿2,792

$76.9 zł 292

7.92%

Men's Leather Business Shoes

$70.5 ฿2,369

$96.3 zł 365

-26.81%

1-bedroom Apartment, City Center (Monthly)

$432 ฿14.5K

$546 zł 2,073

-20.93%

1-bedroom Apartment, Outside City Center (Monthly)

$239 ฿8,035

$490 zł 1,860

-51.27%

3-bedroom Apartment, City Center (Monthly)

$822 ฿27.7K

$847 zł 3,214

-2.92%

3-bedroom Apartment, Outside City Center (Monthly)

$512 ฿17.2K

$734 zł 2,784

-30.21%

Buy Apartment in City Center (m2)

$1,915 ฿64.4K

$2,794 zł 10.6K

-31.48%

Buy Apartment Outside City Center (m2)

$1,467 ฿49.3K

$2,370 zł 8,993

-38.10%

Average Monthly Net Salary (After Tax)

$579 ฿19.5K

$1,525 zł 5,785

-62.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.47

-22.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: July 12, 2026

Last update for Bialystok: July 11, 2026

Cost Breakdown

A central one-bedroom costs $432 in Chiang Mai versus $546 in Bialystok. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 163% higher in Bialystok, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $18.00 in Chiang Mai versus $48.00 in Bialystok. Groceries tell a different story – $243 in Chiang Mai vs $200 in Bialystok – so Bialystok wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Bialystok: Cost of Living - Frequently Asked Questions

Bialystok costs about 64% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,292 per month in Chiang Mai and $2,124 in Bialystok. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $309 per month in Chiang Mai and $341 in Bialystok. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 22% cheaper in Bialystok – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $861, than in Bialystok at $1,416. In Chiang Mai it covers expenses comfortably, while in Bialystok it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $861 versus $1,416 in Bialystok. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bialystok makes more sense. Both are solid long-term options with distinct trade-offs.