Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Berwick

For one person, living is cheaper in Chiang Mai: $936 a month against $2,554 in Berwick, rent and utilities included – about $19,400 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
122

Cost of Living Index in Berwick
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Berwick Living Index

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Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Berwick

🇦🇺 Australia

$2,554

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Berwick

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Berwick actually costs, broken down by who's living it.

Monthly costs for one person with rent: $936 in Chiang Mai versus $2,554 in Berwick.

Chiang Mai $936
Berwick $2,554

Estimated couple costs with rent: $1,457 in Chiang Mai versus $3,747 in Berwick.

Chiang Mai $1,457
Berwick $3,747

Monthly costs for a family of three with rent: $1,979 in Chiang Mai versus $4,941 in Berwick.

Chiang Mai $1,979
Berwick $4,941

Living in Chiang Mai costs roughly 63% less than in Berwick, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Chiang Mai is 31% below, Berwick is 88% above.

Meal at Budget Restaurant

$2.24 ฿75.5

$17.18 A$24.34

-86.96%

Three-Course Dinner for Two, Mid-Range

$19.00 ฿640

$85.2 A$121

-77.70%

Fast Food Meal (McDonalds, etc)

$5.55 ฿187

$10.46 A$14.82

-46.94%

Cappuccino

$1.67 ฿56.4

$4.28 A$6.07

-60.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ฿21.51

$2.84 A$4.02

-77.46%

Water (0.33 liter bottle)

$0.31 ฿10.29

$2.31 A$3.28

-86.58%

Local Beer (0.5 liter draught)

$2.36 ฿79.5

$7.88 A$11.17

-70.05%

Imported Beer (0.33 liter bottle)

$3.66 ฿123

$7.51 A$10.64

-51.26%

Milk (1 liter)

$1.95 ฿65.7

$1.34 A$1.90

45.52%

White Bread (500g)

$1.44 ฿48.41

$2.73 A$3.87

-47.25%

Rice (white) (1kg)

$1.33 ฿44.97

$2.25 A$3.19

-40.89%

Eggs

$2.28 ฿77.0

$4.82 A$6.83

-52.70%

Local Cheese (1kg)

$16.45 ฿554

$10.00 A$14.16

64.50%

Chicken Fillets (1kg)

$2.78 ฿93.8

$9.44 A$13.37

-70.55%

Beef Round Steak (1kg)

$9.31 ฿314

$13.09 A$18.55

-28.88%

Apples (1kg)

$2.35 ฿79.3

$3.80 A$5.38

-38.16%

Banana (1kg)

$0.97 ฿32.75

$3.38 A$4.79

-71.30%

Oranges (1kg)

$1.60 ฿53.8

$2.79 A$3.96

-42.65%

Tomato (1kg)

$1.50 ฿50.6

$4.02 A$5.70

-62.69%

Potato (1kg)

$1.28 ฿43.06

$2.76 A$3.91

-53.62%

Onion (1kg)

$1.10 ฿37.14

$2.45 A$3.47

-55.10%

Lettuce (1 head)

$0.71 ฿23.79

$2.30 A$3.26

-69.13%

Water (1.5 liter bottle)

$0.49 ฿16.34

$1.58 A$2.24

-68.99%

Cigarettes 20 Pack (Marlboro, Camel)

$4.14 ฿140

$38.06 A$53.9

-89.12%

Wine (Bottle)

$17.52 ฿590

$14.21 A$20.13

23.29%

Local Beer (0.5 liter bottle)

$1.61 ฿54.4

$5.18 A$7.34

-68.92%

Imported Beer (0.33 liter bottle)

$2.78 ฿93.8

$5.90 A$8.36

-52.88%

One-way Ticket (Public Transport)

$0.87 ฿29.27

$2.75 A$3.90

-68.36%

Public Transport Monthly Pass (Regular Price)

$54.1 ฿1,823

$80.0 A$113

-32.37%

Taxi Start (Normal Tariff)

$1.16 ฿39.00

$3.14 A$4.45

-63.06%

Taxi (Normal Tariff) (1km)

$0.53 ฿17.78

$1.70 A$2.40

-68.82%

Taxi 1hour Waiting (Normal Tariff)

$2.42 ฿81.6

$37.45 A$53.1

-93.54%

Gasoline (1 liter)

$1.45 ฿48.82

$1.39 A$1.96

4.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ฿709.7K

$25.9K A$36.8K

-18.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K ฿907.9K

$25.0K A$35.4K

7.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.2 ฿2,095

$179 A$254

-65.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.17 ฿410

$28.59 A$40.50

-57.43%

Internet (50+ Mbps, Unlimited Data)

$20.12 ฿678

$48.84 A$69.2

-58.80%

Gym Membership (Monthly)

$37.31 ฿1,257

$61.2 A$86.7

-39.01%

Tennis Court (1 Hour on Weekend)

$3.77 ฿127

$19.74 A$27.97

-80.90%

Cinema Ticket

$6.49 ฿219

$12.78 A$18.10

-49.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$736 ฿24.8K

$2,169 A$3,073

-66.06%

International Primary School, 1 Child (Yearly)

$14.8K ฿497.6K

$19.5K A$27.6K

-24.32%

Jeans (Levis 501 Or Similar)

$53.4 ฿1,799

$80.7 A$114

-33.89%

Summer Dress (H&M, Zara, etc)

$24.64 ฿830

$62.6 A$88.6

-60.61%

Sport Shoes (Adidas, Nike)

$91.5 ฿3,083

$94.6 A$134

-3.33%

Men's Leather Business Shoes

$71.9 ฿2,424

$112 A$159

-35.89%

1-bedroom Apartment, City Center (Monthly)

$482 ฿16.3K

$1,319 A$1,868

-63.43%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ฿10.4K

$1,291 A$1,829

-76.07%

3-bedroom Apartment, City Center (Monthly)

$1,006 ฿33.9K

$2,391 A$3,387

-57.92%

3-bedroom Apartment, Outside City Center (Monthly)

$633 ฿21.3K

$2,067 A$2,928

-69.36%

Buy Apartment in City Center (m2)

$2,363 ฿79.6K

$5,398 A$7,647

-56.22%

Buy Apartment Outside City Center (m2)

$1,589 ฿53.6K

$5,260 A$7,451

-69.79%

Average Monthly Net Salary (After Tax)

$590 ฿19.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

5.9

-5.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 26, 2026

Last update for Berwick: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$309 33%

Berwick

$1.3K 50.6% 318% $982

Groceries & Markets

Chiang Mai

$234 25.1%

Berwick

$363 14.2% 55.1% $129

Clothing & Footwear

Chiang Mai

$109 11.6%

Berwick

$158 6.2% 45% $49

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Berwick

$257 10.1% 172% $162

Eating Out

Chiang Mai

$78 8.3%

Berwick

$295 11.6% 281% $218

Getting Around

Chiang Mai

$61 6.6%

Berwick

$103 4% 67.2% $41

Sport & Entertainment

Chiang Mai

$50 5.4%

Berwick

$87 3.4% 72.5% $36

Cost Breakdown

A one-bedroom apartment in the center runs $482 in Chiang Mai and $1,319 in Berwick. Housing cost is often the main lever when comparing two cities.

Dining out: $19 in Chiang Mai vs $85 in Berwick for a mid-range dinner for two. Groceries echo the gap at $234 vs $363 per month, with Chiang Mai cheaper across the board.

Good to know

🇹🇭 Chiang Mai

🇦🇺 Berwick

🕒 Local time

12:13 12:13 PM

16:13 4:13 PM

4 h ahead of Chiang Mai

🌤 Weather

👥 Population

127,240

47,674

💱 Currency

Thai Baht THB ฿

Australian Dollar AUD $

📈 Exchange rate

100 THB = 2.97 USD

100 THB = 2.67 EUR

1 AUD = 0.706 USD

1 AUD = 0.634 EUR

Exchange rates and currency converter

AUD, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 29, 2026: 1 USD = 33.7 THB (100 THB = 2.97 USD). 1 EUR = 37.52 THB (100 THB = 2.67 EUR).

Australian Dollar exchange rates as of October 29, 2026: 1 USD = 1.42 AUD (1 AUD = 0.706 USD). 1 EUR = 1.58 AUD (1 AUD = 0.634 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Chiang Mai Berwick 7,960 km ≈ 10 h nonstop flight

From you

Chiang Mai
Berwick

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Berwick: Cost of Living - Frequently Asked Questions

Chiang Mai is about 63% cheaper overall, especially in eating out, groceries, and clothing. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,403 in Chiang Mai and $3,830 in Berwick to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $482 in Chiang Mai versus $1,319 in Berwick. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Chiang Mai – a meal for two runs $19 versus $85 in Berwick. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $936 per month in Chiang Mai versus $2,554 in Berwick – Chiang Mai is about 63% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $800. Chiang Mai is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Chiang Mai and Berwick are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Chiang Mai gentler on the wallet – expenses run 63% less than in Berwick. Beyond cost, consider language, visa policies, and how big the international community is in each city.