Cost of Living Comparison Between Chiang Mai and Bergen County, NJ Cost of Living Comparison Between Chiang Mai and Bergen County, NJ

Monthly Cost of Living

Monthly costs for one person with rent: $869 in Chiang Mai versus $3,999 in Bergen County, NJ.

Estimated couple costs with rent: $1,362 in Chiang Mai versus $5,116 in Bergen County, NJ.

Monthly costs for a family of three with rent: $1,855 in Chiang Mai versus $6,234 in Bergen County, NJ.

Living in Chiang Mai costs roughly 78% less than in Bergen County, NJ, driven mainly by Eating Out.

The two cities straddle the global median: Chiang Mai is 35% below, Bergen County, NJ is 198% above.

Meal at Budget Restaurant

$1.98 ฿64.3

$19.67 $19.67

-89.93%

Three-Course Dinner for Two, Mid-Range

$18.80 ฿612

$83.9 $83.9

-77.60%

Fast Food Meal (McDonalds, etc)

$7.75 ฿252

$14.20 $14.20

-45.42%

Cappuccino

$1.92 ฿62.5

$5.06 $5.06

-62.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.79 ฿25.79

$2.49 $2.49

-68.27%

Water (0.33 liter bottle)

$0.36 ฿11.62

$2.17 $2.17

-83.41%

Local Beer (0.5 liter draught)

$2.21 ฿72.1

$7.03 $7.03

-68.56%

Imported Beer (0.33 liter bottle)

$3.66 ฿119

$9.13 $9.13

-59.91%

Milk (1 liter)

$1.65 ฿53.8

$1.25 $1.25

32.00%

White Bread (500g)

$1.63 ฿53.2

$4.52 $4.52

-63.94%

Rice (white) (1kg)

$1.19 ฿38.86

$8.57 $8.57

-86.11%

Eggs

$2.00 ฿65.1

$4.93 $4.93

-59.43%

Local Cheese (1kg)

$15.98 ฿520

$16.79 $16.79

-4.82%

Chicken Fillets (1kg)

$3.03 ฿98.5

$11.85 $11.85

-74.43%

Beef Round Steak (1kg)

$10.86 ฿354

$17.94 $17.94

-39.46%

Apples (1kg)

$2.76 ฿90.0

$4.96 $4.96

-44.35%

Banana (1kg)

$1.18 ฿38.42

$1.70 $1.70

-30.59%

Oranges (1kg)

$1.64 ฿53.5

$3.90 $3.90

-57.95%

Tomato (1kg)

$1.52 ฿49.51

$4.23 $4.23

-64.07%

Potato (1kg)

$1.38 ฿45.10

$2.90 $2.90

-52.41%

Onion (1kg)

$1.19 ฿38.84

$3.97 $3.97

-70.03%

Lettuce (1 head)

$0.70 ฿22.86

$2.46 $2.46

-71.54%

Water (1.5 liter bottle)

$0.56 ฿18.13

$2.23 $2.23

-74.89%

Cigarettes 20 Pack (Marlboro, Camel)

$4.58 ฿149

$13.57 $13.57

-66.25%

Wine (Bottle)

$16.56 ฿539

$15.08 $15.08

9.81%

Local Beer (0.5 liter bottle)

$1.83 ฿59.5

$1.76 $1.76

3.98%

Imported Beer (0.33 liter bottle)

$3.20 ฿104

$3.62 $3.62

-11.60%

One-way Ticket (Public Transport)

$0.88 ฿28.56

$4.11 $4.11

-78.59%

Public Transport Monthly Pass (Regular Price)

$18.72 ฿610

$169 $169

-88.90%

Taxi Start (Normal Tariff)

$1.36 ฿44.16

$2.93 $2.93

-53.58%

Taxi (Normal Tariff) (1km)

$1.34 ฿43.65

$1.41 $1.41

-4.96%

Taxi 1hour Waiting (Normal Tariff)

$7.84 ฿256

$24.05 $24.05

-67.40%

Gasoline (1 liter)

$1.23 ฿39.92

$0.91 $0.91

35.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.6K ฿704.3K

$29.1K $29.1K

-25.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.5K ฿734.3K

$25.4K $25.4K

-11.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$70.5 ฿2,298

$128 $128

-44.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.68 ฿445

$44.66 $44.66

-69.37%

Internet (50+ Mbps, Unlimited Data)

$17.45 ฿568

$65.6 $65.6

-73.40%

Gym Membership (Monthly)

$41.33 ฿1,346

$43.84 $43.84

-5.73%

Tennis Court (1 Hour on Weekend)

$6.96 ฿227

Cinema Ticket

$5.77 ฿188

$16.68 $16.68

-65.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$307 ฿10.0K

$2,271 $2,271

-86.48%

International Primary School, 1 Child (Yearly)

$14.6K ฿475.9K

$23.8K $23.8K

-38.68%

Jeans (Levis 501 Or Similar)

$55.8 ฿1,817

$75.9 $75.9

-26.47%

Summer Dress (H&M, Zara, etc)

$26.21 ฿854

$23.72 $23.72

10.50%

Sport Shoes (Adidas, Nike)

$85.8 ฿2,793

$86.0 $86.0

-0.33%

Men's Leather Business Shoes

$72.2 ฿2,353

$115 $115

-36.92%

1-bedroom Apartment, City Center (Monthly)

$430 ฿14.0K

$2,725 $2,725

-84.23%

1-bedroom Apartment, Outside City Center (Monthly)

$239 ฿7,774

$2,694 $2,694

-91.14%

3-bedroom Apartment, City Center (Monthly)

$817 ฿26.6K

$4,568 $4,568

-82.11%

3-bedroom Apartment, Outside City Center (Monthly)

$511 ฿16.6K

$3,013 $3,013

-83.05%

Buy Apartment in City Center (m2)

$1,983 ฿64.6K

$3,889 $3,889

-49.01%

Buy Apartment Outside City Center (m2)

$1,484 ฿48.3K

$3,811 $3,811

-61.07%

Average Monthly Net Salary (After Tax)

$619 ฿20.2K

$5,498 $5,498

-88.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

-23.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: June 7, 2026

Last update for Bergen County, NJ: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $430 in Chiang Mai and $2,725 in Bergen County, NJ. Housing cost is often the main lever when comparing two cities.

Bergen County, NJ pays 788% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $19.00 in Chiang Mai vs $84.0 in Bergen County, NJ for a mid-range dinner for two. Groceries echo the gap at $241 vs $446 per month, with Chiang Mai cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Bergen County, NJ: Cost of Living - Frequently Asked Questions

Chiang Mai and Bergen County, NJ differ by about 360% in total monthly costs ($869 vs $3,999 including rent). Chiang Mai is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Bergen County, NJ earns 788% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $430 in Chiang Mai versus $2,725 in Bergen County, NJ. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Chiang Mai – a meal for two runs $19.00 versus $84.0 in Bergen County, NJ. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $869 per month in Chiang Mai versus $3,999 in Bergen County, NJ – a 360% gap that adds up to real savings over time for anyone picking the cheaper option.

At $869 in Chiang Mai versus $3,999 in Bergen County, NJ, a $1,000 budget is realistic in Chiang Mai but tight or insufficient in Bergen County, NJ. The gap between the two cities makes Chiang Mai the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Chiang Mai and Bergen County, NJ are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chiang Mai gentler on the wallet – expenses run 360% less than in Bergen County, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.