😐Monthly costs for one person with rent: $869 in Chiang Mai versus $435 in Bellary.
😐Estimated couple costs with rent: $1,362 in Chiang Mai versus $724 in Bellary.
😐Monthly costs for a family of three with rent: $1,855 in Chiang Mai versus $1,013 in Bellary.
😐Living in Chiang Mai is roughly 100% more expensive than Bellary, driven mainly by Groceries & Markets.
📊Both cities sit below the global median: Chiang Mai35% lower, Bellary68% lower.
Currency
🍽 Eating Out
Chiang Mai
Bellary
Difference
Meal at Budget Restaurant
$1.98฿64.3
$3.51₹334
-43.59%
Three-Course Dinner for Two, Mid-Range
$18.80฿612
$17.60₹1,674
6.82%
Fast Food Meal(McDonalds, etc)
$7.75฿252
$1.72₹163
350.58%
Cappuccino
$1.92฿62.5
$2.28₹217
-15.79%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.79฿25.79
$0.22₹20.80
259.09%
Water(0.33 liter bottle)
$0.36฿11.62
$0.13₹12.49
176.92%
Local Beer(0.5 liter draught)
$2.21฿72.1
$2.38₹227
-7.14%
Imported Beer(0.33 liter bottle)
$3.66฿119
$2.98₹283
22.82%
🛒 Groceries & Markets
Chiang Mai
Bellary
Difference
Milk(1 liter)
$1.65฿53.8
$0.53₹50.7
211.32%
White Bread(500g)
$1.63฿53.2
$0.45₹43.02
262.22%
Rice(white)(1kg)
$1.19฿38.86
$0.59₹56.4
101.69%
Eggs
$2.00฿65.1
$0.83₹78.8
140.96%
Local Cheese(1kg)
$15.98฿520
$7.40₹704
115.95%
Chicken Fillets(1kg)
$3.03฿98.5
$3.69₹351
-17.89%
Beef Round Steak(1kg)
$10.86฿354
-
-
Apples(1kg)
$2.76฿90.0
$2.58₹246
6.98%
Banana(1kg)
$1.18฿38.42
$0.74₹70.8
59.46%
Oranges(1kg)
$1.64฿53.5
$1.14₹108
43.86%
Tomato(1kg)
$1.52฿49.51
$0.41₹38.80
270.73%
Potato(1kg)
$1.38฿45.10
$0.48₹45.45
187.50%
Onion(1kg)
$1.19฿38.84
$0.50₹47.26
138.00%
Lettuce(1 head)
$0.70฿22.86
$0.47₹44.92
48.94%
Water(1.5 liter bottle)
$0.56฿18.13
$0.33₹31.24
69.70%
Cigarettes 20 Pack(Marlboro, Camel)
$4.58฿149
$3.95₹375
15.95%
Wine(Bottle)
$16.56฿539
$10.64₹1,012
55.64%
Local Beer(0.5 liter bottle)
$1.83฿59.5
$2.08₹198
-12.02%
Imported Beer(0.33 liter bottle)
$3.20฿104
$3.41₹324
-6.16%
Buffalo Round(or Equivalent Back Leg Red Meat)(1kg)
-
$7.50₹714
-
🚌 Getting Around
Chiang Mai
Bellary
Difference
One-way Ticket(Public Transport)
$0.88฿28.56
$0.30₹28.73
193.33%
Public Transport Monthly Pass(Regular Price)
$18.72฿610
$8.66₹824
116.17%
Taxi Start(Normal Tariff)
$1.36฿44.16
$1.13₹107
20.35%
Taxi(Normal Tariff)(1km)
$1.34฿43.65
$0.36₹33.86
272.22%
Taxi 1hour Waiting(Normal Tariff)
$7.84฿256
$2.34₹223
235.04%
Gasoline(1 liter)
$1.23฿39.92
$1.19₹113
3.36%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.6K฿704.3K
$13.8K₹1.3M
57.23%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5K฿734.3K
$24.6K₹2.3M
-8.48%
🧾 Monthly Utilities & Internet
Chiang Mai
Bellary
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$70.5฿2,298
$34.21₹3,253
106.20%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.68฿445
$4.92₹468
178.05%
Internet(50+ Mbps, Unlimited Data)
$17.45฿568
$10.89₹1,036
60.24%
🎉 Sport & Entertainment
Chiang Mai
Bellary
Difference
Gym Membership(Monthly)
$41.33฿1,346
$16.05₹1,527
157.51%
Tennis Court(1 Hour on Weekend)
$6.96฿227
$6.88₹654
1.16%
Cinema Ticket
$5.77฿188
$4.57₹434
26.26%
🧸 Childcare & Education
Chiang Mai
Bellary
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$307฿10.0K
$115₹11.0K
166.42%
International Primary School, 1 Child(Yearly)
$14.6K฿475.9K
$700₹66.6K
1985.82%
👕👟 Clothing & Footwear
Chiang Mai
Bellary
Difference
Jeans(Levis 501 Or Similar)
$55.8฿1,817
$27.66₹2,630
101.70%
Summer Dress(H&M, Zara, etc)
$26.21฿854
$30.14₹2,867
-13.04%
Sport Shoes(Adidas, Nike)
$85.8฿2,793
$53.6₹5,100
59.89%
Men's Leather Business Shoes
$72.2฿2,353
$40.53₹3,854
78.24%
🏠 Accommodation & Living
Chiang Mai
Bellary
Difference
1-bedroom Apartment, City Center(Monthly)
$430฿14.0K
$125₹11.9K
243.30%
1-bedroom Apartment, Outside City Center(Monthly)
$239฿7,774
$77.4₹7,360
208.41%
3-bedroom Apartment, City Center(Monthly)
$817฿26.6K
$269₹25.6K
203.73%
3-bedroom Apartment, Outside City Center(Monthly)
$511฿16.6K
$182₹17.3K
181.05%
Buy Apartment in City Center(m2)
$1,983฿64.6K
$1,036₹98.5K
91.45%
Buy Apartment Outside City Center(m2)
$1,484฿48.3K
$584₹55.6K
153.97%
💵 Salaries & Financials
Chiang Mai
Bellary
Difference
Average Monthly Net Salary(After Tax)
$619฿20.2K
$474₹45.1K
30.45%
20-Year Fixed Mortgage Interest Rate(Annual %)
5
9.19
-45.59%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chiang Mai: June 7, 2026
Last update for Bellary: June 6, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $430 in Chiang Mai and $125 in Bellary. Housing cost is often the main lever when comparing two cities.
💰Chiang Mai pays 30% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $19.00 in Chiang Mai vs $18.00 in Bellary for a mid-range dinner for two. Groceries echo the gap at $241 vs $127 per month, with Bellary cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Bellary: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Bellary?
Bellary wins on cost – living expenses run 100% lower than in Chiang Mai. Housing and daily spending are where you'll feel the difference most, making Bellary the obvious pick if budget is a priority.
Are salaries higher in Chiang Mai or Bellary?
Chiang Mai pays 30% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Chiang Mai vs Bellary?
Rent for a central apartment: $430 in Chiang Mai versus $125 in Bellary. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Chiang Mai and Bellary?
Childcare runs $307 in Chiang Mai versus $115 in Bellary. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Chiang Mai or Bellary?
Supermarket bills run roughly 90% higher in Chiang Mai. For households that cook at home regularly, that difference adds up over a month.
Can you live on $800/month in Chiang Mai or Bellary?
Either city works on $800 a month, though Bellary gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Which city is better for digital nomads, Chiang Mai or Bellary?
Both work as nomad bases, but Bellary delivers better value – similar infrastructure at $435 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Bellary hard to pass up.
How safe is Chiang Mai compared to Bellary?
Safety-wise, Chiang Mai and Bellary are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Bellary gentler on the wallet – expenses run 100% less than in Chiang Mai. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Chiang Mai vs other spots: cost of living compared