Cost of Living Comparison Between Chiang Mai and Bega NSW Cost of Living Comparison Between Chiang Mai and Bega NSW

Monthly Cost of Living

A single person spends $866 per month in Chiang Mai vs $2,260 in Bega NSW, rent included.

A couple spends around $1,351 per month in Chiang Mai vs $3,260 in Bega NSW, rent included.

A family of three spends $1,835 per month in Chiang Mai vs $4,259 in Bega NSW, rent included.

Chiang Mai is about 62% cheaper than Bega NSW, driven mainly by Eating Out.

Chiang Mai sits 35% below the global median, while Bega NSW is 69% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$1.94 ฿63.5

$16.22 A$22.60

-88.04%

Three-Course Dinner for Two, Mid-Range

$18.64 ฿609

$76.6 A$107

-75.66%

Fast Food Meal (McDonalds, etc)

$7.82 ฿255

$9.90 A$13.80

-21.01%

Cappuccino

$1.95 ฿63.8

$3.52 A$4.90

-44.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.85 ฿27.77

$2.52 A$3.51

-66.27%

Water (0.33 liter bottle)

$0.35 ฿11.58

$2.09 A$2.91

-83.25%

Local Beer (0.5 liter draught)

$2.13 ฿69.6

$6.54 A$9.11

-67.43%

Imported Beer (0.33 liter bottle)

$3.73 ฿122

$6.94 A$9.67

-46.25%

Milk (1 liter)

$1.71 ฿56.0

$1.48 A$2.07

15.54%

White Bread (500g)

$1.63 ฿53.2

$2.41 A$3.36

-32.37%

Rice (white) (1kg)

$1.14 ฿37.15

$2.05 A$2.85

-44.39%

Eggs

$1.93 ฿63.1

$4.22 A$5.88

-54.27%

Local Cheese (1kg)

$16.21 ฿530

$8.72 A$12.16

85.89%

Chicken Fillets (1kg)

$3.12 ฿102

$8.45 A$11.77

-63.08%

Beef Round Steak (1kg)

$10.90 ฿356

$13.59 A$18.94

-19.79%

Apples (1kg)

$2.75 ฿90.0

$3.31 A$4.61

-16.92%

Banana (1kg)

$1.21 ฿39.52

$2.82 A$3.93

-57.09%

Oranges (1kg)

$1.62 ฿53.0

$3.00 A$4.18

-46.00%

Tomato (1kg)

$1.59 ฿51.8

$4.21 A$5.87

-62.23%

Potato (1kg)

$1.40 ฿45.70

$2.44 A$3.40

-42.62%

Onion (1kg)

$1.17 ฿38.17

$2.17 A$3.02

-46.08%

Lettuce (1 head)

$0.66 ฿21.60

$2.11 A$2.95

-68.72%

Water (1.5 liter bottle)

$0.53 ฿17.22

$1.57 A$2.19

-66.24%

Cigarettes 20 Pack (Marlboro, Camel)

$4.69 ฿153

$31.24 A$43.54

-84.99%

Wine (Bottle)

$18.66 ฿609

$14.30 A$19.93

30.49%

Local Beer (0.5 liter bottle)

$1.80 ฿58.8

$4.68 A$6.52

-61.54%

Imported Beer (0.33 liter bottle)

$3.23 ฿106

$5.45 A$7.59

-40.73%

One-way Ticket (Public Transport)

$0.90 ฿29.26

$2.52 A$3.52

-64.29%

Public Transport Monthly Pass (Regular Price)

$19.21 ฿628

$64.5 A$89.9

-70.24%

Taxi Start (Normal Tariff)

$1.41 ฿45.91

$3.68 A$5.12

-61.68%

Taxi (Normal Tariff) (1km)

$1.29 ฿42.12

$1.59 A$2.22

-18.87%

Taxi 1hour Waiting (Normal Tariff)

$7.84 ฿256

$32.93 A$45.89

-76.19%

Gasoline (1 liter)

$1.27 ฿41.58

$1.17 A$1.63

8.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.3K ฿694.9K

$28.5K A$39.7K

-25.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.2K ฿725.4K

$22.5K A$31.3K

-1.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$69.1 ฿2,256

$186 A$259

-62.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.08 ฿460

$27.79 A$38.72

-49.33%

Internet (50+ Mbps, Unlimited Data)

$18.00 ฿588

$51.9 A$72.3

-65.32%

Gym Membership (Monthly)

$41.06 ฿1,341

$48.04 A$67.0

-14.53%

Tennis Court (1 Hour on Weekend)

$6.96 ฿227

$15.43 A$21.50

-54.89%

Cinema Ticket

$5.92 ฿193

$13.08 A$18.22

-54.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$299 ฿9,766

$1,619 A$2,256

-81.53%

International Primary School, 1 Child (Yearly)

$15.0K ฿488.3K

$12.2K A$17.0K

22.44%

Jeans (Levis 501 Or Similar)

$54.7 ฿1,787

$66.9 A$93.2

-18.19%

Summer Dress (H&M, Zara, etc)

$26.77 ฿874

$49.67 A$69.2

-46.10%

Sport Shoes (Adidas, Nike)

$85.0 ฿2,776

$98.0 A$137

-13.28%

Men's Leather Business Shoes

$70.6 ฿2,306

$107 A$149

-34.16%

1-bedroom Apartment, City Center (Monthly)

$428 ฿14.0K

$1,260 A$1,756

-66.02%

1-bedroom Apartment, Outside City Center (Monthly)

$237 ฿7,752

$1,060 A$1,478

-77.62%

3-bedroom Apartment, City Center (Monthly)

$801 ฿26.2K

$2,033 A$2,832

-60.57%

3-bedroom Apartment, Outside City Center (Monthly)

$515 ฿16.8K

$1,646 A$2,294

-68.69%

Buy Apartment in City Center (m2)

$1,975 ฿64.5K

$6,211 A$8,655

-68.21%

Buy Apartment Outside City Center (m2)

$1,475 ฿48.2K

$5,722 A$7,973

-74.22%

Average Monthly Net Salary (After Tax)

$617 ฿20.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.34

-21.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: May 31, 2026

Last update for Bega NSW: May 30, 2026

Cost Breakdown

A central one-bedroom costs $428 in Chiang Mai versus $1,260 in Bega NSW. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $19.00 in Chiang Mai versus $77.0 in Bega NSW. Monthly groceries follow the same trend: $246 vs $342 – making Chiang Mai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Bega NSW: Cost of Living - Frequently Asked Questions

Yes – Bega NSW is pricier by about 161%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,300 per month in Chiang Mai and $3,390 in Bega NSW. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $299 per month in Chiang Mai and $1,619 in Bega NSW. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 39% more in Bega NSW, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $866, than in Bega NSW at $2,260. In Chiang Mai it covers expenses comfortably, while in Bega NSW it requires careful planning or may not stretch far enough.

Families tend to lean toward Chiang Mai – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bega NSW makes more sense. Both are solid long-term options with distinct trade-offs.