😐Monthly costs for one person with rent: $861 in Chiang Mai versus $817 in Assela.
😐Estimated couple costs with rent: $1,350 in Chiang Mai versus $1,242 in Assela.
😐Monthly costs for a family of three with rent: $1,838 in Chiang Mai versus $1,667 in Assela.
🌍Living in Chiang Mai is roughly 5% more expensive than in Assela, driven mainly by Monthly Utilities & Internet.
📊Both cities sit below the global median: Chiang Mai36% lower, Assela39% lower.
Currency
🍽 Eating Out
Chiang Mai
Assela
Difference
Meal at Budget Restaurant
$1.96฿65.9
$4.59ETB 727
-57.30%
Three-Course Dinner for Two, Mid-Range
$18.35฿617
$35.32ETB 5,599
-48.05%
Fast Food Meal(McDonalds, etc)
$7.48฿252
$6.54ETB 1,036
14.37%
Cappuccino
$2.02฿67.8
$1.30ETB 205
55.38%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.85฿28.52
$0.69ETB 110
23.19%
Water(0.33 liter bottle)
$0.36฿11.97
$0.47ETB 74.2
-23.40%
Local Beer(0.5 liter draught)
$2.14฿71.9
$1.01ETB 160
111.88%
Imported Beer(0.33 liter bottle)
$3.59฿121
$3.08ETB 488
16.56%
🛒 Groceries & Markets
Chiang Mai
Assela
Difference
Milk(1 liter)
$1.65฿55.5
$1.38ETB 219
19.57%
White Bread(500g)
$1.57฿52.7
$1.32ETB 210
18.94%
Rice(white)(1kg)
$1.19฿40.05
$2.12ETB 336
-43.87%
Eggs
$1.94฿65.1
$2.49ETB 395
-22.09%
Local Cheese(1kg)
$16.19฿545
$6.98ETB 1,106
131.95%
Chicken Fillets(1kg)
$2.99฿101
$13.67ETB 2,166
-78.13%
Beef Round Steak(1kg)
$10.94฿368
$13.17ETB 2,087
-16.93%
Apples(1kg)
$2.71฿91.2
$6.72ETB 1,064
-59.67%
Banana(1kg)
$1.17฿39.27
$1.02ETB 161
14.71%
Oranges(1kg)
$1.69฿56.8
$2.27ETB 360
-25.55%
Tomato(1kg)
$1.60฿54.0
$0.99ETB 157
61.62%
Potato(1kg)
$1.38฿46.56
$0.68ETB 108
102.94%
Onion(1kg)
$1.20฿40.47
$1.92ETB 304
-37.50%
Lettuce(1 head)
$0.67฿22.51
$0.69ETB 109
-2.90%
Water(1.5 liter bottle)
$0.56฿18.74
$0.68ETB 108
-17.65%
Cigarettes 20 Pack(Marlboro, Camel)
$4.64฿156
$3.95ETB 626
17.47%
Wine(Bottle)
$17.62฿593
$5.66ETB 897
211.31%
Local Beer(0.5 liter bottle)
$1.86฿62.6
$0.99ETB 157
87.88%
Imported Beer(0.33 liter bottle)
$3.30฿111
$1.83ETB 291
80.33%
🚌 Getting Around
Chiang Mai
Assela
Difference
One-way Ticket(Public Transport)
$0.88฿29.70
-
-
Public Transport Monthly Pass(Regular Price)
$19.34฿651
-
-
Taxi Start(Normal Tariff)
$1.36฿45.92
$1.42ETB 225
-4.23%
Taxi(Normal Tariff)(1km)
$1.34฿45.00
$0.29ETB 46.54
362.07%
Taxi 1hour Waiting(Normal Tariff)
$8.21฿276
$2.05ETB 325
300.49%
Gasoline(1 liter)
$1.22฿41.20
$1.30ETB 206
-6.15%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.4K฿718.5K
$54.0KETB 8.6M
-60.46%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5K฿758.1K
$53.8KETB 8.5M
-58.14%
🧾 Monthly Utilities & Internet
Chiang Mai
Assela
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$70.7฿2,378
$157ETB 24.9K
-55.00%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$14.04฿472
$12.04ETB 1,909
16.61%
Internet(50+ Mbps, Unlimited Data)
$17.49฿589
$129ETB 20.5K
-86.47%
🎉 Sport & Entertainment
Chiang Mai
Assela
Difference
Gym Membership(Monthly)
$42.15฿1,418
-
-
Tennis Court(1 Hour on Weekend)
$6.88฿231
-
-
Cinema Ticket
$5.92฿199
$5.76ETB 914
2.78%
🧸 Childcare & Education
Chiang Mai
Assela
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$309฿10.4K
$80.2ETB 12.7K
284.71%
International Primary School, 1 Child(Yearly)
$14.9K฿500.7K
$39.8KETB 6.3M
-62.57%
👕👟 Clothing & Footwear
Chiang Mai
Assela
Difference
Jeans(Levis 501 Or Similar)
$55.8฿1,876
$46.74ETB 7,409
19.30%
Summer Dress(H&M, Zara, etc)
$26.11฿879
$73.9ETB 11.7K
-64.66%
Sport Shoes(Adidas, Nike)
$83.0฿2,793
$94.5ETB 15.0K
-12.17%
Men's Leather Business Shoes
$70.5฿2,371
$113ETB 17.8K
-37.41%
🏠 Accommodation & Living
Chiang Mai
Assela
Difference
1-bedroom Apartment, City Center(Monthly)
$432฿14.5K
-
-
1-bedroom Apartment, Outside City Center(Monthly)
$239฿8,040
-
-
3-bedroom Apartment, City Center(Monthly)
$822฿27.7K
-
-
3-bedroom Apartment, Outside City Center(Monthly)
$512฿17.2K
-
-
Buy Apartment in City Center(m2)
$1,915฿64.4K
-
-
Buy Apartment Outside City Center(m2)
$1,467฿49.4K
-
-
💵 Salaries & Financials
Chiang Mai
Assela
Difference
Average Monthly Net Salary(After Tax)
$579฿19.5K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5
17
-70.59%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chiang Mai: July 12, 2026
Last update for Assela: July 12, 2026
Cost Breakdown
🛒Dining out: $18.00 in Chiang Mai vs $35.00 in Assela for a mid-range dinner for two. Groceries echo the gap at $243 vs $265 per month, with Chiang Mai cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Assela: Cost of Living - Frequently Asked Questions
Is Assela cheaper than Chiang Mai?
Assela is cheaper overall, especially in Sport & Entertainment, Getting Around. The 5% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,292 in Chiang Mai and $1,225 in Assela to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
Which city has cheaper kindergarten?
Childcare runs $309 in Chiang Mai versus $80.2 in Assela. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Chiang Mai or in Assela?
Dining out is cheaper in Assela – a meal for two runs $35.00 versus $18.00 in Chiang Mai. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,000 enough for either Chiang Mai or Assela?
Either city works on $1,000 a month, though Assela gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is Chiang Mai or Assela more family-friendly?
For families, Assela is more practical. Housing and childcare are both notably cheaper than in Chiang Mai, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Chiang Mai or Assela?
Safety-wise, Chiang Mai and Assela are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Assela gentler on the wallet – expenses run 5% less than in Chiang Mai. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Chiang Mai vs other spots: cost of living compared