😐Monthly costs for one person with rent: $947 in Chiang Mai versus $836 in Assela.
😐Estimated couple costs with rent: $1,411 in Chiang Mai versus $1,195 in Assela.
😐Monthly costs for a family of three with rent: $1,874 in Chiang Mai versus $1,554 in Assela.
🌍Living in Chiang Mai is roughly 13% more expensive than in Assela, driven mainly by Monthly Utilities & Internet.
📊Both cities sit below the global median: Chiang Mai31% lower, Assela39% lower.
Currency
🍽 Eating Out
Chiang Mai
Assela
Difference
Meal at Budget Restaurant
$2.08฿68.6
$3.94ETB 632
-47.21%
Three-Course Dinner for Two, Mid-Range
$19.64฿646
$43.27ETB 6,949
-54.61%
Fast Food Meal(McDonalds, etc)
$5.65฿186
$6.66ETB 1,070
-15.17%
Cappuccino
$1.81฿59.4
$0.95ETB 152
90.53%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.71฿23.45
$0.60ETB 95.9
18.33%
Water(0.33 liter bottle)
$0.32฿10.38
$0.63ETB 102
-49.21%
Local Beer(0.5 liter draught)
$2.24฿73.6
$0.77ETB 123
190.91%
Imported Beer(0.33 liter bottle)
$3.63฿119
$2.28ETB 366
59.21%
🛒 Groceries & Markets
Chiang Mai
Assela
Difference
Milk(1 liter)
$1.96฿64.4
$1.07ETB 172
83.18%
White Bread(500g)
$1.50฿49.39
$1.20ETB 193
25.00%
Rice(white)(1kg)
$1.34฿43.93
$2.11ETB 338
-36.49%
Eggs
$2.26฿74.5
$1.72ETB 277
31.40%
Local Cheese(1kg)
$16.26฿535
$7.27ETB 1,167
123.66%
Chicken Fillets(1kg)
$2.95฿97.1
$10.10ETB 1,621
-70.79%
Beef Round Steak(1kg)
$9.94฿327
$9.16ETB 1,471
8.52%
Apples(1kg)
$2.57฿84.6
$5.27ETB 846
-51.23%
Banana(1kg)
$1.06฿34.73
$0.63ETB 101
68.25%
Oranges(1kg)
$1.61฿53.0
$2.20ETB 353
-26.82%
Tomato(1kg)
$1.52฿49.97
$0.67ETB 107
126.87%
Potato(1kg)
$1.27฿41.77
$0.50ETB 79.9
154.00%
Onion(1kg)
$1.07฿35.06
$1.06ETB 170
0.94%
Lettuce(1 head)
$0.72฿23.68
$0.66ETB 106
9.09%
Water(1.5 liter bottle)
$0.51฿16.72
$0.57ETB 91.4
-10.53%
Cigarettes 20 Pack(Marlboro, Camel)
$4.19฿138
$7.92ETB 1,273
-47.10%
Wine(Bottle)
$17.87฿587
$5.48ETB 881
226.09%
Local Beer(0.5 liter bottle)
$1.69฿55.7
$0.66ETB 105
156.06%
Imported Beer(0.33 liter bottle)
$2.84฿93.3
$1.23ETB 198
130.89%
🚌 Getting Around
Chiang Mai
Assela
Difference
One-way Ticket(Public Transport)
$0.93฿30.43
-
-
Public Transport Monthly Pass(Regular Price)
$53.9฿1,771
-
-
Taxi Start(Normal Tariff)
$1.23฿40.59
$1.31ETB 210
-6.11%
Taxi(Normal Tariff)(1km)
$0.58฿18.96
$0.27ETB 43.34
114.81%
Taxi 1hour Waiting(Normal Tariff)
$2.42฿79.7
$1.99ETB 319
21.61%
Gasoline(1 liter)
$1.41฿46.43
$0.97ETB 156
45.36%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.4K฿705.1K
$54.3KETB 8.7M
-60.50%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.3K฿898.7K
$54.9KETB 8.8M
-50.23%
🧾 Monthly Utilities & Internet
Chiang Mai
Assela
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$63.7฿2,093
$208ETB 33.4K
-69.36%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$12.85฿423
$7.28ETB 1,170
76.51%
Internet(50+ Mbps, Unlimited Data)
$20.22฿665
$210ETB 33.8K
-90.39%
🎉 Sport & Entertainment
Chiang Mai
Assela
Difference
Gym Membership(Monthly)
$38.74฿1,274
-
-
Tennis Court(1 Hour on Weekend)
$3.97฿130
-
-
Cinema Ticket
$6.74฿222
$3.86ETB 620
74.61%
🧸 Childcare & Education
Chiang Mai
Assela
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$778฿25.6K
$137ETB 22.0K
467.76%
International Primary School, 1 Child(Yearly)
$14.6K฿480.4K
$29.7KETB 4.8M
-50.73%
👕👟 Clothing & Footwear
Chiang Mai
Assela
Difference
Jeans(Levis 501 Or Similar)
$54.3฿1,785
$33.35ETB 5,356
62.79%
Summer Dress(H&M, Zara, etc)
$25.45฿837
$70.0ETB 11.2K
-63.65%
Sport Shoes(Adidas, Nike)
$94.3฿3,102
$79.5ETB 12.8K
18.59%
Men's Leather Business Shoes
$73.4฿2,415
$83.1ETB 13.3K
-11.57%
🏠 Accommodation & Living
Chiang Mai
Assela
Difference
1-bedroom Apartment, City Center(Monthly)
$490฿16.1K
-
-
1-bedroom Apartment, Outside City Center(Monthly)
$289฿9,512
-
-
3-bedroom Apartment, City Center(Monthly)
$894฿29.4K
-
-
3-bedroom Apartment, Outside City Center(Monthly)
$517฿17.0K
-
-
Buy Apartment in City Center(m2)
$1,955฿64.3K
-
-
Buy Apartment Outside City Center(m2)
$1,477฿48.6K
-
-
💵 Salaries & Financials
Chiang Mai
Assela
Difference
Average Monthly Net Salary(After Tax)
$602฿19.8K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5.57
18.5
-69.89%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chiang Mai: August 31, 2026
Last update for Assela: August 31, 2026
Cost Breakdown
🛒Dining out: $20.00 in Chiang Mai vs $43.00 in Assela. Groceries flip the comparison at $240 vs $210, with Assela cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Assela: Cost of Living - Frequently Asked Questions
Is Assela cheaper than Chiang Mai?
Assela is cheaper overall, especially in Groceries & Markets, Eating Out, Getting Around, Sport & Entertainment. The 13% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,421 in Chiang Mai and $1,254 in Assela to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
Which city has cheaper kindergarten?
Childcare runs $778 in Chiang Mai versus $137 in Assela. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Chiang Mai or in Assela?
Dining out is cheaper in Assela – a meal for two runs $43.00 versus $20.00 in Chiang Mai. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for living in Chiang Mai or in Assela?
At $836 in Assela versus $947 in Chiang Mai, a $1,500 budget is realistic in Assela but tight or insufficient in Chiang Mai. The gap between the two cities makes Assela the clear choice for anyone on this budget.
Is Chiang Mai or Assela more family-friendly?
For families, Assela is more practical. Housing and childcare are both notably cheaper than in Chiang Mai, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Chiang Mai or Assela?
Safety-wise, Chiang Mai and Assela are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Assela gentler on the wallet – expenses run 13% less than in Chiang Mai. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Chiang Mai vs other spots: cost of living compared