Last update: Nov 2026

Cost of Living Comparison Between Chiang Mai and Agios Nikolaos

For one person, living is cheaper in Chiang Mai: $935 a month against $1,362 in Agios Nikolaos, rent and utilities included – about $5,100 less a year. Other living expenses account for most of the difference.

Chiang Mai, Thailand
Agios Nikolaos, Greece
Chiang Mai
🇹🇭 Thailand
$935
/mo nomad
Agios Nikolaos
🇬🇷 Greece
$1,362
/mo nomad
Monthly Cost of Living

How much you'll spend in Chiang Mai and in Agios Nikolaos

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Agios Nikolaos actually costs, broken down by who's living it.

A single person spends $935 per month in Chiang Mai vs $1,362 in Agios Nikolaos, rent included.

  • Chiang Mai $935
  • Agios Nikolaos $1,362

A couple spends around $1,467 per month in Chiang Mai vs $2,123 in Agios Nikolaos, rent included.

  • Chiang Mai $1,467
  • Agios Nikolaos $2,123

A family of three spends $1,999 per month in Chiang Mai vs $2,885 in Agios Nikolaos, rent included.

  • Chiang Mai $1,999
  • Agios Nikolaos $2,885

Chiang Mai is about 31% cheaper than Agios Nikolaos, and outside of rent the biggest gap is in eating out.

Currency
🍽 Eating Out
Chiang Mai
Agios Nikolaos
Difference
Meal at Budget Restaurant
$2.13 ฿72.0
$11.35 €10.15
-81.23%
Three-Course Dinner for Two, Mid-Range
$18.62 ฿628
$45.41 €40.61
-59.00%
Fast Food Meal (McDonalds, etc)
$5.60 ฿189
$7.75 €6.93
-27.74%
Cappuccino
$1.66 ฿56.1
$4.03 €3.60
-58.81%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.65 ฿21.83
$2.02 €1.80
-67.82%
Water (0.33 liter bottle)
$0.30 ฿10.29
$0.71 €0.64
-57.75%
Local Beer (0.5 liter draught)
$2.32 ฿78.4
$4.59 €4.10
-49.46%
Imported Beer (0.33 liter bottle)
$3.67 ฿124
$4.88 €4.37
-24.80%
🛒 Groceries & Markets
Chiang Mai
Agios Nikolaos
Difference
Milk (1 liter)
$2.02 ฿68.0
$1.77 €1.58
14.12%
White Bread (500g)
$1.41 ฿47.51
$1.38 €1.23
2.17%
Rice (white) (1kg)
$1.39 ฿46.96
$3.39 €3.03
-59.00%
Eggs
$2.37 ฿79.9
$4.63 €4.14
-48.81%
Local Cheese (1kg)
$16.52 ฿557
$17.36 €15.53
-4.84%
Chicken Fillets (1kg)
$2.67 ฿90.1
$9.61 €8.60
-72.22%
Beef Round Steak (1kg)
$9.02 ฿304
$15.11 €13.51
-40.30%
Apples (1kg)
$2.40 ฿80.9
$2.20 €1.97
9.09%
Banana (1kg)
$1.04 ฿35.13
$2.23 €2.00
-53.36%
Oranges (1kg)
$1.66 ฿56.0
$1.27 €1.13
30.71%
Tomato (1kg)
$1.56 ฿52.6
$1.80 €1.61
-13.33%
Potato (1kg)
$1.24 ฿41.76
$1.33 €1.19
-6.77%
Onion (1kg)
$1.09 ฿36.66
$1.00 €0.90
9.00%
Lettuce (1 head)
$0.76 ฿25.70
$1.15 €1.03
-33.91%
Water (1.5 liter bottle)
$0.51 ฿17.35
$0.87 €0.78
-41.38%
Cigarettes 20 Pack (Marlboro, Camel)
$4.12 ฿139
$5.46 €4.89
-24.54%
Wine (Bottle)
$17.93 ฿605
$9.17 €8.20
95.53%
Local Beer (0.5 liter bottle)
$1.62 ฿54.8
$2.51 €2.25
-35.46%
Imported Beer (0.33 liter bottle)
$2.82 ฿95.2
$2.55 €2.28
10.59%
🚌 Getting Around
Chiang Mai
Agios Nikolaos
Difference
One-way Ticket (Public Transport)
$0.93 ฿31.53
$1.38 €1.24
-32.61%
Public Transport Monthly Pass (Regular Price)
$52.9 ฿1,785
$49.77 €44.50
6.27%
Taxi Start (Normal Tariff)
$1.18 ฿39.70
$3.93 €3.51
-69.97%
Taxi (Normal Tariff) (1km)
$0.17 ฿5.79
$1.03 €0.92
-83.50%
Taxi 1hour Waiting (Normal Tariff)
$1.81 ฿61.1
$16.52 €14.77
-89.04%
Gasoline (1 liter)
$1.47 ฿49.69
$2.20 €1.97
-33.18%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.0K ฿708.9K
$27.9K €25.0K
-24.77%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.5K ฿894.6K
$23.9K €21.4K
11.05%
🧾 Monthly Utilities & Internet
Chiang Mai
Agios Nikolaos
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.6 ฿2,111
$147 €131
-57.36%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.60 ฿392
$21.73 €19.43
-46.62%
Internet (50+ Mbps, Unlimited Data)
$20.30 ฿685
$33.43 €29.89
-39.28%
🎉 Sport & Entertainment
Chiang Mai
Agios Nikolaos
Difference
Gym Membership (Monthly)
$37.88 ฿1,278
$52.0 €46.45
-27.08%
Tennis Court (1 Hour on Weekend)
$3.70 ฿125
$25.30 €22.63
-85.38%
Cinema Ticket
$6.51 ฿220
$8.69 €7.77
-25.09%
🧸 Childcare & Education
Chiang Mai
Agios Nikolaos
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$727 ฿24.5K
$470 €420
54.76%
International Primary School, 1 Child (Yearly)
$16.6K ฿559.2K
$6,678 €5,972
148.18%
👕👟 Clothing & Footwear
Chiang Mai
Agios Nikolaos
Difference
Jeans (Levis 501 Or Similar)
$53.5 ฿1,807
$73.8 €66.0
-27.48%
Summer Dress (H&M, Zara, etc)
$24.80 ฿837
$30.34 €27.13
-18.26%
Sport Shoes (Adidas, Nike)
$90.4 ฿3,050
$105 €94.1
-14.14%
Men's Leather Business Shoes
$72.0 ฿2,428
$129 €115
-44.07%
🏠 Accommodation & Living
Chiang Mai
Agios Nikolaos
Difference
1-bedroom Apartment, City Center (Monthly)
$481 ฿16.2K
$444 €397
8.46%
1-bedroom Apartment, Outside City Center (Monthly)
$310 ฿10.5K
$363 €325
-14.72%
3-bedroom Apartment, City Center (Monthly)
$1,058 ฿35.7K
$795 €711
33.14%
3-bedroom Apartment, Outside City Center (Monthly)
$659 ฿22.2K
$681 €609
-3.32%
Buy Apartment in City Center (m2)
$2,418 ฿81.6K
$2,489 €2,226
-2.88%
Buy Apartment Outside City Center (m2)
$1,609 ฿54.3K
$1,927 €1,723
-16.52%
💵 Salaries & Financials
Chiang Mai
Agios Nikolaos
Difference
Average Monthly Net Salary (After Tax)
$595 ฿20.1K
$1,036 €926
-42.57%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.57
4.53
22.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: November 1, 2026

Last update for Agios Nikolaos: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chiang Mai
$310
Agios Nikolaos
$363 17.3% $54
Groceries & Markets
Chiang Mai
$237
Agios Nikolaos
$305 28.7% $68
Clothing & Footwear
Chiang Mai
$108
Agios Nikolaos
$152 40.5% $44
Monthly Utilities & Internet
Chiang Mai
$94
Agios Nikolaos
$202 114% $107
Eating Out
Chiang Mai
$77
Agios Nikolaos
$206 169% $129
Getting Around
Chiang Mai
$59
Agios Nikolaos
$64 9.7% $5.7
Sport & Entertainment
Chiang Mai
$51
Agios Nikolaos
$69 36.2% $18

Cost Breakdown

A central one-bedroom costs $481 in Chiang Mai versus $444 in Agios Nikolaos. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 74% higher in Agios Nikolaos. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19 in Chiang Mai versus $45 in Agios Nikolaos. Monthly groceries follow the same trend: $237 vs $305 – making Chiang Mai the more affordable choice for daily food spending.

Good to know
🇹🇭 Chiang Mai
🇬🇷 Agios Nikolaos
🕒 Local time
23:26 11:26 PM
18:26 6:26 PM
5 h behind Chiang Mai
🌤 Weather
👥 Population
127,240
11,421
💱 Currency
Thai Baht THB ฿
Euro EUR €
Exchange rates and currency converter

EUR, USD to THB – Thai Baht Converter

Thai Baht exchange rates as of November 3, 2026: 1 USD = 33.74 THB (100 THB = 2.96 USD). 1 EUR = 37.77 THB (100 THB = 2.65 EUR).

Euro exchange rates as of November 3, 2026: 1 USD = 0.894 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Chiang Mai Agios Nikolaos 7,330 km ≈ 10 h nonstop flight
From you
  • Chiang Mai
  • Agios Nikolaos

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Agios Nikolaos: Cost of Living - Frequently Asked Questions
How do living costs in Chiang Mai and in Agios Nikolaos compare overall?
Monthly costs with rent: $935 in Chiang Mai, $1,362 in Agios Nikolaos – Chiang Mai comes out roughly 31% cheaper. Outside of rent, the biggest gap is in eating out.
What salary covers living expenses in Chiang Mai compared to Agios Nikolaos?
For a comfortable life, plan on about $1,403 per month in Chiang Mai and $2,043 in Agios Nikolaos. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do apartment prices compare in Chiang Mai and in Agios Nikolaos?
A central 1-bedroom goes for about $481 in Chiang Mai and $444 in Agios Nikolaos. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.
Which city has cheaper restaurants?
A mid-range dinner for two costs $19 in Chiang Mai and $45 in Agios Nikolaos. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Chiang Mai or Agios Nikolaos?
Monthly expenses with rent come to $935 in Chiang Mai and $1,362 in Agios Nikolaos. That makes Chiang Mai about 31% cheaper.
Which city is feasible on a $800 budget?
$800 is a stretch for both – monthly costs hit $935 in Chiang Mai and $1,362 in Agios Nikolaos. You’ll need shared housing and careful budgeting no matter which city you pick.
Is Chiang Mai or Agios Nikolaos safer for residents?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
How do I decide between Chiang Mai and Agios Nikolaos?
If budget matters most, go with Chiang Mai. If higher salaries or specific career opportunities are the priority, Agios Nikolaos makes more sense. Both are solid long-term options with distinct trade-offs.

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