Cost of Living Comparison Between Agios Nikolaos and Chiang Mai Cost of Living Comparison Between Agios Nikolaos and Chiang Mai

Monthly Cost of Living

A single person spends $1,410 per month in Agios Nikolaos vs $852 in Chiang Mai, rent included.

A couple spends around $2,196 per month in Agios Nikolaos vs $1,360 in Chiang Mai, rent included.

A family of three spends $2,982 per month in Agios Nikolaos vs $1,867 in Chiang Mai, rent included.

Agios Nikolaos costs about 65% more than Chiang Mai, driven mainly by Eating Out.

Agios Nikolaos sits 6% above the global median, while Chiang Mai is 36% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Agios Nikolaos
Chiang Mai
Difference
Meal at Budget Restaurant
$11.65 €10.09
$2.04 ฿68.2
471.08%
Three-Course Dinner for Two, Mid-Range
$46.95 €40.66
$18.71 ฿624
150.94%
Fast Food Meal (McDonalds, etc)
$8.23 €7.13
$7.86 ฿262
4.71%
Cappuccino
$4.07 €3.52
$2.03 ฿67.7
100.49%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.98 €1.71
$0.80 ฿26.64
147.50%
Water (0.33 liter bottle)
$0.78 €0.68
$0.35 ฿11.68
122.86%
Local Beer (0.5 liter draught)
$4.66 €4.04
$2.14 ฿71.5
117.76%
Imported Beer (0.33 liter bottle)
$5.18 €4.49
$3.67 ฿122
41.14%
🛒 Groceries & Markets
Agios Nikolaos
Chiang Mai
Difference
Milk (1 liter)
$1.82 €1.58
$1.73 ฿57.6
5.20%
White Bread (500g)
$1.43 €1.24
$1.57 ฿52.4
-8.92%
Rice (white) (1kg)
$3.40 €2.94
$1.20 ฿39.99
183.33%
Eggs
$4.72 €4.09
$1.97 ฿65.8
139.59%
Local Cheese (1kg)
$17.74 €15.36
$16.23 ฿541
9.30%
Chicken Fillets (1kg)
$9.22 €7.99
$3.06 ฿102
201.31%
Beef Round Steak (1kg)
$15.44 €13.37
$10.80 ฿360
42.96%
Apples (1kg)
$2.22 €1.93
$2.77 ฿92.3
-19.86%
Banana (1kg)
$2.17 €1.88
$1.17 ฿38.94
85.47%
Oranges (1kg)
$1.54 €1.34
$1.71 ฿57.0
-9.94%
Tomato (1kg)
$1.89 €1.64
$1.59 ฿53.2
18.87%
Potato (1kg)
$1.38 €1.19
$1.39 ฿46.51
-0.72%
Onion (1kg)
$1.05 €0.91
$1.16 ฿38.56
-9.48%
Lettuce (1 head)
$1.20 €1.04
$0.66 ฿22.05
81.82%
Water (1.5 liter bottle)
$1.01 €0.88
$0.52 ฿17.31
94.23%
Cigarettes 20 Pack (Marlboro, Camel)
$5.75 €4.98
$4.65 ฿155
23.66%
Wine (Bottle)
$9.26 €8.02
$17.78 ฿593
-47.92%
Local Beer (0.5 liter bottle)
$2.11 €1.82
$1.79 ฿59.6
17.88%
Imported Beer (0.33 liter bottle)
$2.62 €2.27
$3.34 ฿111
-21.56%
🚌 Getting Around
Agios Nikolaos
Chiang Mai
Difference
One-way Ticket (Public Transport)
$1.54 €1.34
$0.91 ฿30.27
69.23%
Public Transport Monthly Pass (Regular Price)
$46.61 €40.36
$18.64 ฿622
150.05%
Taxi Start (Normal Tariff)
$4.15 €3.60
$1.41 ฿47.04
194.33%
Taxi (Normal Tariff) (1km)
$2.12 €1.84
$1.34 ฿44.70
58.21%
Taxi 1hour Waiting (Normal Tariff)
$13.63 €11.80
$8.11 ฿270
68.06%
Gasoline (1 liter)
$2.20 €1.91
$1.23 ฿41.16
78.86%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.8K €30.2K
$21.4K ฿715.1K
62.43%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.7K €20.5K
$21.8K ฿728.0K
8.62%
🧾 Monthly Utilities & Internet
Agios Nikolaos
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$172 €149
$71.3 ฿2,379
140.74%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.52 €20.37
$14.01 ฿467
67.88%
Internet (50+ Mbps, Unlimited Data)
$34.56 €29.93
$17.93 ฿598
92.75%
🎉 Sport & Entertainment
Agios Nikolaos
Chiang Mai
Difference
Gym Membership (Monthly)
$47.74 €41.35
$40.82 ฿1,362
16.95%
Tennis Court (1 Hour on Weekend)
$26.70 €23.12
$6.88 ฿230
288.08%
Cinema Ticket
$9.42 €8.16
$5.72 ฿191
64.69%
🧸 Childcare & Education
Agios Nikolaos
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$458 €396
$308 ฿10.3K
48.48%
International Primary School, 1 Child (Yearly)
$6,834 €5,918
$14.7K ฿489.7K
-53.44%
👕👟 Clothing & Footwear
Agios Nikolaos
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$79.2 €68.5
$55.8 ฿1,860
41.92%
Summer Dress (H&M, Zara, etc)
$31.48 €27.26
$26.04 ฿869
20.89%
Sport Shoes (Adidas, Nike)
$104 €90.3
$84.8 ฿2,829
22.99%
Men's Leather Business Shoes
$141 €122
$71.0 ฿2,368
98.17%
🏠 Accommodation & Living
Agios Nikolaos
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$468 €405
$423 ฿14.1K
10.58%
1-bedroom Apartment, Outside City Center (Monthly)
$373 €323
$242 ฿8,088
53.67%
3-bedroom Apartment, City Center (Monthly)
$805 €697
$797 ฿26.6K
1.03%
3-bedroom Apartment, Outside City Center (Monthly)
$702 €608
$507 ฿16.9K
38.54%
Buy Apartment in City Center (m2)
$2,817 €2,440
$1,918 ฿64.0K
46.85%
Buy Apartment Outside City Center (m2)
$2,302 €1,993
$1,464 ฿48.8K
57.23%
💵 Salaries & Financials
Agios Nikolaos
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$1,037 €898
$595 ฿19.9K
74.20%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.53
5
-9.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Agios Nikolaos: July 26, 2026

Last update for Chiang Mai: July 27, 2026

Cost Breakdown

A central one-bedroom costs $468 in Agios Nikolaos versus $423 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 74% higher in Agios Nikolaos, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $47.00 in Agios Nikolaos versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $308 vs $244 – making Chiang Mai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Agios Nikolaos vs Chiang Mai: Cost of Living - Frequently Asked Questions
How do living costs in Agios Nikolaos and in Chiang Mai compare overall?
Monthly costs with rent: $1,410 in Agios Nikolaos, $852 in Chiang Mai – roughly 65% apart. Agios Nikolaos costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Agios Nikolaos compared to Chiang Mai?
For a comfortable life, plan on about $2,115 per month in Agios Nikolaos and $1,279 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Agios Nikolaos and Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $47.00 in Agios Nikolaos and $19.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Agios Nikolaos or Chiang Mai?
Monthly expenses with rent come to $1,410 in Agios Nikolaos and $852 in Chiang Mai. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $852, than in Agios Nikolaos at $1,410. In Chiang Mai it covers expenses comfortably, while in Agios Nikolaos it requires careful planning or may not stretch far enough.
How does quality of life compare between Agios Nikolaos and Chiang Mai?
It depends on your priorities. Agios Nikolaos has an edge in some lifestyle areas, with costs from $852 in Chiang Mai to $1,410 in Agios Nikolaos. Climate, culture, job market, and personal taste all factor in.
Is Agios Nikolaos or Chiang Mai safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Agios Nikolaos and Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Agios Nikolaos makes more sense. Both are solid long-term options with distinct trade-offs.

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