Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Ada, OK

For one person, living is cheaper in Chiang Mai: $925 a month against $1,734 in Ada, OK, rent and utilities included – about $9,700 less a year. Rent and utilities account for about half of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
85

Cost of Living Index in Ada, OK
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Ada, OK Living Index

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Chiang Mai

🇹🇭 Thailand

$925

/mo nomad

Ada, OK

🇺🇸 United States

$1,734

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Ada, OK

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Ada, OK actually costs, broken down by who's living it.

Monthly costs for one person with rent: $925 in Chiang Mai versus $1,734 in Ada, OK.

Chiang Mai $925
Ada, OK $1,734

Estimated couple costs with rent: $1,414 in Chiang Mai versus $2,592 in Ada, OK.

Chiang Mai $1,414
Ada, OK $2,592

Monthly costs for a family of three with rent: $1,903 in Chiang Mai versus $3,449 in Ada, OK.

Chiang Mai $1,903
Ada, OK $3,449

Living in Chiang Mai costs roughly 47% less than in Ada, OK, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Chiang Mai is 32% below, Ada, OK is 28% above.

Meal at Budget Restaurant

$2.29 ฿76.5

$18.18 $18.18

-87.40%

Three-Course Dinner for Two, Mid-Range

$19.64 ฿656

$50.8 $50.8

-61.37%

Fast Food Meal (McDonalds, etc)

$5.61 ฿188

$11.92 $11.92

-52.94%

Cappuccino

$1.66 ฿55.6

$4.10 $4.10

-59.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.70 ฿23.40

$2.43 $2.43

-71.19%

Water (0.33 liter bottle)

$0.31 ฿10.24

$1.96 $1.96

-84.18%

Local Beer (0.5 liter draught)

$2.41 ฿80.4

$3.06 $3.06

-21.24%

Imported Beer (0.33 liter bottle)

$3.71 ฿124

$4.44 $4.44

-16.44%

Milk (1 liter)

$1.95 ฿65.3

$0.92 $0.92

111.96%

White Bread (500g)

$1.41 ฿47.03

$3.23 $3.23

-56.35%

Rice (white) (1kg)

$1.31 ฿43.62

$3.44 $3.44

-61.92%

Eggs

$2.18 ฿72.9

$3.70 $3.70

-41.08%

Local Cheese (1kg)

$16.65 ฿556

$6.43 $6.43

158.94%

Chicken Fillets (1kg)

$2.76 ฿92.2

$11.61 $11.61

-76.23%

Beef Round Steak (1kg)

$9.11 ฿304

$20.40 $20.40

-55.34%

Apples (1kg)

$2.39 ฿80.0

$4.76 $4.76

-49.79%

Banana (1kg)

$1.03 ฿34.26

$1.62 $1.62

-36.42%

Oranges (1kg)

$1.63 ฿54.4

$3.56 $3.56

-54.21%

Tomato (1kg)

$1.50 ฿50.0

$4.57 $4.57

-67.18%

Potato (1kg)

$1.29 ฿43.13

$1.42 $1.42

-9.15%

Onion (1kg)

$1.11 ฿37.03

$1.62 $1.62

-31.48%

Lettuce (1 head)

$0.72 ฿24.08

$1.65 $1.65

-56.36%

Water (1.5 liter bottle)

$0.53 ฿17.59

$0.98 $0.98

-45.92%

Cigarettes 20 Pack (Marlboro, Camel)

$4.31 ฿144

$6.10 $6.10

-29.34%

Wine (Bottle)

$17.95 ฿600

$15.10 $15.10

18.87%

Local Beer (0.5 liter bottle)

$1.58 ฿52.9

$2.05 $2.05

-22.93%

Imported Beer (0.33 liter bottle)

$2.84 ฿95.0

$3.28 $3.28

-13.41%

One-way Ticket (Public Transport)

$0.86 ฿28.86

Public Transport Monthly Pass (Regular Price)

$53.3 ฿1,780

Taxi Start (Normal Tariff)

$1.21 ฿40.29

$3.05 $3.05

-60.33%

Taxi (Normal Tariff) (1km)

$0.57 ฿18.99

$1.70 $1.70

-66.47%

Taxi 1hour Waiting (Normal Tariff)

$2.35 ฿78.6

$24.24 $24.24

-90.31%

Gasoline (1 liter)

$1.44 ฿47.96

$0.85 $0.85

69.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.7K ฿692.8K

$36.3K $36.3K

-42.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K ฿895.7K

$25.6K $25.6K

4.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.3 ฿2,083

$211 $211

-70.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.11 ฿405

$79.5 $79.5

-84.76%

Internet (50+ Mbps, Unlimited Data)

$19.94 ฿666

$81.4 $81.4

-75.49%

Gym Membership (Monthly)

$37.07 ฿1,239

$34.77 $34.77

6.61%

Tennis Court (1 Hour on Weekend)

$3.78 ฿126

Cinema Ticket

$6.50 ฿217

$11.66 $11.66

-44.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$793 ฿26.5K

$1,906 $1,906

-58.42%

International Primary School, 1 Child (Yearly)

$14.8K ฿494.9K

$27.9K $27.9K

-46.91%

Jeans (Levis 501 Or Similar)

$53.7 ฿1,796

$44.17 $44.17

21.67%

Summer Dress (H&M, Zara, etc)

$24.62 ฿823

$49.09 $49.09

-49.85%

Sport Shoes (Adidas, Nike)

$90.9 ฿3,036

$91.2 $91.2

-0.35%

Men's Leather Business Shoes

$71.1 ฿2,378

$106 $106

-32.92%

1-bedroom Apartment, City Center (Monthly)

$455 ฿15.2K

$636 $636

-28.40%

1-bedroom Apartment, Outside City Center (Monthly)

$298 ฿9,954

$538 $538

-44.65%

3-bedroom Apartment, City Center (Monthly)

$908 ฿30.4K

$1,017 $1,017

-10.66%

3-bedroom Apartment, Outside City Center (Monthly)

$554 ฿18.5K

$947 $947

-41.50%

Buy Apartment in City Center (m2)

$1,931 ฿64.5K

$1,461 $1,461

32.16%

Buy Apartment Outside City Center (m2)

$1,445 ฿48.3K

$1,435 $1,435

0.69%

Average Monthly Net Salary (After Tax)

$591 ฿19.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

6.62

-15.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 17, 2026

Last update for Ada, OK: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$298 32.2%

Ada, OK

$538 31% 80.7% $240

Groceries & Markets

Chiang Mai

$235 25.5%

Ada, OK

$352 20.3% 49.5% $117

Clothing & Footwear

Chiang Mai

$108 11.7%

Ada, OK

$131 7.5% 20.8% $23

Monthly Utilities & Internet

Chiang Mai

$94 10.2%

Ada, OK

$372 21.4% 294% $277

Eating Out

Chiang Mai

$79 8.5%

Ada, OK

$272 15.7% 246% $194

Getting Around

Chiang Mai

$61 6.6%

Ada, OK

$12 * 0.7% 81% $49

Sport & Entertainment

Chiang Mai

$50 5.4%

Ada, OK

$58 3.4% 16.1% $8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $455 in Chiang Mai and $636 in Ada, OK. Housing cost is often the main lever when comparing two cities.

Dining out: $20.00 in Chiang Mai vs $51.0 in Ada, OK for a mid-range dinner for two. Groceries echo the gap at $235 vs $352 per month, with Chiang Mai cheaper across the board.

Good to know

🇹🇭 Chiang Mai

🇺🇸 Ada, OK

🕒 Local time

23:12 11:12 PM

11:12 11:12 AM

12 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

17,000

💱 Currency

Thai Baht THB ฿

United States Dollar USD $

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.66 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 20, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to THB in detail →

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Between locations

Chiang Mai Ada, OK 13,830 km ≈ 18 h nonstop flight

From you

Chiang Mai
Ada, OK

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Ada, OK: Cost of Living - Frequently Asked Questions

Chiang Mai and Ada, OK differ by about 87% in total monthly costs ($925 vs $1,734 including rent). Chiang Mai is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,388 in Chiang Mai and $2,601 in Ada, OK to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $455 in Chiang Mai versus $636 in Ada, OK. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 49% higher in Ada, OK. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $925 per month in Chiang Mai versus $1,734 in Ada, OK – a 87% gap that adds up to real savings over time for anyone picking the cheaper option.

At $925 in Chiang Mai versus $1,734 in Ada, OK, a $1,000 budget is realistic in Chiang Mai but tight or insufficient in Ada, OK. The gap between the two cities makes Chiang Mai the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Chiang Mai and Ada, OK are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chiang Mai gentler on the wallet – expenses run 87% less than in Ada, OK. Beyond cost, consider language, visa policies, and how big the international community is in each city.