Last update: Oct 2026

Cost of Living Comparison Between Chesterfield, MO and Toronto

For one person, living is cheaper in Chesterfield, MO: $2,474 a month against $2,610 in Toronto, rent and utilities included – about $1,600 less a year. Other living expenses account for most of the difference.

121

Cost of Living Index in Chesterfield, MO
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Chesterfield, MO Living Index
126

Cost of Living Index in Toronto
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Toronto Living Index

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Chesterfield, MO

🇺🇸 United States

$2,474

/mo nomad

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Monthly Cost of Living

How much you'll spend in Chesterfield, MO and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chesterfield, MO and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,474 in Chesterfield, MO versus $2,610 in Toronto.

Chesterfield, MO $2,474
Toronto $2,610

Estimated couple costs with rent: $3,442 in Chesterfield, MO versus $3,727 in Toronto.

Chesterfield, MO $3,442
Toronto $3,727

Monthly costs for a family of three with rent: $4,411 in Chesterfield, MO versus $4,844 in Toronto.

Chesterfield, MO $4,411
Toronto $4,844

Living in Chesterfield, MO costs roughly 5% less than in Toronto, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Chesterfield, MO 83% above, Toronto 93% above.

Meal at Budget Restaurant

$25.13 $25.13

$17.59 CA$24.87

42.87%

Three-Course Dinner for Two, Mid-Range

$61.0 $61.0

$78.8 CA$111

-22.62%

Fast Food Meal (McDonalds, etc)

$10.08 $10.08

$10.73 CA$15.16

-6.06%

Cappuccino

$5.01 $5.01

$4.09 CA$5.78

22.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.21 $2.21

$2.10 CA$2.97

5.24%

Water (0.33 liter bottle)

$1.23 $1.23

$1.72 CA$2.43

-28.49%

Local Beer (0.5 liter draught)

$4.46 $4.46

$6.36 CA$8.99

-29.87%

Imported Beer (0.33 liter bottle)

$6.33 $6.33

$7.08 CA$10.01

-10.59%

Milk (1 liter)

$1.04 $1.04

$2.54 CA$3.59

-59.06%

White Bread (500g)

$2.99 $2.99

$2.72 CA$3.85

9.93%

Rice (white) (1kg)

$2.14 $2.14

$2.18 CA$3.09

-1.83%

Eggs

$3.62 $3.62

$3.63 CA$5.13

-0.28%

Local Cheese (1kg)

$11.39 $11.39

$9.46 CA$13.37

20.40%

Chicken Fillets (1kg)

$8.91 $8.91

$11.54 CA$16.32

-22.79%

Beef Round Steak (1kg)

$12.93 $12.93

$14.37 CA$20.32

-10.02%

Apples (1kg)

$4.28 $4.28

$3.70 CA$5.23

15.68%

Banana (1kg)

$1.13 $1.13

$1.19 CA$1.68

-5.04%

Oranges (1kg)

$2.99 $2.99

$3.46 CA$4.90

-13.58%

Tomato (1kg)

$4.27 $4.27

$4.22 CA$5.97

1.18%

Potato (1kg)

$1.64 $1.64

$1.79 CA$2.52

-8.38%

Onion (1kg)

$2.44 $2.44

$1.65 CA$2.33

47.88%

Lettuce (1 head)

$1.83 $1.83

$2.20 CA$3.11

-16.82%

Water (1.5 liter bottle)

$1.95 $1.95

$1.26 CA$1.78

54.76%

Cigarettes 20 Pack (Marlboro, Camel)

$7.88 $7.88

$13.97 CA$19.75

-43.59%

Wine (Bottle)

$13.52 $13.52

$14.20 CA$20.07

-4.79%

Local Beer (0.5 liter bottle)

$1.84 $1.84

$2.25 CA$3.18

-18.22%

Imported Beer (0.33 liter bottle)

$4.46 $4.46

$2.53 CA$3.58

76.28%

One-way Ticket (Public Transport)

$1.97 $1.97

$2.32 CA$3.28

-15.09%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.05 $3.05

$3.06 CA$4.33

-0.33%

Taxi (Normal Tariff) (1km)

$1.40 $1.40

$1.22 CA$1.72

14.75%

Taxi 1hour Waiting (Normal Tariff)

$36.08 $36.08

$21.69 CA$30.66

66.34%

Gasoline (1 liter)

$0.91 $0.91

$1.21 CA$1.72

-24.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K $24.4K

$26.1K CA$37.0K

-6.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.7K $22.7K

$21.1K CA$29.9K

7.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$254 $254

$120 CA$169

112.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.2 $58.2

$32.21 CA$45.54

80.69%

Internet (50+ Mbps, Unlimited Data)

$72.1 $72.1

$48.88 CA$69.1

47.55%

Gym Membership (Monthly)

$41.23 $41.23

$39.34 CA$55.6

4.80%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.20 $12.20

$12.58 CA$17.79

-3.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$776 $776

$832 CA$1,176

-6.75%

International Primary School, 1 Child (Yearly)

$26.6K $26.6K

$23.6K CA$33.4K

12.49%

Jeans (Levis 501 Or Similar)

$60.1 $60.1

$52.3 CA$73.9

14.86%

Summer Dress (H&M, Zara, etc)

$30.46 $30.46

$39.44 CA$55.8

-22.77%

Sport Shoes (Adidas, Nike)

$39.80 $39.80

$99.0 CA$140

-59.80%

Men's Leather Business Shoes

$40.13 $40.13

$122 CA$172

-67.08%

1-bedroom Apartment, City Center (Monthly)

$1,778 $1,778

$1,631 CA$2,306

8.99%

1-bedroom Apartment, Outside City Center (Monthly)

$1,262 $1,262

$1,448 CA$2,048

-12.89%

3-bedroom Apartment, City Center (Monthly)

$3,161 $3,161

$2,737 CA$3,869

15.48%

3-bedroom Apartment, Outside City Center (Monthly)

$1,868 $1,868

$2,129 CA$3,010

-12.25%

Buy Apartment in City Center (m2)

$2,734 $2,734

$8,206 CA$11.6K

-66.69%

Buy Apartment Outside City Center (m2)

$2,341 $2,341

$6,838 CA$9,666

-65.76%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

20-Year Fixed Mortgage Interest Rate (Annual %)

6.36

4.47

42.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chesterfield, MO: October 17, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chesterfield, MO

$1.3K 51%

Toronto

$1.4K 55.5% 14.8% $187

Monthly Utilities & Internet

Chesterfield, MO

$384 15.5%

Toronto

$201 7.7% 47.8% $183

Eating Out

Chesterfield, MO

$340 13.8%

Toronto

$283 10.9% 16.7% $57

Groceries & Markets

Chesterfield, MO

$328 13.3%

Toronto

$343 13.1% 4.5% $15

Clothing & Footwear

Chesterfield, MO

$77 3.1%

Toronto

$141 5.4% 83.4% $64

Sport & Entertainment

Chesterfield, MO

$66 2.7%

Toronto

$65 2.5% 1.7% $1.1

Getting Around

Chesterfield, MO

$18 * 0.7%

Toronto

$130 5% 625% $112

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,778 in Chesterfield, MO and $1,631 in Toronto. Housing cost is often the main lever when comparing two cities.

Dining out: $61.0 in Chesterfield, MO vs $79.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $328 vs $343 per month, with Chesterfield, MO cheaper across the board.

Good to know

🇺🇸 Chesterfield, MO

🇨🇦 Toronto

🕒 Local time

14:58 2:58 PM

15:58 3:58 PM

1 h ahead of Chesterfield, MO

🌤 Weather

👥 Population

49,999

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Chesterfield, MO Toronto 1,090 km ≈ 1 h 45 min nonstop flight

From you

Chesterfield, MO
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chesterfield, MO vs Toronto: Cost of Living - Frequently Asked Questions

Chesterfield, MO and Toronto differ by about 6% in total monthly costs ($2,474 vs $2,610 including rent). Chesterfield, MO is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $3,711 in Chesterfield, MO and $3,916 in Toronto to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,778 in Chesterfield, MO versus $1,631 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 5% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,474 per month in Chesterfield, MO versus $2,610 in Toronto – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $3,000. Chesterfield, MO is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Chesterfield, MO gentler on the wallet – expenses run 6% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.