Cost of Living Comparison Between Chesterfield, MO and New York, NY Cost of Living Comparison Between Chesterfield, MO and New York, NY

Monthly Cost of Living

Monthly costs for one person with rent: $2,328 in Chesterfield, MO versus $4,459 in New York, NY.

Estimated couple costs with rent: $3,206 in Chesterfield, MO versus $6,988 in New York, NY.

Monthly costs for a family of three with rent: $4,084 in Chesterfield, MO versus $9,517 in New York, NY.

Living in Chesterfield, MO costs roughly 48% less than in New York, NY, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Chesterfield, MO 74% above, New York, NY 234% above.

Meal at Budget Restaurant

$14.99 $14.99

$30.11 $30.11

-50.22%

Three-Course Dinner for Two, Mid-Range

$49.00 $49.00

$143 $143

-65.66%

Fast Food Meal (McDonalds, etc)

$8.32 $8.32

$12.67 $12.67

-34.33%

Cappuccino

$4.34 $4.34

$6.07 $6.07

-28.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.21 $2.21

$3.27 $3.27

-32.42%

Water (0.33 liter bottle)

$1.21 $1.21

$2.60 $2.60

-53.46%

Local Beer (0.5 liter draught)

$4.12 $4.12

$7.97 $7.97

-48.31%

Imported Beer (0.33 liter bottle)

$5.90 $5.90

$12.18 $12.18

-51.56%

Milk (1 liter)

$0.92 $0.92

$1.54 $1.54

-40.26%

White Bread (500g)

$2.87 $2.87

$5.07 $5.07

-43.39%

Rice (white) (1kg)

$2.07 $2.07

$8.39 $8.39

-75.33%

Eggs

$3.40 $3.40

$7.11 $7.11

-52.18%

Local Cheese (1kg)

$9.16 $9.16

$17.70 $17.70

-48.25%

Chicken Fillets (1kg)

$9.17 $9.17

$16.71 $16.71

-45.12%

Beef Round Steak (1kg)

$13.00 $13.00

$19.85 $19.85

-34.51%

Apples (1kg)

$4.56 $4.56

$7.38 $7.38

-38.21%

Banana (1kg)

$1.23 $1.23

$2.56 $2.56

-51.95%

Oranges (1kg)

$3.06 $3.06

$5.84 $5.84

-47.60%

Tomato (1kg)

$4.07 $4.07

$6.35 $6.35

-35.91%

Potato (1kg)

$1.67 $1.67

$3.75 $3.75

-55.47%

Onion (1kg)

$2.56 $2.56

$4.06 $4.06

-36.95%

Lettuce (1 head)

$1.93 $1.93

$3.14 $3.14

-38.54%

Water (1.5 liter bottle)

$1.81 $1.81

$2.48 $2.48

-27.02%

Cigarettes 20 Pack (Marlboro, Camel)

$7.09 $7.09

$18.70 $18.70

-62.09%

Wine (Bottle)

$11.88 $11.88

$19.79 $19.79

-39.97%

Local Beer (0.5 liter bottle)

$1.66 $1.66

$3.02 $3.02

-45.03%

Imported Beer (0.33 liter bottle)

$1.58 $1.58

$3.74 $3.74

-57.75%

One-way Ticket (Public Transport)

$2.04 $2.04

$2.85 $2.85

-28.42%

Public Transport Monthly Pass (Regular Price)

$133 $133

Taxi Start (Normal Tariff)

$2.91 $2.91

$4.94 $4.94

-41.09%

Taxi (Normal Tariff) (1km)

$1.52 $1.52

$2.23 $2.23

-31.84%

Taxi 1hour Waiting (Normal Tariff)

$35.76 $35.76

$42.11 $42.11

-15.08%

Gasoline (1 liter)

$0.78 $0.78

$0.97 $0.97

-19.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.6K $23.6K

$34.8K $34.8K

-32.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.2K $23.2K

$27.7K $27.7K

-16.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$233 $233

$180 $180

29.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$67.7 $67.7

$60.4 $60.4

12.10%

Internet (50+ Mbps, Unlimited Data)

$71.3 $71.3

$62.6 $62.6

13.96%

Gym Membership (Monthly)

$42.86 $42.86

$142 $142

-69.77%

Tennis Court (1 Hour on Weekend)

$64.8 $64.8

Cinema Ticket

$9.83 $9.83

$19.98 $19.98

-50.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$754 $754

$3,220 $3,220

-76.58%

International Primary School, 1 Child (Yearly)

$23.4K $23.4K

$57.0K $57.0K

-58.92%

Jeans (Levis 501 Or Similar)

$52.0 $52.0

$67.3 $67.3

-22.77%

Summer Dress (H&M, Zara, etc)

$29.66 $29.66

$48.36 $48.36

-38.67%

Sport Shoes (Adidas, Nike)

$39.44 $39.44

$113 $113

-64.95%

Men's Leather Business Shoes

$56.6 $56.6

$171 $171

-66.82%

1-bedroom Apartment, City Center (Monthly)

$1,724 $1,724

$4,136 $4,136

-58.33%

1-bedroom Apartment, Outside City Center (Monthly)

$1,259 $1,259

$2,635 $2,635

-52.20%

3-bedroom Apartment, City Center (Monthly)

$3,123 $3,123

$8,333 $8,333

-62.53%

3-bedroom Apartment, Outside City Center (Monthly)

$1,930 $1,930

$5,118 $5,118

-62.30%

Buy Apartment in City Center (m2)

$1,989 $1,989

$18.7K $18.7K

-89.33%

Buy Apartment Outside City Center (m2)

$1,979 $1,979

$6,464 $6,464

-69.39%

Average Monthly Net Salary (After Tax)

$5,420 $5,420

20-Year Fixed Mortgage Interest Rate (Annual %)

6.65

6.44

3.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chesterfield, MO: July 20, 2026

Last update for New York, NY: July 19, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,724 in Chesterfield, MO and $4,136 in New York, NY. Housing cost is often the main lever when comparing two cities.

Dining out: $49.00 in Chesterfield, MO vs $143 in New York, NY for a mid-range dinner for two. Groceries echo the gap at $310 vs $555 per month, with Chesterfield, MO cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chesterfield, MO vs New York, NY: Cost of Living - Frequently Asked Questions

Chesterfield, MO and New York, NY differ by about 92% in total monthly costs ($2,328 vs $4,459 including rent). Chesterfield, MO is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $3,491 in Chesterfield, MO and $6,688 in New York, NY to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,724 in Chesterfield, MO versus $4,136 in New York, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 79% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,328 per month in Chesterfield, MO versus $4,459 in New York, NY – a 92% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,328 in Chesterfield, MO versus $4,459 in New York, NY, a $3,000 budget is realistic in Chesterfield, MO but tight or insufficient in New York, NY. The gap between the two cities makes Chesterfield, MO the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Chesterfield, MO gentler on the wallet – expenses run 92% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.