Last update: Oct 2026

Cost of Living Comparison Between Toronto and Chesterfield, MO

For one person, living is cheaper in Chesterfield, MO: $2,474 a month against $2,610 in Toronto, rent and utilities included – about $1,600 less a year. Other living expenses account for most of the difference.

126

Cost of Living Index in Toronto
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Toronto Living Index
121

Cost of Living Index in Chesterfield, MO
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Chesterfield, MO Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Chesterfield, MO

🇺🇸 United States

$2,474

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Chesterfield, MO

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Chesterfield, MO actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,610 in Toronto versus $2,474 in Chesterfield, MO.

Toronto $2,610
Chesterfield, MO $2,474

Estimated couple costs with rent: $3,727 in Toronto versus $3,442 in Chesterfield, MO.

Toronto $3,727
Chesterfield, MO $3,442

Monthly costs for a family of three with rent: $4,844 in Toronto versus $4,411 in Chesterfield, MO.

Toronto $4,844
Chesterfield, MO $4,411

Living in Toronto is roughly 6% more expensive than in Chesterfield, MO, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 93% above, Chesterfield, MO 83% above.

Meal at Budget Restaurant

$17.59 CA$24.87

$25.13 $25.13

-30.00%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$61.0 $61.0

29.23%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$10.08 $10.08

6.45%

Cappuccino

$4.09 CA$5.78

$5.01 $5.01

-18.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$2.21 $2.21

-4.98%

Water (0.33 liter bottle)

$1.72 CA$2.43

$1.23 $1.23

39.84%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$4.46 $4.46

42.60%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$6.33 $6.33

11.85%

Milk (1 liter)

$2.54 CA$3.59

$1.04 $1.04

144.23%

White Bread (500g)

$2.72 CA$3.85

$2.99 $2.99

-9.03%

Rice (white) (1kg)

$2.18 CA$3.09

$2.14 $2.14

1.87%

Eggs

$3.63 CA$5.13

$3.62 $3.62

0.28%

Local Cheese (1kg)

$9.46 CA$13.37

$11.39 $11.39

-16.94%

Chicken Fillets (1kg)

$11.54 CA$16.32

$8.91 $8.91

29.52%

Beef Round Steak (1kg)

$14.37 CA$20.32

$12.93 $12.93

11.14%

Apples (1kg)

$3.70 CA$5.23

$4.28 $4.28

-13.55%

Banana (1kg)

$1.19 CA$1.68

$1.13 $1.13

5.31%

Oranges (1kg)

$3.46 CA$4.90

$2.99 $2.99

15.72%

Tomato (1kg)

$4.22 CA$5.97

$4.27 $4.27

-1.17%

Potato (1kg)

$1.79 CA$2.52

$1.64 $1.64

9.15%

Onion (1kg)

$1.65 CA$2.33

$2.44 $2.44

-32.38%

Lettuce (1 head)

$2.20 CA$3.11

$1.83 $1.83

20.22%

Water (1.5 liter bottle)

$1.26 CA$1.78

$1.95 $1.95

-35.38%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$7.88 $7.88

77.28%

Wine (Bottle)

$14.20 CA$20.07

$13.52 $13.52

5.03%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$1.84 $1.84

22.28%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$4.46 $4.46

-43.27%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$1.97 $1.97

17.77%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$3.05 $3.05

0.33%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.40 $1.40

-12.86%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$36.08 $36.08

-39.88%

Gasoline (1 liter)

$1.21 CA$1.72

$0.91 $0.91

32.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$24.4K $24.4K

7.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$22.7K $22.7K

-7.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$254 $254

-52.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$58.2 $58.2

-44.66%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$72.1 $72.1

-32.22%

Gym Membership (Monthly)

$39.34 CA$55.6

$41.23 $41.23

-4.58%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.58 CA$17.79

$12.20 $12.20

3.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$776 $776

7.24%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$26.6K $26.6K

-11.10%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$60.1 $60.1

-12.94%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$30.46 $30.46

29.48%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$39.80 $39.80

148.74%

Men's Leather Business Shoes

$122 CA$172

$40.13 $40.13

203.79%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$1,778 $1,778

-8.24%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$1,262 $1,262

14.80%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$3,161 $3,161

-13.40%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$1,868 $1,868

13.95%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$2,734 $2,734

200.18%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$2,341 $2,341

192.06%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.36

-29.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Chesterfield, MO: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Chesterfield, MO

$1.3K 51% 12.9% $187

Groceries & Markets

Toronto

$343 13.1%

Chesterfield, MO

$328 13.3% 4.3% $15

Eating Out

Toronto

$283 10.9%

Chesterfield, MO

$340 13.8% 20.1% $57

Monthly Utilities & Internet

Toronto

$201 7.7%

Chesterfield, MO

$384 15.5% 91.4% $183

Clothing & Footwear

Toronto

$141 5.4%

Chesterfield, MO

$77 3.1% 45.5% $64

Getting Around

Toronto

$130 5%

Chesterfield, MO

$18 * 0.7% 86.2% $112

Sport & Entertainment

Toronto

$65 2.5%

Chesterfield, MO

$66 2.7% 1.8% $1.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,631 in Toronto and $1,778 in Chesterfield, MO. Housing cost is often the main lever when comparing two cities.

Dining out: $79.0 in Toronto vs $61.0 in Chesterfield, MO for a mid-range dinner for two. Groceries echo the gap at $343 vs $328 per month, with Chesterfield, MO cheaper across the board.

Good to know

🇨🇦 Toronto

🇺🇸 Chesterfield, MO

🕒 Local time

17:26 5:26 PM

16:26 4:26 PM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

49,999

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Chesterfield, MO 1,090 km ≈ 1 h 45 min nonstop flight

From you

Toronto
Chesterfield, MO

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Chesterfield, MO: Cost of Living - Frequently Asked Questions

Toronto and Chesterfield, MO differ by about 6% in total monthly costs ($2,610 vs $2,474 including rent). Chesterfield, MO is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $3,916 in Toronto and $3,711 in Chesterfield, MO to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,631 in Toronto versus $1,778 in Chesterfield, MO. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 5% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,610 per month in Toronto versus $2,474 in Chesterfield, MO – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $3,000. Chesterfield, MO is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Chesterfield, MO gentler on the wallet – expenses run 6% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.