Last update: Oct 2026

Cost of Living Comparison Between Chesterfield, MO and Monterrey

For one person, living is cheaper in Monterrey: $1,599 a month against $2,474 in Chesterfield, MO, rent and utilities included – about $10,500 less a year. Rent and utilities account for most of the difference.

Chesterfield, MO
🇺🇸 United States
$2,474
/mo nomad
Monterrey
🇲🇽 Mexico
$1,599
/mo nomad
Monthly Cost of Living

How much you'll spend in Chesterfield, MO and in Monterrey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chesterfield, MO and in Monterrey actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,474 in Chesterfield, MO versus $1,599 in Monterrey.

  • Chesterfield, MO $2,474
  • Monterrey $1,599

Estimated couple costs with rent: $3,442 in Chesterfield, MO versus $2,493 in Monterrey.

  • Chesterfield, MO $3,442
  • Monterrey $2,493

Monthly costs for a family of three with rent: $4,411 in Chesterfield, MO versus $3,387 in Monterrey.

  • Chesterfield, MO $4,411
  • Monterrey $3,387

Living in Chesterfield, MO is roughly 55% more expensive than in Monterrey, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Chesterfield, MO 83% above, Monterrey 18% above.

Currency
🍽 Eating Out
Chesterfield, MO
Monterrey
Difference
Meal at Budget Restaurant
$25.13 $25.13
$13.80 MX$255
82.10%
Three-Course Dinner for Two, Mid-Range
$61.0 $61.0
$47.99 MX$887
27.09%
Fast Food Meal (McDonalds, etc)
$10.08 $10.08
$10.65 MX$197
-5.35%
Cappuccino
$5.01 $5.01
$3.99 MX$73.7
25.56%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.21 $2.21
$1.66 MX$30.76
33.13%
Water (0.33 liter bottle)
$1.23 $1.23
$0.99 MX$18.21
24.24%
Local Beer (0.5 liter draught)
$4.46 $4.46
$2.36 MX$43.64
88.98%
Imported Beer (0.33 liter bottle)
$6.33 $6.33
$4.43 MX$81.8
42.89%
🛒 Groceries & Markets
Chesterfield, MO
Monterrey
Difference
Milk (1 liter)
$1.04 $1.04
$1.82 MX$33.58
-42.86%
White Bread (500g)
$2.99 $2.99
$2.83 MX$52.4
5.65%
Rice (white) (1kg)
$2.14 $2.14
$1.92 MX$35.44
11.46%
Eggs
$3.62 $3.62
$2.48 MX$45.78
45.97%
Local Cheese (1kg)
$11.39 $11.39
$11.74 MX$217
-2.98%
Chicken Fillets (1kg)
$8.91 $8.91
$9.10 MX$168
-2.09%
Beef Round Steak (1kg)
$12.93 $12.93
$12.53 MX$232
3.19%
Apples (1kg)
$4.28 $4.28
$3.34 MX$61.6
28.14%
Banana (1kg)
$1.13 $1.13
$1.57 MX$29.10
-28.03%
Oranges (1kg)
$2.99 $2.99
$2.16 MX$39.86
38.43%
Tomato (1kg)
$4.27 $4.27
$2.47 MX$45.65
72.87%
Potato (1kg)
$1.64 $1.64
$2.31 MX$42.64
-29.00%
Onion (1kg)
$2.44 $2.44
$2.68 MX$49.47
-8.96%
Lettuce (1 head)
$1.83 $1.83
$1.46 MX$26.90
25.34%
Water (1.5 liter bottle)
$1.95 $1.95
$1.19 MX$22.07
63.87%
Cigarettes 20 Pack (Marlboro, Camel)
$7.88 $7.88
$4.75 MX$87.8
65.89%
Wine (Bottle)
$13.52 $13.52
$13.58 MX$251
-0.44%
Local Beer (0.5 liter bottle)
$1.84 $1.84
$1.92 MX$35.52
-4.17%
Imported Beer (0.33 liter bottle)
$4.46 $4.46
$2.88 MX$53.2
54.86%
🚌 Getting Around
Chesterfield, MO
Monterrey
Difference
One-way Ticket (Public Transport)
$1.97 $1.97
$0.79 MX$14.66
149.37%
Public Transport Monthly Pass (Regular Price)
-
$31.36 MX$579
-
Taxi Start (Normal Tariff)
$3.05 $3.05
$1.59 MX$29.44
91.82%
Taxi (Normal Tariff) (1km)
$1.40 $1.40
$1.06 MX$19.58
32.08%
Taxi 1hour Waiting (Normal Tariff)
$36.08 $36.08
$10.80 MX$200
234.07%
Gasoline (1 liter)
$0.91 $0.91
$1.55 MX$28.59
-41.29%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.4K $24.4K
$24.2K MX$446.4K
0.89%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.7K $22.7K
$24.3K MX$449.4K
-6.55%
🧾 Monthly Utilities & Internet
Chesterfield, MO
Monterrey
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$254 $254
$117 MX$2,159
117.30%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$58.2 $58.2
$26.38 MX$488
120.62%
Internet (50+ Mbps, Unlimited Data)
$72.1 $72.1
$26.04 MX$481
176.96%
🎉 Sport & Entertainment
Chesterfield, MO
Monterrey
Difference
Gym Membership (Monthly)
$41.23 $41.23
$30.26 MX$559
36.25%
Tennis Court (1 Hour on Weekend)
-
$21.25 MX$393
-
Cinema Ticket
$12.20 $12.20
$5.23 MX$96.6
133.27%
🧸 Childcare & Education
Chesterfield, MO
Monterrey
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$776 $776
$673 MX$12.4K
15.32%
International Primary School, 1 Child (Yearly)
$26.6K $26.6K
$11.1K MX$205.2K
139.18%
👕👟 Clothing & Footwear
Chesterfield, MO
Monterrey
Difference
Jeans (Levis 501 Or Similar)
$60.1 $60.1
$72.1 MX$1,332
-16.69%
Summer Dress (H&M, Zara, etc)
$30.46 $30.46
$42.38 MX$783
-28.13%
Sport Shoes (Adidas, Nike)
$39.80 $39.80
$112 MX$2,066
-64.40%
Men's Leather Business Shoes
$40.13 $40.13
$119 MX$2,200
-66.29%
🏠 Accommodation & Living
Chesterfield, MO
Monterrey
Difference
1-bedroom Apartment, City Center (Monthly)
$1,778 $1,778
$949 MX$17.5K
87.36%
1-bedroom Apartment, Outside City Center (Monthly)
$1,262 $1,262
$666 MX$12.3K
89.35%
3-bedroom Apartment, City Center (Monthly)
$3,161 $3,161
$1,821 MX$33.7K
73.54%
3-bedroom Apartment, Outside City Center (Monthly)
$1,868 $1,868
$1,271 MX$23.5K
46.98%
Buy Apartment in City Center (m2)
$2,734 $2,734
$4,050 MX$74.8K
-32.51%
Buy Apartment Outside City Center (m2)
$2,341 $2,341
$2,348 MX$43.4K
-0.27%
💵 Salaries & Financials
Chesterfield, MO
Monterrey
Difference
Average Monthly Net Salary (After Tax)
-
$1,155 MX$21.3K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.36
11.79
-46.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chesterfield, MO: October 17, 2026

Last update for Monterrey: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chesterfield, MO
$1.3K
Monterrey
$666 47.2% $595
Monthly Utilities & Internet
Chesterfield, MO
$384
Monterrey
$169 55.9% $215
Eating Out
Chesterfield, MO
$340
Monterrey
$221 34.9% $119
Groceries & Markets
Chesterfield, MO
$328
Monterrey
$304 7.2% $24
Clothing & Footwear
Chesterfield, MO
$77
Monterrey
$155 103% $79
Sport & Entertainment
Chesterfield, MO
$66
Monterrey
$41 38% $25
Getting Around
Chesterfield, MO
$18 *
Monterrey
$41 131% $23

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,778 in Chesterfield, MO and $949 in Monterrey. Housing cost is often the main lever when comparing two cities.

Dining out: $61.0 in Chesterfield, MO vs $48.00 in Monterrey for a mid-range dinner for two. Groceries echo the gap at $328 vs $304 per month, with Monterrey cheaper across the board.

Good to know
🇺🇸 Chesterfield, MO
🇲🇽 Monterrey
🕒 Local time
18:50 6:50 PM
17:50 5:50 PM
1 h behind Chesterfield, MO
🌤 Weather
👥 Population
49,999
1,142,994
💱 Currency
Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Mexican Peso exchange rates as of October 20, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

On the map
Between locations
  • Chesterfield, MO Monterrey 1,710 km ≈ 2 h 45 min nonstop flight
From you
  • Chesterfield, MO
  • Monterrey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chesterfield, MO vs Monterrey: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Chesterfield, MO and in Monterrey?
Chesterfield, MO and Monterrey differ by about 55% in total monthly costs ($2,474 vs $1,599 including rent). Monterrey is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Chesterfield, MO compared to Monterrey?
You'd need roughly $3,711 in Chesterfield, MO and $2,399 in Monterrey to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Chesterfield, MO and in Monterrey?
Rent for a central apartment: $1,778 in Chesterfield, MO versus $949 in Monterrey. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 8% higher in Chesterfield, MO. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: Chesterfield, MO or Monterrey?
All in, you'll spend $2,474 per month in Chesterfield, MO versus $1,599 in Monterrey – a 55% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $1,599 in Monterrey versus $2,474 in Chesterfield, MO, a $2,000 budget is realistic in Monterrey but tight or insufficient in Chesterfield, MO. The gap between the two cities makes Monterrey the clear choice for anyone on this budget.
How does quality of life compare between Chesterfield, MO and Monterrey?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Where should expats move: Chesterfield, MO or Monterrey?
Expats usually find Monterrey gentler on the wallet – expenses run 55% less than in Chesterfield, MO. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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