Last update: Oct 2026

Cost of Living Comparison Between Chernivtsi and Odesa

For one person, living is cheaper in Chernivtsi: $753 a month against $818 in Odesa, rent and utilities included – about $780 less a year. The total is higher in Odesa despite lower rent and utilities.

36

Cost of Living Index in Chernivtsi
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Chernivtsi Living Index
39

Cost of Living Index in Odesa
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Odesa Living Index

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Chernivtsi

🇺🇦 Ukraine

$753

/mo nomad

Odesa

🇺🇦 Ukraine

$818

/mo nomad

Monthly Cost of Living

How much you'll spend in Chernivtsi and in Odesa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chernivtsi and in Odesa actually costs, broken down by who's living it.

Monthly costs for one person with rent: $753 in Chernivtsi versus $818 in Odesa.

Chernivtsi $753
Odesa $818

Estimated couple costs with rent: $1,147 in Chernivtsi versus $1,302 in Odesa.

Chernivtsi $1,147
Odesa $1,302

Monthly costs for a family of three with rent: $1,541 in Chernivtsi versus $1,787 in Odesa.

Chernivtsi $1,541
Odesa $1,787

Living in Chernivtsi costs roughly 8% less than in Odesa, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Chernivtsi 45% lower, Odesa 40% lower.

Meal at Budget Restaurant

$8.12 ₴370

$7.60 ₴346

6.84%

Three-Course Dinner for Two, Mid-Range

$26.43 ₴1,203

$35.51 ₴1,617

-25.57%

Fast Food Meal (McDonalds, etc)

$6.18 ₴281

$5.77 ₴263

7.11%

Cappuccino

$1.12 ₴51.1

$1.57 ₴71.5

-28.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.11 ₴50.7

$0.83 ₴37.96

33.73%

Water (0.33 liter bottle)

$0.57 ₴26.14

$0.82 ₴37.24

-30.49%

Local Beer (0.5 liter draught)

$1.13 ₴51.4

$1.79 ₴81.3

-36.87%

Imported Beer (0.33 liter bottle)

$1.28 ₴58.1

$2.05 ₴93.1

-37.56%

Milk (1 liter)

$0.94 ₴42.70

$1.32 ₴60.2

-28.79%

White Bread (500g)

$0.66 ₴29.97

$0.72 ₴33.01

-8.33%

Rice (white) (1kg)

$1.24 ₴56.5

$1.77 ₴80.7

-29.94%

Eggs

$1.52 ₴69.2

$2.07 ₴94.3

-26.57%

Local Cheese (1kg)

$8.20 ₴373

$9.80 ₴446

-16.33%

Chicken Fillets (1kg)

$3.91 ₴178

$5.28 ₴240

-25.95%

Beef Round Steak (1kg)

$6.19 ₴282

$6.83 ₴311

-9.37%

Apples (1kg)

$0.98 ₴44.70

$1.20 ₴54.7

-18.33%

Banana (1kg)

$1.41 ₴64.3

$1.49 ₴68.0

-5.37%

Oranges (1kg)

$1.74 ₴79.2

$1.93 ₴88.1

-9.84%

Tomato (1kg)

$1.78 ₴81.0

$3.03 ₴138

-41.25%

Potato (1kg)

$0.48 ₴21.82

$0.74 ₴33.59

-35.14%

Onion (1kg)

$0.61 ₴27.87

$0.46 ₴20.82

32.61%

Lettuce (1 head)

$0.89 ₴40.50

$1.59 ₴72.4

-44.03%

Water (1.5 liter bottle)

$0.37 ₴16.88

$0.51 ₴23.39

-27.45%

Cigarettes 20 Pack (Marlboro, Camel)

$2.57 ₴117

$3.03 ₴138

-15.18%

Wine (Bottle)

$4.05 ₴184

$5.45 ₴248

-25.69%

Local Beer (0.5 liter bottle)

$0.75 ₴34.09

$0.87 ₴39.44

-13.79%

Imported Beer (0.33 liter bottle)

$0.94 ₴42.71

$1.48 ₴67.5

-36.49%

One-way Ticket (Public Transport)

$0.32 ₴14.46

$0.46 ₴20.90

-30.43%

Public Transport Monthly Pass (Regular Price)

$6.68 ₴304

$19.95 ₴908

-66.52%

Taxi Start (Normal Tariff)

$1.11 ₴50.6

$1.73 ₴78.7

-35.84%

Taxi (Normal Tariff) (1km)

$0.32 ₴14.42

$0.32 ₴14.57

Taxi 1hour Waiting (Normal Tariff)

$2.17 ₴98.8

$4.49 ₴205

-51.67%

Gasoline (1 liter)

$1.54 ₴70.1

$1.74 ₴79.0

-11.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K ₴1.4M

$29.4K ₴1.3M

5.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K ₴1.1M

$24.6K ₴1.1M

2.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$90.4 ₴4,117

$112 ₴5,109

-19.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.66 ₴212

$6.76 ₴308

-31.07%

Internet (50+ Mbps, Unlimited Data)

$4.60 ₴210

$6.45 ₴294

-28.68%

Gym Membership (Monthly)

$35.77 ₴1,628

$23.03 ₴1,048

55.32%

Tennis Court (1 Hour on Weekend)

$15.39 ₴701

$12.19 ₴555

26.25%

Cinema Ticket

$4.43 ₴202

$5.41 ₴246

-18.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$189 ₴8,624

$257 ₴11.7K

-26.40%

International Primary School, 1 Child (Yearly)

$4,018 ₴182.9K

$3,649 ₴166.1K

10.11%

Jeans (Levis 501 Or Similar)

$39.73 ₴1,809

$64.6 ₴2,940

-38.47%

Summer Dress (H&M, Zara, etc)

$35.37 ₴1,610

$42.66 ₴1,942

-17.09%

Sport Shoes (Adidas, Nike)

$67.0 ₴3,051

$85.9 ₴3,910

-21.99%

Men's Leather Business Shoes

$60.4 ₴2,748

$102 ₴4,643

-40.83%

1-bedroom Apartment, City Center (Monthly)

$334 ₴15.2K

$347 ₴15.8K

-3.94%

1-bedroom Apartment, Outside City Center (Monthly)

$252 ₴11.5K

$200 ₴9,128

25.62%

3-bedroom Apartment, City Center (Monthly)

$520 ₴23.7K

$566 ₴25.8K

-8.04%

3-bedroom Apartment, Outside City Center (Monthly)

$412 ₴18.8K

$389 ₴17.7K

6.01%

Buy Apartment in City Center (m2)

$1,379 ₴62.8K

$1,587 ₴72.3K

-13.11%

Buy Apartment Outside City Center (m2)

$1,006 ₴45.8K

$947 ₴43.1K

6.26%

Average Monthly Net Salary (After Tax)

$506 ₴23.1K

$485 ₴22.1K

4.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

21.17

-14.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chernivtsi: October 26, 2026

Last update for Odesa: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chernivtsi

$252 33.4%

Odesa

$200 24.5% 20.4% $51

Groceries & Markets

Chernivtsi

$143 19%

Odesa

$184 22.5% 28.3% $41

Eating Out

Chernivtsi

$112 14.9%

Odesa

$117 14.3% 4.1% $4.6

Monthly Utilities & Internet

Chernivtsi

$100 13.2%

Odesa

$125 15.3% 25.8% $26

Clothing & Footwear

Chernivtsi

$91 12.1%

Odesa

$133 16.2% 45.8% $42

Sport & Entertainment

Chernivtsi

$45 5.9%

Odesa

$34 4.1% 24.2% $11

Getting Around

Chernivtsi

$11 1.4%

Odesa

$25 3.1% 136% $14

Cost Breakdown

A one-bedroom apartment in the center runs $334 in Chernivtsi and $347 in Odesa. Housing cost is often the main lever when comparing two cities.

Chernivtsi pays 4% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $26 in Chernivtsi vs $36 in Odesa for a mid-range dinner for two. Groceries echo the gap at $143 vs $184 per month, with Chernivtsi cheaper across the board.

Good to know

🇺🇦 Chernivtsi

🇺🇦 Odesa

🕒 Local time

13:54 1:54 PM

Same time as Chernivtsi

🌤 Weather

👥 Population

266,550

1,008,852

💱 Currency

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

100 UAH = 2.2 USD

100 UAH = 1.97 EUR

100 UAH = 2.2 USD

100 UAH = 1.97 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chernivtsi vs Odesa: Cost of Living - Frequently Asked Questions

Chernivtsi wins on cost – living expenses run 8% lower than in Odesa. Housing and daily spending are where you’ll feel the difference most, making Chernivtsi the obvious pick if budget is a priority.

Average pay runs 4% higher in Chernivtsi, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $334 in Chernivtsi versus $347 in Odesa. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $189 in Chernivtsi versus $257 in Odesa. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 28% higher in Odesa. For households that cook at home regularly, that difference adds up over a month.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Chernivtsi gentler on the wallet – expenses run 8% less than in Odesa. Beyond cost, consider language, visa policies, and how big the international community is in each city.