Last update: Oct 2026

Cost of Living Comparison Between Cheltenham and Austin, TX

For one person, living is cheaper in Cheltenham: $2,327 a month against $2,663 in Austin, TX, rent and utilities included – about $4,000 less a year. Rent and utilities account for most of the difference.

113

Cost of Living Index in Cheltenham
Learn more

Cheltenham Living Index
130

Cost of Living Index in Austin, TX
Learn more

Austin, TX Living Index

Jump to prices

Cheltenham

🇬🇧 United Kingdom

$2,327

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Cheltenham and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cheltenham and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,327 in Cheltenham versus $2,663 in Austin, TX.

Cheltenham $2,327
Austin, TX $2,663

Estimated couple costs with rent: $3,528 in Cheltenham versus $4,133 in Austin, TX.

Cheltenham $3,528
Austin, TX $4,133

Monthly costs for a family of three with rent: $4,729 in Cheltenham versus $5,603 in Austin, TX.

Cheltenham $4,729
Austin, TX $5,603

Living in Cheltenham costs roughly 13% less than in Austin, TX, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Cheltenham 72% above, Austin, TX 97% above.

Meal at Budget Restaurant

$23.67 £17.75

$20.77 $20.77

13.96%

Three-Course Dinner for Two, Mid-Range

$105 £79.1

$84.6 $84.6

24.57%

Fast Food Meal (McDonalds, etc)

$11.03 £8.28

$12.32 $12.32

-10.47%

Cappuccino

$4.89 £3.67

$5.63 $5.63

-13.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.56 £1.92

$3.72 $3.72

-31.18%

Water (0.33 liter bottle)

$1.74 £1.31

$2.50 $2.50

-30.40%

Local Beer (0.5 liter draught)

$7.76 £5.82

$8.05 $8.05

-3.60%

Imported Beer (0.33 liter bottle)

$6.54 £4.91

$9.01 $9.01

-27.41%

Milk (1 liter)

$1.73 £1.30

$1.12 $1.12

54.46%

White Bread (500g)

$1.71 £1.29

$3.75 $3.75

-54.40%

Rice (white) (1kg)

$1.99 £1.49

$3.26 $3.26

-38.96%

Eggs

$4.43 £3.33

$4.17 $4.17

6.24%

Local Cheese (1kg)

$8.19 £6.15

$12.90 $12.90

-36.51%

Chicken Fillets (1kg)

$9.59 £7.19

$14.16 $14.16

-32.27%

Beef Round Steak (1kg)

$13.09 £9.82

$16.22 $16.22

-19.30%

Apples (1kg)

$3.10 £2.32

$4.33 $4.33

-28.41%

Banana (1kg)

$1.43 £1.07

$1.46 $1.46

-2.05%

Oranges (1kg)

$1.93 £1.45

$4.51 $4.51

-57.21%

Tomato (1kg)

$3.49 £2.62

$4.34 $4.34

-19.59%

Potato (1kg)

$1.52 £1.14

$2.58 $2.58

-41.09%

Onion (1kg)

$1.51 £1.13

$2.35 $2.35

-35.74%

Lettuce (1 head)

$1.21 £0.91

$1.78 $1.78

-32.02%

Water (1.5 liter bottle)

$1.42 £1.07

$2.22 $2.22

-36.04%

Cigarettes 20 Pack (Marlboro, Camel)

$23.12 £17.35

$9.88 $9.88

134.01%

Wine (Bottle)

$10.63 £7.98

$15.08 $15.08

-29.51%

Local Beer (0.5 liter bottle)

$2.86 £2.15

$2.92 $2.92

-2.05%

Imported Beer (0.33 liter bottle)

$2.93 £2.20

$3.46 $3.46

-15.32%

One-way Ticket (Public Transport)

$3.44 £2.58

$1.49 $1.49

130.87%

Public Transport Monthly Pass (Regular Price)

$92.5 £69.4

$41.72 $41.72

121.69%

Taxi Start (Normal Tariff)

$3.53 £2.65

$2.73 $2.73

29.30%

Taxi (Normal Tariff) (1km)

$1.64 £1.23

$1.66 $1.66

-1.20%

Taxi 1hour Waiting (Normal Tariff)

$26.85 £20.14

$35.30 $35.30

-23.94%

Gasoline (1 liter)

$1.87 £1.40

$0.95 $0.95

96.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.1K £27.8K

$36.0K $36.0K

2.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.2K £30.9K

$27.1K $27.1K

52.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$341 £256

$229 $229

48.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.10 £12.83

$59.4 $59.4

-71.21%

Internet (50+ Mbps, Unlimited Data)

$51.0 £38.24

$69.9 $69.9

-27.09%

Gym Membership (Monthly)

$44.28 £33.22

$57.2 $57.2

-22.64%

Tennis Court (1 Hour on Weekend)

$39.01 £29.27

$16.33 $16.33

138.89%

Cinema Ticket

$14.00 £10.50

$14.28 $14.28

-1.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,020 £1,516

$1,506 $1,506

34.16%

International Primary School, 1 Child (Yearly)

$25.2K £18.9K

$21.5K $21.5K

17.43%

Jeans (Levis 501 Or Similar)

$98.2 £73.7

$52.8 $52.8

86.01%

Summer Dress (H&M, Zara, etc)

$48.22 £36.18

$43.82 $43.82

10.04%

Sport Shoes (Adidas, Nike)

$106 £79.4

$84.8 $84.8

24.86%

Men's Leather Business Shoes

$96.9 £72.7

$103 $103

-5.97%

1-bedroom Apartment, City Center (Monthly)

$1,161 £871

$1,907 $1,907

-39.11%

1-bedroom Apartment, Outside City Center (Monthly)

$929 £697

$1,274 $1,274

-27.12%

3-bedroom Apartment, City Center (Monthly)

$2,149 £1,613

$3,664 $3,664

-41.35%

3-bedroom Apartment, Outside City Center (Monthly)

$1,617 £1,213

$2,538 $2,538

-36.31%

Buy Apartment in City Center (m2)

$5,704 £4,279

$7,614 $7,614

-25.09%

Buy Apartment Outside City Center (m2)

$5,676 £4,258

$3,157 $3,157

79.77%

Average Monthly Net Salary (After Tax)

$4,753 £3,566

$5,121 $5,121

-7.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.54

6.79

-18.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cheltenham: October 11, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cheltenham

$929 39.9%

Austin, TX

$1.3K 47.8% 37.2% $346

Monthly Utilities & Internet

Cheltenham

$409 17.6%

Austin, TX

$358 13.5% 12.4% $50

Eating Out

Cheltenham

$350 15.1%

Austin, TX

$354 13.3% 1% $3.7

Groceries & Markets

Cheltenham

$292 12.6%

Austin, TX

$405 15.2% 38.5% $113

Clothing & Footwear

Cheltenham

$157 6.8%

Austin, TX

$128 4.8% 18.5% $29

Getting Around

Cheltenham

$118 5.1%

Austin, TX

$59 2.2% 50.3% $59

Sport & Entertainment

Cheltenham

$72 3.1%

Austin, TX

$86 3.2% 18.7% $14

Cost Breakdown

A one-bedroom apartment in the center runs $1,161 in Cheltenham and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 8% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $105 in Cheltenham vs $85.0 in Austin, TX. Groceries flip the comparison at $292 vs $405, with Cheltenham cheaper for home cooking.

Good to know

🇬🇧 Cheltenham

🇺🇸 Austin, TX

🕒 Local time

01:08 1:08 AM

19:08 7:08 PM

6 h behind Cheltenham

🌤 Weather

👥 Population

115,300

974,447

💱 Currency

British Pound GBP £

United States Dollar USD $

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

Cheltenham Austin, TX 7,770 km ≈ 10 h nonstop flight

From you

Cheltenham
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cheltenham vs Austin, TX: Cost of Living - Frequently Asked Questions

Cheltenham wins on cost – living expenses run 14% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Cheltenham the obvious pick if budget is a priority.

On paper, salaries run 8% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,161 in Cheltenham versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,327 per month in Cheltenham versus $2,663 in Austin, TX – a 14% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cheltenham runs roughly 122% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,327 in Cheltenham versus $2,663 in Austin, TX, a $2,500 budget is realistic in Cheltenham but tight or insufficient in Austin, TX. The gap between the two cities makes Cheltenham the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cheltenham and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cheltenham gentler on the wallet – expenses run 14% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.