Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Cheltenham

For one person, living is cheaper in Cheltenham: $2,327 a month against $2,663 in Austin, TX, rent and utilities included – about $4,000 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
113

Cost of Living Index in Cheltenham
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Cheltenham Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Cheltenham

🇬🇧 United Kingdom

$2,327

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Cheltenham

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Cheltenham actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $2,327 in Cheltenham.

Austin, TX $2,663
Cheltenham $2,327

Estimated couple costs with rent: $4,133 in Austin, TX versus $3,528 in Cheltenham.

Austin, TX $4,133
Cheltenham $3,528

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $4,729 in Cheltenham.

Austin, TX $5,603
Cheltenham $4,729

Living in Austin, TX is roughly 14% more expensive than in Cheltenham, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 97% above, Cheltenham 72% above.

Meal at Budget Restaurant

$20.77 $20.77

$23.67 £17.75

-12.25%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$105 £79.1

-19.72%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$11.03 £8.28

11.70%

Cappuccino

$5.63 $5.63

$4.89 £3.67

15.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$2.56 £1.92

45.31%

Water (0.33 liter bottle)

$2.50 $2.50

$1.74 £1.31

43.68%

Local Beer (0.5 liter draught)

$8.05 $8.05

$7.76 £5.82

3.74%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$6.54 £4.91

37.77%

Milk (1 liter)

$1.12 $1.12

$1.73 £1.30

-35.26%

White Bread (500g)

$3.75 $3.75

$1.71 £1.29

119.30%

Rice (white) (1kg)

$3.26 $3.26

$1.99 £1.49

63.82%

Eggs

$4.17 $4.17

$4.43 £3.33

-5.87%

Local Cheese (1kg)

$12.90 $12.90

$8.19 £6.15

57.51%

Chicken Fillets (1kg)

$14.16 $14.16

$9.59 £7.19

47.65%

Beef Round Steak (1kg)

$16.22 $16.22

$13.09 £9.82

23.91%

Apples (1kg)

$4.33 $4.33

$3.10 £2.32

39.68%

Banana (1kg)

$1.46 $1.46

$1.43 £1.07

2.10%

Oranges (1kg)

$4.51 $4.51

$1.93 £1.45

133.68%

Tomato (1kg)

$4.34 $4.34

$3.49 £2.62

24.36%

Potato (1kg)

$2.58 $2.58

$1.52 £1.14

69.74%

Onion (1kg)

$2.35 $2.35

$1.51 £1.13

55.63%

Lettuce (1 head)

$1.78 $1.78

$1.21 £0.91

47.11%

Water (1.5 liter bottle)

$2.22 $2.22

$1.42 £1.07

56.34%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$23.12 £17.35

-57.27%

Wine (Bottle)

$15.08 $15.08

$10.63 £7.98

41.86%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$2.86 £2.15

2.10%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$2.93 £2.20

18.09%

One-way Ticket (Public Transport)

$1.49 $1.49

$3.44 £2.58

-56.69%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$92.5 £69.4

-54.89%

Taxi Start (Normal Tariff)

$2.73 $2.73

$3.53 £2.65

-22.66%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$1.64 £1.23

1.22%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$26.85 £20.14

31.47%

Gasoline (1 liter)

$0.95 $0.95

$1.87 £1.40

-49.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$37.1K £27.8K

-2.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$41.2K £30.9K

-34.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$341 £256

-32.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$17.10 £12.83

247.31%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$51.0 £38.24

37.16%

Gym Membership (Monthly)

$57.2 $57.2

$44.28 £33.22

29.27%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$39.01 £29.27

-58.14%

Cinema Ticket

$14.28 $14.28

$14.00 £10.50

2.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$2,020 £1,516

-25.46%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$25.2K £18.9K

-14.84%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$98.2 £73.7

-46.24%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$48.22 £36.18

-9.12%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$106 £79.4

-19.91%

Men's Leather Business Shoes

$103 $103

$96.9 £72.7

6.35%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$1,161 £871

64.23%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$929 £697

37.22%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$2,149 £1,613

70.49%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$1,617 £1,213

57.01%

Buy Apartment in City Center (m2)

$7,614 $7,614

$5,704 £4,279

33.49%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$5,676 £4,258

-44.37%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$4,753 £3,566

7.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

5.54

22.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Cheltenham: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Cheltenham

$929 39.9% 27.1% $346

Groceries & Markets

Austin, TX

$405 15.2%

Cheltenham

$292 12.6% 27.8% $113

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Cheltenham

$409 17.6% 14.1% $50

Eating Out

Austin, TX

$354 13.3%

Cheltenham

$350 15.1% 1% $3.7

Clothing & Footwear

Austin, TX

$128 4.8%

Cheltenham

$157 6.8% 22.8% $29

Sport & Entertainment

Austin, TX

$86 3.2%

Cheltenham

$72 3.1% 15.7% $14

Getting Around

Austin, TX

$59 2.2%

Cheltenham

$118 5.1% 101% $59

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $1,161 in Cheltenham. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 8% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $105 in Cheltenham. Groceries flip the comparison at $405 vs $292, with Cheltenham cheaper for home cooking.

Good to know

🇺🇸 Austin, TX

🇬🇧 Cheltenham

🕒 Local time

17:25 5:25 PM

23:25 11:25 PM

6 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

115,300

💱 Currency

United States Dollar USD $

British Pound GBP £

📈 Exchange rate

1 USD = 0.89 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, EUR to USD – United States Dollar Converter

🇬🇧 British Pound (£)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

British Pound exchange rates as of October 18, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

GBP to USD in detail →

On the map

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Between locations

Austin, TX Cheltenham 7,770 km ≈ 10 h nonstop flight

From you

Austin, TX
Cheltenham

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Cheltenham: Cost of Living - Frequently Asked Questions

Cheltenham wins on cost – living expenses run 14% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Cheltenham the obvious pick if budget is a priority.

Average pay runs 8% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $1,161 in Cheltenham. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $2,327 in Cheltenham – a 14% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cheltenham runs roughly 122% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,327 in Cheltenham versus $2,663 in Austin, TX, a $2,500 budget is realistic in Cheltenham but tight or insufficient in Austin, TX. The gap between the two cities makes Cheltenham the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Cheltenham are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cheltenham gentler on the wallet – expenses run 14% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.