Last update: Oct 2026

Cost of Living Comparison Between Chatham and Manchester

For one person, living is cheaper in Manchester: $2,532 a month against $2,947 in Chatham, rent and utilities included – about $5,000 less a year. Rent and utilities account for most of the difference.

144

Cost of Living Index in Chatham
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Chatham Living Index
123

Cost of Living Index in Manchester
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Manchester Living Index

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Chatham

🇬🇧 United Kingdom

$2,947

/mo nomad

Manchester

🇬🇧 United Kingdom

$2,532

/mo nomad

Monthly Cost of Living

How much you'll spend in Chatham and in Manchester

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chatham and in Manchester actually costs, broken down by who's living it.

A single person spends $2,947 per month in Chatham vs $2,532 in Manchester, rent included.

Chatham $2,947
Manchester $2,532

A couple spends around $4,017 per month in Chatham vs $3,686 in Manchester, rent included.

Chatham $4,017
Manchester $3,686

A family of three spends $5,088 per month in Chatham vs $4,839 in Manchester, rent included.

Chatham $5,088
Manchester $4,839

Chatham costs about 16% more than Manchester, and outside of rent the biggest gap is in eating out.

Both Chatham and Manchester sit above the global median – Chatham by 118%, Manchester by 87%.

Meal at Budget Restaurant

$13.40 £10.05

$20.23 £15.18

-33.76%

Three-Course Dinner for Two, Mid-Range

$94.9 £71.2

$87.1 £65.3

8.96%

Fast Food Meal (McDonalds, etc)

$9.85 £7.39

$10.83 £8.12

-9.05%

Cappuccino

$3.75 £2.82

$4.81 £3.61

-22.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.95 £2.21

$2.44 £1.83

20.90%

Water (0.33 liter bottle)

$1.68 £1.26

$1.62 £1.21

3.70%

Local Beer (0.5 liter draught)

$6.38 £4.78

$7.82 £5.87

-18.41%

Imported Beer (0.33 liter bottle)

$6.83 £5.12

$6.48 £4.86

5.40%

Milk (1 liter)

$1.90 £1.43

$1.45 £1.09

31.03%

White Bread (500g)

$2.10 £1.57

$1.95 £1.47

7.69%

Rice (white) (1kg)

$2.10 £1.58

$1.86 £1.40

12.90%

Eggs

$4.09 £3.07

$4.05 £3.04

0.99%

Local Cheese (1kg)

$10.74 £8.06

$9.76 £7.32

10.04%

Chicken Fillets (1kg)

$9.29 £6.97

$9.11 £6.83

1.98%

Beef Round Steak (1kg)

$15.54 £11.66

$15.52 £11.64

0.13%

Apples (1kg)

$3.10 £2.33

$3.20 £2.40

-3.13%

Banana (1kg)

$1.92 £1.44

$1.52 £1.14

26.32%

Oranges (1kg)

$2.71 £2.03

$3.02 £2.26

-10.26%

Tomato (1kg)

$3.67 £2.75

$3.34 £2.51

9.88%

Potato (1kg)

$2.01 £1.51

$1.55 £1.17

29.68%

Onion (1kg)

$1.82 £1.37

$1.30 £0.98

40.00%

Lettuce (1 head)

$1.15 £0.86

$1.22 £0.92

-5.74%

Water (1.5 liter bottle)

$1.71 £1.28

$1.28 £0.96

33.59%

Cigarettes 20 Pack (Marlboro, Camel)

$21.64 £16.24

$23.68 £17.77

-8.61%

Wine (Bottle)

$10.94 £8.21

$10.88 £8.16

0.55%

Local Beer (0.5 liter bottle)

$3.06 £2.29

$2.55 £1.91

20.00%

Imported Beer (0.33 liter bottle)

$2.37 £1.78

$3.15 £2.36

-24.76%

One-way Ticket (Public Transport)

$4.04 £3.03

$2.68 £2.01

50.75%

Public Transport Monthly Pass (Regular Price)

$114 £85.6

$105 £79.1

8.18%

Taxi Start (Normal Tariff)

$5.10 £3.83

$4.42 £3.31

15.38%

Taxi (Normal Tariff) (1km)

$2.58 £1.94

$2.20 £1.65

17.27%

Taxi 1hour Waiting (Normal Tariff)

$20.18 £15.14

$30.45 £22.85

-33.73%

Gasoline (1 liter)

$2.09 £1.56

$2.04 £1.53

2.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.9K £29.2K

$39.2K £29.4K

-0.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.1K £27.8K

$40.3K £30.2K

-7.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$287 £215

$252 £189

14.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.80 £12.61

$16.62 £12.47

1.08%

Internet (50+ Mbps, Unlimited Data)

$26.54 £19.91

$40.61 £30.47

-34.65%

Gym Membership (Monthly)

$114 £85.8

$55.1 £41.32

107.59%

Tennis Court (1 Hour on Weekend)

$9.37 £7.03

$18.02 £13.52

-48.00%

Cinema Ticket

$17.40 £13.05

$13.26 £9.95

31.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,080 £1,561

$1,252 £939

66.20%

International Primary School, 1 Child (Yearly)

$30.4K £22.8K

$19.9K £14.9K

52.98%

Jeans (Levis 501 Or Similar)

$91.6 £68.7

$84.2 £63.2

8.78%

Summer Dress (H&M, Zara, etc)

$45.69 £34.28

$42.72 £32.05

6.95%

Sport Shoes (Adidas, Nike)

$105 £78.4

$92.2 £69.2

13.34%

Men's Leather Business Shoes

$91.5 £68.6

$106 £79.8

-14.02%

1-bedroom Apartment, City Center (Monthly)

$2,050 £1,538

$1,789 £1,342

14.59%

1-bedroom Apartment, Outside City Center (Monthly)

$1,601 £1,201

$1,242 £932

28.87%

3-bedroom Apartment, City Center (Monthly)

$2,430 £1,823

$3,014 £2,261

-19.38%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 £1,568

$1,961 £1,471

6.61%

Buy Apartment in City Center (m2)

$7,877 £5,909

$4,552 £3,415

73.05%

Buy Apartment Outside City Center (m2)

$7,449 £5,588

$4,349 £3,262

71.28%

Average Monthly Net Salary (After Tax)

$2,972 £2,230

$3,460 £2,596

-14.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.12

4.82

6.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chatham: October 20, 2026

Last update for Manchester: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chatham

$1.6K 54.3%

Manchester

$1.2K 49.1% 22.4% $359

Monthly Utilities & Internet

Chatham

$330 11.2%

Manchester

$309 12.2% 6.5% $21

Groceries & Markets

Chatham

$323 11%

Manchester

$301 11.9% 6.7% $22

Eating Out

Chatham

$246 8.3%

Manchester

$320 12.7% 30.3% $74

Clothing & Footwear

Chatham

$150 5.1%

Manchester

$146 5.8% 2.3% $3.5

Sport & Entertainment

Chatham

$149 5.1%

Manchester

$82 3.2% 45.3% $68

Getting Around

Chatham

$148 5%

Manchester

$132 5.2% 11.3% $17

Cost Breakdown

A central one-bedroom costs $2,050 in Chatham versus $1,789 in Manchester. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 16% higher in Manchester, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $95.0 in Chatham versus $87.0 in Manchester. Monthly groceries follow the same trend: $323 vs $301 – making Manchester the more affordable choice for daily food spending.

Good to know

🇬🇧 Chatham

🇬🇧 Manchester

🕒 Local time

21:39 9:39 PM

Same time as Chatham

🌤 Weather

👥 Population

76,792

503,100

💱 Currency

British Pound GBP £

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Chatham Manchester 300 km

From you

Chatham
Manchester

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chatham vs Manchester: Cost of Living - Frequently Asked Questions

Chatham costs about 16% more than Manchester, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,421 per month in Chatham and $3,798 in Manchester. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Manchester, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,947 in Chatham and $2,532 in Manchester. That's a gap of about 16%.

Public transport costs about 8% less in Manchester. For daily commuters, that gap adds up to noticeable savings over a year.

$2,500 is a stretch for both – monthly costs hit $2,947 in Chatham and $2,532 in Manchester. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Manchester costs $2,532 versus $2,947 in Chatham. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Manchester. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chatham makes more sense. Both are solid long-term options with distinct trade-offs.