Last update: Oct 2026

Cost of Living Comparison Between Chatham and Cologne

For one person, living is cheaper in Cologne: $2,233 a month against $2,877 in Chatham, rent and utilities included – about $7,700 less a year. Higher rent and utilities in Chatham outweigh lower spending on other living expenses.

138

Cost of Living Index in Chatham
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Chatham Living Index
107

Cost of Living Index in Cologne
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Cologne Living Index

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Chatham

🇬🇧 United Kingdom

$2,877

/mo nomad

Cologne

🇩🇪 Germany

$2,233

/mo nomad

Monthly Cost of Living

How much you'll spend in Chatham and in Cologne

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chatham and in Cologne actually costs, broken down by who's living it.

A single person spends $2,877 per month in Chatham vs $2,233 in Cologne, rent included.

Chatham $2,877
Cologne $2,233

A couple spends around $3,924 per month in Chatham vs $3,388 in Cologne, rent included.

Chatham $3,924
Cologne $3,388

A family of three spends $4,970 per month in Chatham vs $4,543 in Cologne, rent included.

Chatham $4,970
Cologne $4,543

Chatham costs about 29% more than Cologne, and outside of rent the biggest gap is in leisure.

Both Chatham and Cologne sit above the global median – Chatham by 111%, Cologne by 64%.

Meal at Budget Restaurant

$13.51 £10.16

$17.02 €15.29

-20.62%

Three-Course Dinner for Two, Mid-Range

$94.4 £71.0

$83.7 €75.2

12.86%

Fast Food Meal (McDonalds, etc)

$9.95 £7.47

$11.82 €10.62

-15.82%

Cappuccino

$3.60 £2.70

$4.02 €3.61

-10.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.75 £2.06

$3.74 €3.36

-26.47%

Water (0.33 liter bottle)

$1.62 £1.22

$3.12 €2.80

-48.08%

Local Beer (0.5 liter draught)

$6.20 £4.66

$5.45 €4.90

13.76%

Imported Beer (0.33 liter bottle)

$6.76 £5.08

$5.46 €4.91

23.81%

Milk (1 liter)

$1.43 £1.08

$1.27 €1.14

12.60%

White Bread (500g)

$1.41 £1.06

$2.56 €2.30

-44.92%

Rice (white) (1kg)

$1.63 £1.23

$3.09 €2.78

-47.25%

Eggs

$3.08 £2.32

$3.71 €3.33

-16.98%

Local Cheese (1kg)

$9.75 £7.32

$12.64 €11.36

-22.86%

Chicken Fillets (1kg)

$8.09 £6.08

$12.08 €10.85

-33.03%

Beef Round Steak (1kg)

$14.59 £10.97

$22.79 €20.48

-35.98%

Apples (1kg)

$3.15 £2.37

$3.04 €2.73

3.62%

Banana (1kg)

$1.40 £1.05

$2.03 €1.82

-31.03%

Oranges (1kg)

$2.71 £2.04

$2.59 €2.32

4.63%

Tomato (1kg)

$3.23 £2.43

$3.77 €3.39

-14.32%

Potato (1kg)

$1.61 £1.21

$1.42 €1.27

13.38%

Onion (1kg)

$1.48 £1.11

$1.15 €1.03

28.70%

Lettuce (1 head)

$1.59 £1.19

$1.51 €1.36

5.30%

Water (1.5 liter bottle)

$1.48 £1.11

$1.10 €0.99

34.55%

Cigarettes 20 Pack (Marlboro, Camel)

$22.07 £16.59

$9.84 €8.84

124.29%

Wine (Bottle)

$10.86 £8.16

$6.54 €5.88

66.06%

Local Beer (0.5 liter bottle)

$2.76 £2.07

$1.26 €1.13

119.05%

Imported Beer (0.33 liter bottle)

$2.33 £1.75

$1.69 €1.52

37.87%

One-way Ticket (Public Transport)

$3.92 £2.95

$3.90 €3.51

0.51%

Public Transport Monthly Pass (Regular Price)

$114 £85.4

$71.5 €64.2

58.90%

Taxi Start (Normal Tariff)

$5.94 £4.46

$5.36 €4.82

10.82%

Taxi (Normal Tariff) (1km)

$3.94 £2.96

$2.74 €2.46

43.80%

Taxi 1hour Waiting (Normal Tariff)

$19.80 £14.88

$33.45 €30.06

-40.81%

Gasoline (1 liter)

$1.99 £1.49

$2.22 €2.00

-10.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.6K £29.0K

$33.1K €29.8K

16.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.1K £27.9K

$38.0K €34.1K

-2.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$255 £192

$301 €271

-15.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.79 £14.87

$12.17 €10.93

62.61%

Internet (50+ Mbps, Unlimited Data)

$26.57 £19.97

$36.02 €32.36

-26.24%

Gym Membership (Monthly)

$119 £89.3

$41.99 €37.73

182.81%

Tennis Court (1 Hour on Weekend)

$9.50 £7.14

$35.28 €31.70

-73.07%

Cinema Ticket

$20.98 £15.77

$15.90 €14.29

31.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,973 £1,483

$1,103 €991

78.84%

International Primary School, 1 Child (Yearly)

$19.8K £14.9K

$22.0K €19.7K

-9.65%

Jeans (Levis 501 Or Similar)

$69.1 £51.9

$87.4 €78.6

-20.97%

Summer Dress (H&M, Zara, etc)

$31.55 £23.71

$41.11 €36.93

-23.25%

Sport Shoes (Adidas, Nike)

$77.7 £58.4

$101 €91.1

-23.43%

Men's Leather Business Shoes

$51.8 £38.91

$134 €120

-61.29%

1-bedroom Apartment, City Center (Monthly)

$2,010 £1,511

$1,223 €1,099

64.29%

1-bedroom Apartment, Outside City Center (Monthly)

$1,629 £1,225

$917 €824

77.66%

3-bedroom Apartment, City Center (Monthly)

$2,451 £1,842

$2,340 €2,103

4.74%

3-bedroom Apartment, Outside City Center (Monthly)

$2,165 £1,627

$1,628 €1,463

32.96%

Buy Apartment in City Center (m2)

$8,144 £6,121

$7,324 €6,581

11.20%

Buy Apartment Outside City Center (m2)

$7,296 £5,483

$5,056 €4,543

44.30%

Average Monthly Net Salary (After Tax)

$3,012 £2,264

$3,562 €3,201

-15.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.91

3.83

28.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chatham: October 25, 2026

Last update for Cologne: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chatham

$1.6K 56.6%

Cologne

$917 41.1% 43.7% $712

Monthly Utilities & Internet

Chatham

$302 10.5%

Cologne

$349 15.6% 15.7% $47

Groceries & Markets

Chatham

$284 9.9%

Cologne

$337 15.1% 18.8% $53

Eating Out

Chatham

$243 8.5%

Cologne

$285 12.8% 17.4% $42

Sport & Entertainment

Chatham

$161 5.6%

Cologne

$74 3.3% 54.1% $87

Getting Around

Chatham

$155 5.4%

Cologne

$106 4.8% 31.5% $49

Clothing & Footwear

Chatham

$104 3.6%

Cologne

$164 7.3% 58.1% $60

Cost Breakdown

A central one-bedroom costs $2,010 in Chatham versus $1,223 in Cologne. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 18% higher in Cologne, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $94 in Chatham versus $84 in Cologne. Groceries tell a different story – $284 in Chatham vs $337 in Cologne – so Chatham wins on supermarket bills even if dining out costs more.

Good to know

🇬🇧 Chatham

🇩🇪 Cologne

🕒 Local time

14:01 2:01 PM

15:01 3:01 PM

1 h ahead of Chatham

🌤 Weather

👥 Population

76,792

1,095,520

💱 Currency

British Pound GBP £

Euro EUR €

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.2 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 28, 2026: 1 USD = 0.752 GBP (1 GBP = 1.33 USD). 1 EUR = 0.836 GBP (1 GBP = 1.2 EUR).

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

USD to GBP in detail →

On the map

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Between locations

Chatham Cologne 450 km

From you

Chatham
Cologne

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chatham vs Cologne: Cost of Living - Frequently Asked Questions

Chatham costs about 29% more than Cologne, and outside of rent the gap comes mainly from leisure. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,316 per month in Chatham and $3,349 in Cologne. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cologne, especially for central apartments: a one-bedroom in the center costs $1,223 there versus $2,010 in Chatham.

Monthly expenses with rent come to $2,877 in Chatham and $2,233 in Cologne. That’s a gap of about 29%.

Public transport costs about 37% less in Cologne. For daily commuters, that gap adds up to noticeable savings over a year.

Families tend to lean toward Cologne – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.