Last update: Oct 2026

Cost of Living Comparison Between Chatham and Chiang Mai

For one person, living is cheaper in Chiang Mai: $925 a month against $2,947 in Chatham, rent and utilities included – about $24,300 less a year. Rent and utilities account for most of the difference.

Chatham
🇬🇧 United Kingdom
$2,947
/mo nomad
Chiang Mai
🇹🇭 Thailand
$925
/mo nomad
Monthly Cost of Living

How much you'll spend in Chatham and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chatham and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $2,947 per month in Chatham vs $925 in Chiang Mai, rent included.

  • Chatham $2,947
  • Chiang Mai $925

A couple spends around $4,017 per month in Chatham vs $1,414 in Chiang Mai, rent included.

  • Chatham $4,017
  • Chiang Mai $1,414

A family of three spends $5,088 per month in Chatham vs $1,903 in Chiang Mai, rent included.

  • Chatham $5,088
  • Chiang Mai $1,903

Chatham costs about 219% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Chatham sits 118% above the global median, while Chiang Mai is 32% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Chatham
Chiang Mai
Difference
Meal at Budget Restaurant
$13.40 £10.05
$2.29 ฿76.5
485.15%
Three-Course Dinner for Two, Mid-Range
$94.9 £71.2
$19.64 ฿656
383.10%
Fast Food Meal (McDonalds, etc)
$9.85 £7.39
$5.61 ฿188
75.58%
Cappuccino
$3.75 £2.82
$1.66 ฿55.6
125.90%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.95 £2.21
$0.70 ฿23.40
321.43%
Water (0.33 liter bottle)
$1.68 £1.26
$0.31 ฿10.24
441.94%
Local Beer (0.5 liter draught)
$6.38 £4.78
$2.41 ฿80.4
164.73%
Imported Beer (0.33 liter bottle)
$6.83 £5.12
$3.71 ฿124
84.10%
🛒 Groceries & Markets
Chatham
Chiang Mai
Difference
Milk (1 liter)
$1.90 £1.43
$1.95 ฿65.3
-2.56%
White Bread (500g)
$2.10 £1.57
$1.41 ฿47.03
48.94%
Rice (white) (1kg)
$2.10 £1.58
$1.31 ฿43.62
60.31%
Eggs
$4.09 £3.07
$2.18 ฿72.9
87.61%
Local Cheese (1kg)
$10.74 £8.06
$16.65 ฿556
-35.50%
Chicken Fillets (1kg)
$9.29 £6.97
$2.76 ฿92.2
236.59%
Beef Round Steak (1kg)
$15.54 £11.66
$9.11 ฿304
70.58%
Apples (1kg)
$3.10 £2.33
$2.39 ฿80.0
29.71%
Banana (1kg)
$1.92 £1.44
$1.03 ฿34.26
86.41%
Oranges (1kg)
$2.71 £2.03
$1.63 ฿54.4
66.26%
Tomato (1kg)
$3.67 £2.75
$1.50 ฿50.0
144.67%
Potato (1kg)
$2.01 £1.51
$1.29 ฿43.13
55.81%
Onion (1kg)
$1.82 £1.37
$1.11 ฿37.03
63.96%
Lettuce (1 head)
$1.15 £0.86
$0.72 ฿24.08
59.72%
Water (1.5 liter bottle)
$1.71 £1.28
$0.53 ฿17.59
222.64%
Cigarettes 20 Pack (Marlboro, Camel)
$21.64 £16.24
$4.31 ฿144
402.09%
Wine (Bottle)
$10.94 £8.21
$17.95 ฿600
-39.05%
Local Beer (0.5 liter bottle)
$3.06 £2.29
$1.58 ฿52.9
93.67%
Imported Beer (0.33 liter bottle)
$2.37 £1.78
$2.84 ฿95.0
-16.55%
🚌 Getting Around
Chatham
Chiang Mai
Difference
One-way Ticket (Public Transport)
$4.04 £3.03
$0.86 ฿28.86
369.77%
Public Transport Monthly Pass (Regular Price)
$114 £85.6
$53.3 ฿1,780
114.10%
Taxi Start (Normal Tariff)
$5.10 £3.83
$1.21 ฿40.29
321.49%
Taxi (Normal Tariff) (1km)
$2.58 £1.94
$0.57 ฿18.99
352.63%
Taxi 1hour Waiting (Normal Tariff)
$20.18 £15.14
$2.35 ฿78.6
758.72%
Gasoline (1 liter)
$2.09 £1.56
$1.44 ฿47.96
45.14%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.9K £29.2K
$20.7K ฿692.8K
87.67%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$37.1K £27.8K
$26.8K ฿895.7K
38.38%
🧾 Monthly Utilities & Internet
Chatham
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$287 £215
$62.3 ฿2,083
360.52%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.80 £12.61
$12.11 ฿405
38.73%
Internet (50+ Mbps, Unlimited Data)
$26.54 £19.91
$19.94 ฿666
33.10%
🎉 Sport & Entertainment
Chatham
Chiang Mai
Difference
Gym Membership (Monthly)
$114 £85.8
$37.07 ฿1,239
208.44%
Tennis Court (1 Hour on Weekend)
$9.37 £7.03
$3.78 ฿126
147.88%
Cinema Ticket
$17.40 £13.05
$6.50 ฿217
167.69%
🧸 Childcare & Education
Chatham
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,080 £1,561
$793 ฿26.5K
162.42%
International Primary School, 1 Child (Yearly)
$30.4K £22.8K
$14.8K ฿494.9K
105.61%
👕👟 Clothing & Footwear
Chatham
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$91.6 £68.7
$53.7 ฿1,796
70.38%
Summer Dress (H&M, Zara, etc)
$45.69 £34.28
$24.62 ฿823
85.58%
Sport Shoes (Adidas, Nike)
$105 £78.4
$90.9 ฿3,036
15.06%
Men's Leather Business Shoes
$91.5 £68.6
$71.1 ฿2,378
28.56%
🏠 Accommodation & Living
Chatham
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$2,050 £1,538
$455 ฿15.2K
350.20%
1-bedroom Apartment, Outside City Center (Monthly)
$1,601 £1,201
$298 ฿9,954
437.45%
3-bedroom Apartment, City Center (Monthly)
$2,430 £1,823
$908 ฿30.4K
167.52%
3-bedroom Apartment, Outside City Center (Monthly)
$2,090 £1,568
$554 ฿18.5K
277.46%
Buy Apartment in City Center (m2)
$7,877 £5,909
$1,931 ฿64.5K
307.94%
Buy Apartment Outside City Center (m2)
$7,449 £5,588
$1,445 ฿48.3K
415.65%
💵 Salaries & Financials
Chatham
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$2,972 £2,230
$591 ฿19.7K
403.08%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.12
5.57
-8.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chatham: October 20, 2026

Last update for Chiang Mai: October 17, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chatham
$1.6K
Chiang Mai
$298 81.4% $1.3K
Monthly Utilities & Internet
Chatham
$330
Chiang Mai
$94 71.4% $236
Groceries & Markets
Chatham
$323
Chiang Mai
$235 27.1% $87
Eating Out
Chatham
$246
Chiang Mai
$79 68% $167
Clothing & Footwear
Chatham
$150
Chiang Mai
$108 27.9% $42
Sport & Entertainment
Chatham
$149
Chiang Mai
$50 66.4% $99
Getting Around
Chatham
$148
Chiang Mai
$61 59% $87

Cost Breakdown

A central one-bedroom costs $2,050 in Chatham versus $455 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 403% higher in Chatham, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $95.0 in Chatham versus $20.00 in Chiang Mai. Monthly groceries follow the same trend: $323 vs $235 – making Chiang Mai the more affordable choice for daily food spending.

Good to know
🇬🇧 Chatham
🇹🇭 Chiang Mai
🕒 Local time
21:41 9:41 PM
03:41 3:41 AM
6 h ahead of Chatham
🌤 Weather
👥 Population
76,792
127,240
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

THB, USD, EUR to GBP – British Pound Converter

British Pound exchange rates as of October 21, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Thai Baht exchange rates as of October 21, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

On the map
Between locations
  • Chatham Chiang Mai 8,950 km ≈ 12 h nonstop flight
From you
  • Chatham
  • Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chatham vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chatham or Chiang Mai?
Chatham costs about 219% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chatham and in Chiang Mai?
For a comfortable life, plan on about $4,421 per month in Chatham and $1,388 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chatham or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in Chatham compared to Chiang Mai?
Monthly expenses with rent come to $2,947 in Chatham and $925 in Chiang Mai. That's a gap of about 219%.
How expensive is transport in Chatham compared to Chiang Mai?
Public transport costs about 114% less in Chiang Mai. For daily commuters, that gap adds up to noticeable savings over a year.
Can you live on $1,000/month in Chatham or in Chiang Mai?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $925, than in Chatham at $2,947. In Chiang Mai it covers expenses comfortably, while in Chatham it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Chatham or Chiang Mai?
For digital nomads, it depends on budget. Chiang Mai costs $925 versus $2,947 in Chatham. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chatham compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chatham or to Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chatham makes more sense. Both are solid long-term options with distinct trade-offs.

Chatham vs other spots: cost of living compared

Similar cities

Show times on the 12-hour clock, temperatures in °F and distances in miles?