Cost of Living Comparison Between Chatham and Chiang Mai Cost of Living Comparison Between Chatham and Chiang Mai

Monthly Cost of Living

A single person spends $3,016 per month in Chatham vs $947 in Chiang Mai, rent included.

A couple spends around $4,125 per month in Chatham vs $1,411 in Chiang Mai, rent included.

A family of three spends $5,235 per month in Chatham vs $1,874 in Chiang Mai, rent included.

Chatham costs about 218% more than Chiang Mai, driven mainly by Eating Out.

Chatham sits 119% above the global median, while Chiang Mai is 31% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Chatham
Chiang Mai
Difference
Meal at Budget Restaurant
$23.51 £17.40
$2.08 ฿68.5
1030.29%
Three-Course Dinner for Two, Mid-Range
$94.4 £69.9
$19.64 ฿646
380.86%
Fast Food Meal (McDonalds, etc)
$10.07 £7.45
$5.65 ฿186
78.23%
Cappuccino
$3.62 £2.68
$1.81 ฿59.3
100.00%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.10 £2.29
$0.71 ฿23.44
336.62%
Water (0.33 liter bottle)
$1.73 £1.28
$0.32 ฿10.38
440.63%
Local Beer (0.5 liter draught)
$6.29 £4.65
$2.24 ฿73.5
180.80%
Imported Beer (0.33 liter bottle)
$6.84 £5.06
$3.63 ฿119
88.43%
🛒 Groceries & Markets
Chatham
Chiang Mai
Difference
Milk (1 liter)
$1.95 £1.44
$1.96 ฿64.4
-0.51%
White Bread (500g)
$2.07 £1.53
$1.50 ฿49.38
38.00%
Rice (white) (1kg)
$2.21 £1.64
$1.34 ฿43.92
64.93%
Eggs
$4.13 £3.06
$2.26 ฿74.4
82.74%
Local Cheese (1kg)
$10.82 £8.00
$16.26 ฿534
-33.46%
Chicken Fillets (1kg)
$9.27 £6.86
$2.95 ฿97.1
214.24%
Beef Round Steak (1kg)
$15.55 £11.50
$9.94 ฿327
56.44%
Apples (1kg)
$3.05 £2.26
$2.57 ฿84.5
18.68%
Banana (1kg)
$2.02 £1.49
$1.06 ฿34.72
90.57%
Oranges (1kg)
$2.77 £2.05
$1.61 ฿53.0
72.05%
Tomato (1kg)
$3.86 £2.86
$1.52 ฿49.96
153.95%
Potato (1kg)
$2.04 £1.51
$1.27 ฿41.76
60.63%
Onion (1kg)
$1.85 £1.37
$1.07 ฿35.05
72.90%
Lettuce (1 head)
$1.17 £0.87
$0.72 ฿23.67
62.50%
Water (1.5 liter bottle)
$1.76 £1.30
$0.51 ฿16.72
245.10%
Cigarettes 20 Pack (Marlboro, Camel)
$22.35 £16.53
$4.19 ฿138
433.41%
Wine (Bottle)
$11.41 £8.44
$17.87 ฿587
-36.15%
Local Beer (0.5 liter bottle)
$3.11 £2.30
$1.69 ฿55.7
84.02%
Imported Beer (0.33 liter bottle)
$2.40 £1.78
$2.84 ฿93.2
-15.49%
🚌 Getting Around
Chatham
Chiang Mai
Difference
One-way Ticket (Public Transport)
$4.01 £2.97
$0.93 ฿30.42
331.18%
Public Transport Monthly Pass (Regular Price)
$68.0 £50.3
$53.9 ฿1,770
26.23%
Taxi Start (Normal Tariff)
$5.01 £3.71
$1.23 ฿40.58
307.32%
Taxi (Normal Tariff) (1km)
$2.79 £2.06
$0.58 ฿18.96
381.03%
Taxi 1hour Waiting (Normal Tariff)
$20.10 £14.87
$2.42 ฿79.7
730.58%
Gasoline (1 liter)
$1.94 £1.43
$1.41 ฿46.42
37.59%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.5K £28.5K
$21.4K ฿704.9K
79.69%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$37.3K £27.6K
$27.3K ฿898.5K
36.46%
🧾 Monthly Utilities & Internet
Chatham
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$286 £211
$63.7 ฿2,093
348.58%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.92 £12.52
$12.85 ฿423
31.67%
Internet (50+ Mbps, Unlimited Data)
$27.58 £20.41
$20.22 ฿665
36.40%
🎉 Sport & Entertainment
Chatham
Chiang Mai
Difference
Gym Membership (Monthly)
$121 £89.3
$38.74 ฿1,274
211.69%
Tennis Court (1 Hour on Weekend)
$9.53 £7.05
$3.97 ฿130
140.05%
Cinema Ticket
$18.09 £13.38
$6.74 ฿221
168.40%
🧸 Childcare & Education
Chatham
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,131 £1,577
$778 ฿25.6K
173.96%
International Primary School, 1 Child (Yearly)
$31.2K £23.1K
$14.6K ฿480.2K
113.70%
👕👟 Clothing & Footwear
Chatham
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$93.4 £69.1
$54.3 ฿1,785
71.95%
Summer Dress (H&M, Zara, etc)
$45.64 £33.76
$25.45 ฿836
79.33%
Sport Shoes (Adidas, Nike)
$105 £78.0
$94.3 ฿3,101
11.78%
Men's Leather Business Shoes
$91.4 £67.6
$73.4 ฿2,414
24.44%
🏠 Accommodation & Living
Chatham
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$2,040 £1,509
$490 ฿16.1K
316.63%
1-bedroom Apartment, Outside City Center (Monthly)
$1,631 £1,207
$289 ฿9,510
463.78%
3-bedroom Apartment, City Center (Monthly)
$2,511 £1,857
$894 ฿29.4K
180.99%
3-bedroom Apartment, Outside City Center (Monthly)
$2,174 £1,608
$517 ฿17.0K
320.45%
Buy Apartment in City Center (m2)
$8,018 £5,931
$1,955 ฿64.3K
310.08%
Buy Apartment Outside City Center (m2)
$7,586 £5,612
$1,477 ฿48.5K
413.67%
💵 Salaries & Financials
Chatham
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$3,017 £2,232
$602 ฿19.8K
401.07%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.12
5.57
-8.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chatham: August 29, 2026

Last update for Chiang Mai: August 31, 2026

Cost Breakdown

A central one-bedroom costs $2,040 in Chatham versus $490 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 401% higher in Chatham, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $94.0 in Chatham versus $20.00 in Chiang Mai. Monthly groceries follow the same trend: $327 vs $240 – making Chiang Mai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chatham vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chatham or Chiang Mai?
Chatham costs about 218% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chatham and in Chiang Mai?
For a comfortable life, plan on about $4,524 per month in Chatham and $1,421 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chatham or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in Chatham compared to Chiang Mai?
Monthly expenses with rent come to $3,016 in Chatham and $947 in Chiang Mai. The difference isn't just one category – it shows up across housing, food, transport, and services.
How expensive is transport in Chatham compared to Chiang Mai?
Public transport costs about 26% less in Chiang Mai. For daily commuters, that gap adds up to noticeable savings over a year.
Can you live on $1,000/month in Chatham or in Chiang Mai?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $947, than in Chatham at $3,016. In Chiang Mai it covers expenses comfortably, while in Chatham it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Chatham or Chiang Mai?
For digital nomads, it depends on budget. Chiang Mai costs $947 versus $3,016 in Chatham. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chatham compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chatham or to Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chatham makes more sense. Both are solid long-term options with distinct trade-offs.

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