Last update: Oct 2026

Cost of Living Comparison Between Chartres and Cebu

For one person, living is cheaper in Cebu: $915 a month against $1,707 in Chartres, rent and utilities included – about $9,500 less a year. Rent and utilities account for about half of the difference.

82

Cost of Living Index in Chartres
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Chartres Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Chartres

🇫🇷 France

$1,707

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Chartres and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chartres and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,707 in Chartres versus $915 in Cebu.

Chartres $1,707
Cebu $915

Estimated couple costs with rent: $2,598 in Chartres versus $1,418 in Cebu.

Chartres $2,598
Cebu $1,418

Monthly costs for a family of three with rent: $3,490 in Chartres versus $1,921 in Cebu.

Chartres $3,490
Cebu $1,921

Living in Chartres is roughly 87% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Chartres is 26% above, Cebu is 33% below.

Meal at Budget Restaurant

$14.24 €12.67

$3.05 ₱192

366.89%

Three-Course Dinner for Two, Mid-Range

$50.2 €44.65

$24.00 ₱1,511

109.17%

Fast Food Meal (McDonalds, etc)

$10.65 €9.47

$3.99 ₱251

166.92%

Cappuccino

$2.63 €2.34

$2.50 ₱157

5.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.08 €2.74

$1.54 ₱97.1

100.00%

Water (0.33 liter bottle)

$1.47 €1.30

$0.50 ₱31.37

194.00%

Local Beer (0.5 liter draught)

$8.21 €7.30

$1.78 ₱112

361.24%

Imported Beer (0.33 liter bottle)

$5.55 €4.94

$2.17 ₱136

155.76%

Milk (1 liter)

$1.32 €1.18

$2.00 ₱126

-34.00%

White Bread (500g)

$1.75 €1.55

$1.37 ₱86.2

27.74%

Rice (white) (1kg)

$2.59 €2.30

$1.03 ₱64.9

151.46%

Eggs

$3.83 €3.41

$2.03 ₱128

88.67%

Local Cheese (1kg)

$9.96 €8.86

$10.20 ₱642

-2.35%

Chicken Fillets (1kg)

$12.00 €10.67

$4.45 ₱280

169.66%

Beef Round Steak (1kg)

$16.16 €14.38

$7.67 ₱483

110.69%

Apples (1kg)

$3.13 €2.79

$3.31 ₱208

-5.44%

Banana (1kg)

$2.99 €2.66

$1.46 ₱91.8

104.79%

Oranges (1kg)

$1.45 €1.29

$2.32 ₱146

-37.50%

Tomato (1kg)

$4.11 €3.66

$1.49 ₱94.0

175.84%

Potato (1kg)

$1.77 €1.58

$2.34 ₱147

-24.36%

Onion (1kg)

$2.01 €1.79

$1.94 ₱122

3.61%

Lettuce (1 head)

$1.58 €1.41

$1.16 ₱73.0

36.21%

Water (1.5 liter bottle)

$0.13 €0.12

$0.68 ₱42.89

-80.88%

Cigarettes 20 Pack (Marlboro, Camel)

$12.73 €11.32

$2.99 ₱188

325.75%

Wine (Bottle)

$5.64 €5.02

$6.24 ₱393

-9.62%

Local Beer (0.5 liter bottle)

$1.46 €1.30

$1.23 ₱77.3

18.70%

Imported Beer (0.33 liter bottle)

$1.60 €1.43

$1.73 ₱109

-7.51%

One-way Ticket (Public Transport)

$1.92 €1.71

$0.23 ₱14.36

734.78%

Public Transport Monthly Pass (Regular Price)

$48.17 €42.85

$12.34 ₱777

290.36%

Taxi Start (Normal Tariff)

$2.32 €2.06

$0.79 ₱49.96

193.67%

Taxi (Normal Tariff) (1km)

$1.14 €1.02

$0.22 ₱13.86

418.18%

Taxi 1hour Waiting (Normal Tariff)

$32.69 €29.08

$4.54 ₱286

620.04%

Gasoline (1 liter)

$2.10 €1.87

$1.32 ₱82.9

59.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.8K €15.0K

$21.0K ₱1.3M

-19.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K €21.8K

$19.4K ₱1.2M

26.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$206 €183

$119 ₱7,464

73.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.99 €18.67

$14.22 ₱896

47.61%

Internet (50+ Mbps, Unlimited Data)

$32.24 €28.68

$27.47 ₱1,730

17.36%

Gym Membership (Monthly)

$36.25 €32.25

$32.31 ₱2,034

12.19%

Tennis Court (1 Hour on Weekend)

$13.22 €11.76

$6.50 ₱409

103.38%

Cinema Ticket

$15.47 €13.76

$5.40 ₱340

186.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$894 €795

$276 ₱17.4K

223.75%

International Primary School, 1 Child (Yearly)

$9,960 €8,859

$7,866 ₱495.3K

26.61%

Jeans (Levis 501 Or Similar)

$124 €111

$49.37 ₱3,108

151.93%

Summer Dress (H&M, Zara, etc)

$46.64 €41.49

$24.58 ₱1,548

89.75%

Sport Shoes (Adidas, Nike)

$101 €90.2

$76.6 ₱4,825

32.24%

Men's Leather Business Shoes

$96.3 €85.7

$58.9 ₱3,706

63.63%

1-bedroom Apartment, City Center (Monthly)

$756 €672

$503 ₱31.7K

50.09%

1-bedroom Apartment, Outside City Center (Monthly)

$609 €542

$305 ₱19.2K

100.15%

3-bedroom Apartment, City Center (Monthly)

$1,359 €1,209

$1,075 ₱67.7K

26.48%

3-bedroom Apartment, Outside City Center (Monthly)

$1,119 €995

$632 ₱39.8K

77.02%

Buy Apartment in City Center (m2)

$3,929 €3,495

$2,870 ₱180.7K

36.93%

Buy Apartment Outside City Center (m2)

$2,050 €1,824

$1,877 ₱118.2K

9.22%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.9

7.2

-45.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chartres: October 17, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chartres

$610 35.7%

Cebu

$305 33.3% 50% $305

Groceries & Markets

Chartres

$294 17.2%

Cebu

$210 22.9% 28.7% $84

Monthly Utilities & Internet

Chartres

$259 15.2%

Cebu

$160 17.5% 38.2% $99

Eating Out

Chartres

$248 14.5%

Cebu

$88 9.6% 64.6% $160

Clothing & Footwear

Chartres

$166 9.7%

Cebu

$94 10.3% 43.2% $72

Sport & Entertainment

Chartres

$67 3.9%

Cebu

$43 4.7% 35.9% $24

Getting Around

Chartres

$64 3.7%

Cebu

$15 1.7% 76.3% $49

Cost Breakdown

A one-bedroom apartment in the center runs $756 in Chartres and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $50.0 in Chartres vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $294 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇫🇷 Chartres

🇵🇭 Cebu

🕒 Local time

21:48 9:48 PM

03:48 3:48 AM

6 h ahead of Chartres

🌤 Weather

👥 Population

38,447

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Chartres Cebu 11,400 km ≈ 15 h nonstop flight

From you

Chartres
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chartres vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 87% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,561 in Chartres and $1,372 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $756 in Chartres versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,707 per month in Chartres versus $915 in Cebu – a 87% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 290% less than in Chartres. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $1,707 in Chartres, a $1,500 budget is realistic in Cebu but tight or insufficient in Chartres. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Chartres, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Chartres and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 87% less than in Chartres. Beyond cost, consider language, visa policies, and how big the international community is in each city.