Last update: Nov 2026

Cost of Living Comparison Between Charlotte Amalie and Toronto

For one person, living is cheaper in Charlotte Amalie: $2,365 a month against $2,599 in Toronto, rent and utilities included – about $2,800 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

125

Cost of Living Index in Toronto
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Toronto Living Index

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Charlotte Amalie

🇻🇮 U.S. Virgin Islands

$2,365

/mo nomad

Toronto

🇨🇦 Canada

$2,599

/mo nomad

Monthly Cost of Living

How much you'll spend in Charlotte Amalie and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Charlotte Amalie and in Toronto actually costs, broken down by who's living it.

A single person spends $2,365 per month in Charlotte Amalie vs $2,599 in Toronto, rent included.

Charlotte Amalie $2,365
Toronto $2,599

A couple spends around $4,182 per month in Charlotte Amalie vs $3,700 in Toronto, rent included.

Charlotte Amalie $4,182
Toronto $3,700

A family of three spends $5,998 per month in Charlotte Amalie vs $4,801 in Toronto, rent included.

Charlotte Amalie $5,998
Toronto $4,801

Charlotte Amalie is about 9% cheaper than Toronto, and outside of rent the biggest gap is in groceries.

Both Charlotte Amalie and Toronto sit above the global median – Charlotte Amalie by 75%, Toronto by 92%.

Meal at Budget Restaurant

$25.12 $25.12

$17.98 CA$25.20

39.71%

Three-Course Dinner for Two, Mid-Range

$118 $118

$72.3 CA$101

63.96%

Fast Food Meal (McDonalds, etc)

$12.79 $12.79

$10.83 CA$15.18

18.10%

Cappuccino

$7.22 $7.22

$4.34 CA$6.09

66.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.05 $3.05

$2.16 CA$3.03

41.20%

Water (0.33 liter bottle)

$2.46 $2.46

$1.66 CA$2.32

48.19%

Local Beer (0.5 liter draught)

$5.39 $5.39

$6.35 CA$8.90

-15.12%

Imported Beer (0.33 liter bottle)

$6.93 $6.93

$7.34 CA$10.29

-5.59%

Milk (1 liter)

$2.79 $2.79

$2.57 CA$3.60

8.56%

White Bread (500g)

$8.86 $8.86

$2.71 CA$3.79

226.94%

Rice (white) (1kg)

$2.28 CA$3.19

Eggs

$7.17 $7.17

$3.60 CA$5.05

99.17%

Local Cheese (1kg)

$8.94 CA$12.54

Chicken Fillets (1kg)

$11.19 CA$15.69

Beef Round Steak (1kg)

$15.23 CA$21.34

Apples (1kg)

$3.74 CA$5.25

Banana (1kg)

$1.23 CA$1.72

Oranges (1kg)

$3.58 CA$5.02

Tomato (1kg)

$4.25 CA$5.96

Potato (1kg)

$1.94 CA$2.72

Onion (1kg)

$1.67 CA$2.34

Lettuce (1 head)

$2.30 CA$3.22

Water (1.5 liter bottle)

$1.26 CA$1.77

Cigarettes 20 Pack (Marlboro, Camel)

$4.92 $4.92

$14.19 CA$19.90

-65.33%

Wine (Bottle)

$19.93 $19.93

$14.25 CA$19.97

39.86%

Local Beer (0.5 liter bottle)

$2.28 CA$3.20

Imported Beer (0.33 liter bottle)

$6.83 $6.83

$2.58 CA$3.62

164.73%

One-way Ticket (Public Transport)

$6.17 $6.17

$2.35 CA$3.30

162.55%

Public Transport Monthly Pass (Regular Price)

$111 CA$156

Taxi Start (Normal Tariff)

$19.93 $19.93

$3.01 CA$4.22

562.13%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.71

Taxi 1hour Waiting (Normal Tariff)

$21.82 CA$30.59

Gasoline (1 liter)

$1.35 $1.35

$1.23 CA$1.73

9.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$45.8K $45.8K

$27.0K CA$37.8K

69.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$48.7K $48.7K

$21.8K CA$30.6K

123.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$301 $301

$121 CA$169

149.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.0 $61.0

$33.10 CA$46.40

84.20%

Internet (50+ Mbps, Unlimited Data)

$101 $101

$49.09 CA$68.8

105.70%

Gym Membership (Monthly)

$199 $199

$36.65 CA$51.4

443.68%

Tennis Court (1 Hour on Weekend)

$25.01 CA$35.06

Cinema Ticket

$11.84 $11.84

$12.78 CA$17.91

-7.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$754 CA$1,058

International Primary School, 1 Child (Yearly)

$33.7K CA$47.2K

Jeans (Levis 501 Or Similar)

$50.4 CA$70.6

Summer Dress (H&M, Zara, etc)

$41.43 CA$58.1

Sport Shoes (Adidas, Nike)

$89.1 $89.1

$101 CA$142

-12.02%

Men's Leather Business Shoes

$130 CA$183

1-bedroom Apartment, City Center (Monthly)

$1,261 $1,261

$1,590 CA$2,228

-20.68%

1-bedroom Apartment, Outside City Center (Monthly)

$1,006 $1,006

$1,424 CA$1,996

-29.35%

3-bedroom Apartment, City Center (Monthly)

$3,493 $3,493

$2,641 CA$3,702

32.27%

3-bedroom Apartment, Outside City Center (Monthly)

$3,014 $3,014

$2,090 CA$2,930

44.20%

Buy Apartment in City Center (m2)

$7,730 CA$10.8K

Buy Apartment Outside City Center (m2)

$6,892 CA$9,661

Average Monthly Net Salary (After Tax)

$3,623 CA$5,078

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Charlotte Amalie: November 2, 2026

Last update for Toronto: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Charlotte Amalie

–

Toronto

$1.4K 54.8%

Groceries & Markets

Charlotte Amalie

–

Toronto

$345 13.3%

Eating Out

Charlotte Amalie

–

Toronto

$290 11.2%

Monthly Utilities & Internet

Charlotte Amalie

–

Toronto

$203 7.8%

Clothing & Footwear

Charlotte Amalie

–

Toronto

$145 5.6%

Getting Around

Charlotte Amalie

–

Toronto

$130 5%

Sport & Entertainment

Charlotte Amalie

–

Toronto

$62 2.4%

Cost Breakdown

A central one-bedroom costs $1,261 in Charlotte Amalie versus $1,590 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $118 in Charlotte Amalie versus $72 in Toronto. Groceries tell a different story – $199 in Charlotte Amalie vs $345 in Toronto – so Charlotte Amalie wins on supermarket bills even if dining out costs more.

Good to know

🇻🇮 Charlotte Amalie

🇨🇦 Toronto

🕒 Local time

02:02 2:02 AM

01:02 1:02 AM

1 h behind Charlotte Amalie

🌤 Weather

👥 Population

14,477 Capital

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.891 EUR

1 CAD = 0.713 USD

1 CAD = 0.635 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.891 EUR).

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.57 CAD (1 CAD = 0.635 EUR).

CAD to USD in detail →

On the map

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Between locations

Charlotte Amalie Toronto 3,120 km ≈ 4 h 30 min nonstop flight

From you

Charlotte Amalie
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Charlotte Amalie vs Toronto: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 10%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $3,547 per month in Charlotte Amalie and $3,899 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Charlotte Amalie, especially for central apartments: a one-bedroom in the center costs $1,261 there versus $1,590 in Toronto.

Groceries cost about 74% more in Toronto, though the gap depends on what you buy.

A mid-range dinner for two costs $118 in Charlotte Amalie and $72 in Toronto. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

It depends on your priorities. Charlotte Amalie has an edge in some lifestyle areas, with costs from $2,365 in Charlotte Amalie to $2,599 in Toronto. Climate, culture, job market, and personal taste all factor in.